NATIONAL INVESTMENT BANK VRS  AJINA CO. LTD & 3 ORS Ajina Company Limited, 1st Defendant in the substantive suit, was granted overdraft facilities totalling to GH¢100,000.00. As security for the facilities, 2nd and 3rd Defendants executed Personal Guarantees to be jointly and severally liable in the event of a default on the part of the 1st Defendant.