GHANA UNION ASSURANCE CO., LTD. v. ASSAD FAKHRY AND SONS Insurance—Contract of insurance—Fire policy—Proposals—Terms agreed upon in proposals—Interests declared in proposals omitted in policy—Property destroyed by fire—Insured subsequently completing claim form as owners—Ownership of insured disputed by insurers—Action by insured dismissed by trial judge because insured were neither owners nor holding goods in trust or commission—Decision of trial judge unsatisfactory and based on inadequate consideration of available evidence—Appellate court entitled to draw proper inference on available evidence.