INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(120, 'PUBLIC AND PRESIDENTIAL SEALS ACT, 1970 (ACT 342)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1279" height="64">\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              PUBLIC AND PRESIDENTIAL SEALS ACT, \r\n                                              1970 (ACT 342)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Use of Public and Presidential \r\n                                              Seals </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Custody of Seals</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Wafer Seals</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Regulations</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Offences in connection with \r\n                                              Seals</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6. Repeal of Act 246</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              <b>THE THREE HUNDRED AND \r\n                                              FORTY-SECOND</b></span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial; font-weight: 700">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE PUBLIC AND PRESIDENTIAL SEALS \r\n                                              ACT, 1970</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to regulate the use and \r\n                                              custody of the Public and \r\n                                              Presidential Seals and to provide \r\n                                              for other matters connected \r\n                                              therewith.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 21st August, 1970.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              WHEREAS article 39 of the \r\n                                              Constitution provides that there \r\n                                              shall be a Public Seal and a \r\n                                              Presidential Seal, the use and \r\n                                              custody of which shall, subject to \r\n                                              the provisions of the \r\n                                              Constitution, be regulated by law.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NOW THEREFORE BE IT ENACTED by the \r\n                                              President and the National \r\n                                              Assembly in this present \r\n                                              Parliament assembled as follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Use of Public and \r\n                                              Presidential Seals.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Subject to subsections (2) and \r\n                                              (3) of this section, except where \r\n                                              their use is expressly provided \r\n                                              for by the Constitution or any \r\n                                              other enactment, the Public Seal \r\n                                              and the Presidential Seal shall or \r\n                                              may be used on such occasions and \r\n                                              in respect of such matters as may \r\n                                              be prescribed by regulations made \r\n                                              under section 4 of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Public Seal may be applied \r\n                                              in respect of any instrument \r\n                                              signed by a Minister in exercise \r\n                                              of any function conferred or \r\n                                              imposed on him by the Constitution \r\n                                              or by any other enactment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Presidential Seal may be \r\n                                              applied in respect of any \r\n                                              instrument executed personally in \r\n                                              exercise of any function conferred \r\n                                              by the Constitution or any other \r\n                                              enactment, by the President or by \r\n                                              the Speaker when exercising the \r\n                                              functions of the President under \r\n                                              article 38 of the Constitution.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Custody of Seals.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Secretary to the Cabinet \r\n                                              or such other member of the Public \r\n                                              Services as may be prescribed by \r\n                                              regulations, shall have the \r\n                                              custody and charge of the Public \r\n                                              Seal.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Secretary to the President \r\n                                              or such other member of the Public \r\n                                              Services as may be prescribed by \r\n                                              regulations, shall have the \r\n                                              custody and charge of the \r\n                                              Presidential Seal.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Wafer Seals.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Regulations may provide for \r\n                                              the making of wafer seals, \r\n                                              representing the Public Seal and \r\n                                              the Presidential Seal, of such \r\n                                              material as the regulations may \r\n                                              specify and also prescribe the \r\n                                              size of the cast to be used for \r\n                                              that purpose.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp; The wafer seals made in \r\n                                              pursuance of subsection (1) of \r\n                                              this section shall&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a)&nbsp; be in the same custody as the \r\n                                              seals they represent, and </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b)&nbsp; when affixed to any document \r\n                                              required to be authenticated by or \r\n                                              passed under the Public Seal or \r\n                                              the Presidential Seal, shall \r\n                                              confer on that document the same \r\n                                              validity in all respects as if the \r\n                                              document itself had been \r\n                                              authenticated by or passed under \r\n                                              the Public Seal or the \r\n                                              Presidential Seal.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3)&nbsp; It shall not be necessary to \r\n                                              the validity of any document to \r\n                                              which a wafer Public Seal or a \r\n                                              wafer Presidential Seal is \r\n                                              attached or embossed to prove that \r\n                                              the attachment or embossing of \r\n                                              such wafer seals respectively was \r\n                                              authorised, and no evidence to the \r\n                                              contrary shall be received.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Regulations.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1)&nbsp; The Prime Minister may by \r\n                                              legislative instrument make \r\n                                              regulations in respect of all or \r\n                                              any of the following matters:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the documents to which the \r\n                                              wafer Public Seal and the wafer \r\n                                              Presidential Seal respectively are \r\n                                              to be affixed; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the manner in which such \r\n                                              documents are to be prepared, \r\n                                              whether to be printed or written, \r\n                                              or partly printed or partly \r\n                                              written, and whether to be printed \r\n                                              or written on paper, parchment or \r\n                                              any other fitting material;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) such matters as are required \r\n                                              or authorised under this Act to be \r\n                                              prescribed by regulations; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) any other matter which he \r\n                                              considers expedient for the \r\n                                              purpose of carrying this Act into \r\n                                              effect:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that regulations shall \r\n                                              not be made under this section in \r\n                                              relation to the Presidential Seal \r\n                                              or the wafer Presidential Seal \r\n                                              except with the prior approval of \r\n                                              the President.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Regulations made under this \r\n                                              section may modify the provisions \r\n                                              of any enactment for the purpose \r\n                                              of giving full effect to this Act \r\n                                              or to the regulations.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Offences in Connection \r\n                                              with Seals.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any person who, without lawful \r\n                                              authority or excuse (the proof of \r\n                                              which shall lie on him), uses or \r\n                                              has in his possession any seal or \r\n                                              wafer seal to which this Act \r\n                                              applies shall be guilty of a \r\n                                              misdemeanour.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Repeal of Act 246.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Official Seals Act, 1964 (Act \r\n                                              246) is hereby repealed.</span></p>\r\n                                              <p></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="76" height="50" bgcolor="#003366"></table></td>\r\n        </tr>\r\n', 'Second', 'Yes', 'ACT 342');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(121, 'REGISTRATION OF BIRTHS AND DEATHS ACT, 1965 (ACT 301)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1311" height="64">\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              REGISTRATION OF BIRTHS AND DEATHS \r\n                                              ACT, 1965 (ACT 301)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              As amended </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART I&#8212;BIRTHS AND DEATHS REGISTRY</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1.&nbsp; The central and local offices.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2.&nbsp; Registers of births and \r\n                                              deaths.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3.&nbsp; The Registrar of Births and \r\n                                              Deaths.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4.&nbsp; Registration Regions and \r\n                                              Districts.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5.&nbsp; Power to take affidavits.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6.&nbsp; Disclosure of information.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART II&#8212;REGISTRATION OF BIRTHS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              7.&nbsp; Live-birth.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8.&nbsp; Registration of births.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              9.&nbsp; Case of doubtful paternity.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              10.&nbsp; Registration of name \r\n                                              subsequent to registration of \r\n                                              birth.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              11.&nbsp; Birth certificate.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART III&#8212;REGISTRATION OF FOETAL \r\n                                              DEATHS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              12.&nbsp; Foetal death.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              13.&nbsp; Registration of foetal death.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              14.&nbsp; Persons responsible for \r\n                                              registering foetal death.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              15.&nbsp; Burial permit for foetal \r\n                                              death.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART IV&#8212;REGISTRATION OF DEATHS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              16.&nbsp; Registration of deaths.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              17.&nbsp; Persons to furnish \r\n                                              information as to death.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              18.&nbsp; Certificate of medical \r\n                                              practitioner.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              19.&nbsp; Duty of coroner after holding \r\n                                              inquiry.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              20.&nbsp; Death certificate.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              21.&nbsp; Provisions as to burial or \r\n                                              other disposition.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              22.&nbsp; No burial without burial \r\n                                              permit.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Registration of Births and Deaths \r\n                                              Occurring on the High Seas and Air \r\n                                              Space above the High Seas</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              23.&nbsp; Births and deaths on high \r\n                                              seas and air space.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART V&#8212;AUTHORISED BURIAL GROUNDS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              25. Local authorities to provide \r\n                                              burial grounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              26. Private burial grounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              27. Exhumation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              28. Saving.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART VI&#8212;MISCELLANEOUS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Fraudulent Registrations and \r\n                                              Certificates</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              29.&nbsp; Cancellation of registration \r\n                                              and birth certificates.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Alterations in Registers</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              30. Alterations in registers.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Searches</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              31. Searches of records.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Issue of Certificates and Copies</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              32. Certified Copy of entry in \r\n                                              Register&nbsp; of Birth. </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              33. Certified Copy of entry in \r\n                                              Register of Deaths.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              34. Certificates as evidence.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              35. Appeal from refusal of \r\n                                              Registrar to search or issue \r\n                                              certificate.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Penalties</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              36. Failure to carry out duties.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              37. Interference with public \r\n                                              notice.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              38. Penalty for improper \r\n                                              disclosure of information.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              39. General penalty.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              40. Power to make regulations.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              41. Interpretation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              42. Repeal and saving.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              43. Commencement.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              44. Application of Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial; font-weight: 700">\r\n                                              THE THREE HUNDRED AND FIRST</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial; font-weight: 700">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE REGISTRATION OF BIRTHS AND \r\n                                              DEATHS ACT, 1965</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to provide for the \r\n                                              registration of births, foetal \r\n                                              deaths and deaths and to make \r\n                                              provision for burial grounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 29th September, \r\n                                              1965.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the President and \r\n                                              the National Assembly in this \r\n                                              present Parliament assembled as \r\n                                              follows: &#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART I&#8212;BIRTHS AND DEATHS REGISTRY</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;The Central and Local \r\n                                              Offices.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1)&nbsp; There shall be a central \r\n                                              office in Accra (in this Act \r\n                                              referred to as &quot;the central \r\n                                              office&quot;) and a local office in \r\n                                              such registration district as may \r\n                                              be prescribed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp;&nbsp; The central office shall be \r\n                                              the office for registration of all \r\n                                              births and deaths in the State.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3)&nbsp;&nbsp; The functions of the local \r\n                                              offices shall be such as may be \r\n                                              prescribed. </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4)&nbsp; The central office and the \r\n                                              local offices shall collectively \r\n                                              be known as the Births and Deaths \r\n                                              Registry.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Registers of Births and \r\n                                              Deaths.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              There shall be maintained in the \r\n                                              central office registers of all \r\n                                              births, foetal deaths and deaths \r\n                                              occurring in the State.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;The Registrar of Births \r\n                                              and Deaths.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1)&nbsp; The Central Office shall be \r\n                                              under the management and control \r\n                                              of an officer who shall be called \r\n                                              the Registrar of Births and \r\n                                              Deaths.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp; The Registrar of Births and \r\n                                              Deaths shall be appointed by the \r\n                                              Government.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Registration Regions and \r\n                                              Districts.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Regulations may provide for the \r\n                                              division of the country into \r\n                                              registration regions and \r\n                                              registration districts, and for \r\n                                              the appointment of District \r\n                                              Registrars and Assistant District&nbsp; \r\n                                              Registrars.[As substituted by the \r\n                                              Registration of Births and Deaths \r\n                                              Act, 1965 (Amendment) Decree, 1968 \r\n                                              (NLCD 285), s.1] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Power to Take \r\n                                              Affidavits.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Registrar may take the \r\n                                              affidavit or statutory declaration \r\n                                              of any person for the purposes of \r\n                                              this Act upon payment of the \r\n                                              prescribed fee which shall be paid \r\n                                              into the Consolidated Fund.[As \r\n                                              substituted by the Registration of \r\n                                              Births and Deaths Act, 1965 \r\n                                              (Amendment) Decree, 1968 (NLCD \r\n                                              285), s.2] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Disclosure of \r\n                                              Information.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              No person shall communicate or \r\n                                              allow to be communicated to any \r\n                                              other person any information \r\n                                              obtained under this Act, or allow \r\n                                              any person to inspect or have \r\n                                              access to any records containing \r\n                                              information obtained under this \r\n                                              Act except as authorised by or \r\n                                              under this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART II&#8212;REGISTRATION OF BIRTHS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 7&#8212;Live-Birth.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              For the purposes of this Act, \r\n                                              birth means live-birth which is \r\n                                              the complete expulsion or \r\n                                              extraction from its mother of a \r\n                                              product of conception, \r\n                                              irrespective of the duration of \r\n                                              pregnancy, which after such \r\n                                              separation, breathes or shows any \r\n                                              evidence of life, such as beating \r\n                                              of the heart, pulsation of the \r\n                                              umbilical cord, or definite \r\n                                              movement of voluntary muscles \r\n                                              whether or not the umbilical cord \r\n                                              has been cut or the placenta is \r\n                                              detached; each product of such \r\n                                              birth is considered live-born.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8&#8212;Registration of Births.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The birth of every child in \r\n                                              any district to which this Act \r\n                                              applies shall be registered by the \r\n                                              Registrar in the district in which \r\n                                              the child was born.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where a living new-born child \r\n                                              is found deserted and no \r\n                                              information as to the place of \r\n                                              birth is available, the birth \r\n                                              shall be registered by the \r\n                                              Registrar for the district in \r\n                                              which the child is found.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) It shall, subject to \r\n                                              subsection (2) of section 36 of \r\n                                              this Act, be the duty of each of \r\n                                              the following persons&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the father and the mother of \r\n                                              the child;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) in the case of the death or \r\n                                              incapacity of the father and \r\n                                              mother&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              the occupier of the premises in \r\n                                              which the child is born, if he has \r\n                                              knowledge of the birth;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) a person present at the \r\n                                              birth,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) a person having charge of \r\n                                              the child, to furnish the \r\n                                              prescribed particulars for \r\n                                              registration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The birth shall be registered \r\n                                              within twenty-one days of the date \r\n                                              of birth and registration outside \r\n                                              of this period shall only be made \r\n                                              on payment of the prescribed fee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) When a birth has not been \r\n                                              registered within the twenty-one \r\n                                              day period referred to in \r\n                                              subsection (4) of this section, \r\n                                              the Registrar may by notice in \r\n                                              writing summon any of the persons \r\n                                              referred to in subsection (3) of \r\n                                              this section to attend personally \r\n                                              at the Births and Deaths Registry \r\n                                              to furnish the prescribed \r\n                                              particulars for registration \r\n                                              within a prescribed time.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) No birth shall be registered \r\n                                              after the expiration of twelve \r\n                                              months from the date of birth \r\n                                              except with the written authority \r\n                                              of the Registrar of Births and \r\n                                              Deaths and upon payment of the \r\n                                              prescribed fee, and a note of such \r\n                                              authority having been given, shall \r\n                                              be entered in the register.[As \r\n                                              substituted by the Registration of \r\n                                              Births and Deaths Act, 1965 \r\n                                              (Amendment) Decree, 1968 (NLCD \r\n                                              285), s.3] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 9&#8212;Case of Doubtful \r\n                                              Paternity.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where the paternity of any child \r\n                                              is in doubt&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) no person shall as the \r\n                                              putative father of the child be \r\n                                              required to give information \r\n                                              concerning the birth of the child; \r\n                                              and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the Registrar shall not enter \r\n                                              the name of any person as father \r\n                                              of the child except at the joint \r\n                                              request of the mother and the \r\n                                              person acknowledging himself to be \r\n                                              the father of the child and that \r\n                                              person shall either sign the \r\n                                              register together with the mother \r\n                                              or make a declaration in the \r\n                                              prescribed form acknowledging \r\n                                              himself to be the father of the \r\n                                              child.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that if the mother is \r\n                                              dead the entry in the register may \r\n                                              be made on the request of the \r\n                                              person acknowledging himself to be \r\n                                              the father.[As substituted by the \r\n                                              Registration of Births and Deaths \r\n                                              Act, 1965 (Amendment) Decree, 1968 \r\n                                              (NLCD 285), s.4] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 10&#8212;Registration of Name \r\n                                              Subsequent to Registration of \r\n                                              Birth.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1)&nbsp; Where a birth had been \r\n                                              registered and it is desired to \r\n                                              change the name of the child, or \r\n                                              where a birth has been registered \r\n                                              without a name and a name is \r\n                                              subsequently given to the child, \r\n                                              the parent or guardian of the \r\n                                              child may within twelve months \r\n                                              after the registration of the \r\n                                              birth deliver to the Registrar a \r\n                                              certificate stating the name now \r\n                                              given to the child and the \r\n                                              Registrar, upon receipt of such \r\n                                              certificate and upon payment of \r\n                                              the prescribed fee, shall, without \r\n                                              any erasure of the original entry, \r\n                                              forthwith enter in the register \r\n                                              the name mentioned in the \r\n                                              certificate as having been given \r\n                                              to such child.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp; Every such certificate shall \r\n                                              be signed either by the person who \r\n                                              performed the rite of baptism upon \r\n                                              the occasion on which the name was \r\n                                              given or altered, or, if the child \r\n                                              is not baptised, by the parent or \r\n                                              guardian of the child.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 11&#8212;Birth Certificate.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Registrar shall, as soon as a \r\n                                              birth is registered, or, where the \r\n                                              birth has been registered without \r\n                                              a name, then, upon registration of \r\n                                              the name, issue a birth \r\n                                              certificate free of charge to the \r\n                                              father, mother or a person \r\n                                              authorised by one of them or by \r\n                                              the court.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART III&#8212;REGISTRATION OF FOETAL \r\n                                              DEATHS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 12&#8212;Foetal Death.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              For the purposes of this Act, \r\n                                              foetal death is death prior to the \r\n                                              complete expulsion or extraction \r\n                                              from its mother of a product of \r\n                                              conception, irrespective of the \r\n                                              duration of pregnancy; the death \r\n                                              is indicated by the fact that \r\n                                              after such separation the foetus \r\n                                              does not breathe or show any other \r\n                                              evidence of life, such as beating \r\n                                              of the heart, pulsation of the \r\n                                              umbilical cord, or definite \r\n                                              movement of voluntary muscles.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 13&#8212;Registration of Foetal \r\n                                              Death.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Every foetal death which occurs in \r\n                                              any district to which this Act \r\n                                              applies shall be registered as \r\n                                              provided herein.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 14&#8212;Person Responsible for \r\n                                              Registering Foetal Death.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1)&nbsp; Where a foetal death occurs, \r\n                                              the person who would have been \r\n                                              responsible for the registration \r\n                                              of birth under subsection (3) of \r\n                                              section 8 of this Act if it had \r\n                                              been a birth, shall furnish the \r\n                                              prescribed statement respecting \r\n                                              the foetal death.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp; The person furnishing the \r\n                                              statement required under \r\n                                              subsection (1) of this section \r\n                                              shall either&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a)&nbsp; deliver to the Registrar a \r\n                                              written certificate in respect of \r\n                                              the foetal death signed by a \r\n                                              registered medical practitioner or \r\n                                              midwife who was in attendance at \r\n                                              the occurrence or who has examined \r\n                                              the foetus; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b)&nbsp; make a declaration to the \r\n                                              effect that no registered medical \r\n                                              practitioner or midwife was \r\n                                              present at the occurrence or has \r\n                                              examined the foetus, or that his \r\n                                              or her certificate cannot be \r\n                                              obtained in respect of the foetal \r\n                                              death. </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 15&#8212;Burial Permit for \r\n                                              Foetal Death.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              If the Registrar is satisfied with \r\n                                              the certificate or the declaration \r\n                                              referred to in section 14 of this \r\n                                              Act, he shall register the foetal \r\n                                              death and forthwith issue a burial \r\n                                              permit to the person requiring it \r\n                                              for the purpose of burial or other \r\n                                              disposition of the body.[As \r\n                                              substituted by the Registration of \r\n                                              Births and Deaths Act, 1965 \r\n                                              (Amendment) Decree, 1968 (NLCD \r\n                                              285), s.5] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART IV&#8212;REGISTRATION OF DEATHS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 16&#8212;Registration of Deaths.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Every death which occurs in a \r\n                                              district to which this Act applies \r\n                                              shall be registered by the \r\n                                              Registrar of that district within \r\n                                              twenty-four hours after the death \r\n                                              and registration outside of this \r\n                                              period shall only be made on \r\n                                              payment of the prescribed fee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) No death shall be registered \r\n                                              after the expiration of twelve \r\n                                              months from the date of death \r\n                                              except with the written authority \r\n                                              of the Registrar of Births and \r\n                                              Deaths and upon payment of the \r\n                                              prescribed fee and a note of such \r\n                                              authority having been given shall \r\n                                              be entered in the register.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Where a dead body is found and \r\n                                              no information as to the place of \r\n                                              death is available, the death \r\n                                              shall be registered by the \r\n                                              Registrar for the district in \r\n                                              which the body is found.[As \r\n                                              substituted by the Registration of \r\n                                              Births and Deaths Act, 1965 \r\n                                              (Amendment) Decree, 1968 (NLCD \r\n                                              285), s.6] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 17&#8212;Persons to Furnish \r\n                                              Information as to Death.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              It shall, subject to subsection \r\n                                              (2) of section 36 of this Act, be \r\n                                              the duty of each of the following \r\n                                              persons to furnish the Registrar \r\n                                              with the prescribed particulars of \r\n                                              a death&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a)&nbsp; the nearest relative of the \r\n                                              deceased present at the death or \r\n                                              in attendance at the last illness \r\n                                              of the deceased;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b)&nbsp; in default of the above, any \r\n                                              relative of the deceased residing \r\n                                              or being within the registration \r\n                                              district;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c)&nbsp;&nbsp; if no relative is available \r\n                                              the occupier of the premises in \r\n                                              which the death occurred;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d)&nbsp; any other adult person \r\n                                              present at the death or having \r\n                                              knowledge of the death;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e)&nbsp; the coroner who has been \r\n                                              notified of the death and has made \r\n                                              an inquiry or held an inquiry \r\n                                              regarding the death.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 18&#8212;Certificate of Medical \r\n                                              Practitioner.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The medical certificate stating \r\n                                              the cause of death shall be issued \r\n                                              free of charge by the medical \r\n                                              practitioner who was last in \r\n                                              attendance during the illness of \r\n                                              the deceased, and this certificate \r\n                                              shall forthwith be delivered to \r\n                                              the Registrar.[As substituted by \r\n                                              the Registration of Births and \r\n                                              Deaths Act, 1965 (Amendment) \r\n                                              Decree, 1968 (NLCD 285), s.7]\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 19&#8212;Duty of Coroner After \r\n                                              Holding Inquiry.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1)&nbsp; When an inquiry is held on \r\n                                              any dead body, the coroner who \r\n                                              holds the inquiry shall forthwith \r\n                                              complete and sign a certificate \r\n                                              stating the cause of the death and \r\n                                              the certificate shall forthwith be \r\n                                              delivered to the Registrar.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp; Where a death was the result \r\n                                              of any of the circumstances in \r\n                                              which a coroner is required under \r\n                                              the Coroners Act, 1960 (Act 18) to \r\n                                              hold an inquiry or conduct a \r\n                                              post-mortem examination, the \r\n                                              Registrar shall neither register \r\n                                              the death nor issue a death \r\n                                              certificate unless ordered to do \r\n                                              so by a coroner.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 20&#8212;Death Certificate.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Subject to subsection (2) of \r\n                                              section 19 of this Act, upon the \r\n                                              receipt of the prescribed \r\n                                              particulars required under section \r\n                                              17 of this Act or the certificate, \r\n                                              if any, under section 18 of this \r\n                                              Act, the Registrar, if he is \r\n                                              satisfied as to the particulars or \r\n                                              the certificate, as the case may \r\n                                              be, shall register the death.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Registrar shall as soon as \r\n                                              a death is registered issue:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) a burial permit free of charge \r\n                                              in the prescribed form, and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) a death certificate in the \r\n                                              prescribed form on payment of the \r\n                                              prescribed fee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Where the body of a deceased \r\n                                              person has been removed into Ghana \r\n                                              from some place outside of Ghana \r\n                                              for disposal, and no order has \r\n                                              been given by a coroner in respect \r\n                                              thereof, the Registrar of the \r\n                                              district in which it is intended \r\n                                              to dispose of the body, if it \r\n                                              appears that the death is not \r\n                                              required by law to be registered \r\n                                              in Ghana, shall upon application \r\n                                              by the person procuring the \r\n                                              disposal and upon payment of the \r\n                                              prescribed fee issue a burial \r\n                                              permit.[As substituted by the \r\n                                              Registration of Births and Deaths \r\n                                              Act, 1965 (Amendment) Decree, 1968 \r\n                                              (NLCD 285), s.8] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 21&#8212;Provisions as to Burial \r\n                                              or Other Disposition.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1)&nbsp; No person shall bury or \r\n                                              otherwise dispose of the body of \r\n                                              any person who dies in any \r\n                                              district to which this Act applies \r\n                                              except as provided herein.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp; Regulations may provide for \r\n                                              the disposal of dead bodies.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 22&#8212;No Burial Without \r\n                                              Burial Permit.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The owner or manager of an \r\n                                              authorised burial ground shall not \r\n                                              permit the burial of a dead body \r\n                                              in the burial ground, unless a \r\n                                              burial permit has been delivered \r\n                                              to him.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that in the case of \r\n                                              reburial after an authorised \r\n                                              exhumation, a burial permit shall \r\n                                              not be required.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The owner or manager of an \r\n                                              authorised burial ground shall \r\n                                              endorse the burial permit with the \r\n                                              prescribed particulars and shall \r\n                                              then return it to the Registrar of \r\n                                              the district in which burial took \r\n                                              place.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The owner or manager of an \r\n                                              authorised burial ground, shall at \r\n                                              the end of each month, transmit to \r\n                                              the Registrar a return of the \r\n                                              burials that took place that month \r\n                                              in the burial ground.[As \r\n                                              substituted by the Registration of \r\n                                              Births and Deaths Act, 1965 \r\n                                              (Amendment) Decree, 1968 (NLCD \r\n                                              285), s.9] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Registration of Births and Deaths \r\n                                              Occurring on the High Seas and Air \r\n                                              Space above the High Seas</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 23&#8212;Births and Deaths on \r\n                                              High Seas and Air Space.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Upon receipt of an information in \r\n                                              respect of birth of a child, \r\n                                              foetal death or death of a person \r\n                                              on board a ship or an aircraft \r\n                                              whose port or place of registry is \r\n                                              in Ghana, the Registrar, if he is \r\n                                              satisfied as to the truth and \r\n                                              sufficiency of the particulars \r\n                                              received, shall register the \r\n                                              birth, foetal death or death, as \r\n                                              the case may be.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART V&#8212;AUTHORISED BURIAL GROUNDS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 24&#8212;Burial in Authorised \r\n                                              Burial Grounds.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              [Repealed by the Mortuaries and \r\n                                              Funeral Facilities Act, 1998 (Act \r\n                                              563), s.40(1)]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 25&#8212;Local Authorities to \r\n                                              Provide Burial Grounds.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              [Repealed by the Mortuaries and \r\n                                              Funeral Facilities Act, 1998 (Act \r\n                                              563), s.40(1)]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 26&#8212;Private Burial Grounds.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              [Repealed by the Mortuaries and \r\n                                              Funeral Facilities Act, 1998 (Act \r\n                                              563), s.40(1)]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 27&#8212;Exhumation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              [Repealed by the Mortuaries and \r\n                                              Funeral Facilities Act, 1998 (Act \r\n                                              563), s.40(1)]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 28&#8212;Saving.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              [Repealed by the Mortuaries and \r\n                                              Funeral Facilities Act, 1998 (Act \r\n                                              563), s.40(1)]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Notwithstanding the repeal of the \r\n                                              Part Specified in section 40(1) of \r\n                                              the Mortuaries and Funeral \r\n                                              Facilities Act, 1998 any burial \r\n                                              ground use under the provisions of \r\n                                              the Part is hereby continued in \r\n                                              existence but subject to the \r\n                                              provisions of this Act.[Inserted \r\n                                              and to be cited as the Mortuaries \r\n                                              and Funeral Facilities Act, 1998 \r\n                                              (Act 563), s.40(2)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART VI&#8212;MISCELLANEOUS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Fraudulent Registrations and \r\n                                              Certificates</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 29&#8212;Cancellation of \r\n                                              Registration and Birth \r\n                                              Certificates.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) On written application by any \r\n                                              person and after notice to and \r\n                                              hearing of all persons interested, \r\n                                              or where the holding of a hearing \r\n                                              is not possible, on receipt of a \r\n                                              statutory declaration or such \r\n                                              other evidence satisfactory to the \r\n                                              Registrar as may be adduced by any \r\n                                              person interested, the Registrar, \r\n                                              if he is satisfied that a \r\n                                              registration is false or \r\n                                              improperly made or that a \r\n                                              certificate obtained is being used \r\n                                              for fraudulent or improper \r\n                                              purposes shall&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a)&nbsp; order that a note be made on \r\n                                              the register to that effect, as \r\n                                              the case may be;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) order every certificate issued \r\n                                              in respect of that registration to \r\n                                              be delivered to him for&nbsp; \r\n                                              cancellation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where a registration is false \r\n                                              or improperly made no certificate \r\n                                              shall be issued in respect of that \r\n                                              registration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A person who has in his \r\n                                              possession or under his control a \r\n                                              certificate in respect of which an \r\n                                              order has been made under \r\n                                              subsection (1) of this section \r\n                                              shall forthwith, upon receipt of \r\n                                              the order, deliver the certificate \r\n                                              to the Registrar, who shall \r\n                                              preserve it in a permanent file \r\n                                              together with the order and all \r\n                                              documents relating thereto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Alterations in Registers</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 30&#8212;Alterations in \r\n                                              Registers.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No alteration shall be made in \r\n                                              any register of births, foetal \r\n                                              deaths or deaths except as \r\n                                              authorised by this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any clerical error which may \r\n                                              from time to time be discovered in \r\n                                              any such register may, in the \r\n                                              prescribed manner and subject to \r\n                                              the prescribed conditions, be \r\n                                              corrected by any person authorised \r\n                                              in that behalf by the Registrar.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) An error or omission of fact \r\n                                              or substance in any such register \r\n                                              may be corrected by ruling one \r\n                                              clear line through the original \r\n                                              entry and. by an entry in the \r\n                                              appropriate column or columns \r\n                                              which shall be dated and \r\n                                              authenticated&nbsp; by the&nbsp; signature \r\n                                              of the Registrar, having custody \r\n                                              of the register, upon payment to \r\n                                              him by the person requiring the \r\n                                              error to be corrected of the \r\n                                              prescribed fee and upon production \r\n                                              to him by that person of a \r\n                                              statutory declaration setting \r\n                                              forth the nature of the error or \r\n                                              omission, and the true facts of \r\n                                              the case made by any two of the \r\n                                              persons referred to in subsection \r\n                                              (3) of section 8 or section 17 of \r\n                                              this Act of the birth or death \r\n                                              with reference to which the error \r\n                                              has been made, or in default of \r\n                                              such persons, then by two credible \r\n                                              persons having knowledge of the \r\n                                              truth of the case.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Where an error of fact or \r\n                                              substance (other than an error \r\n                                              relating to the cause of death)&nbsp; \r\n                                              occurs in the information given by \r\n                                              a coroner''s certificate concerning \r\n                                              a dead body upon which or a death \r\n                                              touching which he has held an \r\n                                              inquiry, the coroner, if satisfied \r\n                                              by evidence on oath or statutory \r\n                                              declaration that such an error \r\n                                              exists, may certify under his hand \r\n                                              to the Registrar having custody of \r\n                                              the register in which the \r\n                                              information is entered, the nature \r\n                                              of the error and the true facts of \r\n                                              the case as ascertained by him on \r\n                                              that evidence, and the error may \r\n                                              thereupon be corrected by that \r\n                                              Registrar in the register by \r\n                                              ruling one clear line through the \r\n                                              original entry and by an entry in \r\n                                              the appropriate column or columns \r\n                                              of the facts so certified by the \r\n                                              coroner, which entry shall be \r\n                                              dated and authenticated by that \r\n                                              Registrar having custody of the \r\n                                              register.[As substituted by the \r\n                                              Registration of Births and Deaths \r\n                                              Act, 1965 (Amendment) Decree, 1968 \r\n                                              (NLCD 285), s.10] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Searches</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 31&#8212;Searches of Records.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Registrar, upon the \r\n                                              application of any person and the \r\n                                              giving by that person of such \r\n                                              information as the Registrar \r\n                                              thinks fit and upon the payment by \r\n                                              that person of the prescribed fee, \r\n                                              shall on being satisfied that the \r\n                                              information is not to be used for \r\n                                              an improper purpose, cause to be \r\n                                              made on behalf of that person a \r\n                                              search</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a)&nbsp; for the record of the \r\n                                              registration in his office of any \r\n                                              birth, foetal death or death; and\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b)&nbsp; for the record of any burial \r\n                                              in his office.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Registrar shall make a \r\n                                              report on the search which shall \r\n                                              state whether or not the birth, \r\n                                              foetal death, death or burial is \r\n                                              registered or recorded and, if \r\n                                              registered, shall state the \r\n                                              registration number thereof, and \r\n                                              shall contain no further \r\n                                              information.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Issue of Certificates and Copies</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 32&#8212;Certified Copy of Entry \r\n                                              in Register of Births.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Registrar upon the \r\n                                              application of any person and the \r\n                                              giving by that person of such \r\n                                              information as the Registrar \r\n                                              thinks fit and upon the payment by \r\n                                              that person of the prescribed fee, \r\n                                              shall on being satisfied that the \r\n                                              information is not to be used for \r\n                                              an improper purpose cause to be \r\n                                              issued to that person a certified \r\n                                              copy of the entry in the Register \r\n                                              of Births in respect of any \r\n                                              person.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A certified copy issued under \r\n                                              subsection (1) of this section \r\n                                              shall be a true copy of the entry \r\n                                              in the Register of Births together \r\n                                              with a certificate to that effect \r\n                                              at the end which shall be signed \r\n                                              by the Registrar having custody of \r\n                                              the register.[As substituted by \r\n                                              the Registration of Births and \r\n                                              Deaths Act, 1965 (Amendment) \r\n                                              Decree, 1968 (NLCD 285), s.11]\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 33&#8212;Certified Copy of Entry \r\n                                              in Register of Deaths.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Registrar, upon the \r\n                                              application of any person and the \r\n                                              giving by that person of such \r\n                                              information as the Registrar \r\n                                              thinks fit and upon the payment by \r\n                                              that person of the prescribed fee, \r\n                                              shall on being satisfied that the \r\n                                              information is not to be used for \r\n                                              an improper purpose cause to be \r\n                                              issued to that person a certified \r\n                                              copy of the entry in the Register \r\n                                              of Deaths in respect of any \r\n                                              person.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A certified copy issued under \r\n                                              subsection (1) of this section \r\n                                              shall be a true copy of the entry \r\n                                              in the Register of Deaths together \r\n                                              with a certificate to that effect \r\n                                              at the end which shall be signed \r\n                                              by the Registrar having custody of \r\n                                              the register.[As substituted by \r\n                                              the Registration of Births and \r\n                                              Deaths Act, 1965 (Amendment) \r\n                                              Decree, 1968 (NLCD 285), s.11]\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 34&#8212;Certificates as \r\n                                              Evidence.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Every certificate purporting to be \r\n                                              issued under this Act shall be \r\n                                              admissible in any court as prima \r\n                                              facie evidence of the facts \r\n                                              certified to be recorded, and \r\n                                              every certified copy purporting to \r\n                                              be issued under this Act shall be \r\n                                              so admissible as prima facie \r\n                                              evidence of the facts recorded \r\n                                              therein; and it shall not be \r\n                                              necessary to prove the signature \r\n                                              or official position of the person \r\n                                              by whom the certificate or \r\n                                              certificate copy purports to be \r\n                                              signed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 35&#8212;Appeal from Refusal of \r\n                                              Registrar to Search or Issue \r\n                                              Certificate.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where an application for a \r\n                                              certified copy or a search in \r\n                                              respect of the registration of a \r\n                                              birth, foetal death or death is \r\n                                              refused by the Registrar, then if, \r\n                                              within one year of the refusal, \r\n                                              application is made to a judge of \r\n                                              the High Court, the judge, upon \r\n                                              being satisfied that the \r\n                                              application is made in good faith \r\n                                              and that the applicant has good \r\n                                              reason for requiring the certified \r\n                                              copy or search, may make an order \r\n                                              requiring the Registrar to issue \r\n                                              the certified copy or make the \r\n                                              search; and the clerk of the court \r\n                                              shall forthwith forward a copy of \r\n                                              the order to the Registrar who \r\n                                              shall comply therewith.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where the Registrar has made \r\n                                              an order under section 29 of this \r\n                                              Act any person interested may, \r\n                                              within two years thereafter, \r\n                                              appeal therefrom to a judge of the \r\n                                              High Court; and the judge may make \r\n                                              an order confirming or setting \r\n                                              aside the order of the Registrar \r\n                                              and the order of the judge shall \r\n                                              be final.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3)&nbsp; At least 14 days notice of \r\n                                              the application or appeal shall be \r\n                                              served on the Registrar.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Penalties</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 36&#8212;Failure to Carry out \r\n                                              Duties.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1)&nbsp; Any person who fails to give \r\n                                              any notice, or to furnish any \r\n                                              statement, certificate or \r\n                                              particulars required under this \r\n                                              Act, within the time limited by \r\n                                              this Act, shall be guilty of an \r\n                                              offence and shall be liable on \r\n                                              conviction thereof to a fine not \r\n                                              exceeding forty-eight cedis.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp; Where more than one person is \r\n                                              required&nbsp; to give any notice, or \r\n                                              to register, or to furnish any \r\n                                              statement, certificate or \r\n                                              particulars required under this \r\n                                              Act and the duty is carried out by \r\n                                              any one of such persons, the \r\n                                              others shall cease to be liable.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 37&#8212;Interference with \r\n                                              public Notice. </span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any person who wilfully removes, \r\n                                              defaces or destroys a public \r\n                                              notice relating to the \r\n                                              registration of births, foetal \r\n                                              deaths or deaths shall be guilty \r\n                                              of an offence and shall be liable \r\n                                              on conviction thereof to a fine \r\n                                              not exceeding fifty cedis.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 38&#8212;Penalty for Improper \r\n                                              Disclosure of Information.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any person who contravenes the \r\n                                              provisions of section 6 of this \r\n                                              Act shall be guilty of an offence \r\n                                              and shall be liable on conviction \r\n                                              thereof to a fine not exceeding \r\n                                              two hundred and fifty cedis or to \r\n                                              a term of imprisonment not \r\n                                              exceeding six months, or to both.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 39&#8212;General Penalty.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any person who contravenes any \r\n                                              provision of this Act, for which \r\n                                              no penalty is provided, shall be \r\n                                              guilty of an offence and on \r\n                                              conviction shall be liable to a \r\n                                              fine not exceeding one hundred \r\n                                              cedis.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 40&#8212;Power to make \r\n                                              Regulations.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Minister may by \r\n                                              legislative instrument make \r\n                                              regulations providing for any \r\n                                              matter which under this Act is to \r\n                                              be provided for by regulations or \r\n                                              is to be prescribed and generally \r\n                                              for carrying into effect the \r\n                                              provisions of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Without prejudice to the \r\n                                              generality of the provisions of \r\n                                              subsection (1) of this section, \r\n                                              the regulations may&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) provide for the form of any \r\n                                              certificate declaration or return \r\n                                              to be given or made under&nbsp; this \r\n                                              Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) provide for the regulation and \r\n                                              control of burial grounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) provide for payment of fees \r\n                                              in. respect of any of the \r\n                                              following matters:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              the&nbsp; allocation of grave spaces;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) the exhumation of a corpse, \r\n                                              and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) generally in respect of any \r\n                                              matter for which fees are to be \r\n                                              prescribed for carrying into \r\n                                              effect the provisions of the Act \r\n                                              and Regulations made \r\n                                              thereunder.[As substituted by the \r\n                                              Registration of Births and Deaths \r\n                                              Act, 1965 (Amendment) Decree, 1968 \r\n                                              (NLCD 285), s.12] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 41&#8212;Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In this Act, except where the \r\n                                              context otherwise requires, the \r\n                                              following expressions have the \r\n                                              meanings hereby respectively \r\n                                              assigned to them, that is to say&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;birth&quot; has the meaning assigned \r\n                                              to it by section 7 of this Act;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;burial&quot; includes cremation;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;burial ground&quot; includes a \r\n                                              cemetery;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;disposal&quot; in relation to a dead \r\n                                              body, means disposal by burial, \r\n                                              cremation or any other means;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;district&quot; means a registration \r\n                                              district created under section 4 \r\n                                              of this Act and includes area of \r\n                                              authority of a District Assembly; \r\n                                              [As amended by the Local \r\n                                              Administration Act, 1971 (Act \r\n                                              359), sch.5 and further amended by \r\n                                              the Local Government Act, 1993 \r\n                                              (Act 462), sch.7]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;district to which this Act \r\n                                              applies&quot; means a district to which \r\n                                              the provisions of this Act \r\n                                              relating to the registration of \r\n                                              births, foetal deaths and deaths \r\n                                              apply by virtue of an instrument \r\n                                              made under section 44 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Minister&quot; means the Minister \r\n                                              responsible for the registration \r\n                                              of births and deaths;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;occupier&quot; in relation to any \r\n                                              institution, includes the \r\n                                              governor, keeper, master, matron, \r\n                                              superintendent, or other chief \r\n                                              resident officer, and, in relation \r\n                                              to a house let in separate \r\n                                              apartments or lodgings, includes \r\n                                              any person residing in the house \r\n                                              who is the person under whom the \r\n                                              lodgings or separate apartments \r\n                                              are immediately held, or his \r\n                                              agent;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;prescribed&quot; means prescribed by \r\n                                              regulations made under section 40 \r\n                                              of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Registrar&quot; means Registrar of \r\n                                              Births and Deaths and includes an \r\n                                              officer of the District Assembly \r\n                                              designated for the purpose by \r\n                                              District Executive.[As substituted \r\n                                              by the Registration of Births and \r\n                                              Deaths Act, 1965 (Amendment) \r\n                                              Decree, 1968 (NLCD 285), s.13 and \r\n                                              further amended by the Local \r\n                                              Government Act, 1993 (Act 462), \r\n                                              sch.7]] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;relative&quot; includes a relative by \r\n                                              marriage.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 42&#8212;Repeal and Saving.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1)&nbsp; The Births, Deaths, and \r\n                                              Burials Ordinance (Cap. 80) as \r\n                                              subsequently amended is repealed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) An instrument made under the \r\n                                              enactment repealed by this Act and \r\n                                              in force immediately before the \r\n                                              commencement of this Act, shall \r\n                                              continue in force as if made under \r\n                                              the corresponding provision of \r\n                                              this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 43&#8212;Commencement.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              This Act shall come into operation \r\n                                              on such day as the Minister may by \r\n                                              legislative instrument appoint.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 44&#8212;Application of Act.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              This Act, so far as it relates to \r\n                                              the registration of births, foetal \r\n                                              deaths and deaths, shall apply to \r\n                                              such districts as the Minister by \r\n                                              legislative instrument may specify \r\n                                              and to the area of authority of \r\n                                              every District Assembly, which \r\n                                              shall for the purposes of this Act \r\n                                              be deemed to have been specified \r\n                                              by the Minister by legislative \r\n                                              instrument made under this \r\n                                              section.[As amended by the Local \r\n                                              Administration Act, 1971 (Act \r\n                                              359), s. sch.5 and further amended \r\n                                              by the Local Government Act, 1993 \r\n                                              (Act 462), sch.7.]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              amended by</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              REGISTRATION OF BIRTHS AND DEATHS \r\n                                              ACT, 1965 (AMENDMENT) DECREE, 1968 \r\n                                              (NLCD 285).1</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              LOCAL ADMINISTRATION ACT, 1971 \r\n                                              (ACT 359).2</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              LOCAL GOVERNMENT ACT, 1993 (ACT \r\n                                              462).3</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              MORTUARIES AND FUNERAL FACILITIES \r\n                                              ACT, 1998 (ACT 563).4</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify"></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="76" height="50" bgcolor="#003366"></table></td>\r\n        </tr>\r\n', 'Second', 'Yes', 'ACT  301');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(122, 'RESTRICTION ON TRANSFER OF ASSETS ACT, 1970 (ACT 323)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1338" height="64">\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              RESTRICTION ON TRANSFER OF ASSETS \r\n                                              ACT, 1970 (ACT 323)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Minister of Finance may \r\n                                              Restrict Transfer or other \r\n                                              Disposal of Assets of certain \r\n                                              Persons in Prescribed \r\n                                              Circumstances.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Bank Accounts, etc.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Penalty for Contravention.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Bankers and Others to give \r\n                                              Information.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Offences by Bodies of Persons.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6. A Restriction may be Imposed \r\n                                              under Section 1 in respect of \r\n                                              Persons falling under Prescribed \r\n                                              Categories before Commencement of \r\n                                              this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial; font-weight: 700">\r\n                                              THE THREE HUNDRED AND TWENTY-THIRD</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial; font-weight: 700">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE RESTRICTION ON TRANSFER OF \r\n                                              ASSETS ACT, 1970</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to provide for the \r\n                                              imposition of restrictions on the \r\n                                              transfer or other disposal of the \r\n                                              assets of certain persons in \r\n                                              prescribed circumstances and for \r\n                                              other purposes connected \r\n                                              therewith.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 7th April, 1970</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the Presidential \r\n                                              Commission and the National \r\n                                              Assembly in this present \r\n                                              Parliament assembled as follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Minister of Finance may \r\n                                              Restrict Transfer or other \r\n                                              Disposal of Assets of certain \r\n                                              Persons in Prescribed \r\n                                              Circumstances.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Minister responsible for \r\n                                              Finance hereafter in this Act \r\n                                              referred to as &quot;the Minister&quot; may, \r\n                                              by Gazette notice, impose \r\n                                              restrictions on the transfer or \r\n                                              other disposal of the assets \r\n                                              generally or any particular assets \r\n                                              specified in the Gazette notice, \r\n                                              of any person in all or any of the \r\n                                              following circumstances:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) where a Commission or \r\n                                              Committee of Inquiry is conducting \r\n                                              an investigation into the \r\n                                              activities or assets of that \r\n                                              person,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) where that person or his \r\n                                              personal representative has been \r\n                                              required under the Financial \r\n                                              Administration Decree, 1967 (N.L.C.D. \r\n                                              165), to pay any money to the \r\n                                              Government or to account to the \r\n                                              Government for any money or apply \r\n                                              any public money for a particular \r\n                                              purpose and has not so applied it,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) where that person is being \r\n                                              prosecuted or is being \r\n                                              investigated for an offence \r\n                                              involving misappropriation or \r\n                                              dissipation of public funds,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) where that person is being \r\n                                              sued by the Government for the \r\n                                              recovery of public funds, and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) where the Cabinet is satisfied \r\n                                              in respect of that person that it \r\n                                              is in the public interest so to \r\n                                              do:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that any restriction \r\n                                              under paragraph (e) of this \r\n                                              section shall not be imposed for a \r\n                                              period of more than three months \r\n                                              in the first instance subject to \r\n                                              renewal for further periods of \r\n                                              three months in each instance.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Bank Accounts, Etc.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In the case of any account kept \r\n                                              with any banker or any security or \r\n                                              thing deposited with or any \r\n                                              document relating thereto kept \r\n                                              with a banker by any person to \r\n                                              whom all or any of the provisions \r\n                                              of paragraphs (a), (b), (c), (d) \r\n                                              and (e) of section 1 of this Act \r\n                                              apply the Minister may, without \r\n                                              prejudice to the general effect of \r\n                                              the said section, impose \r\n                                              restrictions on&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the withdrawal of any money \r\n                                              from the said account by any \r\n                                              person or the obtaining of any \r\n                                              such security, thing or document \r\n                                              by any person from the banker,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the payment out of the bank \r\n                                              account by the banker of any money \r\n                                              or the delivery to any person of \r\n                                              any such security, thing or \r\n                                              document.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Penalty for \r\n                                              Contravention.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any person who contravenes any of \r\n                                              the provisions of this Act or the \r\n                                              terms imposed in any Gazette \r\n                                              notice published pursuant to the \r\n                                              provisions of this Act shall be \r\n                                              guilty of an offence and shall on \r\n                                              conviction be liable to a fine not \r\n                                              exceeding N¢10,000 or a term of \r\n                                              imprisonment not exceeding three \r\n                                              years or both, and shall also be \r\n                                              liable to a fine not exceeding \r\n                                              N¢100 in respect of each day on \r\n                                              which the offence continues.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Bankers and Others to \r\n                                              give Information.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) It shall be the duty of any \r\n                                              banker requested in writing by the \r\n                                              Minister so to do to give any \r\n                                              information in his knowledge or \r\n                                              possession concerning any bank \r\n                                              account to which section 2 of this \r\n                                              Act relates or any security, thing \r\n                                              or document referred to in that \r\n                                              section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) It shall be the duty of any \r\n                                              person (including a banker) to \r\n                                              give any information in his \r\n                                              knowledge or possession concerning \r\n                                              any activities, assets, moneys or \r\n                                              public funds referred to in \r\n                                              paragraph (a), (b), (c) or (d) of \r\n                                              section 1 of this Act which may \r\n                                              reasonably be requested from him \r\n                                              in writing by the Minister for any \r\n                                              of the purposes referred to in the \r\n                                              said paragraphs.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Any person who&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) without reasonable excuse \r\n                                              proof of which shall be on him, \r\n                                              fails to comply with a request \r\n                                              made by the Minister under this \r\n                                              section, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) gives in response to any such \r\n                                              request any information which he \r\n                                              knows to be false or which he has \r\n                                              no reason to believe to be true,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              shall be guilty of an offence and \r\n                                              shall be liable on summary \r\n                                              conviction to a fine not exceeding \r\n                                              N¢200 or to a term of imprisonment \r\n                                              not exceeding one year or to both; \r\n                                              and to a further fine not \r\n                                              exceeding N¢10 for each day on \r\n                                              which the offence continues.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Offences by Bodies of \r\n                                              Persons.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where an offence under section \r\n                                              4 of this Act is committed by a \r\n                                              body of persons then&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) in the case of a body \r\n                                              corporate other than a \r\n                                              partnership, every director and \r\n                                              officer of that body shall be \r\n                                              deemed also to be guilty of the \r\n                                              offence,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) in the case of a partnership, \r\n                                              every partner shall also be deemed \r\n                                              to be guilty of the offence.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) No person shall be deemed to \r\n                                              be guilty of an offence by virtue \r\n                                              of subsection (1) of this section \r\n                                              if he proves that the offence was \r\n                                              committed without his consent or \r\n                                              connivance by a person other than \r\n                                              himself and that he exercised all \r\n                                              due diligence to prevent the \r\n                                              commission of the offence having \r\n                                              regard to all the circumstances.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;A Restriction may be \r\n                                              Imposed under Section 1 in respect \r\n                                              of Persons falling under \r\n                                              Prescribed Categories before \r\n                                              Commencement of this Act.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">A \r\n                                              restriction may be imposed in \r\n                                              respect of any person to whom any \r\n                                              of the circumstances set out in \r\n                                              section 1 of this Act applies \r\n                                              whether it first applied to him \r\n                                              before or after the commencement \r\n                                              of this Act.</span></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n        <tr>\r\n          <td width="76" height="50" bgcolor="#003366">&nbsp;</td>\r\n          <td width="777" height="50">\r\n            <p align="center">\r\n              </table>\r\n            </td>\r\n        </tr>\r\n', 'Second', 'Yes', 'ACT 323');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(123, 'STATE HOUSING CORPORATION (EJECTMENT) ACT, 1970 (ACT 322)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1321" height="64">\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              STATE HOUSING CORPORATION (EJECTMENT) \r\n                                              ACT, 1970 (ACT 322)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Power to Determine Lease on \r\n                                              Failure to Pay Rent, Etc.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. All Persons to Vacate Premises \r\n                                              Upon Termination of Lease.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Offences.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Rights of Corporation \r\n                                              Preserved.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Mode of Service of Notice Under \r\n                                              Section 1.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6. Interpretation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial; font-weight: 700">\r\n                                              THE THREE HUNDRED AND \r\n                                              TWENTY-SECOND</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial; font-weight: 700">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE STATE HOUSING CORPORATION (EJECTMENT) \r\n                                              (ACT, 1970)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to provide for the \r\n                                              ejectment of persons owing arrears \r\n                                              of rent to the State Housing \r\n                                              Corporation and persons who have \r\n                                              sublet premises contrary to the \r\n                                              terms of any lease under which the \r\n                                              premises were let to them by the \r\n                                              State Housing Corporation; and for \r\n                                              other purposes connected \r\n                                              therewith.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 7th April, 1970.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the Presidential \r\n                                              Commission and the National \r\n                                              Assembly in this present \r\n                                              Parliament assembled as follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Power to Determine Lease \r\n                                              on Failure to Pay Rent, Etc.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where any person to whom any \r\n                                              premises have been let by the \r\n                                              State Housing Corporation (in this \r\n                                              Act referred to as &quot;the \r\n                                              Corporation&quot;) fails for a period \r\n                                              exceeding one month to pay to the \r\n                                              Corporation the rent or any part \r\n                                              thereof in respect of the said \r\n                                              premises, then the Corporation may \r\n                                              by notice in writing served on \r\n                                              that person request him within two \r\n                                              weeks after the service of the \r\n                                              notice to pay to the Corporation \r\n                                              all arrears of rent due in respect \r\n                                              of the premises indicating in the \r\n                                              notice that it will take steps to \r\n                                              terminate the lease under which \r\n                                              the premises were let to him upon \r\n                                              failure to comply with the \r\n                                              request.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where a person fails to comply \r\n                                              with a notice served under \r\n                                              subsection (1) of this section the \r\n                                              Corporation may by a further \r\n                                              notice in writing served on him \r\n                                              terminate the said lease.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Where any person to whom any \r\n                                              premises have been let by the \r\n                                              Corporation sublets the premises \r\n                                              or any part thereof, contrary to \r\n                                              the terms of any lease, then the \r\n                                              Corporation may by notice in \r\n                                              writing served on him terminate \r\n                                              the lease.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The Corporation may in \r\n                                              addition to serving any notice as \r\n                                              provided in the preceding \r\n                                              subsection of this section cause a \r\n                                              copy thereof to be served on any \r\n                                              person for the time being \r\n                                              occupying the premises in respect \r\n                                              of which the notice is served.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) This section applies to any \r\n                                              failure to pay rent or any \r\n                                              subletting of premises whether it \r\n                                              occurred before or after the \r\n                                              commencement of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) In this Act &quot;rent&quot; includes an \r\n                                              instalment of any capital sum \r\n                                              required to be paid under an \r\n                                              agreement providing for the \r\n                                              hire-purchase of any premises and \r\n                                              also any other sum liable to be \r\n                                              paid to the Corporation under any \r\n                                              lease.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) Where any premises have been \r\n                                              let under a hire-purchase contract \r\n                                              and at least 80 per cent of the \r\n                                              hire-purchase price or such other \r\n                                              minimum percentage thereof as may \r\n                                              be agreed between the Corporation \r\n                                              and the tenant or buyer, has been \r\n                                              paid or tendered by or on behalf \r\n                                              of the hire-purchaser or tenant, \r\n                                              the Corporation shall not enforce \r\n                                              any right to recover possession of \r\n                                              the premises or its right of \r\n                                              re-entry otherwise than by court \r\n                                              action.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;All Persons to Vacate \r\n                                              Premises Upon Termination of \r\n                                              Lease.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Notwithstanding anything to the \r\n                                              contrary in any other enactment, \r\n                                              where a notice has been served \r\n                                              under this Act terminating the \r\n                                              lease in respect of any premises \r\n                                              any tenant or other occupier of \r\n                                              the premises shall, not later than \r\n                                              fourteen days after the date of \r\n                                              service of the notice or such \r\n                                              later date as may be specified in \r\n                                              the notice, vacate the premises \r\n                                              and the Corporation shall be \r\n                                              entitled to re-enter the premises, \r\n                                              eject any such person therefrom \r\n                                              using reasonable force and take \r\n                                              possession thereof.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Offences.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Any person who&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) fails without reasonable \r\n                                              excuse (proof of which shall be on \r\n                                              him) to vacate any premises \r\n                                              required to be vacated under \r\n                                              section 2 of this Act, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) obstructs the Corporation in \r\n                                              the exercise of any power \r\n                                              conferred on it by section 2 of \r\n                                              this Act, shall be guilty of an \r\n                                              offence and liable on summary \r\n                                              conviction, to a fine not \r\n                                              exceeding N¢100 or to a term of \r\n                                              imprisonment not exceeding two \r\n                                              months or to both; and in the case \r\n                                              of a continuing offence shall be \r\n                                              liable to a further fine not \r\n                                              exceeding N¢5 in respect of any \r\n                                              day on which the offence \r\n                                              continues.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where an offence under \r\n                                              subsection (1) of this section is \r\n                                              committed by a body of persons,&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) in the case of a body \r\n                                              corporate other than a \r\n                                              partnership, every director, or \r\n                                              officer of the body corporate \r\n                                              shall also be deemed to be guilty \r\n                                              of that offence, and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) in the case of a partnership, \r\n                                              every partner shall be guilty of \r\n                                              that offence:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that no such person shall \r\n                                              be guilty of an offence by virtue \r\n                                              of this subsection if he proves \r\n                                              that the offence was committed \r\n                                              without his knowledge or \r\n                                              connivance by a person other than \r\n                                              himself and that he exercised all \r\n                                              due diligence to prevent the \r\n                                              commission of the offence having \r\n                                              regard to all the circumstances.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Rights of Corporation \r\n                                              Preserved.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The provisions of this Act shall \r\n                                              be in addition to and not in \r\n                                              derogation of any rights of the \r\n                                              Corporation to claim moneys due or \r\n                                              which shall become due in respect \r\n                                              of any premises or any other \r\n                                              rights possessed by the \r\n                                              Corporation by virtue of any lease \r\n                                              under which the premises were let \r\n                                              from the Corporation and accruing \r\n                                              prior or subsequent to the \r\n                                              determination of the lease under \r\n                                              this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Mode of Service of \r\n                                              Notice Under Section 1.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The notice referred to in \r\n                                              section 1 of this Act may be \r\n                                              served in any of the following \r\n                                              modes&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) by personal service, or </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) by prepaying, registering and \r\n                                              posting the notice, addressed to \r\n                                              the person on whom the notice is \r\n                                              to be served at his last known \r\n                                              postal address, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) by leaving it for him with \r\n                                              some person apparently over the \r\n                                              age of eighteen at his usual or \r\n                                              last known place of abode or \r\n                                              business, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) in the case of a corporate \r\n                                              body or an unincorporated body of \r\n                                              persons, by delivering it to the \r\n                                              secretary or clerk of the body at \r\n                                              the registered or principal office \r\n                                              of the body or serving it by post \r\n                                              in accordance with paragraph (b) \r\n                                              of this subsection on the \r\n                                              secretary or clerk at his office \r\n                                              and in addition to any of the \r\n                                              above cases, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) by affixing it or a copy of it \r\n                                              to some conspicuous part of the \r\n                                              premises in respect of which the \r\n                                              notice is given under section 1 of \r\n                                              this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Unless the contrary is proved \r\n                                              a notice served by post in \r\n                                              accordance with subsection (1) (b) \r\n                                              of this section shall be deemed to \r\n                                              have been served at the time at \r\n                                              which the notice would have been \r\n                                              delivered in the ordinary course \r\n                                              of post.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In this Act &quot;lease&quot; includes any \r\n                                              agreement for the letting of any \r\n                                              premises whether oral or \r\n                                              otherwise.</span></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="76" height="50" bgcolor="#003366"></table></td>\r\n        </tr>\r\n', 'Second', 'Yes', 'ACT 322'),
(124, 'STATUTE LAW REVISION ACT, 1971 (ACT 368)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1335" height="64">\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              STATUTE LAW REVISION ACT, 1971 \r\n                                              (ACT 368)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTION</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Enactments Amended.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              SCHEDULE</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Schedule</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              THE THREE HUNDRED AND SIXTY-EIGHTH</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center"></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE STATUTE LAW REVISION ACT, 1971</span></b><span style="font-family: Arial">.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to amend certain \r\n                                              enactments.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 28th August, 1971.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the President and \r\n                                              the National Assembly in this \r\n                                              present Parliament assembled as \r\n                                              follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Enactments Amended.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The enactments specified in \r\n                                              the first column of the Schedule \r\n                                              of this Act are hereby amended in \r\n                                              the manner indicated in the second \r\n                                              column of that Schedule.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp; The amendments specified in \r\n                                              paragraphs 1, 3, 4 and 5 of the \r\n                                              said Schedule shall be deemed to \r\n                                              have come into force at the same \r\n                                              time as the commencement of the \r\n                                              enactments to which they \r\n                                              respectively relate.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              SCHEDULE</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: -216.0pt; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              1.&nbsp; Criminal Code, 1960 (Act \r\n                                              29).&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In section 273 \r\n                                              as inserted by the Criminal Code \r\n                                              (Amendment) Decree, 1969 (NLCD. \r\n                                              398), for &quot;demeanour&quot; substitute \r\n                                              &quot;misdemeanour&quot;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: -216.0pt; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              2.&nbsp; State Secrets Act, 1962 (Act \r\n                                              101).&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In section 9 (1) and 9 \r\n                                              (2), for the words &quot;seventy-two \r\n                                              hours&quot; substitute &quot;twenty-four \r\n                                              hours&quot; in both places.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: -216.0pt; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Criminal Code (Amendment) \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In paragraph 19 \r\n                                              and in the marginal note thereof, \r\n                                              for the words &quot;section 297&quot; \r\n                                              substitute &quot;section 296&quot;.&nbsp; &nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: -216.0pt; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Decree, 1969 (NLCD. \r\n                                              398).&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: -216.0pt; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              4.&nbsp; Banking Act, 1970 (Act \r\n                                              339).&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In section \r\n                                              12 (4), for the word &quot;movable&quot; \r\n                                              substitute &quot;immovable&quot;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: -216.0pt; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Centre for Civic Education Act, \r\n                                              1970 (Act 353).&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; In \r\n                                              section 9 (9), for the words \r\n                                              &quot;subsection (2) (c) of section 6&quot;, \r\n                                              substitute &quot;subsection (2) (b) of \r\n                                              section 6&quot;.&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              For subsection (1) of section 10 \r\n                                              substitute the following:&#8212;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &quot;10. Executive Committee.&nbsp; </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) There shall be a committee of \r\n                                              the Board to be known as the \r\n                                              Executive Committee which shall \r\n                                              comprise the Executive Director \r\n                                              and not more than six other \r\n                                              trustees elected by the \r\n                                              Board.&quot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: -216.0pt; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              6. State Housing Corporation (Ejectment) \r\n                                              Act, 1970 (Act 322).&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              In section 5 (1) (d) delete the \r\n                                              words &quot;in addition to any of the \r\n                                              above cases, or &quot;. &nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              In section 5 (1) substitute for \r\n                                              paragraph (e) the following new \r\n                                              paragraph:&#8212; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;(c) in addition to any of the \r\n                                              foregoing, by affixing a copy of \r\n                                              it in some conspicuous part of the \r\n                                              premises in respect of which the \r\n                                              notice is given under section 1 of \r\n                                              this Act.&quot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n        <tr>\r\n          <td width="76" height="50" bgcolor="#003366">&nbsp;</td>\r\n          <td width="777" height="50">\r\n            <p align="center">\r\n              </table>\r\n            </td>\r\n        </tr>\r\n', 'Second', 'Yes', 'ACT 368');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(125, 'STATUTORY DECLARATIONS ACT, 1971 (ACT 389)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1338" height="64">\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              STATUTORY DECLARATIONS ACT, 1971 \r\n                                              (ACT 389)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Restriction on use of \r\n                                              Affidavits.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Use of Statutory Declarations.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Form of Statutory Declaration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Procedure for making Statutory \r\n                                              Declaration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Offence.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6. Fees.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              7. Repeals.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              THE THREE HUNDRED AND EIGHTY-NINTH</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center"></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE STATUTORY DECLARATIONS ACT, \r\n                                              1971</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to provide for the making \r\n                                              of statutory declarations.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT:&nbsp; 1st December, \r\n                                              1971.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the President and \r\n                                              the National Assembly in this \r\n                                              present Parliament assembled as \r\n                                              follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Restriction on use of \r\n                                              Affidavits.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              After the commencement of this \r\n                                              Act, no affidavit shall be sworn \r\n                                              for any purpose, except&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) where it relates to any \r\n                                              proceeding, application or other \r\n                                              matter commenced in any court or \r\n                                              referable thereto; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) where under the provisions of \r\n                                              any enactment an affidavit is \r\n                                              authorised to be sworn.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Use of Statutory \r\n                                              Declarations.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In every case to which section 1 \r\n                                              does not apply, a person wishing \r\n                                              to depose to any fact for any \r\n                                              purpose may do so by means of a \r\n                                              statutory declaration:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that where any person has \r\n                                              sworn to an affidavit for any \r\n                                              purpose other than a purpose \r\n                                              referred to in section 1, such \r\n                                              affidavit shall nevertheless be \r\n                                              deemed for all purposes to be a \r\n                                              statutory declaration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Form of Statutory \r\n                                              Declaration.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">A \r\n                                              statutory declaration shall be \r\n                                              made in the following form:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;I, \r\n                                              ............................................................................................................................................................................,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (full names and address)</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              solemnly and sincerely declare \r\n                                              that \r\n                                              ...........................................................................................................................</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ................................................................................................................................................</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and I make this solemn declaration \r\n                                              conscientiously believing it to be \r\n                                              true, in accordance with the \r\n                                              Statutory Declarations Act, 1971.&quot;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Procedure for making \r\n                                              Statutory Declaration.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Every magistrate, notary public, \r\n                                              commissioner for oaths and any \r\n                                              other person authorised by law to \r\n                                              administer an oath may take and \r\n                                              receive the statutory declaration \r\n                                              of any person voluntarily making \r\n                                              it before him, and shall certify \r\n                                              it under his signature.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Offence.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any person who makes a statutory \r\n                                              declaration which he knows to be \r\n                                              false in a material particular, or \r\n                                              who makes a declaration false in a \r\n                                              material particular, reckless \r\n                                              whether it be true or not, shall \r\n                                              be guilty of a misdemeanour.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Fees.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The fees payable on the taking of \r\n                                              an affidavit shall likewise be \r\n                                              payable on the making of a \r\n                                              statutory declaration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 7&#8212;Repeals.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Statutory Declarations \r\n                                              Act, 1835 (5 &amp; 6 Will. IV, c. 62) \r\n                                              shall cease to apply in Ghana, and \r\n                                              accordingly the reference to that \r\n                                              Act in the First Schedule to the \r\n                                              Courts Act, 1971 is hereby \r\n                                              repealed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Section 11 (2) of the Oaths \r\n                                              Act, 1960 (C.A. 12) is hereby \r\n                                              repealed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              </td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="76" height="50" bgcolor="#003366"></table></td>\r\n        </tr>\r\n', 'Second', 'Yes', 'ACT 389');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(126, 'WILLS ACT, 1971 (ACT 360)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1330" height="64">\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              WILLS ACT, 1971 (ACT 360)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Power to make a will</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Execution of a will</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Executors and witnesses</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Incorporation of other \r\n                                              documents</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Alteration of a will</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6. Armed Forces wills</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              7. Rules of construction</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8. Lapsed dispositions</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              9. Revocation of a will</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              10. Revival of revoked will</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              11. Custody of wills</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              12. Deposit of wills found after \r\n                                              death of testator.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              13. Provision for dependants</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              14. Disposal of insurance money to \r\n                                              member of family by nomination.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              15. Wills made outside Ghana</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              16. Change of domicile</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              17. Ascertainment of internal law</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              18. Interpretation</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              19. Statutes ceasing to apply and \r\n                                              savings</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              20. Commencement </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              THE THREE HUNDRED AND SIXTIETH</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center"></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE WILLS ACT, 1971</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to regulate the making of \r\n                                              wills and to give effect to \r\n                                              provisions therein.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 3rd July, 1971</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the President and \r\n                                              the National Assembly in this \r\n                                              present Parliament assembled as \r\n                                              follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Power to Make a Will.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Any person of or above the age \r\n                                              of eighteen years may in writing \r\n                                              and in accordance with this Act \r\n                                              make a will disposing of any \r\n                                              property which is his or to which \r\n                                              he will be entitled at the time of \r\n                                              his death or to which he may be \r\n                                              entitled thereafter.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) No person suffering from \r\n                                              insanity or infirmity of mind so \r\n                                              as to be incapable of \r\n                                              understanding the nature or effect \r\n                                              of a will shall have capacity to \r\n                                              make a will during the continuance \r\n                                              of that insanity or infirmity of \r\n                                              mind.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A will, or any provision of a \r\n                                              will, obtained by fraud or made \r\n                                              under duress or undue influence, \r\n                                              shall be void.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Execution of a Will.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No will shall be valid unless \r\n                                              it is in writing and signed by the \r\n                                              testator or by some other person \r\n                                              at his direction.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) No signature shall be \r\n                                              operative to give effect to any \r\n                                              disposition or direction which is \r\n                                              underneath or which follows it, or \r\n                                              which is inserted after the \r\n                                              signature has been made.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The signature of the testator \r\n                                              shall be made or acknowledged by \r\n                                              him in the presence of two or more \r\n                                              witnesses present at the same \r\n                                              time.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) A signature by some other \r\n                                              person at the direction of the \r\n                                              testator shall be made by that \r\n                                              other person in the presence of \r\n                                              the testator and two or more \r\n                                              witnesses present at the same \r\n                                              time.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) The witnesses shall attest and \r\n                                              sign the will in the presence of \r\n                                              the testator, but no form of \r\n                                              attestation shall be necessary.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) Where the testator is blind or \r\n                                              illiterate, a competent person \r\n                                              shall carefully read over and \r\n                                              explain to him the contents of the \r\n                                              will before it is executed, and \r\n                                              shall declare in writing upon the \r\n                                              will that he had so read over and \r\n                                              explained its contents to the \r\n                                              testator and that the testator \r\n                                              appeared perfectly to understand \r\n                                              it before it was executed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Executors and Witnesses.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Any person of or above the age \r\n                                              of twenty-one years and having \r\n                                              capacity to enter into a contract \r\n                                              may be appointed an executor of a \r\n                                              will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any person appointed by a will \r\n                                              to be an executor may attest that \r\n                                              will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A creditor of the testator may \r\n                                              be an attesting witness \r\n                                              notwithstanding that by the will \r\n                                              the property of the testator is \r\n                                              charged with the payment of debts.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Any beneficial disposition of \r\n                                              or affecting any property other \r\n                                              than charges or directions for the \r\n                                              payment of any debt, given by a \r\n                                              will to a person who attests the \r\n                                              execution of that will, shall be \r\n                                              void unless the will is duly \r\n                                              executed without his attestation \r\n                                              and without that of any other such \r\n                                              person.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Incorporation of Other \r\n                                              Documents.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A will may not incorporate \r\n                                              another document unless that \r\n                                              document was in existence at the \r\n                                              time the will was executed and is \r\n                                              sufficiently identified in the \r\n                                              will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Oral evidence shall be \r\n                                              admissible for the purpose of \r\n                                              identification.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Alteration of a Will.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No alteration made in a will \r\n                                              shall have effect unless it is \r\n                                              separately executed in the same \r\n                                              manner as is required for the \r\n                                              execution of the will, or unless \r\n                                              it has been made valid by the \r\n                                              re-execution of the will or by the \r\n                                              subsequent execution of some \r\n                                              codicil thereto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Notwithstanding section 2 (2), \r\n                                              a separate execution of an \r\n                                              alteration shall be deemed \r\n                                              sufficient if it is apparent on \r\n                                              the face of the will that the \r\n                                              testator intended to give effect \r\n                                              by such execution to the \r\n                                              alteration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Armed Forces Wills.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Notwithstanding any provision \r\n                                              of this Act to the contrary, any \r\n                                              member of the Armed Forces of \r\n                                              whatever age may, while engaged on \r\n                                              active service, make a will in any \r\n                                              of the following forms:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) written and unattested, if the \r\n                                              material provisions and signature \r\n                                              are in the handwriting of the \r\n                                              testator;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) written (whether or not in the \r\n                                              handwriting of the testator) and \r\n                                              attested by one witness;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) orally before two witnesses.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any beneficial disposition of \r\n                                              or affecting any property other \r\n                                              than charges or directions for the \r\n                                              payment of any debt, given by a \r\n                                              will made under this section to a \r\n                                              witness to that will, shall be \r\n                                              void unless the will is duly \r\n                                              executed (if written) or witnessed \r\n                                              (if oral) without his attestation \r\n                                              and without that of any other such \r\n                                              person.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A will made in accordance with \r\n                                              this section shall remain valid \r\n                                              even though the testator ceases to \r\n                                              be a member of the Armed Forces.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) A will made in accordance with \r\n                                              this section may be revoked by \r\n                                              another will made in accordance \r\n                                              with this section or by any of the \r\n                                              means of revocation provided in \r\n                                              section 9.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) A will made in accordance with \r\n                                              this section may revoke an earlier \r\n                                              will made by the testator in \r\n                                              accordance with section 2.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 7&#8212;Rules of Construction.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A will shall take effect as if \r\n                                              it had been executed immediately \r\n                                              before the death of the testator, \r\n                                              unless a contrary intention \r\n                                              appears from the will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A disposition of immovable \r\n                                              property without any words of \r\n                                              limitation shall pass the whole of \r\n                                              the estate or interest therein \r\n                                              which the testator has power to \r\n                                              dispose of by will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A general disposition of the \r\n                                              land of a testator or of his land \r\n                                              at any place, or in the occupation \r\n                                              of any person or otherwise \r\n                                              described in a general manner, \r\n                                              shall include lands of whatsoever \r\n                                              estate or tenure, unless a \r\n                                              contrary intention appears from \r\n                                              the will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) A general disposition of the \r\n                                              movable or immovable property of a \r\n                                              testator shall include any \r\n                                              property to which he may have \r\n                                              power to appoint in any manner he \r\n                                              may think fit.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) A general or residuary \r\n                                              disposition shall operate to \r\n                                              confer a power to exercise a power \r\n                                              of appointment, unless a contrary \r\n                                              intention appears from the will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) A residuary disposition shall \r\n                                              include property comprised in \r\n                                              lapsed and void dispositions, \r\n                                              unless a contrary intention \r\n                                              appears from the will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) Where a testator and a \r\n                                              beneficiary under his will die in \r\n                                              circumstances:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) in which it appears that their \r\n                                              deaths were simultaneous; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) rendering it uncertain which \r\n                                              of them survived the other,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              the beneficiary shall be deemed to \r\n                                              have survived the testator for all \r\n                                              purposes affecting the entitlement \r\n                                              to property under the will of that \r\n                                              testator; but for the purposes of \r\n                                              the entitlement of such testator \r\n                                              to that property under any will of \r\n                                              the aforementioned&nbsp; beneficiary, \r\n                                              that beneficiary shall be deemed \r\n                                              to have survived the \r\n                                              aforementioned testator, unless a \r\n                                              contrary intention appears from \r\n                                              the will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8&#8212;Lapsed Dispositions.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A disposition made to a person \r\n                                              who predeceases the testator or \r\n                                              which is contrary to law or \r\n                                              otherwise incapable of taking \r\n                                              effect shall lapse and fall into \r\n                                              residue, unless a contrary \r\n                                              intention appears from the will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Notwithstanding subsection \r\n                                              (1), a disposition made by a \r\n                                              testator to his descendant (other \r\n                                              than for an estate determinable at \r\n                                              or before the death of that \r\n                                              descendant) shall not lapse where \r\n                                              that descendant predeceases the \r\n                                              testator leaving issue surviving \r\n                                              the testator, but shall take \r\n                                              effect as a disposition to such \r\n                                              issue per stirps, unless a \r\n                                              contrary intention appears from \r\n                                              the will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 9&#8212;Revocation of a Will.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A will may be revoked by \r\n                                              tearing or other physical \r\n                                              destruction by the testator or by \r\n                                              some other person in his presence \r\n                                              and by his direction with the \r\n                                              intention of revoking it.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A will may be revoked by a \r\n                                              written declaration of intention \r\n                                              to revoke, executed in the same \r\n                                              manner as a will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A will may be revoked by the \r\n                                              execution of another will which is \r\n                                              expressed to revoke the previous \r\n                                              will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) A will which is not expressed \r\n                                              to revoke a previous will shall \r\n                                              not be deemed to have revoked that \r\n                                              previous will except to the extent \r\n                                              that it is inconsistent with the \r\n                                              previous will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Where a testator destroys a \r\n                                              will&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) as a result of fraud or undue \r\n                                              influence; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) under a mistake of fact or law \r\n                                              intending to make some other \r\n                                              disposition of his property which \r\n                                              is not validly made, such \r\n                                              destruction shall not be deemed to \r\n                                              have revoked the will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 10&#8212;Revival of Revoked \r\n                                              Will.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No will or any part of a will \r\n                                              which is in any manner revoked \r\n                                              shall be revived otherwise than by \r\n                                              its re-execution or by a written \r\n                                              declaration of intention to revive \r\n                                              it, executed in the same manner as \r\n                                              a will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Whenever a will which is \r\n                                              partly revoked and afterwards \r\n                                              wholly revoked is revived, the \r\n                                              revival shall extend to the whole \r\n                                              will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 11&#8212;Custody of Wills.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any person may, in his lifetime, \r\n                                              deposit for safe custody in the \r\n                                              High Court his own will, sealed up \r\n                                              under his own seal and the seal of \r\n                                              the Court.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 12&#8212;Deposit of Wills Found \r\n                                              After Death of Testator.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Any person who has in his \r\n                                              possession or under his control \r\n                                              any paper or writing of any \r\n                                              deceased person, being or \r\n                                              purporting to be testamentary, \r\n                                              shall immediately deposit it with \r\n                                              the High Court or any other Court.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) If the Court with which any \r\n                                              such paper or writing is deposited \r\n                                              is not the High Court it shall \r\n                                              forthwith cause it to be \r\n                                              transmitted to the High Court.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Any person who fails to \r\n                                              deposit any such paper or writing \r\n                                              as required by subsection (1) of \r\n                                              this section within fourteen days \r\n                                              after having knowledge of the \r\n                                              death of the deceased, shall be \r\n                                              guilty of an offence and liable on \r\n                                              conviction to a fine not exceeding \r\n                                              N¢10,000 or to imprisonment not \r\n                                              exceeding ten years or to both.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 13&#8212;Provision for \r\n                                              Dependants.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If, upon application being \r\n                                              made, not later than three years \r\n                                              from the date upon which probate \r\n                                              of the will is granted, the High \r\n                                              Court is of the opinion that a \r\n                                              testator has not made reasonable \r\n                                              provision whether during his \r\n                                              lifetime or by his will, for the \r\n                                              maintenance of any father, mother, \r\n                                              spouse or child under 18 years of \r\n                                              age of the testator, and that \r\n                                              hardship will thereby be caused, \r\n                                              the High Court may, taking account \r\n                                              of all relevant circumstances, \r\n                                              notwithstanding the provisions of \r\n                                              the will, make reasonable \r\n                                              provision for the needs of such \r\n                                              father, mother, spouse or child \r\n                                              out of the estate of the deceased.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Without prejudice to the \r\n                                              generality of subsection (1), such \r\n                                              reasonable provision may include&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) payment of a lump sum, whether \r\n                                              immediate or&nbsp; deferred, or grant \r\n                                              of an annuity or a series of \r\n                                              payments;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) grant of an estate or interest \r\n                                              in immovable property for life or \r\n                                              any lesser period.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 14&#8212;Disposal of Life \r\n                                              Insurance Money to Member of \r\n                                              Family by Nomination.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Notwithstanding anything in \r\n                                              this Act or any other enactment, \r\n                                              where a person takes out a policy \r\n                                              of life insurance on his life for \r\n                                              a sum which is expressed on the \r\n                                              face of the policy to be for the \r\n                                              benefit of a member of his family \r\n                                              then, unless the nomination of \r\n                                              that member is expressly revoked \r\n                                              by a will duly made in accordance \r\n                                              with this Act or in any other \r\n                                              manner approved by the contract of \r\n                                              insurance, upon the death of the \r\n                                              insured person, the sum assured \r\n                                              shall not form part of his estate \r\n                                              but shall, subject to the \r\n                                              provisions of this section, be \r\n                                              paid to the person so nominated.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A nomination to which \r\n                                              subsection (1) of this section \r\n                                              applies shall become void if the \r\n                                              person nominated predeceases the \r\n                                              insured person.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Subsection (7) of section 7 of \r\n                                              this Act shall, with such \r\n                                              modifications as may be necessary, \r\n                                              apply to any such nomination as it \r\n                                              applies to a disposition in a \r\n                                              will.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Subject to subsections (5) and \r\n                                              (6) of this section, any insurer \r\n                                              who, in good faith and without \r\n                                              notice of any revocation referred \r\n                                              to in subsection (1) of this \r\n                                              section pays the sum assured to or \r\n                                              for the benefit of the person \r\n                                              nominated in respect thereof shall \r\n                                              be deemed to be duly discharged in \r\n                                              respect of that sum.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Where a person nominated as \r\n                                              entitled to receive any moneys \r\n                                              under a policy of life insurance \r\n                                              after the death of the person \r\n                                              insured is a minor, or of unsound \r\n                                              mind or suffering from any other \r\n                                              disability rendering him unfit to \r\n                                              manage his own affairs, the High \r\n                                              Court may, upon application made \r\n                                              to it for the purpose, appoint any \r\n                                              person to administer the aforesaid \r\n                                              moneys in accordance with the \r\n                                              order of the Court and on behalf \r\n                                              of such nominee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) Without prejudice to the \r\n                                              provisions of subsection (5), the \r\n                                              powers conferred upon the High \r\n                                              Court by that subsection may be \r\n                                              exercised:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) by a District Court, in any \r\n                                              case where the sum assured does \r\n                                              not exceed two thousand new cedis;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) by a Circuit Court, in any \r\n                                              case where the sum assured exceeds \r\n                                              two thousand new cedis but does \r\n                                              not exceed four thousand new cedis.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) This section shall have effect \r\n                                              without prejudice to the \r\n                                              provisions of section 5 of the \r\n                                              Contracts Act, 1960 (Act 25).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (8) This section shall apply to \r\n                                              all sums assured which are to be \r\n                                              paid after the commencement of \r\n                                              this Act whether the policy or \r\n                                              nomination in question was taken \r\n                                              out or effected before or after \r\n                                              such commencement.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (9) In this section&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;member of family&quot; means&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">a \r\n                                              spouse, child, parent, \r\n                                              grandparent, parents child, \r\n                                              brother''s child, sister''s child, \r\n                                              grandchild, parents'' brother or \r\n                                              sister, parents'' brother''s child, \r\n                                              parents'' sister''s child, step \r\n                                              brother or sister or step child;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;policy of life insurance&quot; means&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">a \r\n                                              policy issued by an insurer upon \r\n                                              any life or lives or upon any \r\n                                              event or contingency relating to \r\n                                              or depending upon any life or \r\n                                              lives;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;sum assured&quot; includes any moneys \r\n                                              payable by an insurer in respect \r\n                                              of a policy which has lapsed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 15&#8212;Wills Made Outside \r\n                                              Ghana.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A will shall be deemed to be \r\n                                              properly executed if its execution \r\n                                              conformed to the internal law in \r\n                                              force in the territory where it \r\n                                              was executed, or in the territory \r\n                                              where at the time of its execution \r\n                                              or of the testator''s death, he was \r\n                                              domiciled or had his habitual \r\n                                              residence or in a state of which \r\n                                              he was a national at either of \r\n                                              those times.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Without prejudice to \r\n                                              subsection (1), the following \r\n                                              shall be deemed to be properly \r\n                                              executed:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) a will executed on board a \r\n                                              vessel or aircraft of any \r\n                                              description, if its execution \r\n                                              conformed to the internal law in \r\n                                              force in the territory with which \r\n                                              having regard to its registration \r\n                                              if any and other relevant \r\n                                              circumstances, the vessel or \r\n                                              aircraft may be taken to have been \r\n                                              most closely connected;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b)&nbsp; a will so far as it disposes \r\n                                              of immovable property, if its \r\n                                              execution conformed to the \r\n                                              internal law in force in the \r\n                                              territory where the property was \r\n                                              situated;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) a will so far as it revokes a \r\n                                              will which under this Act would be \r\n                                              deemed to be properly executed or \r\n                                              revokes a provision which under \r\n                                              this Act would be deemed to be \r\n                                              comprised in a properly executed \r\n                                              will, if the execution of the \r\n                                              later will conforms to any law by \r\n                                              reference to which the revoked \r\n                                              will or provision would be so \r\n                                              deemed;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) a will so far as it exercises \r\n                                              a power of appointment if the \r\n                                              execution of the will conformed to \r\n                                              the law governing the essential \r\n                                              validity of the power.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A will so far as it exercises \r\n                                              a power of appointment shall not \r\n                                              be deemed to be improperly \r\n                                              executed by reason only that its \r\n                                              execution was not in accordance \r\n                                              with any formal requirements \r\n                                              contained in the instrument \r\n                                              creating the power.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Where a law in force outside \r\n                                              Ghana falls to be applied in \r\n                                              relation to a will, any \r\n                                              requirement of that law whereby&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) special formalities are to be \r\n                                              observed by testators answering a \r\n                                              particular description; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) witnesses to the execution of \r\n                                              a will are to possess certain \r\n                                              qualifications, </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              shall be deemed to be a formal \r\n                                              requirement only, notwithstanding \r\n                                              any rule of that law to the \r\n                                              contrary.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 16&#8212;Change of Domicile.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">A \r\n                                              will shall not be held to be \r\n                                              revoked or to have become invalid, \r\n                                              and its construction shall not be \r\n                                              altered, by reason of any \r\n                                              subsequent change of domicile of \r\n                                              the testator.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 17&#8212;Ascertainment of \r\n                                              Internal Law.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where under this Act the \r\n                                              internal law in force in any \r\n                                              territory or state is to be \r\n                                              applied in the case of a will, but \r\n                                              there are in force in that \r\n                                              territory or state two or more \r\n                                              systems of internal law relating \r\n                                              to the formal validity of wills, \r\n                                              the system to be applied shall be \r\n                                              ascertained as follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) if there is in force \r\n                                              throughout the territory or state \r\n                                              a rule indicating which of those \r\n                                              systems can properly be applied in \r\n                                              the case in question, that rule \r\n                                              shall be followed; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) if there is no such rule, the \r\n                                              system shall be that with which \r\n                                              the testator was most closely \r\n                                              connected at the relevant time; \r\n                                              and for this purpose the relevant \r\n                                              time is the time of the testator''s \r\n                                              death where the matter is to be \r\n                                              determined by reference to \r\n                                              circumstances prevailing at his \r\n                                              death, and the time of execution \r\n                                              of the will in any other case.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) In determining for the \r\n                                              purposes of this Act whether or \r\n                                              not the execution of a will \r\n                                              conformed to a particular law, \r\n                                              regard shall be had to the formal \r\n                                              requirements of that law at the \r\n                                              time of execution, but this shall \r\n                                              not prevent account being taken of \r\n                                              an alteration of law affecting \r\n                                              wills executed at that time if the \r\n                                              alteration enables the will to be \r\n                                              treated as properly executed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 18&#8212;Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In this Act, unless the context \r\n                                              otherwise requires:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;active service&quot; has the meaning \r\n                                              given to it by section 98 of the \r\n                                              Armed Forces Act, 1962 (Act 105);</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;child&quot; includes a person adopted \r\n                                              under any enactment for the time \r\n                                              being in force relating to \r\n                                              adoption, any person recognised by \r\n                                              the person in question to be his \r\n                                              child or to whom he stands in loco \r\n                                              parentis, and in the case of a \r\n                                              Ghanaian, includes also any person \r\n                                              recognised by customary law to be \r\n                                              the child of such person;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;descendant&quot; means a child or \r\n                                              grandchild of the testator;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;internal law&quot; in relation to any \r\n                                              territory or state means the law \r\n                                              which would apply in a case where \r\n                                              no question of law in force in any \r\n                                              other territory or state arises;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;property&quot; includes movable and \r\n                                              immovable property and any right, \r\n                                              benefit, expectancy or other \r\n                                              interest;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;spouse&quot; means the wife or husband \r\n                                              of a deceased person;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;state&quot; means a territory or group \r\n                                              of territories having its own law \r\n                                              of nationality;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;will&quot; includes a codicil and any \r\n                                              other testamentary instrument, and \r\n                                              &quot;testator&quot; shall be construed \r\n                                              accordingly.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 19&#8212;Statutes Ceasing to \r\n                                              Apply and Savings.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The English statutes relating \r\n                                              to wills as they apply in Ghana \r\n                                              shall cease to apply.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) This Act shall only apply to \r\n                                              wills made after the commencement \r\n                                              of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) This Act shall not affect the \r\n                                              validity of oral testamentary \r\n                                              dispositions made in accordance \r\n                                              with customary law.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 20&#8212;Commencement.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              This Act shall come into force on \r\n                                              the first day of June, 1971.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n        <tr>\r\n          <td width="76" height="50" bgcolor="#003366">&nbsp;</td>\r\n          <td width="777" height="50">\r\n            <p align="center">\r\n              </table>\r\n            </td>\r\n        </tr>\r\n', 'Second', 'Yes', 'ACT 360');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(132, 'AIRPORT TAX (AMENDMENT) ACT, 2009 ', '<td><p class="Style" style="margin-left: 212.35pt">&nbsp;</p>\n												<p class="Style" style="text-indent: 54.95pt; margin-left: 57.1pt; margin-right: 55.35pt">\n												<b>\n												<span style="font-family: Arial; color: black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \n												AIRPORT TAX (AMENDMENT) ACT, \n												2009 </span></b></p>\n												<p class="Style" style="text-indent: 54.95pt; margin-left: 57.1pt; margin-right: 55.35pt">\n												<span style="font-family: Arial; color: black">\n												AN ACT to amend the Airport Tax \n												Act, 1963 (Act 209). </span></p>\n												<p class="Style" style="margin-left: 145.65pt">\n												<span style="font-family: Arial; color: black; font-weight: 700">\n												DATE OF ASSENT: <i>16th March, \n												2009. </i></span></p>\n												<p class="Style" style="margin-left: 57.3pt">\n												<span style="font-family: Arial; color: black">\n												ENACTED by the President and \n												Parliament: </span></p>\n												<p class="Style" style="margin-left: 57.55pt">\n												<b>\n												<span style="font-family: Arial; color: black">\n												Section 1 of Act 209 amended\n												</span></b></p>\n												<p class="Style" style="margin-left: 57.55pt">\n												<span style="font-family: Arial; color: black">\n												<b>1</b>. The Airport Tax Act, \n												1963 (Act 209) as amended is \n												further amended by the \n												substitution for subsection (1) \n												of section 1 of </span></p>\n												<p class="Style" style="margin-left: 82.05pt">\n												<span style="font-family: Arial; color: black">\n												&quot;Imposition of tax </span></p>\n												<p class="Style" style="text-align: justify; text-indent: 13.2pt; margin-left: 93.3pt">\n												<span style="font-family: Arial; color: black">\n												1. (1) A passenger departing \n												from an airport by aircraft \n												shall pay a tax to the \n												Commissioner ofthe Internal \n												Revenue Service in respect of \n												each flight as follows: </span>\n												</p>\n												<p class="Style" style="margin-left: 97.65pt">\n												<i>\n												<span style="font-family: Arial; color: black">\n												- (a) </span></i>\n												<span style="font-family: Arial; color: black">\n												to a destination within the \n												country, a tax of GH¢I.00;\n												</span></p>\n												<p class="Style" style="text-indent: -115.4pt; margin-left: 115.4pt; margin-right: .4pt">\n												<i>\n												<span style="font-family: Arial; color: black">\n												&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \n												(b) </span></i>\n												<span style="font-family: Arial; color: black">\n												to a destination outside the \n												country and within West Africa, \n												a tax of US$50.00; </span></p>\n												<p class="Style" style="margin-left: 106.05pt">\n												<i>\n												<span style="font-family: Arial; color: black">\n												(c) </span></i>\n												<span style="font-family: Arial; color: black">\n												to a destination outside West \n												Africa a tax of US$75.00&quot;.\n												</span></p>\n												<p class="Style" style="margin-left: 57.55pt">\n												<b>\n												<span style="font-family: Arial; color: black">\n												Act 596 repealed </span></b></p>\n												<b>\n												<span style="font-size: 12.0pt; font-family: Arial; color: black">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \n												2. </span></b>\n												<span style="font-size: 12.0pt; font-family: Arial; color: black">\n												The Airport·Tax (Amendment) Act \n	  2001 (Act 596) is repealed</span><p>', 'Fourth', 'Yes', 'ACT 209');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(133, 'Anti-Money Laundering Act, 2008 Act 749', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1337" height="64">\r\n                                              <div class="Section1">\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; </font></p>\r\n                                                <p class="Style" style="text-align: center">\r\n                                                <font face="Arial"><b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n												Anti-Money Laundering Act, 2008&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n												Act&nbsp;749</b></font></p>\r\n												<p class="Style" style="text-align: center">&nbsp;\r\n                                                </p>\r\n                                                <p class="Style" style="text-align: center">\r\n                                                <b>\r\n                                                <font face="Arial">ARRANGEMENT \r\n                                                OF SECTIONS </font></b></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial"><i>Section\r\n                                                </i></font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial"><b><i>Money \r\n                                                laundering </i></b></font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -21.8pt; margin-left: 21.8pt">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 1.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Money \r\n                                                laundering </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -21.8pt; margin-left: 21.8pt">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 2.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Aiding \r\n                                                and abetting money laundering \r\n                                                activities </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -21.8pt; margin-left: 21.8pt">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 3.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Penalty for money laundering\r\n                                                </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial"><b><i>\r\n                                                Financial Intelligence Centre\r\n                                                </i></b></font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -21.8pt; margin-left: 21.8pt">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 4.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Establishment of Financial \r\n                                                Intelligence Centre </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -4.55pt; margin-left: 4.55pt">\r\n                                                <span style="font-family: Arial">\r\n                                                &nbsp;&nbsp;&nbsp;\r\n                                                5.</span><font face="Arial">Objects \r\n                                                of the Centre </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -4.55pt; margin-left: 4.55pt">\r\n                                                <span style="font-family: Arial">\r\n                                                &nbsp;&nbsp;&nbsp;\r\n                                                6.</span><font face="Arial">Functions of the Centre </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -4.55pt; margin-left: 4.55pt">\r\n                                                <span style="font-family: Arial">\r\n                                                &nbsp;&nbsp;&nbsp;\r\n                                                7.</span><font face="Arial">Governing body of the Centre\r\n                                                </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -21.8pt; margin-left: 21.8pt">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 8.</font><font face="Arial">Functions of the Board on policy \r\n                                                formulation </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -21.8pt; margin-left: 21.8pt">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 9.</font><font face="Arial">Tenure \r\n                                                of office of members </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -22.55pt; margin-left: 22.55pt">\r\n                                                <font face="Arial">&nbsp; 10.</font><font face="Arial">Meetings of the Board </font>\r\n                                                </p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -22.55pt; margin-left: 22.55pt">\r\n                                                <font face="Arial">&nbsp; 11.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Disclosure of interest </font>\r\n                                                </p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -22.55pt; margin-left: 22.55pt">\r\n                                                <font face="Arial">&nbsp; 12.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Committees of the Board </font>\r\n                                                </p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -22.55pt; margin-left: 22.55pt">\r\n                                                <font face="Arial">&nbsp; 13.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;&nbsp;</span><font face="Arial">Allowances </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial"><b><i>\r\n                                                Administrative and financial \r\n                                                matters</i></b></font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 14.&nbsp;Appointment of Chief Executive \r\n                                                Officer</font></p>\r\n                                                <p class="Style" style="text-align: justify; line-height: 12.0pt">\r\n                                                <font face="Arial">&nbsp;&nbsp; 15&nbsp;&nbsp;&nbsp;Functions of the Chief Executive \r\n                                                Officer </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 16,&nbsp;&nbsp;Appointment of Deputy Chief \r\n                                                Executive Officer</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 17.&nbsp;&nbsp;Appointment of other staff</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 18.&nbsp; Funds \r\n                                                of the Centre</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 19. \r\n                                                Accounts and audit</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 20. Annual \r\n                                                repor1 and other reports </font>\r\n                                                </p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial"><b><i>\r\n                                                Accountable institutions, \r\n                                                records and information</i></b></font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 21.&nbsp; \r\n                                                Accountable institutions</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 22&nbsp;&nbsp; Registration of accountable \r\n                                                institutions</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 23.&nbsp; \r\n                                                &nbsp;Accountable institutions to \r\n                                                keep records</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 24.&nbsp;&nbsp; Duration for keeping records</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 25.&nbsp; Unauthorised access to computer \r\n                                                system or application data</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp; 26.&nbsp; Unauthorised modification of \r\n                                                computer system</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 27&nbsp; Duty \r\n                                                of operators of games of chance.\r\n                                                </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 28. \r\n                                                Request for information </font>\r\n                                                </p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 29. \r\n                                                Information held by supervisory \r\n                                                bodies and revenue agencies\r\n                                                </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;30. \r\n                                                Suspicious transaction report\r\n                                                </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp; 31. \r\n                                                Conducting transaction to avoid \r\n                                                giving rise to a reporting duty</font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;32.&nbsp;Protection against civil or \r\n                                                criminal liability </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;33. \r\n                                                Conveyance of currency to or \r\n                                                from the Country </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;34. \r\n                                                Electronic transfer of currency\r\n                                                </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;35. \r\n                                                Reporting procedures </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;36. \r\n                                                Continuation of transactions\r\n                                                </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;37 .Intervention by the Centre\r\n                                                </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;38&nbsp; Monitoring orders </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;39. \r\n                                                Offences in relation to records \r\n                                                and information </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial"><b><i>\r\n                                                Compliance </i></b></font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -23.75pt; margin-left: 23.75pt">\r\n                                                <font face="Arial">&nbsp;&nbsp; 40.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Formulation and implementation \r\n                                                of internal rules&nbsp;&nbsp; </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp;&nbsp; 41.</font><font face="Arial">Training and monitoring for \r\n                                                compliance&nbsp;&nbsp; </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp;&nbsp; 42.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Referral of suspected offences \r\n                                                to investigating authorities and \r\n                                                other public bodies </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp;&nbsp; 43.</font><font face="Arial">Responsibility for the \r\n                                                supervision of accountable \r\n                                                institutions </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp; 44.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Offences in relation to \r\n                                                compliance </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial"><b><i>\r\n                                                Miscellaneous provisions </i>\r\n                                                </b></font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.9pt; margin-left: 25.9pt">\r\n                                                <font face="Arial">&nbsp; 45.</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">&nbsp;</span><font face="Arial">Extraditable offence </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp; 46.Trial \r\n                                                Court and proceedings </font>\r\n                                                </p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp; 47.</font><font face="Arial">Freezing of transactions or \r\n                                                accounts </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp; 48.</font><font face="Arial">Oath \r\n                                                of secrecy </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp; 49</font><span style="font-style: normal; font-variant: normal; font-weight: normal; font-family: Arial">\r\n                                                </span><font face="Arial">\r\n                                                Co-operation by officers of \r\n												pubic agencies </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp; 50.Regulations </font></p>\r\n                                                <p class="Style" style="text-align: justify; text-indent: -25.2pt; margin-left: 25.2pt">\r\n                                                <font face="Arial">&nbsp; 51.</font><font face="Arial">Interpretation </font></p>\r\n                                                <p class="Style" style="text-align: justify">\r\n                                                <font face="Arial"><b>SCHEDULE</b></font></div>\r\n                                              <p>\r\n                                              <span style="font-size: 12.0pt; font-family: Arial">\r\n                                              <br clear="all" style="page-break-before: always">\r\n                                              </span><font face="Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              <b>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </b>&nbsp;</font></p>\r\n                                              <p class="Style" style="text-align: center">\r\n                                              <font face="Arial"><b>ACT OF THE \r\n                                              PARLIAMENT OF THE REPUBLIC OF \r\n                                              GHANA</b></font></p>\r\n                                              <p class="Style" style="text-align: center">\r\n                                              <font face="Arial">ENTITLED</font></p>\r\n                                              <p class="Style" style="text-align: center">\r\n                                              <font face="Arial"><b>ANTI-MONEY \r\n                                              LAUNDERING ACT, 2008&nbsp;&nbsp; </b></font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">AN ACT to \r\n                                              prohibit money laundering, \r\n                                              establish a Financial Intelligence \r\n                                              Centre and to provide for related \r\n                                              matters. </font></p>\r\n                                              <p class="Style" style="text-align: center">\r\n                                              <font face="Arial"><b>DATE OF \r\n                                              ASSENT: <i>22nd January, 2008.</i></b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>ENACTED by \r\n                                              the President and Parliament:</b></font></p>\r\n                                              <p class="Style" style="text-align: center">\r\n                                              <font face="Arial"><i>Money \r\n                                              laundering</i></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Money \r\n                                              laundering </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">1. (1) A person \r\n                                              commits an offence of money \r\n                                              laundering if the person knows or \r\n                                              ought to have known that property \r\n                                              is or fom1s part of the proceeds \r\n                                              or unlawful activity and the \r\n                                              person </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              converts, conceals, disguises or \r\n                                              transfers the property. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              conceals or disguises the unlawful \r\n                                              origin of the properly. Or</font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;<i>(c) </i>\r\n                                              acquires, uses or takes possession \r\n                                              of the property. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) For the \r\n                                              purpose of this Act, unlawful \r\n                                              activity means conduct which \r\n                                              constitutes a serious offence, \r\n                                              financing of a terrorist act or \r\n                                              contravening on of a la w which \r\n                                              occurs after the commencement of \r\n                                              this Act whether the conduct \r\n                                              occurs in this country or \r\n                                              elsewhere. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Aiding: and \r\n                                              abetting money laundering \r\n                                              &nbsp;activities </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">2. A person \r\n                                              commits an offence if the person \r\n                                              knows or ought to have known that \r\n                                              another person has obtained \r\n                                              proceeds from an unlawful activity \r\n                                              &nbsp;and enters into an agreement with \r\n                                              that other person or engages in a \r\n                                              transaction where </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>the \r\n                                              retention or the control by or on \r\n                                              behalf of that other person of the \r\n                                              proceeds from unlawful activity is \r\n                                              facilitated, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>the \r\n                                              proceeds from that unlawful \r\n                                              activity are used to make funds \r\n                                              available to acquire propel1y on \r\n                                              behalf of that other person,\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">Penalty for \r\n                                              money laundering </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">3. A person who \r\n                                              contravenes section l or 2 commits \r\n                                              an offence and is liable on \r\n                                              summary conviction to a fine of \r\n                                              not more than five thousand \r\n                                              penalty units or to a term of \r\n                                              imprisonment of not less than \r\n                                              twelve months and not more than \r\n                                              ten years or to both, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>Financial \r\n                                              Intelligence Centre</i></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>\r\n                                              Establishment of Financial \r\n                                              Intelligence Centre </b></font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">4. (1) There is \r\n                                              established by this Act a body to \r\n                                              be known as the Financial \r\n                                              Intelligence Centre, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The Centre \r\n                                              is a body corporate with perpetual \r\n                                              succession and a common seal and \r\n                                              may sue and be sued in its \r\n                                              corporate name. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) The Centre \r\n                                              may for the performance of its \r\n                                              functions acquire and hold movable \r\n                                              and immovable propel1y and may \r\n                                              enter into a contract or any other \r\n                                              transaction. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Objects of \r\n                                              the Centre </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">5. The objects \r\n                                              of the Centre are to </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              assist in the identification of \r\n                                              proceeds of unlawful activity and \r\n                                              the combat of money laundering \r\n                                              activities; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">( <i>b) </i>\r\n                                              make information available to \r\n                                              investigating authorities. the \r\n                                              intelligence agencies and the \r\n                                              revenue agencies&quot;:, to facilitate \r\n                                              the administration and enforcement \r\n                                              of the laws of the Republic; and\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>\r\n                                              exchange information with similar'' \r\n                                              bodies in other countries as \r\n                                              regards money laundering \r\n                                              activities and similar offences.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Functions of \r\n                                              the Centre </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">6. To achieve \r\n                                              the objects, the Centre shall\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(a)&nbsp; process, \r\n                                              analyse. disseminate and interpret \r\n                                              information disclosed to or obtain \r\n                                              by the centre in terms of this Act</font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>&nbsp;(b) </i>\r\n                                              retain the information in the \r\n                                              manner and for the period required \r\n                                              under this Act: </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>&nbsp;(c) </i>\r\n                                              inform, advise and co-operate with \r\n                                              investigating authorities, \r\n                                              supervisory bodies, the revenue \r\n                                              agencies, the intelligence \r\n                                              agencies and foreign counterparts; \r\n                                              and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(d) </i>\r\n                                              monitor and give guidance to \r\n                                              accountable instillations, \r\n                                              supervisory bodies and other \r\n                                              persons on the discharge of their \r\n                                              duties and in compliance with this \r\n                                              Act. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Governing \r\n                                              body of the Centre </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">7&nbsp; The \r\n                                              governing body of the Centre is a \r\n                                              Board consisting of </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>one \r\n                                              representative each from: </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <font face="Arial">(i) the \r\n                                              Ministry of Finance not below the \r\n                                              rank of director, </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <font face="Arial">(ii) the \r\n                                              Ministry responsible for National \r\n                                              Security not below the rank of \r\n                                              director, </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <font face="Arial">(iii) ?''the \r\n                                              Bank of Ghana not below the rank \r\n                                              of director; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>one \r\n                                              senior police officer not below \r\n                                              the rank of Assistant Commissioner \r\n                                              nominated by the Minister for the \r\n                                              Interior; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>the \r\n                                              Chief Executive Officer, </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(d) </i>one \r\n                                              lawyer in private practice with at \r\n                                              least tell years experience \r\n                                              nominated by the Attorney-General \r\n                                              and Minister for Justice, on the \r\n                                              advice of the Ghana Bar \r\n                                              Association, and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(e) </i>one \r\n                                              other person from the private \r\n                                              sector with accounting, banking \r\n                                              and finance experience nominated \r\n                                              by the Minister. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The \r\n                                              President shall appoint the \r\n                                              chairperson and the other members \r\n                                              of the Board in accordance w;[h \r\n                                              ar1ic1e 70 of [he Constitution.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Functions of \r\n                                              the Board on policy formulation\r\n                                              </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">8. The Board \r\n                                              shall formulate and ensure the \r\n                                              implementation of policies \r\n                                              neces­sary for the achievement of \r\n                                              the objects of the Centre. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Tenure of \r\n                                              office of members </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">9. (1) A member \r\n                                              of the Board other than the Chief \r\n                                              Executive Officer shall hole! \r\n                                              office for a period of four years \r\n                                              and is eligible for \r\n                                              re-appointment, but a member shall \r\n                                              not be appointed for more than two \r\n                                              terms. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) \\\\There a \r\n                                              member of the Board resigns, dies, \r\n                                              is removed from office or is for a \r\n                                              sufficient reason unable to act as \r\n                                              a member, the Minister shall \r\n                                              notify the President of the \r\n                                              vacancy and the President shall, \r\n                                              in accordance with article 70 of \r\n                                              the Constitution, appoint another \r\n                                              person to hold office for the \r\n                                              unexpired portion of the members \r\n                                              term of &nbsp;office. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) A member of \r\n                                              the &nbsp;Board other than the Chief \r\n                                              Executive Officer may at any time \r\n                                              resign from office in writing \r\n                                              addressee! to the President \r\n                                              through the Minister. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;(4) A member \r\n                                              of the Board who is absent from \r\n                                              three consecutive meetings of the \r\n                                              Board without sufficient cause \r\n                                              ceases to be a member of the \r\n                                              Board. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(5) The \r\n                                              President, by a letter addressed \r\n                                              to a member </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>may \r\n                                              revoke the appointment of that \r\n                                              member where there are sufficient \r\n                                              grounds for the revocation; and\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              shall revoke the appointment of a \r\n                                              member at the request of the \r\n                                              nominating body. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Meetings of \r\n                                              the Board </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>10. </b>(1) \r\n                                              The Board shall meet at least once \r\n                                              every three months for the \r\n                                              despatch of business at the times \r\n                                              and in the places determined by \r\n                                              the chairperson. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The \r\n                                              chairperson shall at the request \r\n                                              of not less than three of the \r\n                                              members of the Board convene an \r\n                                              extraordinary meeting of the'' \r\n                                              Board at the place and time \r\n                                              determined by the chairperson.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) The quorum \r\n                                              at a meeting of the Board is \r\n                                              three. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(4) The \r\n                                              chairperson shall preside at \r\n                                              meetings of the Board and in the \r\n                                              absence of the chairperson, a \r\n                                              member of the Board elected by the \r\n                                              members from among their number \r\n                                              shall preside. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(5) Matters \r\n                                              before the Board shall be decided \r\n                                              by a majority of the members \r\n                                              present and voting and in the \r\n                                              event of equality of votes, the \r\n                                              person presiding shall have a \r\n                                              casting vote. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(6) The Board \r\n                                              may co-opt a person to attend a \r\n                                              Board meeting but that person \r\n                                              shall not vote on a matter for \r\n                                              decision at the meeting. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(7) The \r\n                                              proceedings of the Board shall not \r\n                                              be invalidated by reason of a \r\n                                              vacancy among the members or a \r\n                                              defect in the appointment or \r\n                                              qualification of a member. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(8) Subject to \r\n                                              this section, the Board may \r\n                                              detem1ine the procedure for its \r\n                                              meetings. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Disclosure \r\n                                              of interest </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>11. </b>(1) \r\n                                              A member of the Board who has an \r\n                                              interest in a matter for \r\n                                              consideration by the Board shall \r\n                                              disclose in writing the nature of \r\n                                              that interest and is disqualified \r\n                                              from participating in the \r\n                                              deliberations of the Board in \r\n                                              respect of that matter. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) Where a \r\n                                              member contravenes sub section (1) \r\n                                              the chairperson shall notify the \r\n                                              Minister who shall inform the \r\n                                              President to revoke the \r\n                                              appointment of the member. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Committee of \r\n                                              the Board </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">12. (1) The \r\n                                              Board may constitute committees \r\n                                              consisting of members of the Board \r\n                                              or non-members or both, to perform \r\n                                              a function of the Board. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) A committee \r\n                                              of the Board may be chaired by a \r\n                                              member of the Board. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) Section 11 \r\n                                              applies to a member of a committee \r\n                                              of the Board. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Allowances\r\n                                              </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">13. Members of \r\n                                              the Board and members of a \r\n                                              committee of the Board shall be \r\n                                              paid allowances approved by the \r\n                                              Minister. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>\r\n                                              Administrative and financial \r\n                                              matters </i>Appointment of Chief \r\n                                              Executive Officer </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">14. (1) The \r\n                                              President shall. in accordance \r\n                                              with article 195 of the \r\n                                              Constitution, appoint a Chief \r\n                                              Executive Officer for the Centre.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The Chief \r\n                                              Executive Officer shall hold \r\n                                              office on the terms and conditions \r\n                                              specified in the letter of \r\n                                              appointment. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Functions of \r\n                                              the Chief Executive Officer </b>\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">15. (1) The \r\n                                              Chief Executive Officer is \r\n                                              responsible for the day to day \r\n                                              adminis­tration of the Centre and \r\n                                              is answerable to the Board in the \r\n                                              performance of functions under \r\n                                              this Act. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The Chief \r\n                                              Executive Officer may delegate a \r\n                                              function to the Deputy Chief \r\n                                              Executive Officer but the Chief \r\n                                              Executive Officer shall not be \r\n                                              relieved of the ultimate \r\n                                              responsibility for the performance \r\n                                              of the delegated function. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Appointment \r\n                                              of Deputy Chief Executive Officer\r\n                                              </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">16. (1) The \r\n                                              President shall, in accordance \r\n                                              with article 195 of the \r\n                                              Constitution, appoint a Deputy \r\n                                              Chief Executive Officer for the \r\n                                              Centre. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) In the \r\n                                              absence of the Chief Executive \r\n                                              0lficer, the Deputy Chief \r\n                                              Executive Officer shall perform \r\n                                              the functions of the Chief \r\n                                              Executive Officer. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Appointment \r\n                                              of other staff </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">17. (I) The \r\n                                              President shall in accordance with \r\n                                              artic Ie 195 of the Constitution, \r\n                                              appoint other staff of the Centre \r\n                                              that are necessary for the proper \r\n                                              and effective performance of the \r\n                                              functions of the Centre, </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) Other \r\n                                              public officers may be transferred \r\n                                              or seconded to the Centre or may \r\n                                              otherwise give assistance to the \r\n                                              Centre. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) The Centre \r\n                                              may engage the services of \r\n                                              consultants on the recommen­dation \r\n                                              or the Board. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(4) The Chief \r\n                                              Executive Deputy Chief Executive \r\n                                              and staff&nbsp; of the centre shall be \r\n                                              subject to sedulity screening.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Funds of'' \r\n                                              the Centre </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">I8. The funds \r\n                                              of the Centre shall include </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              moneys approved by Parliament\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;(b) donations. \r\n                                              grants. and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>any \r\n                                              other moneys that are approved&nbsp; by \r\n                                              the Minister responsible for \r\n                                              Finance &nbsp;</font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Accounts and \r\n                                              audit </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>19. </b>(1) \r\n                                              The Board shall keep books of \r\n                                              account and proper records in \r\n                                              relation to the Centre in the form \r\n                                              approved by the Auditor-General.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The Board \r\n                                              shall, within three months after \r\n                                              the end of the financial year, \r\n                                              submit the accounts of the Centre \r\n                                              to the Auditor-General for audit.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) The \r\n                                              Auditor-General shall, not later \r\n                                              than three months, after the \r\n                                              receipt of the accounts, audit the \r\n                                              accounts and forward a copy of the \r\n                                              audit report to the Board. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(4) The \r\n                                              Internal Audit Agency Act, 2003 \r\n                                              (Act 658) applies to this Act. <i>\r\n                                              (S) </i>The financial year of the \r\n                                              Centre is the same as the \r\n                                              financial year of the Government.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Annual \r\n                                              report and other reports </b>\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>20. </b>(1) \r\n                                              The Board shall, within one month \r\n                                              after the receipt of the audit \r\n                                              report, submit an annual report to \r\n                                              the Minister covering the \r\n                                              activities and operations of the \r\n                                              Centre for the year of which the \r\n                                              report relates. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The annual \r\n                                              rep0l1 shall include the \r\n                                              Auditor-General''s report. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) The \r\n                                              Minister shall, within one month \r\n                                              after the receipt of the annual \r\n                                              rep0l1, submit the report to \r\n                                              Parliament with a statement that \r\n                                              the Minister considers necessary.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(4) The Board \r\n                                              shall also submit to the Minister \r\n                                              any other report which the \r\n                                              Minister may require in writing.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>Accountable \r\n                                              institutions, records and \r\n                                              information </i></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Accountable \r\n                                              institutions </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>21. </b>(1) \r\n                                              For the purposes of this Act \r\n                                              accountable institutions are as \r\n                                              set out in the First Schedule.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The \r\n                                              Minister may by Legislative \r\n                                              Instrument amend the First \r\n                                              Schedule. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Register of \r\n                                              accountable institutions </b>\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>22. </b>(l) \r\n                                              Each supervisory body shall \r\n                                              furnish the Centre with a list of \r\n                                              account­able institutions which \r\n                                              are registered with it. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;(2) The \r\n                                              Centre shall allocate to each \r\n                                              registered accountable institution \r\n                                              a number for identification \r\n                                              purposes. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (3) The \r\n                                              Centre shall maintain a register \r\n                                              of accountable institutions.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Accountable \r\n                                              institutions to keep records </b>\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">23. (1) An \r\n                                              accountable institution that \r\n                                              establishes a business \r\n                                              relationship with a </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">person shall \r\n                                              keep records of </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>the \r\n                                              identity of the person or the \r\n                                              agent of the person; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              transaction made through the \r\n                                              accountable institution, and <i>\r\n                                              (c) </i>suspicious transactions \r\n                                              reports made to the Centre. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) For the \r\n                                              purposes of this Act records may \r\n                                              be kept on a computer system or an \r\n                                              electronic device capable of being \r\n                                              used to store information. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) This \r\n                                              section applies to each single \r\n                                              transaction with an accountable \r\n                                              institution. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Duration for \r\n                                              keeping records </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">24. (1) An \r\n                                              accountable institution shall keep \r\n                                              the records for </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>not \r\n                                              less than six years after the date \r\n                                              on which a relationship is \r\n                                              terminated in case of a business \r\n                                              relationship, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>not \r\n                                              less than six years after the date \r\n                                              a transaction is concluded. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) An \r\n                                              accountable institution may \r\n                                              appoint a person to keep records \r\n                                              on behalf of the accountable \r\n                                              institution. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) An \r\n                                              accountable institution that \r\n                                              appoints a per~ on to keep records \r\n                                              on its behalf shall inform the \r\n                                              Centre of the appointment in \r\n                                              wrighting. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(4) At the end \r\n                                              of the six year period, the \r\n                                              account .the institution shall \r\n                                              send the records to the Public \r\n                                              Records and Archives \r\n                                              Administration DepaI1ment. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Unauthorised \r\n                                              access to computer system or \r\n                                              application data </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">25. A person \r\n                                              shall not </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              access a computer system, </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              access application data held in a \r\n                                              computer system, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>\r\n                                              cause a computer system </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">that belongs \r\n                                              to, or is under the control of the \r\n                                              Centre or an accountable \r\n                                              institution to perform or fail to \r\n                                              perform a function without the \r\n                                              consent of the Centre or the \r\n                                              accountable institution. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Unauthorised \r\n                                              modification of computer system\r\n                                              </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">26. A person \r\n                                              shall not </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              modify, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              erase, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">( c) destroy\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">the contents of \r\n                                              a computer system or application \r\n                                              data of a computer system that \r\n                                              belongs to the Centre or an \r\n                                              accountable institution without \r\n                                              the consent of the Centre or the \r\n                                              accountable institution. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Duty of \r\n                                              operators of games of chance </b>\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>27. </b>(1) \r\n                                              The Gaming Commissioner shall not \r\n                                              issue or renew a licence for the \r\n                                              operation of a game of chance \r\n                                              under the Gaming Act, 2006 (Act \r\n                                              721) unless the applicant for the \r\n                                              licence or renewal provides proof \r\n                                              of the lawful origin of the \r\n                                              capital for the intended operation \r\n                                              or in the case of a renewal, the \r\n                                              origin of its additional capital \r\n                                              to the Games Commissioner. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) A betting \r\n                                              or gaming operator shall </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              verify the identity of a person \r\n                                              who buys or exchanges chips or \r\n                                              tokens, by requesting the person \r\n                                              to present an authentic document \r\n                                              bearing the name and address of \r\n                                              the person; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>keep \r\n                                              records of gaming transactions in \r\n                                              chronological order in a register \r\n                                              indicating </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(i) the nature \r\n                                              and amount of currency involved in \r\n                                              each transaction, and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(ii) the full \r\n                                              name and address of the person in \r\n                                              a register in a form authorised by \r\n                                              the Centre. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) The \r\n                                              register shall be preserved for at \r\n                                              least six years after the last \r\n                                              re­corded transaction in the \r\n                                              register and after the six year \r\n                                              period, the register shall be sent \r\n                                              to the Public Records and Archives \r\n                                              Administration Department. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Request for \r\n                                              information </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>28. </b>(1) \r\n                                              The Centre or an authorised \r\n                                              representative of the Centre may \r\n                                              request an accountable institution \r\n                                              to disclose whether </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>a \r\n                                              person is or has been a client of \r\n                                              the accountable institution,\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">( <i>b) </i>a \r\n                                              person is acting or has acted on \r\n                                              behalf of a client of the \r\n                                              accountable institution, or </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>a \r\n                                              client of the accountable \r\n                                              institution is acting or has acted \r\n                                              on behalf of another person </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">and the \r\n                                              accountable institution shall \r\n                                              comply. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The Centre \r\n                                              may request further information \r\n                                              where the Centre is of the opinion \r\n                                              that the information given to the \r\n                                              Centre is not adequate. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Information \r\n                                              held by supervisory bodies and \r\n                                              revenue agencies </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>29. </b>(1) \r\n                                              Where a supervisory body or a \r\n                                              revenue agency becomes aware or \r\n                                              believes that an accountable \r\n                                              institution, as a result of a \r\n                                              transaction concluded by or with \r\n                                              the accountable institution,\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>has \r\n                                              received or is about to receive \r\n                                              the proceeds of unlawful activity, \r\n                                              or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;( <i>b) </i>\r\n                                              has been used or may be used for \r\n                                              money laundering or a suspicious \r\n                                              transaction, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">the supervisory \r\n                                              body or revenue agency shall \r\n                                              advise the Centre of the fact and \r\n                                              furnish the Centre with the \r\n                                              information and records in respect \r\n                                              of the knowledge or suspicion \r\n                                              which the Centre may reasonably \r\n                                              require. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) Where the \r\n                                              Centre believes that a supervisory \r\n                                              body or revenue agency may have \r\n                                              information indicating that an \r\n                                              accountable institution </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>is \r\n                                              about to receive the proceeds of \r\n                                              unlawful activity as a result of a \r\n                                              transaction, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>has \r\n                                              been used or may be used for money \r\n                                              laundering or for the purpose\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">of any \r\n                                              suspicious transaction, </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">the Centre may \r\n                                              request the supervisory body or \r\n                                              revenue agency to confirm or rebut \r\n                                              the belief and the supervisory \r\n                                              body or revenue agency shall \r\n                                              comply. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Suspicious \r\n                                              transaction report </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>30. </b>(1) \r\n                                              A person who or an institution \r\n                                              which knows or suspects that\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>a \r\n                                              business entity, an accountable \r\n                                              institution or a trust has \r\n                                              received or is about to receive \r\n                                              the proceeds of unlawful activity, \r\n                                              or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>a \r\n                                              transaction to which the business \r\n                                              entity is a part </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(i) facilitated \r\n                                              or is likely to facilitate the \r\n                                              transfer of the proceeds of \r\n                                              unlawful activity, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(ii) has no \r\n                                              apparent business or lawful \r\n                                              purpose, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(iii) is \r\n                                              conducted to avoid or give rise to \r\n                                              a reporting duty under this Act,\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(iv) may be \r\n                                              relevant to an investigation into \r\n                                              tax evasion or an attempt to evade \r\n                                              the payment of tax, duty or a levy \r\n                                              imposed by legislation, or </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(v) has been \r\n                                              used or is about to engage in \r\n                                              money laundering, shall within \r\n                                              twenty four hours after the \r\n                                              knowledge or the ground for \r\n                                              suspicion of the transaction \r\n                                              submit a suspicious transaction \r\n                                              report to the Centre. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) Where a \r\n                                              person suspects a transaction to \r\n                                              be linked to or used for the \r\n                                              financing of a terrorist act as \r\n                                              defined by law, the person shall \r\n                                              make a report to the Centre within \r\n                                              twenty four hours of the \r\n                                              suspicion. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) A person \r\n                                              who makes a suspicious transaction \r\n                                              report shall not <i>(a) </i>\r\n                                              disclose the contents to another \r\n                                              person, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              reveal the personal details of the \r\n                                              officer of the Centre who receives \r\n                                              the report to another person.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(4) A person \r\n                                              who receives a suspicious \r\n                                              transaction report shall not\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              disclose the contents of the \r\n                                              report to a person not authorised \r\n                                              to know the contents of the \r\n                                              report, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>&nbsp;(b) </i>\r\n                                              disclose the personal details of \r\n                                              the person who made the report to \r\n                                              another person. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(5) A person \r\n                                              who makes a suspicious transaction \r\n                                              report shall disclose the contents \r\n                                              where </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>the \r\n                                              person is required by law to \r\n                                              disclose the contents, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>it \r\n                                              is to carry out the provisions of \r\n                                              this Act, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>it \r\n                                              is for legal proceedings, or\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(d) </i>it \r\n                                              is by an order of a Court. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Conducting \r\n                                              transaction to avoid giving rise \r\n                                              to a reporting duty </b></font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>31. </b>A \r\n                                              person shall not conduct two or \r\n                                              more transactions separately with \r\n                                              one or more than one accountable \r\n                                              institution so as to avoid the \r\n                                              duty to report a transaction or in \r\n                                              breach of the duty to disclose \r\n                                              information under this Act. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Protection \r\n                                              against civil or </b>criminal \r\n                                              liability </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>32. </b>A \r\n                                              person who makes a suspicious \r\n                                              transaction report under section \r\n                                              30 is not liable for the breach of \r\n                                              a restriction on disclosure of \r\n                                              information imposed by con­tract \r\n                                              or by any law if the person \r\n                                              reports the suspicion to the \r\n                                              Centre in good faith. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Conveyance \r\n                                              of currency to or from the country\r\n                                              </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>33. </b>(1) \r\n                                              A person who intends to convey \r\n                                              currency that exceeds the amount \r\n                                              prescribed by the Bank of Ghana to \r\n                                              or from this country shall declare \r\n                                              the particu­lars of the currency \r\n                                              and the amount to be conveyed to \r\n                                              the Bank of Ghana or its \r\n                                              authorised agent at the port of \r\n                                              entry or exit. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) A person \r\n                                              authorised to receive the \r\n                                              declaration shall immediately on \r\n                                              receipt of the declaration send a \r\n                                              copy to the Centre. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) The \r\n                                              declaration shall be made in \r\n                                              accordance with the Foreign \r\n                                              Exchange Act, 2007 (Act 723) and \r\n                                              Regulations made under that Act.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Electronic \r\n                                              transfer of currency </b></font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>34. </b>\r\n                                              Where an accountable institution \r\n                                              through electronic means and in \r\n                                              accor­dance with the Foreign \r\n                                              Exchange Act, 2007 (Act 723) and \r\n                                              Regulations made under that Act,\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              transfers currency outside the \r\n                                              country, or <i>(b) </i>receives \r\n                                              currency from outside the country\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">which exceeds \r\n                                              the amount prescribed by the Bank \r\n                                              of Ghana, the accountable \r\n                                              institution shall within \r\n                                              twenty-four hours after the \r\n                                              transfer or receipt of the \r\n                                              currency, report the particulars \r\n                                              of the transfer or receipt to the \r\n                                              Centre. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Reporting \r\n                                              procedures </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>35. </b>(1) \r\n                                              A report to the Centre on the \r\n                                              conveyance of currency and the \r\n                                              elec­tronic transfer of currency \r\n                                              by an accountable institution \r\n                                              shall be made in a manner \r\n                                              prescribed. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;(2) The \r\n                                              Centre or an authorised officer, \r\n                                              may request an accountable \r\n                                              insti­tution that has made a \r\n                                              report to furnish the Centre or \r\n                                              body with additional informa­tion \r\n                                              concerning the report. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Continuation \r\n                                              of transactions </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>36. </b>(1) \r\n                                              An accountable institution \r\n                                              required to make a report to the \r\n                                              Centre may continue to carry out \r\n                                              the transaction in respect of \r\n                                              which the report is required to be \r\n                                              made but shall inform the Centre.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (2) The \r\n                                              Centre may within three days, \r\n                                              direct an accountable institution \r\n                                              or a person not to proceed with a \r\n                                              transaction on which a report has \r\n                                              been made. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Intervention \r\n                                              by the Centre </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>37. </b>\r\n                                              Where the Centre after consulting \r\n                                              an accountable institution, or a \r\n                                              person required to make a report, \r\n                                              has reasonable grounds to suspect \r\n                                              that a transaction or proposed \r\n                                              transaction may involve the \r\n                                              proceeds of unlawful activity or \r\n                                              may constitute money laundering, \r\n                                              the Centre may direct the \r\n                                              accountable institution or person \r\n                                              to </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>&nbsp;(a) </i>\r\n                                              make the necessary inquiries \r\n                                              concerning the transaction, or\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;<i>(b) </i>\r\n                                              inform and advise an investigating \r\n                                              authority, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">where the \r\n                                              Centre considers it appropriate.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Monitoring \r\n                                              orders </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>38. </b>(1) \r\n                                              A Court may, on written \r\n                                              application by the Centre, make a \r\n                                              monitoring order requesting an \r\n                                              accountable institution to make a \r\n                                              report to the Centre. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The order \r\n                                              may request that transactions \r\n                                              conducted by a specified person \r\n                                              with an accountable institution \r\n                                              and transactions conducted in \r\n                                              respect of a specified account or \r\n                                              facility at the accountable \r\n                                              institution shall be reported if \r\n                                              there are reasonable grounds to \r\n                                              suspect that </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>that \r\n                                              person has transferred or may \r\n                                              transfer the proceeds of unlawful \r\n                                              activity through the accountable \r\n                                              institution or is using or may use \r\n                                              the accountable institution for \r\n                                              money laundering, and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>the \r\n                                              account or other facility has \r\n                                              received or may receive &nbsp;the \r\n                                              proceeds of unlawful activity or \r\n                                              is being or may be used for money \r\n                                              laundering purposes. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) The order \r\n                                              lapses after three months except \r\n                                              that before the expiry of the \r\n                                              three months an application may be \r\n                                              made to the Court to extend the \r\n                                              order for a period of not more \r\n                                              than three months at a time if\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>the \r\n                                              grounds on which the order is \r\n                                              based still exists, and </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>the \r\n                                              Court is satisfied that the \r\n                                              interest of justice may best be \r\n                                              served by monitoring the person, \r\n                                              account or facility referred to in \r\n                                              subsection (1) and in the manner \r\n                                              provided for in this section.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;(4) An \r\n                                              application under this section \r\n                                              shall be made by one party without \r\n                                              notice to the other. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Offences in \r\n                                              relation to records and \r\n                                              information </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>39. </b>(1) \r\n                                              A person who without reasonable \r\n                                              excuse </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              fails to keep records, contrary to \r\n                                              section 23; </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              accesses a computer system, \r\n                                              application data held in a \r\n                                              computer system or causes a \r\n                                              computer system that belongs to or \r\n                                              is under the control of the Centre \r\n                                              or an accountable institution to \r\n                                              fail to perform contrary to \r\n                                              section 25; </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(c) </i>\r\n                                              modifies a computer system \r\n                                              contrary to section 26;</font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial">&nbsp;<i>(d) </i>\r\n                                              fails to comply with section 27 \r\n                                              (2); </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial">( <i>e) </i>\r\n                                              fails to or refuses to advise the \r\n                                              Centre or an authorised \r\n                                              representative of the Centre of a \r\n                                              client contrary to section 28;\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(f) </i>\r\n                                              fails to report a suspicious \r\n                                              transaction contrary to section \r\n                                              30; </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(g) </i>\r\n                                              fails to protect the identity of \r\n                                              the officer of the Centre who \r\n                                              receives the report contrary to \r\n                                              section 30; </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(h) </i>\r\n                                              fails to protect the identity of a \r\n                                              person who makes a suspicious \r\n                                              transaction report contrary to \r\n                                              section 30; </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial">(<i>i) </i>\r\n                                              conducts transactions in a manner \r\n                                              to avoid a reporting duty contrary \r\n                                              to section 31; </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(j) </i>\r\n                                              fails to give notice of the \r\n                                              conveyance of currency within, to \r\n                                              or from the Republic contrary to \r\n                                              section 33; </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(k) </i>\r\n                                              fails to inform the Centre of the \r\n                                              electronic transfer of currency \r\n                                              contrary to section 34; </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(I) </i>\r\n                                              fails to furnish the Centre with \r\n                                              additional information contrary to \r\n                                              section 35; </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(m) </i>\r\n                                              fails to comply with a direction \r\n                                              of the Centre and proceeds with a \r\n                                              transaction contrary to section \r\n                                              37; or </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 27.0pt">\r\n                                              <font face="Arial"><i>(n) </i>\r\n                                              fails to comply with a monitoring \r\n                                              order contrary to section 38, \r\n                                              commits an offence and is liable \r\n                                              on summary conviction to a fine of \r\n                                              not more than fi ve hundred \r\n                                              penalty units or to a term of \r\n                                              imprisonment of not more than \r\n                                              three years or to both. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) Where the \r\n                                              offence is committed by a company \r\n                                              or a body of persons the penalty \r\n                                              shall be a fine of not more than \r\n                                              one thousand penalty units, and\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>in \r\n                                              the case of a body corporate, \r\n                                              other than a partnership, each \r\n                                              director or an officer of the body \r\n                                              is considered to have committed \r\n                                              the offence; and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>in \r\n                                              the case of a partnership, each \r\n                                              partner or officer of that body is \r\n                                              considered to have committed that \r\n                                              offence. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;(3) A person \r\n                                              shall not be convicted of an \r\n                                              offence under subsection (2), if \r\n                                              the person proves that the offence \r\n                                              was committed without the person''s \r\n                                              knowledge or connivance and that \r\n                                              the person exercised due care and \r\n                                              diligence to prevent the \r\n                                              commission of the offence having \r\n                                              regard to all the circumstances.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(4) The court \r\n                                              shall in addition to the penalty, \r\n                                              refer the matter to the Bank of \r\n                                              Ghana for administrative sanction \r\n                                              where the offence is committed by \r\n                                              a bank. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(5) A court \r\n                                              shall refer the conviction of an \r\n                                              accountable institution to the \r\n                                              supervisory body concerned for \r\n                                              administrative sanction </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>Compliance\r\n                                              </i></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Formulation \r\n                                              and implementation of internal \r\n                                              rules </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>40. </b>(1) \r\n                                              An accountable institution shall \r\n                                              in consultation with the Centre \r\n                                              formulate and implement internal \r\n                                              rules concerning </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>the \r\n                                              establishment and verification of \r\n                                              the identity of persons whom the \r\n                                              institution is required to \r\n                                              identify, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">( <i>b) </i>\r\n                                              information of which records must \r\n                                              be kept, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>the \r\n                                              manner in which and the place at \r\n                                              which the records must be kept,\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(d) </i>the \r\n                                              steps to be taken to determine \r\n                                              when a transaction is reportable, \r\n                                              and <i>(e) </i>other matters that \r\n                                              an institution may determine.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) An \r\n                                              accountable institution shall make \r\n                                              its internal rules available to \r\n                                              its employees involved in dealing \r\n                                              with transactions to which this \r\n                                              Act applies. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) An \r\n                                              accountable institution shall, on \r\n                                              request, make a copy of its \r\n                                              internal rules available to </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>the \r\n                                              Centre, and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">( <i>b) </i>a \r\n                                              supervisory body which performs \r\n                                              regulatory or supervisory \r\n                                              functions over that accountable \r\n                                              institution. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(4) An \r\n                                              accountable institution shall \r\n                                              ensure that the foreign branches \r\n                                              and subsidiaries of the \r\n                                              accountable institution observe \r\n                                              the rules consistent with a \r\n                                              subsidiary company of the \r\n                                              accountable institution registered \r\n                                              in the Republic. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Training and \r\n                                              monitoring for compliance </b>\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>41. </b>An \r\n                                              accountable institution shall\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              train its employees on the \r\n                                              provisions of this Act and the \r\n                                              internal rules, and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              appoint a compliance officer to \r\n                                              ensure observance </font></p>\r\n                                              <p class="Style" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <font face="Arial">(i) of the \r\n                                              provisions of this Act and the \r\n                                              internal rules by the employees of \r\n                                              the &nbsp;accountable institution, and\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <font face="Arial">(ii) of the \r\n                                              obligations under this Act by the \r\n                                              accountable institution. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Referral of \r\n                                              suspected offences to \r\n                                              investigating authorities and \r\n                                              other public bodies </b></font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>42. </b>\r\n                                              Where the Centre has reasonable \r\n                                              grounds to suspect that an \r\n                                              accountable institution or a \r\n                                              person other than a supervisory \r\n                                              body subject to the provisions of \r\n                                              this Act, has contravened or \r\n                                              failed to comply with a provision \r\n                                              of this Act or a rule </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">or guideline \r\n                                              applicable to the accountable \r\n                                              institution or person which \r\n                                              facilitates compliance with this \r\n                                              Act, the Centre shall refer the \r\n                                              matter to </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>the \r\n                                              relevant investigating authority, \r\n                                              or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>an \r\n                                              appropriate supervisory body, a \r\n                                              public body or other authority \r\n                                              affected by the contravention or \r\n                                              non-compliance, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">together with \r\n                                              recommendations considered \r\n                                              appropriate by the Centre. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>\r\n                                              Responsibility for the supervision \r\n                                              of accountable institutions </b>\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>43. </b>(1) \r\n                                              Where the Centre refers a matter \r\n                                              to a supervisory body, public body \r\n                                              or authority, the supervisory \r\n                                              body, public body or authority \r\n                                              shall investigate the matter and \r\n                                              may after consultation with the \r\n                                              Centre take steps to remedy the \r\n                                              matter. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) Where the \r\n                                              supervisory body, public body or \r\n                                              an authority fails to take steps \r\n                                              to remedy the matter, the Centre \r\n                                              may in consultation with the \r\n                                              supervisory Body, public body or \r\n                                              authority take steps to remedy the \r\n                                              matter. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Offences in \r\n                                              relation to compliance </b></font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>44. </b>An \r\n                                              accountable institution, which \r\n                                              fails to </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              formulate and implement internal \r\n                                              rules contrary to section 40, or\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">( <i>b) </i>\r\n                                              provide training or appoint a \r\n                                              compliance officer contrary to \r\n                                              section 41, commits an offence and \r\n                                              is liable on summary conviction to \r\n                                              a fine of not more than five \r\n                                              hundred penalty units. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>\r\n                                              Miscellaneous provisions</i></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Extraditable \r\n                                              offence </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>45. </b>\r\n                                              Money laundering and terrorist \r\n                                              financing are extraditable \r\n                                              offences under the Extradition \r\n                                              Act, 1960 (Act 22). </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Trial court \r\n                                              and proceedings </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>46. </b>(1) \r\n                                              The High Court and Circuit Court \r\n                                              have jurisdiction to try an \r\n                                              offence under this Act. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) In a trial \r\n                                              for an offence under this Act, the \r\n                                              accused person may be presumed to \r\n                                              have unlawfully obtained pecuniary \r\n                                              resources or property in the \r\n                                              ab­sence of evidence to the \r\n                                              contrary if the accused person,\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>is \r\n                                              in possession of pecuniary \r\n                                              resources or a property for which \r\n                                              the accused cannot account and \r\n                                              which is disproportionate to the \r\n                                              accused person''s known sources of \r\n                                              income, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>&nbsp;(b) </i>had \r\n                                              at the time of the alleged offence \r\n                                              obtained access to personal \r\n                                              pecuniary resources or property \r\n                                              for which the accused cannot \r\n                                              satisfactorily account. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Freezing </b>\r\n                                              of transactions <b>or accounts </b>\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>47. </b>(1) \r\n                                              The Centre shall not investigate \r\n                                              serious offences but where the \r\n                                              Chief Executive Officer is of the \r\n                                              opinion that it is necessary to \r\n                                              freeze a transaction or an account \r\n                                              to prevent money laundering, the \r\n                                              Chief Executive Officer may direct \r\n                                              the freez­ing of a transaction or \r\n                                              account of any accountable \r\n                                              institution. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) The Chief \r\n                                              Executive Officer shall apply to a \r\n                                              court within seven days after \r\n                                              freezing a transaction or account \r\n                                              for confirmation of the action \r\n                                              taken and the court may confirm \r\n                                              the freezing on conditions or \r\n                                              direct the de-freezing of the \r\n                                              transaction or account. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) Where a \r\n                                              transaction or account has been \r\n                                              frozen, the person affected shall \r\n                                              be notified by the Chief Executive \r\n                                              Officer within forty-eight hours \r\n                                              of the freezing of the transaction \r\n                                              or account and the person affected \r\n                                              may seek redress from court.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Oath of \r\n                                              secrecy </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>48. </b>(1) \r\n                                              A person </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              appointed to an office, </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              appointed to act in an office, or\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>\r\n                                              authorised to perform a function,\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">under this Act \r\n                                              shall swear the oath of secrecy \r\n                                              set out in the Second Schedule \r\n                                              before assuming office or before \r\n                                              performing the function under this \r\n                                              Act. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) A person \r\n                                              specified under subsection (1) \r\n                                              shall not disclose information\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">obtained by the \r\n                                              Centre under this Act from which a \r\n                                              person can be identified except <i>\r\n                                              (a) </i>to enable the Centre carry \r\n                                              out its functions, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>for \r\n                                              the prevention or detection of an \r\n                                              offence, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">( c) in \r\n                                              connection with the discharge of \r\n                                              an obligation under an \r\n                                              international agreement, </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(d) </i>to \r\n                                              comply with a court order, or\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(e) as \r\n                                              otherwise provided under any other \r\n                                              law. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(3) A person \r\n                                              who contravenes this section \r\n                                              commits an offence and is liable \r\n                                              on summary conviction to a fine of \r\n                                              not more than five hundred penalty \r\n                                              units or to a term of imprisonment \r\n                                              of not more than three years or to \r\n                                              both. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Co-operation \r\n                                              by officers of public agencies </b>\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>49. </b>(1) \r\n                                              An officer of a public agency \r\n                                              shall co-operate with officers of \r\n                                              the Centre in the performance of \r\n                                              the functions of the officers of \r\n                                              the Centre under this Act. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) A public \r\n                                              officer who refuses or fails \r\n                                              without reasonable cause to \r\n                                              co­operate with an authorised \r\n                                              officer of the Centre commits an \r\n                                              offence and is liable on summary \r\n                                              conviction to a fine of not more \r\n                                              than fifty penalty units or to a \r\n                                              term of imprisonment of not more \r\n                                              than three months or to both.\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>Regulations\r\n                                              </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>50. </b>(1) \r\n                                              The Minister, on the \r\n                                              recommendations of the Board, \r\n                                              shall by legislative instrument \r\n                                              make Regulations </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>to \r\n                                              add to or vary the list of \r\n                                              accountable institutions; </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>on \r\n                                              the records to be kept and \r\n                                              retained by financial institutions \r\n                                              and accountable institutions;\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>on \r\n                                              the format of suspicious \r\n                                              transactions reports; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(d) </i>for \r\n                                              the rules and directives for \r\n                                              accountable institutions to \r\n                                              identify clients for the purposes \r\n                                              of this Act; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">( <i>e) </i>on \r\n                                              the form of reports and other \r\n                                              documentation required under this \r\n                                              Act; and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(f) </i>\r\n                                              generally for the effective \r\n                                              implementation of this Act. </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">(2) Despite the \r\n                                              Statutory Instruments Act, 1959 \r\n                                              (No. 52) as amended, the penalty \r\n                                              for contravention of Regulations \r\n                                              shall be a fine of not more than \r\n                                              two thousand five hundred penalty \r\n                                              units or a term of imprisonment of \r\n                                              not more than three years or to \r\n                                              both. </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>\r\n                                              Interpretation </b></font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><b>51. </b>In \r\n                                              this Act unless the context \r\n                                              otherwise requires: </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;account&quot; means \r\n                                              a facility or an arrangement by \r\n                                              which a financial institution does \r\n                                              anyone or more of the following;\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              accepts deposits of currency,\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              allows withdrawals of currency or \r\n                                              transfers into or out of the \r\n                                              account, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>pays \r\n                                              cheques or payment orders drawn on \r\n                                              a financial institution or cash \r\n                                              dealer by, or collects cheques or \r\n                                              payment orders on behalf of, a \r\n                                              person, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(d) </i>\r\n                                              supplies a facility or an \r\n                                              arrangement for a safe deposit \r\n                                              box; &quot;accountant&quot; means a person \r\n                                              registered under the Chartered \r\n                                              Accountants Act, 1963, (Act 176);\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;accountable \r\n                                              institution&quot; includes the \r\n                                              institutions set out in the First \r\n                                              Schedule; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;application \r\n                                              data&quot; means a set of instructions \r\n                                              which causes a computer system to \r\n                                              perform a function when executed \r\n                                              on the computer; &quot;auctioneer&quot; \r\n                                              means a person registered under \r\n                                              the Auction Sales Act, 1989 (P.N.D.C.L. \r\n                                              230); </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;authorised \r\n                                              officer&quot; means a person authorised \r\n                                              by the Centre to perform a \r\n                                              function or discharge a duty on \r\n                                              behalf of the Centre; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;bank&quot; has the \r\n                                              meaning given to it in the Banking \r\n                                              Act, 2004 (Act 673); &quot;Board&quot; means \r\n                                              the governing body of the \r\n                                              Financial Intelligence Centre; \r\n                                              &quot;business entity&quot; includes </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>a \r\n                                              firm, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>an \r\n                                              individual licensed to carry out a \r\n                                              business, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>a \r\n                                              limited liability company, or\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(d) </i>a \r\n                                              partnership, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">for the purpose \r\n                                              of providing a product or service \r\n                                              either for profit or non-profit;\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;business \r\n                                              relationship&quot; means an arrangement \r\n                                              between a person and an \r\n                                              accountable institution for the \r\n                                              purpose of concluding a \r\n                                              transaction; &quot;Centre&quot; means the \r\n                                              Financial Intelligence Centre \r\n                                              established under section 4; \r\n                                              &quot;Chief Executive&quot; means the Chief \r\n                                              Executive Officer appointed under \r\n                                              section 14; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;computer \r\n                                              system&quot; includes an electronic, \r\n                                              magnetic, optical, \r\n                                              electro­chemical or other data \r\n                                              processing device, the physical \r\n                                              components and any removable \r\n                                              storage medium that is connected, \r\n                                              to the device or a group of \r\n                                              inter-connected or related \r\n                                              devices, one or more of which is \r\n                                              capable of </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(a) </i>\r\n                                              containing data, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              performing a logical, arithmetic \r\n                                              or any other function in relation \r\n                                              to data; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;Court&quot; means \r\n                                              the High Court or Circuit Court; \r\n                                              &quot;currency&quot; means </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">( <i>a) </i>\r\n                                              coins, money or notes of the \r\n                                              Republic or of another country \r\n                                              that is designated as legal tender \r\n                                              and that circulates as and is \r\n                                              customarily used and accepted as a \r\n                                              medium of exchange in the country \r\n                                              of issue, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              ''travellers'' cheques or other \r\n                                              financial instruments denominated \r\n                                              in the currency of Ghana orin \r\n                                              foreign currency, and </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>any \r\n                                              right to receive coins or notes in \r\n                                              respect of a credit or balance \r\n                                              with a financial institution or a \r\n                                              non-resident; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;data&quot; means a \r\n                                              representation of</font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&nbsp;<i>(a) </i>\r\n                                              information, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(b) </i>\r\n                                              knowledge, </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(c) </i>\r\n                                              facts, or </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial"><i>(d) </i>\r\n                                              concepts </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">capable of \r\n                                              being processed in a computer \r\n                                              system; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&quot;electronic \r\n                                              device&quot; means anything or \r\n                                              apparatus that is used or capable \r\n                                              of being used to intercept a \r\n                                              function of a computer system;\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;electronic \r\n                                              transaction&quot; means a transaction \r\n                                              made through an electronic device;\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;intelligence \r\n                                              agency&quot; means the Internal or \r\n                                              External Intelligence Agency \r\n                                              established under the Security and \r\n                                              Intelligence Agencies Act, 1996 \r\n                                              (Act 526); </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;entity&quot; means \r\n                                              a body corporate or \r\n                                              unincorporated, an association or \r\n                                              group of persons, a firm or a \r\n                                              partnership; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;financial \r\n                                              institution&quot; means an entity that \r\n                                              undertakes financial \r\n                                              intermediation; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;financial \r\n                                              instrument&quot; means a physical or \r\n                                              electronic document which embodies \r\n                                              or conveys monetary value~ </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;financial \r\n                                              intermediation&quot; means a process of \r\n                                              transferring funds from one entity \r\n                                              to another entity; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;foreign \r\n                                              counterpart&quot; means the authority \r\n                                              in another country that exercise\r\n                                              <i>similar </i>powers <i>and \r\n                                              performs similar functions </i>as\r\n                                              <i>the </i>Centre; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;game of \r\n                                              chance&quot; includes a game other than \r\n                                              lotto in which participants risk, \r\n                                              in anticipation of winning award \r\n                                              on the result of the game which \r\n                                              depends on luck and which cannot \r\n                                              be determined before the end of \r\n                                              the game, pay money for the right \r\n                                              to participate in the game; </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;internal \r\n                                              rules&quot; means rules formulated by \r\n                                              an accountable institution to \r\n                                              enable the accountable institution \r\n                                              comply with the rep0l1ing \r\n                                              requirements of the Centre; </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;investigating \r\n                                              authority&quot; means a body that is \r\n                                              designated by legislation to \r\n                                              investigate unlawful activities;\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;Minister&quot; \r\n                                              means the Minister responsible for \r\n                                              Finance; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;non-bank \r\n                                              financial institution&quot; means a \r\n                                              financial institution that \r\n                                              undertakes financial \r\n                                              intermediation outside the bank;\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">\r\n                                              &quot;non-governmental organisation&quot; \r\n                                              means a civil organisation and \r\n                                              includes a community based \r\n                                              organisation, religious body and \r\n                                              association; &quot;notary&quot; means a \r\n                                              person appointed under the \r\n                                              Notaries Public Act, 1960 (Act \r\n                                              26); </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;order&quot; means a \r\n                                              monitoring order; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;prescribed&quot; \r\n                                              means prescribed by Regulations \r\n                                              made under this Act; &quot;proceeds&quot; \r\n                                              means property derived from or \r\n                                              obtained, directly or indirectly\r\n                                              </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">through the \r\n                                              commission of an offence; </font>\r\n                                              </p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;property&quot; \r\n                                              includes assets of any kind \r\n                                              situated in the country or \r\n                                              elsewhere whether movable or \r\n                                              immovable, tangible or intangible, \r\n                                              legal documents and instruments \r\n                                              evidencing title of interest in \r\n                                              the assets; </font></p>\r\n                                              <p class="Style" style="text-align: justify">\r\n                                              <font face="Arial">&quot;record&quot; means \r\n                                              a material on which data is \r\n                         