ily: Arial">\r\n                                              (3)&nbsp; A bankrupt shall,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) keep a record of his income, \r\n                                              expenditure and other financial \r\n                                              dealings in a form approved by the \r\n                                              Official Trustee; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) lodge with the Official \r\n                                              Trustee at intervals of not more \r\n                                              than four months an income and \r\n                                              expenditure account in a form so \r\n                                              approved.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) In this section &quot;hire-purchase \r\n                                              agreement&quot; means an agreement by \r\n                                              which a person agrees to bail \r\n                                              goods to a bailee on terms such \r\n                                              that property in the goods may or \r\n                                              will pass to the bailee after \r\n                                              payment of two or more \r\n                                              instalments.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              General Duties and Disabilities of \r\n                                              Debtor</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 25&#8212;Duty to Co-operate with \r\n                                              Official Trustee</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In addition to the specific \r\n                                              duties imposed on him by or under \r\n                                              this Act, it shall be the general \r\n                                              duty of the debtor, at all times \r\n                                              during the period between the \r\n                                              making of a protection order and \r\n                                              the termination of the insolvency \r\n                                              proceedings, to comply as promptly \r\n                                              and fully as is practicable with \r\n                                              any direction given by the \r\n                                              Official Trustee in connection \r\n                                              with the exercise of his functions \r\n                                              as to the debtor''s affairs.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) During the said period it \r\n                                              shall be the duty of the debtor,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) to attend every meeting of \r\n                                              creditors called by the Official \r\n                                              Trustee and give such information \r\n                                              to the meeting as may be required \r\n                                              by the chairman;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) as soon as is practicable to \r\n                                              give notice to the Official \r\n                                              Trustee of any change in his name \r\n                                              or address;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c)&nbsp; not to destroy, alter, \r\n                                              conceal or dispose of any account \r\n                                              book or other record of his \r\n                                              financial affairs.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 26&#8212;Duty to Disclose \r\n                                              After-Acquired Property.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) It shall be the duty of the \r\n                                              debtor, whenever he becomes \r\n                                              entitled to any after-acquired \r\n                                              property, to give notice thereof \r\n                                              to the Official Trustee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) In this Act &quot;after-acquired \r\n                                              property&quot; means movable and \r\n                                              immovable property, including \r\n                                              income, which becomes, or but for \r\n                                              this Act would become, vested in \r\n                                              the debtor during the period \r\n                                              between the making of the \r\n                                              protection order and the discharge \r\n                                              of the debtor or earlier \r\n                                              termination of the insolvency \r\n                                              proceedings.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 27&#8212;Duty of Disclosure when \r\n                                              Obtaining Credit.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where a bankrupt or other debtor \r\n                                              who has not been discharged \r\n                                              intends, whether by himself or \r\n                                              jointly with another person, to \r\n                                              obtain credit exceeding ten pounds \r\n                                              from any person, it shall be the \r\n                                              debtor''s duty to disclose to that \r\n                                              person, before seeking to obtain \r\n                                              the credit, that he is a bankrupt \r\n                                              or is undischarged from an \r\n                                              insolvency order, as the case may \r\n                                              be.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 28&#8212;Liability to Arrest and \r\n                                              Seizure of Property.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If, while insolvency \r\n                                              proceedings are in progress \r\n                                              against a debtor, it appears to \r\n                                              the Court that the proceedings are \r\n                                              or may be impeded by reason that \r\n                                              the debtor,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) has absconded, or is likely to \r\n                                              do so;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) has removed, concealed, \r\n                                              destroyed or damaged any property, \r\n                                              or is likely to do so; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) is likely to fail to attend as \r\n                                              required before the Court, the \r\n                                              Official Trustee or any meeting of \r\n                                              creditors, </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              then, without prejudice to its \r\n                                              powers in relation to contempt of \r\n                                              court, the Court may issue a \r\n                                              warrant for the arrest of the \r\n                                              debtor, or the seizure of the \r\n                                              property in question, or for both \r\n                                              arrest and seizure.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where a warrant of arrest is \r\n                                              issued under this section the \r\n                                              provisions of the Criminal \r\n                                              Procedure Code, 1960 (Act 30) \r\n                                              relating to arrest shall apply in \r\n                                              the same way as they apply to \r\n                                              arrest for a criminal offence; and \r\n                                              a debtor arrested under such \r\n                                              warrant may, for the purposes of \r\n                                              the insolvency proceedings, be \r\n                                              conveyed in custody to any hearing \r\n                                              by the Court or the Official \r\n                                              Trustee, or to any meeting of \r\n                                              creditors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Property seized under this \r\n                                              section shall be dealt with as the \r\n                                              Court may direct, so however that \r\n                                              property which does not belong to \r\n                                              the debtor and is not likely to be \r\n                                              subject to the powers of the \r\n                                              Official Trustee under Part III of \r\n                                              this Act shall be returned to its \r\n                                              owner as soon as is practicable.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 29&#8212;Liability to \r\n                                              Interception of Letters, Etc.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If, during the period between \r\n                                              the making of a protection order \r\n                                              and the termination of the \r\n                                              insolvency proceedings, it appears \r\n                                              to the Court that the proceedings \r\n                                              may be impeded unless the Official \r\n                                              Trustee is enabled to inspect the \r\n                                              debtor''s incoming correspondence, \r\n                                              the Court may make an order \r\n                                              directed to the Minister \r\n                                              responsible for Communications \r\n                                              requiring him to cause any postal \r\n                                              article in course of transmission \r\n                                              by post to the debtor during such \r\n                                              period, not exceeding six months, \r\n                                              as may be specified in the order \r\n                                              to be readdressed to the Official \r\n                                              Trustee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) After taking such copies and \r\n                                              retaining such articles as he \r\n                                              considers expedient for the \r\n                                              purposes of the proceedings, the \r\n                                              Official Trustee shall transmit \r\n                                              the remaining articles to the \r\n                                              debtor as soon as is practicable.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3)&nbsp; This section shall be read as \r\n                                              one with the Post Office Ordinance \r\n                                              (Cap. 214).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Discharge</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 30&#8212;Date of Discharge.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The date of discharge from an \r\n                                              insolvency order of a debtor who \r\n                                              is not a bankrupt shall be the \r\n                                              earliest of the following dates, \r\n                                              namely,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the date two years after the \r\n                                              insolvency order was made;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the date on which payment in \r\n                                              full is achieved;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the date specified in a \r\n                                              proposal for additional payment \r\n                                              approved by the Court under \r\n                                              section 31 of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The date of discharge from an \r\n                                              insolvency order and from \r\n                                              bankruptcy of a debtor who is a \r\n                                              bankrupt shall be the date fixed \r\n                                              under section 23 of this Act at \r\n                                              the time when the debtor was \r\n                                              adjudged bankrupt, or if that date \r\n                                              has been altered by the Court \r\n                                              under section 31 or 32 of this \r\n                                              Act, shall be the date as so \r\n                                              altered.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The date which will be the \r\n                                              date of discharge unless an event \r\n                                              occurs to alter it is in this Act \r\n                                              referred to as the appointed \r\n                                              discharge date.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 31&#8212;Earlier Discharge where \r\n                                              Additional Payment Made.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where before the appointed \r\n                                              discharge date of a bankrupt or \r\n                                              other debtor,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) a person other than the debtor \r\n                                              gives notice to the Official \r\n                                              Trustee that he proposes to pay to \r\n                                              the Official Trustee a sum \r\n                                              specified in the notice for \r\n                                              distribution to the creditors if \r\n                                              the debtor''s discharge is fixed \r\n                                              for an earlier date specified \r\n                                              therein, in this section referred \r\n                                              to as the specified date; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;(b) it appears to the Official \r\n                                              Trustee that the proposal is made \r\n                                              in good faith and could be carried \r\n                                              out, </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Sch.</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              the Official Trustee shall call a \r\n                                              meeting of creditors, to which the \r\n                                              Schedule to this Act shall apply, \r\n                                              and shall report to the meeting \r\n                                              his views on the proposal and \r\n                                              also, if the debtor is a bankrupt, \r\n                                              his views on the debtor''s conduct \r\n                                              since he was adjudged a bankrupt \r\n                                              together with an account of any \r\n                                              new facts which have since come to \r\n                                              light as to his conduct and \r\n                                              affairs before he was so adjudged.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) After hearing the Official \r\n                                              Trustee''s report and any \r\n                                              observations made by or on behalf \r\n                                              of the debtor, the meeting shall \r\n                                              vote on the proposal.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) If the meeting approves the \r\n                                              proposal the Official Trustee \r\n                                              shall apply to the Court for its \r\n                                              decision thereon and shall submit \r\n                                              to the Court a report dealing with \r\n                                              the matters required to be dealt \r\n                                              with in his report to the meeting \r\n                                              and including the decision of the \r\n                                              meeting.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) If the Court is satisfied that \r\n                                              it would be proper to discharge \r\n                                              the debtor on the specified date \r\n                                              it shall make an order,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) fixing the date as the \r\n                                              appointed discharge date; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) requiring the person making \r\n                                              the proposal to pay the sum \r\n                                              specified therein to the Official \r\n                                              Trustee within such period as is \r\n                                              specified in the order.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) The specified date,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) shall not be less than two \r\n                                              months after the date on which \r\n                                              notice of the proposal is given to \r\n                                              the Official Trustee, and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) in the case of a bankrupt \r\n                                              shall not be less than two years \r\n                                              after the date on which he was \r\n                                              adjudged bankrupt,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and the Official Trustee shall \r\n                                              carry out the requirements of this \r\n                                              section in sufficient time to \r\n                                              enable the Court to give its \r\n                                              decision before the specified \r\n                                              date.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) A sum paid under this section \r\n                                              shall be taken to be paid by way \r\n                                              of gift to the debtor unless the \r\n                                              proposal states that it is to be \r\n                                              paid by way of loan.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 32&#8212;Alteration of \r\n                                              Bankrupt''s Discharge Date.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where, before the appointed \r\n                                              discharge date of a bankrupt, it \r\n                                              appears to the Official Trustee \r\n                                              that the date should be altered to \r\n                                              an earlier or later date by reason \r\n                                              of,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the conduct of the bankrupt \r\n                                              since he was adjudged a bankrupt; \r\n                                              or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) new facts which have come to \r\n                                              light as to his conduct or affairs \r\n                                              before he was so adjudged, </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Sch.</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              the Official Trustee shall call a \r\n                                              meeting of creditors, to which the \r\n                                              Schedule to this Act shall apply, \r\n                                              and shall report to the meeting \r\n                                              his view as to the appropriate new \r\n                                              discharge date and as to the \r\n                                              debtor''s conduct since he was \r\n                                              adjudged a bankrupt, together with \r\n                                              an account of any such new facts \r\n                                              as aforesaid.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) After hearing the Official \r\n                                              Trustee''s report and any \r\n                                              observations made by or on behalf \r\n                                              of the debtor, the meeting shall \r\n                                              vote on whether the discharge date \r\n                                              should be altered and if so what \r\n                                              the new date should be.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) If after the meeting the \r\n                                              Official Trustee remains of the \r\n                                              opinion that the discharge date \r\n                                              should be altered he shall apply \r\n                                              to the Court for its decision, and \r\n                                              if he does so shall submit to the \r\n                                              Court a report dealing with the \r\n                                              matters required to be dealt with \r\n                                              in his report to the meeting and \r\n                                              including the decision of the \r\n                                              meeting.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) If the Court is satisfied that \r\n                                              the date should be altered it \r\n                                              shall make an order fixing as the \r\n                                              appointed discharge date whichever \r\n                                              new date it considers appropriate.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) The same meeting of creditors \r\n                                              may, if the Official Trustee \r\n                                              thinks fit, consider a proposal \r\n                                              made under the preceding section \r\n                                              and matters brought before it \r\n                                              under this section, and if the \r\n                                              Court thinks fits, the Court may \r\n                                              deal in the same proceedings with \r\n                                              applications under the preceding \r\n                                              section and under this section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 33&#8212;Certificate of \r\n                                              Discharge.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              On the arrival of the appointed \r\n                                              discharge date of a bankrupt or \r\n                                              other debtor, the debtor shall be \r\n                                              deemed to be discharged, and as \r\n                                              soon as may be thereafter the \r\n                                              Official Trustee shall issue to \r\n                                              the debtor a certificate of \r\n                                              discharge.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 34&#8212;Effect of Discharge.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The discharge of a bankrupt or \r\n                                              other debtor shall,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) release him from all provable \r\n                                              debts whether or not included in \r\n                                              any proof of debts;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) relieve him for the future \r\n                                              from any duties and liabilities \r\n                                              under section 24, 26, and 27 of \r\n                                              this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The discharge of a bankrupt or \r\n                                              other debtor shall not,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) release any person who at the \r\n                                              date when the insolvency order was \r\n                                              made was a partner or co-trustee \r\n                                              of the debtor, or was jointly \r\n                                              bound with him under a contract or \r\n                                              otherwise, or was a surety or in \r\n                                              the nature of a surety for him; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b)&nbsp; bring the insolvency \r\n                                              proceedings to an end.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Termination of Proceedings</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 35&#8212;When Proceedings Come \r\n                                              to an End.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where an insolvency order is \r\n                                              not made, insolvency proceedings \r\n                                              shall come to an end on the \r\n                                              happening of any of the following \r\n                                              events, namely,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the withdrawal or dismissal of \r\n                                              the petition by which the \r\n                                              proceedings were initiated;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the confirmation of an \r\n                                              arrangement with creditors under \r\n                                              section 20 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the rescission of the \r\n                                              protection order under section 21 \r\n                                              of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where an insolvency order is \r\n                                              made the insolvency proceedings \r\n                                              shall come to an end on the making \r\n                                              by the Court of an order under the \r\n                                              following section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 36&#8212;Order Terminating \r\n                                              Proceedings.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where a bankrupt or other \r\n                                              debtor has been discharged and,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the Official Trustee has \r\n                                              completed the distribution of the \r\n                                              debtor''s assets under Part III of \r\n                                              this Act; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the Official Trustee''s final \r\n                                              accounts in the insolvency have \r\n                                              been drawn up,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and have passed by the \r\n                                              Auditor-General, the Official \r\n                                              Trustee shall apply to the Court \r\n                                              for an order terminating the \r\n                                              insolvency proceedings.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Official Trustee shall \r\n                                              give notice of the application, \r\n                                              together with a summary of the \r\n                                              final accounts, to the debtor and \r\n                                              to every creditor with an admitted \r\n                                              proof.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Court shall grant the \r\n                                              application if satisfied that it \r\n                                              is duly made.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART III&#8212;ADMINISTRATION OF \r\n                                              DEBTOR''S PROPERTY</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Assets Passing to Official Trustee</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 37&#8212;Vesting on making of \r\n                                              Protection Order.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) On and by the virtue of the \r\n                                              making of a protection order there \r\n                                              shall vest in the Official Trustee \r\n                                              to the same extent and, subject to \r\n                                              subsection (3) of this section, \r\n                                              with the same incidents, all \r\n                                              movable and immovable property \r\n                                              vested in the debtor immediately \r\n                                              before the order was made.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) All property in the possession \r\n                                              of the debtor at any time within \r\n                                              six months before the protection \r\n                                              order was made shall be presumed \r\n                                              to be vested in the debtor unless \r\n                                              the contrary is shown.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Property which has become \r\n                                              vested in the Official Trustee \r\n                                              under this section shall not be \r\n                                              subject to attachment, distress or \r\n                                              other proceedings for the \r\n                                              enforcement of an obligation \r\n                                              against the debtor, whether \r\n                                              founded on a judgment or not:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that this subsection \r\n                                              shall not apply to proceedings for \r\n                                              the enforcement of a security.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 38&#8212;After-Acquired \r\n                                              Property.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Official Trustee shall \r\n                                              bring about the vesting in him, to \r\n                                              the same extent and, subject to \r\n                                              subsection (3) of this section, \r\n                                              with the same incidents, of all \r\n                                              after-acquired property of the \r\n                                              debtor except property exempted by \r\n                                              the next subsection or property \r\n                                              which would not be of value to the \r\n                                              creditors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The following after-acquired \r\n                                              property shall be exempted namely,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) property necessary for the \r\n                                              reasonable current maintenance of \r\n                                              the debtor, his spouse and \r\n                                              children;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b)&nbsp; money paid or payable to the \r\n                                              debtor, as compensation for his \r\n                                              diminished earning capacity, by \r\n                                              way of damages for personal injury \r\n                                              or other lump sum;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c)&nbsp; money paid or payable to the \r\n                                              debtor by way of loan;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d)&nbsp; movable property bought by \r\n                                              the debtor and not paid for in \r\n                                              full;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) property in which any property \r\n                                              mentioned in paragraph (b),(c), or \r\n                                              (d) of this subsection has been \r\n                                              directly or indirectly invested, \r\n                                              or which otherwise represents the \r\n                                              same.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Property which has become \r\n                                              vested in the Official Trustee \r\n                                              under this section shall not be \r\n                                              subject to attachment, distress or \r\n                                              other proceedings for the \r\n                                              enforcement of an obligation \r\n                                              against the debtor, whether \r\n                                              founded on a judgment or not:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that this subsection \r\n                                              shall not apply to proceedings for \r\n                                              the enforcement of a security.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) If the debtor has, with \r\n                                              respect to after-acquired property \r\n                                              which is not exempted, entered \r\n                                              into any transaction whereby the \r\n                                              whole or any part of the value of \r\n                                              the property is lost to the \r\n                                              creditors, the Official Trustee \r\n                                              may apply to the Court for an \r\n                                              order setting aside the \r\n                                              transaction and requiring the \r\n                                              property or its value, or such \r\n                                              part thereof as was lost to the \r\n                                              creditors, as the case may be, to \r\n                                              be transferred to the Official \r\n                                              Trustee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) The Official Trustee may give \r\n                                              notice to any employer, banker or \r\n                                              other person who but for this \r\n                                              section would be under an \r\n                                              obligation to transfer \r\n                                              after-acquired property which is \r\n                                              not exempted to, or to the order \r\n                                              of, the debtor to transfer the \r\n                                              property instead to the Official \r\n                                              Trustee, whose receipt shall be a \r\n                                              sufficient discharge.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) A person who fails to comply \r\n                                              with a notice under the preceding \r\n                                              subsection shall pay to the \r\n                                              Official Trustee such sum as may \r\n                                              be necessary to make good any loss \r\n                                              to the creditors arising from the \r\n                                              failure.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 39&#8212;Repayments by Preferred \r\n                                              Creditors.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where, at any time between the \r\n                                              making of an insolvency order and \r\n                                              the debtor''s discharge, it appears \r\n                                              to the Official Trustee that, \r\n                                              during the six months ending with \r\n                                              the making of the protection order \r\n                                              and at a time when he was \r\n                                              insolvent, the debtor made any \r\n                                              payment or other transfer of \r\n                                              property, or created any mortgage \r\n                                              or other charge, or suffered any \r\n                                              judgment or incurred any other \r\n                                              obligation, with the dominant \r\n                                              intent that any of his creditors \r\n                                              should benefit&nbsp; at the expense of \r\n                                              others, the Official Trustee shall \r\n                                              give notice to the creditor so \r\n                                              preferred requiring him, within \r\n                                              the period specified in the \r\n                                              notice, to restore to the Official \r\n                                              Trustee, whether by payment of \r\n                                              money, transfer of property or \r\n                                              surrender of rights, the benefit \r\n                                              which has accrued to the creditor \r\n                                              by reason of his being preferred.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where an insolvency order is \r\n                                              made against a debtor every person \r\n                                              who, during the relevant period, \r\n                                              received a payment of money, or \r\n                                              other transfer of property, in \r\n                                              respect of a debt owed to him by \r\n                                              the debtor shall, on receipt of a \r\n                                              notice given in that behalf by the \r\n                                              Official Trustee, restore the \r\n                                              property or its value to the \r\n                                              Official Trustee:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Where an insolvency order is \r\n                                              made against a debtor, all \r\n                                              property in the possession of the \r\n                                              sheriff at the time of the making \r\n                                              of the protection order, being \r\n                                              property of which possession was \r\n                                              taken under an execution issued by \r\n                                              a creditor of the debtor or the \r\n                                              proceeds of such property, shall, \r\n                                              after deduction of the sheriff''s \r\n                                              and bailiff''s charges in the \r\n                                              execution, be transferred to the \r\n                                              Official Trustee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Where a person has complied \r\n                                              with a notice given under \r\n                                              subsection (1) or (2) of this \r\n                                              section, he may, within one month \r\n                                              after the notice was given, lodge \r\n                                              a proof of debts, or require the \r\n                                              Official Trustee to amend his \r\n                                              proof, as the case may be, so as \r\n                                              to enable the debt in respect of \r\n                                              which the notice was given to rank \r\n                                              for dividend at the value which is \r\n                                              appropriate in view of his \r\n                                              compliance.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) In this section &quot;relevant \r\n                                              period&quot; means the period beginning \r\n                                              twenty-one days before the \r\n                                              presentation of the petition on \r\n                                              which the protection order was \r\n                                              made, or, if the protection order \r\n                                              was made on two or more petitions, \r\n                                              before the presentation of the \r\n                                              first petition, and ending with \r\n                                              the making of the protection \r\n                                              order.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 40&#8212;Repayment of Gifts, \r\n                                              Etc.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where, at any time between the \r\n                                              making of an insolvency order and \r\n                                              the debtor''s discharge, it appears \r\n                                              to the Official Trustee that the \r\n                                              debtor made any disposition of his \r\n                                              property otherwise than for full \r\n                                              value or in settlement of a due \r\n                                              debt, or incurred any obligation \r\n                                              otherwise than for full value,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) during the two years ending \r\n                                              with the making of the protection \r\n                                              order, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) more than two years but less \r\n                                              than ten years before the making \r\n                                              of the protection order and at a \r\n                                              time when he was insolvent, the \r\n                                              Official Trustee shall give notice \r\n                                              to the person to whom the \r\n                                              disposition was made or for whose \r\n                                              benefit the obligation was \r\n                                              incurred requiring him, within the \r\n                                              period specified in the notice, to \r\n                                              restore to the Official Trustee, \r\n                                              whether by payment of money, \r\n                                              transfer of property or surrender \r\n                                              of rights, the excess of the \r\n                                              benefit which thereby accrued to \r\n                                              him above the value of any \r\n                                              consideration provided.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Excess benefit restored under \r\n                                              this section shall be treated as a \r\n                                              provable debt in respect of which \r\n                                              a proof may be lodged at any time \r\n                                              within one month after it was \r\n                                              restored.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) This section shall not apply \r\n                                              to any disposition made in \r\n                                              consideration of marriage unless \r\n                                              the Court is of opinion that the \r\n                                              disposition was made for the \r\n                                              purpose of defeating creditors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 41&#8212;Repayments by \r\n                                              Moneylenders.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where, at any time between the \r\n                                              making of an insolvency order and \r\n                                              the debtor''s discharge, it appears \r\n                                              to the Official Trustee that, \r\n                                              during the ten years ending with \r\n                                              the making of the protection \r\n                                              order, any sum was paid or allowed \r\n                                              by the debtor in respect of a loan \r\n                                              in circumstances such that the \r\n                                              Court would, if proceedings had \r\n                                              been brought under section 3 of \r\n                                              the Loans Recovery Ordinance (Cap. \r\n                                              175), have ordered the lender to \r\n                                              make a repayment to the debtor, \r\n                                              the Official Trustee may give \r\n                                              notice to the lender requiring \r\n                                              him, within the period specified \r\n                                              in the notice, to make a like \r\n                                              repayment to the Official Trustee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 42&#8212;Sums to be Credited to \r\n                                              Debtor''s Official Account.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Official Trustee shall \r\n                                              open an account, in this Act \r\n                                              referred to as the debtor''s \r\n                                              official account, within the \r\n                                              Insolvent Estates Fund for each \r\n                                              debtor in respect of whom a \r\n                                              protection order is made.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2)&nbsp; There shall be credited to \r\n                                              the debtor''s official account,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) all moneys received by the \r\n                                              Official Trustee in respect of the \r\n                                              debtor by virtue of the preceding \r\n                                              provisions of this Part of this \r\n                                              Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) payments made to the Official \r\n                                              Trustee in respect of the debtor \r\n                                              either under an order for early \r\n                                              discharge made under section 31 of \r\n                                              this Act or otherwise for the \r\n                                              purpose of increasing the assets \r\n                                              available for dividend;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) repayments in respect of \r\n                                              excess dividends made under \r\n                                              subsection (2) of section 54 of \r\n                                              this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) If on the application of the \r\n                                              debtor or any creditor it appears \r\n                                              to the Court before the \r\n                                              termination of the insolvency \r\n                                              proceedings that the assets have \r\n                                              been lost to the estate by reason \r\n                                              of any default by the Official \r\n                                              Trustee, the Court may order that \r\n                                              the debtor''s official account be \r\n                                              credited with such sum as may \r\n                                              appear to the Court to be just and \r\n                                              that an equivalent sum be debited \r\n                                              to the Fees Account.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              General Functions of Official \r\n                                              Trustee</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 43&#8212;Duty to Protect Assets.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) On the making of a protection \r\n                                              order it shall be the duty of the \r\n                                              Official Trustee,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) to take possession of all \r\n                                              property which has passed to him \r\n                                              under section 37 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) to take such steps as may be \r\n                                              expedient to procure, in relation \r\n                                              to stocks and shares and other \r\n                                              property transferable in the books \r\n                                              of any body corporate or other \r\n                                              person which have passed to him \r\n                                              under the said section 37, the \r\n                                              transfer of the property into his \r\n                                              name;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) to make such arrangements as \r\n                                              may be expedient to secure the \r\n                                              carrying on of any trade or \r\n                                              business the continuance of which \r\n                                              would be likely to benefit the \r\n                                              creditors;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) to secure the payment to him \r\n                                              or other discharge of all debts \r\n                                              and other obligations the right to \r\n                                              which has passed to him under the \r\n                                              said section 37;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) to take such steps as may be \r\n                                              expedient to ensure the protection \r\n                                              of the debtor''s assets for the \r\n                                              benefit of the creditors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Until an insolvency order is \r\n                                              made the Official Trustee shall \r\n                                              not dispose or encumber any \r\n                                              property, otherwise than in the \r\n                                              course of a trade or business, \r\n                                              without the consent of the debtor \r\n                                              or the authority of the Court.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) No restriction on the \r\n                                              transferability of such property \r\n                                              as is mentioned in paragraph (b) \r\n                                              of subsection (1) of this section \r\n                                              shall be operative in the case of \r\n                                              a transfer to the Official \r\n                                              Trustee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) If the Official Trustee \r\n                                              suspects that property has been \r\n                                              concealed he may offer a reward to \r\n                                              any person, not being the debtor \r\n                                              himself, who shall produce the \r\n                                              property or give information \r\n                                              leading to its discovery, but the \r\n                                              reward shall not exceed \r\n                                              one-twentieth of the value of the \r\n                                              property recovered by the action \r\n                                              of that person.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 44&#8212;Duty to Realise Assets.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              On the making of an insolvency \r\n                                              order it shall be the duty of the \r\n                                              Official Trustee to realise as \r\n                                              soon as practicable all assets not \r\n                                              held as cash by such means and for \r\n                                              such return as will produce for \r\n                                              distribution to the creditors sums \r\n                                              representing the full value of the \r\n                                              assets:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that this section shall \r\n                                              not be taken to require the \r\n                                              realisation of any asset which \r\n                                              cannot be readily or \r\n                                              advantageously disposed of.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 45&#8212;Duty to Verify Debts \r\n                                              Ranking for Dividend.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) On the making of an insolvency \r\n                                              order it shall be the duty of the \r\n                                              Official Trustee to take such \r\n                                              steps as are practicable to verify \r\n                                              the correctness of every admitted \r\n                                              proof.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) If, where an insolvency order \r\n                                              is made, creditor''s obligations \r\n                                              such as are mentioned in paragraph \r\n                                              (b) of subsection (3) of section \r\n                                              15 of this Act are included in the \r\n                                              creditor''s admitted proof,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a)&nbsp; where the total value of the \r\n                                              obligations as shown in the proof \r\n                                              is less than the total value of \r\n                                              debts owed to the creditor as so \r\n                                              shown, the obligations shall be \r\n                                              deemed to be cancelled at the \r\n                                              making of the insolvency order and \r\n                                              the values of the said debts shall \r\n                                              be pro rata reduced;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) in any other case the \r\n                                              obligations shall be deemed to be \r\n                                              pro rata reduced at the making of \r\n                                              the insolvency order by the total \r\n                                              value of the said debts, and the \r\n                                              proof shall be deemed to be \r\n                                              expunged.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Official Trustee may give \r\n                                              notice to a creditor holding a \r\n                                              security that, if the security is \r\n                                              not realised within the period \r\n                                              specified in the notice, which \r\n                                              shall not be less than six months, \r\n                                              it will be treated as surrendered.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Subject to the provisions of \r\n                                              this Part of this Act, a debt \r\n                                              shall rank for dividend at any \r\n                                              time if, but only if, it is at \r\n                                              that time included in an admitted \r\n                                              proof; and the value of the debt \r\n                                              shall be taken to be the value \r\n                                              shown at that time in the proof.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">&nbsp;</p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 46&#8212;Duty to Amend Admitted \r\n                                              Proofs.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If the value of a debt or \r\n                                              security included in an admitted \r\n                                              proof has changed otherwise than \r\n                                              in respect of interest accruing \r\n                                              after the protection order was \r\n                                              made, the proof shall be subject \r\n                                              to amendment for the purpose of \r\n                                              altering the value shown therein \r\n                                              to give effect to the change.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) If a debt or security is \r\n                                              incorrectly included in an \r\n                                              admitted proof, or the value of a \r\n                                              debt or security at the date of \r\n                                              the making of the protection order \r\n                                              is incorrectly stated, the proof \r\n                                              shall be subject to amendment for \r\n                                              the purpose of rectifying the \r\n                                              incorrectness.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) If a creditor desires to \r\n                                              withdraw his claim to the whole or \r\n                                              a part of a debt included in an \r\n                                              admitted proof the proof shall be \r\n                                              subject to amendment for the \r\n                                              purpose of deleting the debt or \r\n                                              reducing its value accordingly, as \r\n                                              the case may be.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Where an admitted proof is \r\n                                              subject to amendment under this \r\n                                              section,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the Official Trustee may, \r\n                                              except in the case of an amendment \r\n                                              under the preceding subsection, \r\n                                              give notice to the creditor \r\n                                              specifying the proposed amendment \r\n                                              and inviting him to consent to it \r\n                                              within the period specified in the \r\n                                              notice; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b)&nbsp; the creditor may, if the \r\n                                              Official Trustee has not given him \r\n                                              notice as aforesaid, give notice \r\n                                              to the Official Trustee specifying \r\n                                              the proposed amendment and, except \r\n                                              in the case of an amendment under \r\n                                              the preceding subsection, inviting \r\n                                              him to consent to it within the \r\n                                              period specified in the notice.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Where notice of a proposed \r\n                                              amendment is given under the \r\n                                              preceding subsection the Official \r\n                                              Trustee shall amend the proof \r\n                                              accordingly if,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the party to whom the notice \r\n                                              is given consents to the \r\n                                              amendment;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) consent is not given but, on \r\n                                              an appeal by the creditor or an \r\n                                              application by the Official \r\n                                              Trustee, the Court orders the \r\n                                              amendment to be made; or&nbsp; </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the amendment is proposed by \r\n                                              the creditor under subsection (3) \r\n                                              of this section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 47&#8212;Duty to Ascertain \r\n                                              Priority of Debts.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) On the making of an insolvency \r\n                                              order it shall be the duty of the \r\n                                              Official Trustee, in relation to \r\n                                              each debt which ranks for \r\n                                              dividend, to ascertain into which \r\n                                              of the following classes the whole \r\n                                              or any part of the debt falls:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt; margin-left: 36.0pt">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Class A</span></i><span style="font-family: Arial">.&#8212; \r\n                                              A debt or part of a debt which \r\n                                              answers either of the following \r\n                                              descriptions, that is to say,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) remuneration not exceeding one \r\n                                              hundred and fifty pounds owed to \r\n                                              an employee of the debtor, not \r\n                                              being a near relative, in respect \r\n                                              of employment during the whole or \r\n                                              any part of the four months \r\n                                              preceding the making of the \r\n                                              protection order;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) rates, taxes or similar \r\n                                              payments owed to the Republic or a \r\n                                              local authority which have become \r\n                                              due and payable within the year \r\n                                              preceding the making of the \r\n                                              protection order.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Class B</span></i><span style="font-family: Arial">.&#8212;A \r\n                                              debt or part of a debt which does \r\n                                              not fall into any other class.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Class C</span></i><span style="font-family: Arial">.&#8212; \r\n                                              a debt or part of a debt which \r\n                                              does not fall within class D and \r\n                                              is, or was at any time within the \r\n                                              year preceding the making of the \r\n                                              protection order, owed to a near \r\n                                              relative of the debtor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Class D</span></i><span style="font-family: Arial">.&#8212; \r\n                                              A debt or part of a debt which \r\n                                              answers either of the following \r\n                                              descriptions, that is to say,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) excess benefit restored to the \r\n                                              Official Trustee under section 40 \r\n                                              of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) excess interest, that is any \r\n                                              portion of a debt which, whether \r\n                                              it is stated to do so or not, \r\n                                              represents interest at a rate in \r\n                                              excess of seven per centum per \r\n                                              annum.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) For the purposes of this \r\n                                              section the following shall be \r\n                                              taken to be near relatives of the \r\n                                              debtor, that is to say,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a)&nbsp; his spouse, parents and \r\n                                              issue;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) his brothers, sisters, uncles, \r\n                                              aunts, nephews and nieces, whether \r\n                                              of the whole or the half blood.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 48&#8212;Duty to Consult \r\n                                              Creditors.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Subject to the provisions of \r\n                                              this Act, it shall be the duty of \r\n                                              the Official Trustee,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) to report to the creditors, at \r\n                                              intervals not greater than six \r\n                                              months, on the progress of the \r\n                                              insolvency proceedings;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) to consult the creditors on \r\n                                              any matter arising in the \r\n                                              proceedings which substantially \r\n                                              affects their interests; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) to give effect, so far as may \r\n                                              be practicable, to any views \r\n                                              expressed by the creditors in \r\n                                              relation to the realisation and \r\n                                              distribution of assets.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) For the purpose of complying \r\n                                              with the preceding subsection, the \r\n                                              Official Trustee may call a \r\n                                              meeting of creditors at any time, \r\n                                              and shall call such a meeting if \r\n                                              required to do so by a notice in \r\n                                              writing signed by creditors whose \r\n                                              votes exceed one-fifth of the \r\n                                              total number of votes which could \r\n                                              be cast at the meeting.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Sch.</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Schedule to this Act shall \r\n                                              apply in relation to every meeting \r\n                                              of creditors called under this \r\n                                              section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 49&#8212;Enquiries by Court.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If the Official Trustee is of \r\n                                              opinion that it is necessary, in \r\n                                              order to enable him to carry out \r\n                                              his functions under this Part of \r\n                                              this Act in relation to a debtor, \r\n                                              for the debtor, any creditor or \r\n                                              any other person to be brought \r\n                                              before and examined by the Court \r\n                                              he may order him to attend for \r\n                                              that purpose before the Court.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) In proceedings under this \r\n                                              section the Court may examine on \r\n                                              oath or otherwise any person \r\n                                              brought before it, may order the \r\n                                              delivery up by any such person of \r\n                                              assets to which the Official \r\n                                              Trustee is entitled under this \r\n                                              Act, and make such other order as \r\n                                              it thinks just.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Assets Passing from Official \r\n                                              Trustee</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 50&#8212;Cases where Insolvency \r\n                                              Order not Made.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) As soon as is practicable \r\n                                              after an arrangement with \r\n                                              creditors is confirmed under \r\n                                              section 20 of this Act, the \r\n                                              Official Trustee, unless he is to \r\n                                              act as trustee under the \r\n                                              arrangement, shall cause all \r\n                                              property which has become vested \r\n                                              in him under section 37 or 38 of \r\n                                              this Act in respect of the debtor \r\n                                              to be transferred to the person \r\n                                              entitled thereto under the \r\n                                              arrangement.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) As soon as practicable after a \r\n                                              protection order is rescinded \r\n                                              under section 21 of this Act, the \r\n                                              Official Trustee shall cause all \r\n                                              property which has become vested \r\n                                              in him under section 37 or 38 of \r\n                                              this Act in respect of the debtor \r\n                                              to be transferred back to the \r\n                                              debtor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Notwithstanding the preceding \r\n                                              provisions of this section, the \r\n                                              Official Trustee shall be entitled \r\n                                              to retain assets sufficient to \r\n                                              reimburse him for fees and \r\n                                              outgoings due to him from the \r\n                                              debtor in respect of the \r\n                                              insolvency proceedings.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) This section shall not apply \r\n                                              to any property which has already \r\n                                              passed from the Official Trustee \r\n                                              under the provisions of this Part \r\n                                              of this Act, so however that it \r\n                                              shall apply to the proceeds of \r\n                                              property which has been realised \r\n                                              as it applies to property which \r\n                                              has been retained in its original \r\n                                              form.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 51&#8212;Disclaimer.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Within one year after any \r\n                                              property has become vested in him \r\n                                              under section 37 of this Act, the \r\n                                              Official Trustee, if he is of \r\n                                              opinion that the property will not \r\n                                              be of benefit to the creditors, \r\n                                              may by notice published in the \r\n                                              Gazette disclaim the property:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that if any person \r\n                                              interested in property so vested \r\n                                              in the Official Trustee has by \r\n                                              application in writing required \r\n                                              the Official Trustee to elect \r\n                                              whether he disclaims the property \r\n                                              or not, this subsection shall not \r\n                                              apply if the Official Trustee \r\n                                              fails to disclaim within one month \r\n                                              after the making of the \r\n                                              application, or such longer period \r\n                                              as the Court may allow.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Court may on the \r\n                                              application of any person \r\n                                              interested, give such relief and \r\n                                              make such other provision as it \r\n                                              thinks just in consequence of \r\n                                              disclaimer under this section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Subject to an order made by \r\n                                              the Court, the effect of \r\n                                              disclaimer shall be as follows, \r\n                                              that is to say,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) if the property consists of \r\n                                              rights under a lease, share, \r\n                                              contract or other interest, the \r\n                                              interest shall be void to the \r\n                                              extent that it affects the \r\n                                              Official Trustee or the debtor;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) if the property consists of \r\n                                              the absolute ownership of land or \r\n                                              chattels that ownership shall \r\n                                              revert to the debtor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 52&#8212;Fees and Outgoings.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Official Trustee shall be \r\n                                              entitled to withdraw from the \r\n                                              property of the debtor which has \r\n                                              become vested in the Official \r\n                                              Trustee sums sufficient to satisfy \r\n                                              fees of the prescribed amount \r\n                                              charged in respect of the costs of \r\n                                              the administration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) When any fees become due to \r\n                                              the Official Trustee in respect of \r\n                                              a debtor, the Official Trustee \r\n                                              shall cause them to be paid by \r\n                                              transferring the necessary sum \r\n                                              from the debtor''s official account \r\n                                              to the Fees Account.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) When any rent, rates, charges \r\n                                              or other outgoings fail&nbsp; to be met \r\n                                              by the Official Trustee in respect \r\n                                              of the debtor, the Official \r\n                                              Trustee shall cause them to be \r\n                                              paid out of the debtor''s official \r\n                                              account.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 53&#8212;Return of Personal \r\n                                              Effects to Debtor.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              As soon as is practicable after \r\n                                              the debtor''s property has vested \r\n                                              in the Official Trustee under \r\n                                              section 37 of this Act he shall \r\n                                              restore to the debtor such of the \r\n                                              following as the debtor may \r\n                                              select, not being of a total value \r\n                                              exceeding fifty pounds, namely,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">&nbsp;</p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) property used personally by \r\n                                              the debtor for the purposes of of \r\n                                              his employment;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) furniture, clothing and other \r\n                                              household effects used by the \r\n                                              debtor or any of his dependents.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 54&#8212;Dividends to Creditors.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Subject to the two immediately \r\n                                              preceding sections, the Official \r\n                                              Trustee shall from time to time, \r\n                                              and as early as is practicable, \r\n                                              declare and distribute dividends \r\n                                              to creditors in accordance with \r\n                                              the following rules, that is to \r\n                                              say,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) provision shall be made for \r\n                                              the payment in full of all class A \r\n                                              debts before any dividend is \r\n                                              declared in respect of class B \r\n                                              debts, and so on throughout the \r\n                                              classes;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) all debts within one class \r\n                                              shall rank pari passu;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) payments shall be made only in \r\n                                              respect of debts which rank for \r\n                                              dividend and shall not exceed the \r\n                                              values thereof;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) where a security held by a \r\n                                              creditor has not yet been realised \r\n                                              or surrendered, the value of the \r\n                                              debt against which the security is \r\n                                              held shall be treated as reduced \r\n                                              by the value of the security;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) interest shall not be allowed \r\n                                              in respect of any period after the \r\n                                              making of the protection order.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where a dividend has been paid \r\n                                              under this section in respect of a \r\n                                              debt which is subsequently struck \r\n                                              out or reduced in value by an \r\n                                              amendment of the admitted proof, \r\n                                              the creditor shall repay to the \r\n                                              Official Trustee the difference \r\n                                              between the amount of the dividend \r\n                                              and the amount which, in the light \r\n                                              of the amendment, should have been \r\n                                              paid.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Where a dividend has been paid \r\n                                              under this section in respect of a \r\n                                              debt which is subsequently \r\n                                              increased in value by any \r\n                                              amendment of the admitted proof, \r\n                                              the Official Trustee shall, so far \r\n                                              as may be practicable without \r\n                                              disturbing dividends already \r\n                                              declared, pay to the creditor the \r\n                                              difference between the amount of \r\n                                              the dividend and the amount which, \r\n                                              in the light of the amendment, \r\n                                              should have been paid.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Where a creditor has omitted \r\n                                              to lodge a proof of debts during \r\n                                              the period allowed by this Act, or \r\n                                              has omitted a provable debt from \r\n                                              his proof, he may at any time \r\n                                              during the insolvency proceedings \r\n                                              apply to the Court for relief, and \r\n                                              if the Court is of opinion that \r\n                                              the omission was excusable it \r\n                                              shall make an order requiring the \r\n                                              Official Trustee, so far as may be \r\n                                              practicable without disturbing \r\n                                              dividends already declared, to pay \r\n                                              to the creditor such sums as would \r\n                                              have been payable to him under \r\n                                              this section if the omission had \r\n                                              not occurred.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) If, at the end of the period \r\n                                              of one year following the \r\n                                              declaration of a dividend stated \r\n                                              by the Official Trustee to be the \r\n                                              final dividend, any payments under \r\n                                              that or any previous dividend \r\n                                              remain outstanding because the \r\n                                              creditors in question cannot be \r\n                                              found, the Official Trustee shall \r\n                                              cancel the payments and, unless \r\n                                              payment in full has been achieved, \r\n                                              shall declare a further dividend \r\n                                              in favour of the remainder of the \r\n                                              creditors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) In the case of a final \r\n                                              dividend, or a further dividend \r\n                                              declared under the preceding \r\n                                              subsection, no payment of less \r\n                                              than ten shillings shall be \r\n                                              required to be made.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) Payments under this section \r\n                                              shall be in money drawn from the \r\n                                              debtor''s official account:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that property which has \r\n                                              not been converted into money may \r\n                                              be transferred to a creditor in \r\n                                              lieu of the equivalent amount of \r\n                                              money if the creditor consents.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 55&#8212;Return of Surplus \r\n                                              Assets to Debtor.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where, after provision has \r\n                                              been made for all payments and \r\n                                              transfers of property required to \r\n                                              be made under the three \r\n                                              immediately preceding sections, \r\n                                              any balance remains in the \r\n                                              debtor''s official account, the \r\n                                              Official Trustee shall pay that \r\n                                              balance to the debtor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where, after such provision \r\n                                              has been made, the Official \r\n                                              Trustee retains property which has \r\n                                              not been converted into money, he \r\n                                              shall transfer that property to \r\n                                              the debtor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) If the debtor cannot be found, \r\n                                              the Court may direct any such \r\n                                              balance to be transferred to the \r\n                                              Fees Account, and may give \r\n                                              directions for the disposal of any \r\n                                              such property.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 56&#8212;Payments to be made \r\n                                              only Out of Debtor''s Property.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No person shall be entitled to \r\n                                              any payment in respect of anything \r\n                                              done by the Official Trustee in \r\n                                              relation to a debtor except out of \r\n                                              any balance in the debtor''s \r\n                                              official account or out of assets \r\n                                              otherwise vested in the Official \r\n                                              Trustee in respect of the debtor \r\n                                              under this Part of this Act:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that if in any \r\n                                              proceedings costs are given \r\n                                              against the Official Trustee they \r\n                                              shall be met out of the Fees \r\n                                              Account.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) During the continuance of \r\n                                              insolvency proceedings, no person \r\n                                              shall be required, under a \r\n                                              contract entered into with the \r\n                                              debtor before the protection order \r\n                                              was made, to supply goods, render \r\n                                              services or otherwise perform an \r\n                                              obligation unless he has received \r\n                                              an assurance in writing from the \r\n                                              Official Trustee that the debtor''s \r\n                                              estate is sufficient to enable the \r\n                                              goods or services to be&nbsp; paid for, \r\n                                              or the performance of the \r\n                                              obligation otherwise recompensed, \r\n                                              in accordance with the terms of \r\n                                              the contract.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Notwithstanding subsection (1) \r\n                                              of this section, if an assurance \r\n                                              given under the preceding \r\n                                              subsection proves incorrect the \r\n                                              person to whom the assurance was \r\n                                              given shall be entitled to be \r\n                                              reimbursed out of the Fees \r\n                                              Account.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART IV&#8212;ARRANGEMENTS WITH \r\n                                              CREDITORS APART FROM INSOLVENCY \r\n                                              PROCEEDINGS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 57&#8212;Arrangements to Which \r\n                                              this Part Applies.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              This Part of this Act shall apply \r\n                                              to any arrangement with creditors \r\n                                              made by an insolvent debtor, not \r\n                                              being a body corporate, whether in \r\n                                              writing or orally,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) if the arrangement is made at \r\n                                              a time when insolvency proceedings \r\n                                              are not in progress against the \r\n                                              debtor; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) if the debts subject to the \r\n                                              arrangement amount to at least \r\n                                              five hundred pounds and constitute \r\n                                              the whole, or substantially the \r\n                                              whole, of the debtor''s \r\n                                              indebtedness at the time when the \r\n                                              arrangement is made.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 58&#8212;Arrangements Register.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Official Trustee shall \r\n                                              make and keep a register, to be \r\n                                              known as the Arrangements \r\n                                              Register, in which shall be \r\n                                              recorded the prescribed \r\n                                              particulars of instruments lodged \r\n                                              with the Official Trustee under \r\n                                              the following section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) If the Official Trustee is \r\n                                              satisfied that an arrangement \r\n                                              recorded in the Arrangements \r\n                                              Register has been fully carried \r\n                                              out, or has otherwise ceased to \r\n                                              have effect, he shall record the \r\n                                              fact in the Register.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Arrangements Register and \r\n                                              copies of instruments recorded \r\n                                              therein shall at all reasonable \r\n                                              times be open for public \r\n                                              inspection on payment of such fee, \r\n                                              if any, as may be prescribed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The Official Trustee shall, on \r\n                                              application being made by any \r\n                                              person in the prescribed form, and \r\n                                              on payment of the prescribed fee, \r\n                                              provide copies of any entry in the \r\n                                              Arrangements Register or any \r\n                                              instrument recorded therein.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 59&#8212;Arrangements Voidable \r\n                                              Unless Registered.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) An arrangement to which this \r\n                                              Part of this Act applies shall be \r\n                                              voidable unless, within fourteen \r\n                                              days after the arrangement has \r\n                                              become binding on the debtor, two \r\n                                              copies of the instrument embodying \r\n                                              the arrangement, or, where the \r\n                                              arrangement was oral, of an \r\n                                              instrument recording the details \r\n                                              of the arrangement, have been \r\n                                              lodged with the Official Trustee \r\n                                              for entry in the Arrangements \r\n                                              Register.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) If, on an application by the \r\n                                              Official Trustee or any person \r\n                                              interested, it appears to the \r\n                                              Court that an arrangement is \r\n                                              voidable by virtue&nbsp; of the \r\n                                              preceding subsection, the Court \r\n                                              shall declare the arrangement to \r\n                                              have been void from the beginning, \r\n                                              or from such later date as may \r\n                                              appear just, unless it considers \r\n                                              that the failure to register was \r\n                                              neither wilful nor negligent.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) An arrangement which is \r\n                                              voidable by virtue of subsection \r\n                                              (1) of this section shall not on \r\n                                              that ground be avoided otherwise \r\n                                              than by the Court under the \r\n                                              preceding subsection.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Where an arrangement is \r\n                                              declared void under this section \r\n                                              the Court may make a protection \r\n                                              order against the debtor and this \r\n                                              Act shall thereafter apply as if \r\n                                              the protection order had been then \r\n                                              made on a creditor''s petition by \r\n                                              the Official Trustee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 60&#8212;Setting Aside of \r\n                                              Arrangement.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If, on the application of any \r\n                                              person interested, it appears to \r\n                                              the Court, as respects an \r\n                                              arrangement to which this Part of \r\n                                              this Act applies, not being an \r\n                                              arrangement subject to avoidance \r\n                                              under the preceding section,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) that default has been made in \r\n                                              carrying the arrangement into \r\n                                              effect;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) that for any reason it is \r\n                                              impracticable or would be unjust \r\n                                              to proceed with the arrangement; \r\n                                              or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) that the agreement of \r\n                                              creditors to the arrangement was \r\n                                              procured by fraud, </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              the Court may set aside the \r\n                                              arrangement but without prejudice \r\n                                              to anything previously done \r\n                                              thereunder.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where an arrangement is set \r\n                                              aside under this section the Court \r\n                                              may make a protection order \r\n                                              against the debtor and this Act \r\n                                              shall thereafter apply as if the \r\n                                              protection order had been then \r\n                                              made on a creditor''s petition by \r\n                                              the Official Trustee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 61&#8212;Arrangement not to \r\n                                              Count as Suspension of Payments.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where an arrangement has been duly \r\n                                              registered under this Part of this \r\n                                              Act neither the arrangement itself \r\n                                              nor any act done for the purpose \r\n                                              of entering into the arrangement \r\n                                              shall be treated as falling within \r\n                                              paragraph (a) of subsection (1) of \r\n                                              section 9 of this Act for the \r\n                                              purpose of founding a petition for \r\n                                              a protection order against the \r\n                                              debtor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART V&#8212;MODIFICATIONS IN SPECIAL \r\n                                              CASES</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 62&#8212;Debtors Not of Full Age \r\n                                              and Capacity.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Subject to the provisions of \r\n                                              this section, this Act shall apply \r\n                                              in relation to debtors who are not \r\n                                              of full age and capacity in the \r\n                                              same manner as it applies in \r\n                                              relation to debtors who are of \r\n                                              full age and capacity.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where a debtor is an infant or \r\n                                              of unsound mind the Court may, on \r\n                                              the application of the Official \r\n                                              Trustee or any person interested, \r\n                                              appoint a person to act as the \r\n                                              debtor''s guardian in insolvency \r\n                                              proceedings.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) In the case of a debtor who is \r\n                                              of unsound mind this Act shall \r\n                                              apply in relation to property \r\n                                              vested in any person as committee \r\n                                              of the debtor or otherwise on his \r\n                                              behalf as it applies in relation \r\n                                              to property vested in the debtor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 63&#8212;Joint Debtors.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where insolvency proceedings \r\n                                              are instituted in respect of two \r\n                                              or more debtors jointly, debts not \r\n                                              owed jointly by all the debtors \r\n                                              shall be disregarded for the \r\n                                              purpose of section 9 or 10 of this \r\n                                              Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where a protection order is \r\n                                              made in respect of two or more \r\n                                              debtors jointly,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) any petition pending against \r\n                                              any of the debtors individually \r\n                                              shall lapse;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) subject to the provisions of \r\n                                              this section, the insolvency \r\n                                              proceedings shall extend to debts \r\n                                              owed by the debtors separately as \r\n                                              well as to their joint debts, and \r\n                                              assets of the debtors shall vest \r\n                                              in the Official Trustee whether or \r\n                                              not they are referable to the \r\n                                              joint debts;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) in addition to the joint \r\n                                              official account opened under \r\n                                              section 42 of this Act, a separate \r\n                                              official account shall be opened \r\n                                              in respect of each debtor, in \r\n                                              which shall be entered items \r\n                                              referable to his separate estate \r\n                                              and his separate debts.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Where an insolvency order is \r\n                                              made in respect of two or more \r\n                                              debtors jointly,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the joint estate shall be \r\n                                              applicable in the first instance \r\n                                              in payment of the joint debts, and \r\n                                              if there is a surplus of the joint \r\n                                              estate it shall be dealt with as \r\n                                              part of the respective separate \r\n                                              estates in proportion to the \r\n                                              interest of each debtor in the \r\n                                              joint estate;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the separate estate of each \r\n                                              debtor shall be applicable in the \r\n                                              first instance in payment of his \r\n                                              separate debts and if there is a \r\n                                              surplus of any separate estate it \r\n                                              shall be dealt with, so far as may \r\n                                              be necessary for satisfying the \r\n                                              joint debts, as part of the joint \r\n                                              estate.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 64&#8212;Debtors Who are \r\n                                              Trustees.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where a debtor in respect of \r\n                                              whom an insolvency order is made \r\n                                              is, whether by himself or jointly \r\n                                              with any other person or persons, \r\n                                              a trustee of any property, and the \r\n                                              debtor''s interest in the property \r\n                                              as trustee has become vested in \r\n                                              the Official Trustee under this \r\n                                              Act, then,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) if the debtor had any \r\n                                              beneficial interest in the \r\n                                              property, the Official Trustee \r\n                                              shall continue to act as trustee \r\n                                              in place of the debtor until the \r\n                                              beneficial interest has been \r\n                                              realised;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) subject to the preceding \r\n                                              paragraph, the Official Trustee \r\n                                              shall as soon as is practicable \r\n                                              take steps to secure the \r\n                                              appointment of another trustee in \r\n                                              his place or, if there are two or \r\n                                              more remaining trustees, to retire \r\n                                              from the trust.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Nothing in this Act shall \r\n                                              affect the beneficial interest of \r\n                                              any person other than the debtor \r\n                                              in trust property.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) In this section &quot;trustee&quot; \r\n                                              includes a personal representative \r\n                                              or other person holding property \r\n                                              on a fiduciary basis, and &quot;trust \r\n                                              property&quot; shall be construed \r\n                                              accordingly.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 65&#8212;Participation in \r\n                                              Insolvency Proceedings by \r\n                                              Subsequent Creditors.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where an insolvency order has \r\n                                              been made but the insolvency \r\n                                              proceedings have not yet come to \r\n                                              an end, any one or more creditors \r\n                                              of the debtor may, on payment of \r\n                                              the prescribed fee, apply to the \r\n                                              Official Trustee for the making by \r\n                                              him of an order, to be known as a \r\n                                              participation order, enabling \r\n                                              creditors to participate in the \r\n                                              insolvency proceedings in respect \r\n                                              of new debts:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that an application shall \r\n                                              not be made unless,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the debtor''s indebtedness to \r\n                                              the applicant or, as the case may \r\n                                              be, the applicants collectively, \r\n                                              comprises new debts in liquidated \r\n                                              sums payable immediately and \r\n                                              amounting to at least one hundred \r\n                                              pounds; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) debts to that amount remain \r\n                                              unpaid fourteen days after the \r\n                                              service on the debtor of a written \r\n                                              demand for payment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Sections 11, 13, 15 and 16 of \r\n                                              this Act shall apply as nearly as \r\n                                              may be in relation to an \r\n                                              application under this section \r\n                                              subject to the following \r\n                                              modifications, namely,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) references to a petition shall \r\n                                              be read as references to the \r\n                                              application;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) references to a protection \r\n                                              order shall be read as references \r\n                                              to a participation order;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) sections 13 and 15 shall not \r\n                                              apply to debts which are not new \r\n                                              debts, and the period within which \r\n                                              a proof of debts may be lodged \r\n                                              shall be limited to three months \r\n                                              from the making of the \r\n                                              participation order;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) in section 16 the following \r\n                                              shall be omitted, namely, the \r\n                                              reference to an arrangement with \r\n                                              creditors in subsection (2), the \r\n                                              proviso to subsection (3), and \r\n                                              subsection (5).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Part III of this Act shall \r\n                                              apply as nearly as may be in \r\n                                              relation to a participation order, \r\n                                              subject to the following \r\n                                              modifications, namely,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) references to a protection \r\n                                              order or an insolvency order shall \r\n                                              be read as references to the \r\n                                              participation order;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the Official Trustee shall \r\n                                              open a sub-account within the \r\n                                              debtor''s official account, in this \r\n                                              section referred to as a \r\n                                              participation account, to which \r\n                                              shall be credited the proceeds of \r\n                                              all after-acquired property which \r\n                                              becomes vested in the Official \r\n                                              Trustee after the making of the \r\n                                              participation order and before any \r\n                                              such subsequent order is made, \r\n                                              together with any other moneys \r\n                                              which become vested in the \r\n                                              Official Trustee by virtue of the \r\n                                              participation order;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) subject to section 52 of this \r\n                                              Act, the participation account \r\n                                              shall be used only for the payment \r\n                                              of dividends in respect of debts \r\n                                              ranking for dividend by virtue of \r\n                                              the participation order, and \r\n                                              dividends in respect of such debts \r\n                                              shall be paid only out of the \r\n                                              participation account;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) if there is a surplus on the \r\n                                              participation account and a \r\n                                              deficiency on the debtor''s main \r\n                                              account, or a surplus on the main \r\n                                              account and a deficiency on the \r\n                                              participation account, the surplus \r\n                                              shall be transferred to the credit \r\n                                              of the main account or the \r\n                                              participation account, as the case \r\n                                              may be;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) where more than one \r\n                                              participation order has been made \r\n                                              a surplus shall be dealt with on \r\n                                              the principle that the main \r\n                                              account is to be credited in \r\n                                              preference to a participation \r\n                                              account and an earlier \r\n                                              participation account is to be \r\n                                              credited in preference to a later \r\n                                              participation account.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Where a participation order is \r\n                                              made,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) if the debtor is a bankrupt \r\n                                              and his appointed discharge date \r\n                                              is less than two years ahead, \r\n                                              then, subject to sections 31 and \r\n                                              32 of this Act, it shall be \r\n                                              postponed to the date two years \r\n                                              after the participation order is \r\n                                              made;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) if the debtor is not a \r\n                                              bankrupt and has not been \r\n                                              discharged from the insolvency \r\n                                              order, then, subject to sections \r\n                                              23 and 31 of this Act, his \r\n                                              appointed discharge date shall be \r\n                                              postponed to the date two years \r\n                                              after the participation order is \r\n                                              made;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) if the debtor has been \r\n                                              discharged from the insolvency \r\n                                              order and, where applicable, from \r\n                                              bankruptcy, his discharge shall be \r\n                                              treated as revoked, and,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">(i)&nbsp; \r\n                                              subject to sections 23, 31 and 32 \r\n                                              of this Act, his appointed \r\n                                              discharge date shall be the date \r\n                                              two years after the participation \r\n                                              order is made;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) the debtor shall surrender \r\n                                              his certificate of discharge to \r\n                                              the Official Trustee;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) the debtor shall not be \r\n                                              treated as having contravened \r\n                                              section 24, 26 or 27 of this Act \r\n                                              by reason of any act done by him \r\n                                              between his discharge and the \r\n                                              revocation thereof.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) In this section &quot;new debt&quot; \r\n                                              means a debt incurred by the \r\n                                              debtor since the making of the \r\n                                              protection order or, if the \r\n                                              participation order is a second or \r\n                                              subsequent participation order, \r\n                                              means a debt incurred by the \r\n                                              debtor since the making of the \r\n                                              last participation order.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART VI&#8212;ADMINISTRATION OF ESTATES \r\n                                              OF DECEASED INSOLVENTS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 66&#8212;Administration Orders.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where the estate of a deceased \r\n                                              debtor is insufficient to pay his \r\n                                              debts the representative or any \r\n                                              creditor of the deceased may, on \r\n                                              payment of the prescribed fee, \r\n                                              apply to the Official Trustee for \r\n                                              the making by him of an order, to \r\n                                              be known as an administration \r\n                                              order for the administration of \r\n                                              the estate under this Part of this \r\n                                              Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where an application under \r\n                                              this section is made by a&nbsp; \r\n                                              creditor, the applicant shall at \r\n                                              the same time serve a copy of the \r\n                                              application on the representative \r\n                                              of the deceased.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) After seven days have elapsed \r\n                                              following the making of the \r\n                                              application, the Official Trustee \r\n                                              shall consider the application and \r\n                                              evidence in support thereof, \r\n                                              together, in the case of a \r\n                                              creditor''s application, with any \r\n                                              representations made by the \r\n                                              representative of the deceased, \r\n                                              and,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) if he considers that the \r\n                                              application was duly made he shall \r\n                                              make an administration order \r\n                                              thereon; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) if he considers that the \r\n                                              application was not duly made he \r\n                                              shall give notice to the applicant \r\n                                              and, in the case of a creditor''s \r\n                                              application, to the representative \r\n                                              of the deceased that the \r\n                                              application is dismissed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) References in this Part of \r\n                                              this Act to the representative of \r\n                                              a deceased debtor shall be \r\n                                              construed as references to his \r\n                                              personal representative if he has \r\n                                              any or, if he has not and was \r\n                                              subject to customary law, as \r\n                                              references to his successor under \r\n                                              customary law.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Where there is no \r\n                                              representative of the deceased, \r\n                                              provisions of this Part requiring \r\n                                              anything to be done by or in \r\n                                              relation to the representative \r\n                                              shall not apply.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 67&#8212;Effect of \r\n                                              Administration Order.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) On and by virtue of the making \r\n                                              of an administration order there \r\n                                              shall vest in the Official Trustee \r\n                                              to the same extent and, subject to \r\n                                              the following subsections, with \r\n                                              the same incidents, all movable \r\n                                              and immovable property which, \r\n                                              immediately before the order was \r\n                                              made, was vested for the purposes \r\n                                              of the administration of the \r\n                                              deceased''s estate in his \r\n                                              representative or, by virtue of \r\n                                              section 1 of the Administration of \r\n                                              Estates Act, 1961 (Act 63), in the \r\n                                              Chief Justice; and the \r\n                                              representative shall have no right \r\n                                              of retainer in respect of debts \r\n                                              owed to him.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Property which has become \r\n                                              vested in the Official Trustee \r\n                                              under this section shall not be \r\n                                              subject to attachment, distress or \r\n                                              other proceedings for the \r\n                                              enforcement of an obligation \r\n                                              against the debtor''s estate, \r\n                                              whether founded on a judgment or \r\n                                              not:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that this subsection \r\n                                              shall not apply to proceedings for \r\n                                              the enforcement of a security.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The administration order shall \r\n                                              not affect the validity of any \r\n                                              realisation or distribution of \r\n                                              assets made by the representative, \r\n                                              or any other act of administration \r\n                                              done by him, before he received \r\n                                              notice of the making of the \r\n                                              administration order.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Within seven days after the \r\n                                              making of an administration order, \r\n                                              or such longer period as the \r\n                                              Official Trustee may allow, the \r\n                                              representative of the deceased \r\n                                              shall lodge with the Official \r\n                                              Trustee a copy of any will left by \r\n                                              the deceased, whether or not it \r\n                                              has been admitted to probate, and \r\n                                              a statement containing,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) particulars of the assets of \r\n                                              the deceased;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) a list of creditors, showing \r\n                                              the amounts and due dates of debts \r\n                                              and particulars of securities \r\n                                              held;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) a description of any steps \r\n                                              already taken by the \r\n                                              representative by way of realising \r\n                                              and distributing the assets;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) a description of any funeral, \r\n                                              testamentary or administration \r\n                                              expenses incurred.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 68&#8212;Creditor''s Proof of \r\n                                              Debt.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) At any time during the period \r\n                                              of three months following the \r\n                                              making of an administration order \r\n                                              any creditor of the deceased may \r\n                                              lodge with the Official Trustee a \r\n                                              statement, to be known as a proof \r\n                                              of debts, in accordance with the \r\n                                              following subsection.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A proof of debts shall be in \r\n                                              two parts, the first part \r\n                                              containing brief particulars of,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the amount outstanding of \r\n                                              every debt owed to the creditor by \r\n                                              the deceased''s estate;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the amount outstanding of any \r\n                                              debt owed by the creditor to the \r\n                                              deceased''s estate;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the nature and value of any \r\n                                              securities held by the creditor, \r\n                                              or held on behalf of the \r\n                                              deceased''s estate, in respect of \r\n                                              the said debts,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and the second part containing \r\n                                              details of the transactions from \r\n                                              which the said debts arose.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A copy of the first part of \r\n                                              every proof lodged under this \r\n                                              section shall be given by the \r\n                                              Official Trustee to the \r\n                                              representative of the deceased and \r\n                                              to each creditor who is mentioned \r\n                                              in the statement lodged by the \r\n                                              representative or who, not being \r\n                                              so mentioned, himself lodges a \r\n                                              proof; and if the representative \r\n                                              knows or believes that the proof \r\n                                              is false in any material \r\n                                              particular it shall be his duty to \r\n                                              inform the Official Trustee \r\n                                              thereof as soon as is practicable.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The Official Trustee shall \r\n                                              examine every proof of debts \r\n                                              lodged by a creditor and if, after \r\n                                              considering any representations \r\n                                              made by the representative or any \r\n                                              creditor, it appears to him that \r\n                                              any item is improperly included or \r\n                                              any value&nbsp; incorrectly stated or \r\n                                              that the proof is otherwise \r\n                                              incorrect he shall give notice of \r\n                                              the objection to the creditor, who \r\n                                              may lodge an amended proof within \r\n                                              the period specified in the notice \r\n                                              or such extended period as the \r\n                                              Official Trustee may allow.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) If it does not appear to the \r\n                                              Official Trustee that a proof is \r\n                                              incorrect he shall give notice to \r\n                                              the creditor that he admits the \r\n                                              proof subject to verification \r\n                                              under section 45 of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) If the creditor fails to lodge \r\n                                              an amended proof or a further \r\n                                              amended proof, as the case may be, \r\n                                              within the period allowed under \r\n                                              subsection (4) of this section and \r\n                                              the Official Trustee is still of \r\n                                              opinion that the previous proof is \r\n                                              incorrect he shall give notice to \r\n                                              the creditor that he rejects the \r\n                                              proof.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 69&#8212;First Meeting of \r\n                                              Creditors.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Official Trustee shall \r\n                                              call a first meeting of creditors \r\n                                              for a date not less than six or \r\n                                              more than eight weeks after the \r\n                                              publication of an administration \r\n                                              order, and shall give such notice \r\n                                              of the meeting as may be \r\n                                              practicable to each creditor who \r\n                                              is mentioned in the \r\n                                              representative''s statement or who, \r\n                                              not being so mentioned, has lodged \r\n                                              a proof of debts.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) So far in advance as may be \r\n                                              practicable, the Official Trustee \r\n                                              shall give to every such creditor \r\n                                              a copy of the representative''s \r\n                                              statement, together with any \r\n                                              observations thereon that the \r\n                                              Official Trustee may wish to make.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Sch.</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Schedule to this Act shall \r\n                                              apply in relation to the meeting.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 70&#8212;Duties of Deceased''s \r\n                                              Representative.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In addition to the specific \r\n                                              duties imposed on him by or under \r\n                                              this Act, it shall be the general \r\n                                              duty of the representative of the \r\n                                              deceased, at all times during the \r\n                                              period between the making of an \r\n                                              administration order and the \r\n                                              termination of the administration, \r\n                                              to comply as promptly and fully as \r\n                                              is practicable with any direction \r\n                                              given by the Official Trustee in \r\n                                              connection with the exercise of \r\n                                              his functions as to the deceased''s \r\n                                              estate.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) During the said period it \r\n                                              shall be the duty of the \r\n                                              representative,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) to attend every meeting of \r\n                                              creditors called by the Official \r\n                                              Trustee and give such information&nbsp; \r\n                                              to the meeting as may be required \r\n                                              by the chairman;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) as soon as is practicable to \r\n                                              give notice to the Official \r\n                                              Trustee of any change in his name \r\n                                              or address;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) not to destroy, alter, conceal \r\n                                              or dispose of any account-book or \r\n                                              other record of the deceased''s \r\n                                              financial affairs.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 71&#8212;Application of Part III \r\n                                              of This Act.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where an administration order \r\n                                              has effect Part III of this Act \r\n                                              shall apply as nearly as may be \r\n                                              for the purposes of the \r\n                                              administration, subject to the \r\n                                              modifications set out in this \r\n                                              section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The following provisions shall \r\n                                              be omitted, namely,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) sections 37 and 38 (which deal \r\n                                              with vesting of property);</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) subsection (2) of section 43 \r\n                                              (which restricts the disposition \r\n                                              of property by the Official \r\n                                              Trustee);</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) section 50 (which relates to \r\n                                              divesting of assets where an \r\n                                              insolvency order is not made);</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) section 53 (which provides for \r\n                                              the return of personal effects to \r\n                                              a debtor); and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) section 55 (which requires \r\n                                              surplus assets to be returned to \r\n                                              the debtor).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Except where the context \r\n                                              otherwise requires, the following \r\n                                              adaptations shall be made, that is \r\n                                              to say,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) references to the debtor shall \r\n                                              be read as references to the \r\n                                              representative of the deceased;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) references to section 37 of \r\n                                              this Act shall be read as \r\n                                              references to section 67;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) references to a protection \r\n                                              order or an insolvency order shall \r\n                                              be read as references to an \r\n                                              administration order;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) references to the debtor''s \r\n                                              discharge shall be read as \r\n                                              references to the termination of \r\n                                              the administration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The Official Trustee shall \r\n                                              cause all funeral, testamentary \r\n                                              and administration expenses \r\n                                              incurred by the representative to \r\n                                              be met out of the deceased''s \r\n                                              official account in priority to \r\n                                              all other payments:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that funeral expenses in \r\n                                              excess of twenty-five pounds shall \r\n                                              rank as a Class D debt.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Where, after provision has \r\n                                              been made for all payments and \r\n                                              transfers of property required to \r\n                                              be made by virtue of the preceding \r\n                                              provisions of this section, any \r\n                                              balance remains in the deceased''s \r\n                                              official account, the Official \r\n                                              Trustee shall pay that balance,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) to the representative of the \r\n                                              deceased, who shall deal with it \r\n                                              as property of the deceased''s \r\n                                              estate; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) if there is no representative, \r\n                                              to the Administrator-General, who \r\n                                              shall deal with it as \r\n                                              unrepresented estate.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 72&#8212;Order Terminating \r\n                                              Administration.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where an estate has been \r\n                                              administered under this Part of \r\n                                              this Act and,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the Official Trustee has duly \r\n                                              completed the distribution of the \r\n                                              assets of the deceased; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the Official Trustee''s \r\n                                              accounts in the administration \r\n                                              have been drawn up, and have been \r\n                                              passed by the Auditor-General, the \r\n                                              Official Trustee shall apply to \r\n                                              the Court for an order terminating \r\n                                              the administration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Official Trustee shall \r\n                                              give notice of the application, \r\n                                              together with a summary of the \r\n                                              accounts in the prescribed form, \r\n                                              to the representative and to every \r\n                                              creditor with an admitted proof.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3)&nbsp; The Court shall grant the \r\n                                              application if satisfied that it \r\n                                              is duly made.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 73&#8212;Death of Debtor During \r\n                                              Insolvency Proceedings.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) This section shall apply where \r\n                                              a debtor in respect of whom \r\n                                              insolvency proceedings have been \r\n                                              instituted dies before the \r\n                                              proceedings have come to an end.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The proceedings shall lapse if \r\n                                              the death occurs either before a \r\n                                              protection order has been made or \r\n                                              while a protection order has \r\n                                              effect, and in the latter case \r\n                                              property vested in the Official \r\n                                              Trustee by virtue of the \r\n                                              protection order shall devolve in \r\n                                              accordance with section 1 of the \r\n                                              Administration of Estates Act, \r\n                                              1961 (Act 63). </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) If the death occurs after an \r\n                                              insolvency order has been made the \r\n                                              proceedings shall continue, except \r\n                                              so far as they concern the debtor \r\n                                              personally, as if a participation \r\n                                              order had been made immediately \r\n                                              before the death, and,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) no administration order shall \r\n                                              be made in respect of the \r\n                                              deceased;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the deceased''s representative \r\n                                              shall be subject to the provisions \r\n                                              of subsection (4) of section 67 of \r\n                                              this Act, and of section 70 \r\n                                              thereof, as if references in those \r\n                                              provisions to the making of an \r\n                                              administration order were \r\n                                              references to the death;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) in relation to the disposal of \r\n                                              surplus assets, subsection (5) of \r\n                                              section 71 of this Act shall apply \r\n                                              in place of section 55;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) in relation to the termination \r\n                                              of the proceedings, section 72 of \r\n                                              this Act shall apply in place of \r\n                                              section 36;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) in relation to funeral, \r\n                                              testamentary and administration \r\n                                              expenses incurred by the \r\n                                              deceased''s representative, \r\n                                              subsection (4) of section 71 of \r\n                                              this Act shall apply.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART VII&#8212;SUPPLEMENTAL PROVISIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 74&#8212;Offences.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A person who does any act in \r\n                                              contravention of a duty imposed on \r\n                                              him as a debtor or as the \r\n                                              representative of a deceased \r\n                                              debtor by or under this Act is \r\n                                              guilty of a misdemeanour.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) This section is without \r\n                                              prejudice to the power of the \r\n                                              Court to issue a warrant in \r\n                                              relation to a debtor under section \r\n                                              28 of this Act, or to punish any \r\n                                              person for contempt of court or \r\n                                              for an offence under the Criminal \r\n                                              Code, 1960 (Act 29).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 75&#8212;Evidence.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">A \r\n                                              register kept, notice published or \r\n                                              certificate given under this Act \r\n                                              shall be prima facie evidence of \r\n                                              the matters stated therein.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 76&#8212;Rules.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Minister responsible for \r\n                                              Justice may, by legislative \r\n                                              instrument, makes Rules, other \r\n                                              than rules of Court, providing for \r\n                                              any matter which under this Act is \r\n                                              to be provided for by rules or \r\n                                              which otherwise relates to \r\n                                              procedure under this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) If it appears to the said \r\n                                              Minister that any of the monetary \r\n                                              limits specified in sections 9, \r\n                                              10, 57 and 65 of this Act should \r\n                                              be altered he may, by legislative \r\n                                              instrument, make such amendments \r\n                                              in this Act as are necessary for \r\n                                              effecting the alteration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 77&#8212;Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In this Act, unless the context \r\n                                              otherwise requires,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;address&quot; includes place of \r\n                                              residence, place of business and \r\n                                              any post office box number \r\n                                              habitually used;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;admitted proof&quot; means a proof \r\n                                              admitted under subsection (6) of \r\n                                              section 15 of this Act or \r\n                                              subsection (5) of section 68 \r\n                                              thereof;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;after-acquired property&quot; has the \r\n                                              meaning assigned to it by \r\n                                              subsection (2) of section 26 of \r\n                                              this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;application for judicial \r\n                                              consideration&quot; has the meaning \r\n                                              assigned to it by subsection (1) \r\n                                              of section 17 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;appointed discharge date&quot; has the \r\n                                              meaning assigned to it by \r\n                                              subsection (3) of section 30 of \r\n                                              this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;arrangement with creditors&quot; means \r\n                                              a contract between a debtor and \r\n                                              his creditors under which, with a \r\n                                              view to the payment of debts in \r\n                                              whole or in part, the creditors \r\n                                              agree not to exercise, or agree to \r\n                                              defer or modify the exercise of, \r\n                                              any of their rights in respect of \r\n                                              the debtor;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;bankrupt&quot; means a person who has \r\n                                              been adjudged a bankrupt under \r\n                                              section 23 of this Act and has not \r\n                                              been discharged;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;civil proceedings&quot; means \r\n                                              proceedings, other than criminal \r\n                                              proceedings or proceedings under \r\n                                              this Act, in or on the order of \r\n                                              any court, and includes the \r\n                                              levying of distress, or the \r\n                                              attachment of a debt, without a \r\n                                              court order;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Court&quot; means the High Court;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Fees Account&quot; has the meaning \r\n                                              assigned to it by subsection (2) \r\n                                              of section 3 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;ground for bankruptcy&quot; means any \r\n                                              one or more of the grounds \r\n                                              specified in subsection (1) of \r\n                                              section 23 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;insolvent&quot; means unable to pay \r\n                                              debts as they fall due;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;name&quot; in relation to a debtor \r\n                                              includes any name under which the \r\n                                              debtor carries on a business, \r\n                                              whether by himself or with other \r\n                                              persons;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;official account&quot; in relation to \r\n                                              a debtor means the account opened \r\n                                              in respect of the debtor under \r\n                                              section 42 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;payment in full&quot; means the making \r\n                                              of provision for all such payments \r\n                                              and transfers of property as in \r\n                                              the circumstances are required to \r\n                                              be made under sections 52 to 54 of \r\n                                              this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;prescribed&quot; means prescribed by \r\n                                              Rules made under subsection (1) of \r\n                                              section 76 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;provable debt&quot; has the meaning \r\n                                              assigned to it by subsection (1) \r\n                                              of section 15 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;security&quot; means a mortgage, \r\n                                              charge or lien on the property of \r\n                                              the debtor for securing payment of \r\n                                              a debt, and &quot;secured creditor&quot; and \r\n                                              &quot;secured debt&quot; shall be construed \r\n                                              accordingly.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 78&#8212;Commencement.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) This Act shall come into \r\n                                              operation on such date as the \r\n                                              Minister responsible for Justice \r\n                                              may, by legislative instrument, \r\n                                              appoint, and different dates may \r\n                                              be appointed for different \r\n                                              provisions.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A provision of this Act shall \r\n                                              apply in relation to matters \r\n                                              arising before the commencement of \r\n                                              that provision as it applies in \r\n                                              relation to matters arising \r\n                                              thereafter:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) no act done or suffered before \r\n                                              the commencement of Part II of \r\n                                              this Act shall be taken into \r\n                                              account in considering whether the \r\n                                              grounds for bankruptcy exist under \r\n                                              paragraph (a) or (h) of subsection \r\n                                              (1) of section 23 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) Part IV of this Act shall not \r\n                                              apply to an arrangement with \r\n                                              creditors made before the \r\n                                              commencement of that Part.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              SCHEDULE</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              MEETINGS OF CREDITORS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. A meeting of creditors shall \r\n                                              not be competent to act for any \r\n                                              purpose unless at least three \r\n                                              creditors with admitted proofs, or \r\n                                              all such creditors if there are \r\n                                              less than three, are present \r\n                                              either in person or by \r\n                                              representatives holding proxies.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. If there is no quorum within \r\n                                              half an hour after the time \r\n                                              appointed for a meeting of \r\n                                              creditors the Official Trustee \r\n                                              shall adjourn the meeting to such \r\n                                              date as he may determine, not \r\n                                              being less than seven or more than \r\n                                              fourteen days thereafter; and if \r\n                                              there is still no quorum within \r\n                                              half an hour after the time \r\n                                              appointed for the adjourned \r\n                                              meeting, the meeting shall be \r\n                                              taken to be cancelled.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. The cancellation of a meeting \r\n                                              under the preceding paragraph \r\n                                              shall not prevent the Court from \r\n                                              considering and determining any \r\n                                              matter as if the meeting had been \r\n                                              held and closed on the day on \r\n                                              which it was cancelled:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that this paragraph shall \r\n                                              not authorise the Court to confirm \r\n                                              an arrangement with creditors \r\n                                              which has not been approved by the \r\n                                              first meeting of creditors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4.&nbsp; A meeting of creditors shall \r\n                                              be presided over by the Official \r\n                                              Trustee.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5. At a meeting of creditors each \r\n                                              creditor with an admitted proof \r\n                                              shall be entitled to be heard \r\n                                              either in person or by a \r\n                                              representative holding a proxy.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6.(1) Except where this Act \r\n                                              otherwise provides, questions at a \r\n                                              meeting of creditors shall be \r\n                                              decided by a simple majority of \r\n                                              votes cast.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Each creditor with an admitted \r\n                                              proof shall be entitled to one \r\n                                              vote for each complete pound of \r\n                                              the net amount of his debt as \r\n                                              shown in his proof at the time \r\n                                              when the meeting opens.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) For voting purposes the net \r\n                                              amount of a debt shall be \r\n                                              calculated by deducting the \r\n                                              following amounts, if any, from \r\n                                              the total value of the debts owed \r\n                                              to the creditor, that is to say,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the total value of securities \r\n                                              held by the creditor;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the total value of obligations \r\n                                              outstanding in the debtor''s favour \r\n                                              against the creditor;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the amount of every dividend \r\n                                              to which the creditor has become \r\n                                              entitled.</span></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="76" height="50" bgcolor="#003366"></table></td>\r\n        </tr>\r\n', 'First', 'Yes', 'ACT 153');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(54, 'INTERNATIONAL CORPORATION&nbsp; ACT, 1957 (NO. 17 OF 1957 )', '<table> \r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1357" height="64">\r\n                                              <p class="MsoNormal">&nbsp;</p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <b>I<font face="Arial">NTERNATIONAL \r\n                                              BANK, FUND AND FINANCE \r\n                                              CORPORATION&nbsp; ACT, 1957 (NO. 17 OF \r\n                                              1957 )</font></b></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">&nbsp;</p>\r\n                                              <p class="MsoNormal">\r\n                                              <font face="Arial">&nbsp;</font></p>\r\n                                              <p class="MsoNormal">\r\n                                              <font face="Arial">ARRANGEMENT OF \r\n                                              SECTIONS</font></p>\r\n                                              <p class="MsoNormal">\r\n                                              <font face="Arial">Section</font></p>\r\n                                              <p class="MsoNormal">1<font face="Arial">. \r\n                                              Short Title.</font></p>\r\n                                              <p class="MsoNormal">\r\n                                              <font face="Arial">2. \r\n                                              Interpretation.</font></p>\r\n                                              <p class="MsoNormal">\r\n                                              <font face="Arial">3. \r\n                                              Authorization for signature of the \r\n                                              Agreements.</font></p>\r\n                                              <p class="MsoNormal">\r\n                                              <font face="Arial">4. Financial \r\n                                              provisions.</font></p>\r\n                                              <p class="MsoNormal">\r\n                                              <font face="Arial">4A. Special \r\n                                              Drawing Account of the Fund.</font></p>\r\n                                              <p class="MsoNormal">\r\n                                              <font face="Arial">5. Status and \r\n                                              immunities of the Fund, the Bank \r\n                                              and the Finance Corporation.</font></p>\r\n                                              <p class="MsoNormal">&nbsp;</p>\r\n                                              <p class="MsoNormal">&nbsp;</p>\r\n                                              <p class="MsoNormal" align="center">\r\n                                              <font face="Arial">GHANA</font></p>\r\n                                              <p class="MsoNormal" align="center">\r\n                                              <font face="Arial">&nbsp;</font></p>\r\n                                              <p class="MsoNormal" align="center">\r\n                                              <font face="Arial">1957 No. 17.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">&nbsp;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">Assented to in \r\n                                              Her Majesty''s Name and on Her \r\n                                              Majesty&#8217;s behalf this 3rd day of \r\n                                              August, 1957.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">&nbsp;</font></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: justify; margin-left: 288.0pt">\r\n                                              <font face="Arial">K. A. KORSAH</font></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: justify; margin-left: 288.0pt">\r\n                                              <font face="Arial">Acting \r\n                                              Governor-General.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">AN ACT to \r\n                                              enable Ghana to be a member of the \r\n                                              International Monetary Fund, of \r\n                                              the International Bank for \r\n                                              Reconstruction and Development, \r\n                                              and of the International Finance \r\n                                              Corporation.</font></p>\r\n                                              <p class="MsoNormal" align="right" style="text-align: justify">\r\n                                              <font face="Arial">Date of \r\n                                              commencement. [7th August, 1957.]\r\n                                              </font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">WHEREAS certain \r\n                                              Articles of Agreement were drawn \r\n                                              up at the United Nations Monetary \r\n                                              and Financial Conference held in \r\n                                              the year nineteen hundred and \r\n                                              forty-four at Bretton Woods in New \r\n                                              Hampshire in the United States of \r\n                                              America, that is to say Articles \r\n                                              of Agreement for the establishment \r\n                                              and operation of an international \r\n                                              body to be called the \r\n                                              International Monetary Fund, and \r\n                                              Articles of Agreement for the \r\n                                              establishment and operation of an \r\n                                              international body to be called \r\n                                              the International Bank for \r\n                                              Reconstruction and Development, \r\n                                              and these two bodies were duly set \r\n                                              up in accordance with the said \r\n                                              Articles:</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">AND WHEREAS in \r\n                                              the year nineteen hundred and \r\n                                              fifty-five Articles of Agreement \r\n                                              were approved by the executive \r\n                                              directors of the International \r\n                                              Bank for Reconstruction and \r\n                                              Development, that is to say \r\n                                              Articles of Agreement for the \r\n                                              establishment and operation of an \r\n                                              international body to be called \r\n                                              the International Finance \r\n                                              Corporation, and this body was \r\n                                              duly set up in accordance with the \r\n                                              said Articles:</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">AND WHEREAS \r\n                                              copies of the texts of all these \r\n                                              said Agreements have been laid \r\n                                              before Parliament:</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">AND WHEREAS it \r\n                                              is expedient that the Government \r\n                                              of Ghana should be a member of \r\n                                              each of these said three \r\n                                              international bodies, and adhere \r\n                                              to these said Agreements:</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">AND WHEREAS in \r\n                                              pursuance of the relevant said \r\n                                              Agreements respectively the \r\n                                              International Monetary Fund and \r\n                                              the International Bank for \r\n                                              Reconstruction and Development \r\n                                              have each prescribed the terms and \r\n                                              conditions on which the Government \r\n                                              of Ghana may become a member \r\n                                              thereof and on which the said \r\n                                              Agreement relating thereto may be \r\n                                              signed on behalf of the \r\n                                              Government, but the International \r\n                                              Finance Corporation has not yet \r\n                                              prescribed any such terms or \r\n                                              conditions:</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">Now, therefore, \r\n                                              BE IT ENACTED by the Queen''s Most \r\n                                              Excellent Majesty, by and with the \r\n                                              advice and consent of the National \r\n                                              Assembly of Ghana in this present \r\n                                              Parliament assembled, and by the \r\n                                              authority of the same, as \r\n                                              follows:&#8212;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial"><b>Section \r\n                                              1&#8212;Short Title</b>.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">This Act may be \r\n                                              cited as the International Bank, \r\n                                              Fund and Finance Corporation Act, \r\n                                              1957.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial"><b>Section \r\n                                              2&#8212;Interpretation</b>.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(1) In this \r\n                                              Act, unless the context otherwise \r\n                                              requires:&#8212;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">&quot;the Bank&quot; \r\n                                              means the International Bank for \r\n                                              Reconstruction and Development;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">&quot;the Bank \r\n                                              Agreement&quot; means the Articles of \r\n                                              Agreement hereinbefore referred to \r\n                                              for the establishment and \r\n                                              operation of the Bank;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">&quot;the Finance \r\n                                              Corporation&quot; means the \r\n                                              International Finance Corporation;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">&quot;the Finance \r\n                                              Corporation Agreement&quot; means the \r\n                                              Articles of Agreement hereinbefore \r\n                                              referred to for the establishment \r\n                                              and operation of the Finance \r\n                                              Corporation;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">&quot; the Fund&quot; \r\n                                              means the International Monetary \r\n                                              Fund;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">&quot;the Fund \r\n                                              Agreement&quot; means the Articles of \r\n                                              Agreement hereinbefore referred to \r\n                                              for the establishment and \r\n                                              operation of the Fund;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">&quot;the Minister&quot; \r\n                                              means the Minister responsible for \r\n                                              Finance.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">Cap. 1.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(2) The \r\n                                              Interpretation Ordinance shall \r\n                                              apply for the interpretation of \r\n                                              this Act as it applies to the \r\n                                              interpretation of an Ordinance.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial"><b>Section \r\n                                              3&#8212;Authorization for Signature of \r\n                                              the Agreements.</b></font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">The Minister is \r\n                                              hereby authorised on behalf of the \r\n                                              Government of Ghana to sign the \r\n                                              Fund Agreement, the Bank Agreement \r\n                                              and the Finance Corporation \r\n                                              Agreement; and to deposit, in the \r\n                                              cases of the Fund Agreement and \r\n                                              the Bank Agreement with the \r\n                                              Government of the United States, \r\n                                              and in the case of the Finance \r\n                                              Corporation Agreement with the \r\n                                              Bank, instruments of acceptance of \r\n                                              those Agreements and of the terms \r\n                                              and conditions respectively \r\n                                              prescribed thereunder relating to \r\n                                              the admission of the Government of \r\n                                              Ghana to membership; or by \r\n                                              instruments under his hand to \r\n                                              empower such person as may be \r\n                                              named in those instruments to sign \r\n                                              the said Agreements and to deposit \r\n                                              the said instruments of acceptance \r\n                                              as above set out.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial"><b>Section \r\n                                              4&#8212;Financial Provisions.</b></font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(1) There shall \r\n                                              be paid out of the Consolidated \r\n                                              Fund, on the warrant of the \r\n                                              Minister, all sums required for \r\n                                              the purpose of paying&#8212;</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(a) the \r\n                                              subscription payable to the Fund \r\n                                              under paragraph (a) of section 3 \r\n                                              of Article III of the Fund \r\n                                              Agreement;</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(aa) any sums \r\n                                              payable to the Fund under section \r\n                                              2 and paragraph (a) of section 4 \r\n                                              of Article III of the Fund \r\n                                              Agreement (which relate to \r\n                                              increases in the subscriptions of \r\n                                              members); and [As Inserted by the \r\n                                              International Bank Fund and \r\n                                              Finance Corporatrion (Amendment) \r\n                                              Act, 1960 (Act 12), s. 1 (a)].</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(b) any sums \r\n                                              payable to the Fund under \r\n                                              paragraph (b) or paragraph (d) of \r\n                                              sections 8 of Article IV of the \r\n                                              Fund Agreement (which&nbsp; relates to \r\n                                              changes in the par or foreign \r\n                                              exchange value of currencies of \r\n                                              members);</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(c) any sums \r\n                                              required for implementing the \r\n                                              guarantee required by section 3 of \r\n                                              Article XIII of the Fund \r\n                                              Agreement, that is to say, a \r\n                                              guarantee of the assets of the \r\n                                              Fund against loss resulting from \r\n                                              failure or default of the \r\n                                              depository designated by the \r\n                                              Government of Ghana under the said \r\n                                              Article</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(d) any \r\n                                              compensation required to be paid \r\n                                              to the Fund or to any member \r\n                                              thereof under Schedule D of the \r\n                                              Fund Agreement (which relates to \r\n                                              the withdrawal of members from the \r\n                                              Fund) or under Schedule E thereof \r\n                                              (which relates to the liquidation \r\n                                              of the Fund);</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(e) any moneys \r\n                                              to be subscribed for shares in the \r\n                                              Bank under section 3 of Article II \r\n                                              of the Bank Agreement, and any \r\n                                              sums payable to the Bank under \r\n                                              section 9 of that Article (which \r\n                                              section relates to changes in the \r\n                                              par or foreign exchange values of \r\n                                              currencies of members); [As \r\n                                              Substituted by the International \r\n                                              Bank, Fund and Finance Corporation \r\n                                              (Amendment) Act 1965 (Act 285) s. \r\n                                              1].</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(f) any amounts \r\n                                              required to be paid to the Bank \r\n                                              under head (iv) of paragraph (c) \r\n                                              of section 4 of Article VI of the \r\n                                              Bank Agreement;</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(g) the moneys \r\n                                              to be subscribed for shares in the \r\n                                              Finance Corporation under \r\n                                              paragraph (a) of section 3 of \r\n                                              Article II of the Finance \r\n                                              Corporation Agreement, not \r\n                                              exceeding in aggregate the sum of \r\n                                              sixty thousand pounds;</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(h) any amounts \r\n                                              required to be paid to the Finance \r\n                                              Corporation under head (iii) of \r\n                                              paragraph (c) of section 4 of \r\n                                              Article V of the Finance \r\n                                              Corporation Agreement;</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(i) any amounts \r\n                                              or charges required to be paid to \r\n                                              the Fund, the Bank or the Finance \r\n                                              Corporation incidentally to the \r\n                                              Government''s membership therein \r\n                                              respectively, or operations or \r\n                                              transactions therewith;</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">Cap. 207. No. \r\n                                              12 of 1953.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">and for the \r\n                                              purpose of providing any sums to \r\n                                              be paid out of the Consolidated \r\n                                              Fund as aforesaid money may if \r\n                                              required from time to time be \r\n                                              borrowed in the manner provided in \r\n                                              the Treasury Bills Ordinance or in \r\n                                              the Local Loans Ordinance (but \r\n                                              without prejudice to any other \r\n                                              method of raising the money) \r\n                                              without any authorization of the \r\n                                              National Assembly other than this \r\n                                              section and any moneys so borrowed \r\n                                              shall be paid into the \r\n                                              Consolidated Fund.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">Section 4 of \r\n                                              the said Act (as amended by the \r\n                                              Constitution (Consequential \r\n                                              Provisions) Act, 1960 (CA 8) and \r\n                                              by this Act) shall apply to any \r\n                                              sums payable by Ghana under the \r\n                                              provisions of the Fund and Bank \r\n                                              Agreements referred to in \r\n                                              paragraphs (aa) and (ee) of \r\n                                              subsection (1) of that section and \r\n                                              outstanding immediately prior to \r\n                                              the commencement of this Act as it \r\n                                              applies to any such sum incurred \r\n                                              thereafter. [As Inserted by the \r\n                                              International Bank, Fund and \r\n                                              Finance Corporation (Amendment) \r\n                                              Act, 1960 (Act 12) s. 2].</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(2) The \r\n                                              Minister may, if he thinks fit so \r\n                                              to do, create and issue to the \r\n                                              Fund or to the Bank, in such form \r\n                                              as he thinks fit, any such \r\n                                              non-interest-bearing and \r\n                                              non-negotiable notes or other \r\n                                              obligations as are provided for by \r\n                                              section 5 of Article III of the \r\n                                              Fund Agreement, or by section 12 \r\n                                              of Article V of the Bank Agreement \r\n                                              (both of which sections relate to \r\n                                              the acceptance by the Fund or by \r\n                                              the Bank, as the case may be, of \r\n                                              notes or similar obligations in \r\n                                              place of currency), and the sums \r\n                                              payable under any such notes or \r\n                                              other obligations so created and \r\n                                              issued shall be charged on the \r\n                                              Consolidated Fund.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(3) Any sums \r\n                                              received by the Government of \r\n                                              Ghana from the Fund, the Bank or \r\n                                              the Finance Corporation (other \r\n                                              than sums received by reason of \r\n                                              operations or transactions under \r\n                                              Article V, Article VII or Article \r\n                                              VIII of the Fund Agreement) shall \r\n                                              be paid into the Consolidated \r\n                                              Fund.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial"><b>Section \r\n                                              4A&#8212;Special Drawing Account of the \r\n                                              Fund.</b></font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(1) The \r\n                                              Commissioner responsible for \r\n                                              Finance is hereby authorised on \r\n                                              behalf of the Government of Ghana \r\n                                              to accept the amendments proposed \r\n                                              to the Fund Agreement by the \r\n                                              Executive Directors of the Fund on \r\n                                              the 16th day of April, 1968 and \r\n                                              approved by the Board of Governors \r\n                                              of the Fund on the 31st day of \r\n                                              May, 1968.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(2) The said \r\n                                              Commissioner is hereby also \r\n                                              authorised on behalf of the \r\n                                              Government of Ghana to accept \r\n                                              participation in the Special \r\n                                              Drawing Account of the Fund \r\n                                              proposed to be instituted by the \r\n                                              amendments referred to in \r\n                                              subsection (1) of this section and \r\n                                              to deposit with the Fund the \r\n                                              instrument prescribed by section 1 \r\n                                              of Article XXIII of the Fund \r\n                                              Agreement (as proposed in the said \r\n                                              amendments) and to undertake on \r\n                                              behalf of the Government of Ghana \r\n                                              all the obligations of a \r\n                                              participant in the Special Drawing \r\n                                              Account.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(3) The said \r\n                                              Commissioner may if he thinks fit, \r\n                                              by instrument under his hand \r\n                                              authorise any person to accept the \r\n                                              said amendments and to deposit the \r\n                                              said instrument on behalf of the \r\n                                              Government of Ghana and to do any \r\n                                              other thing which the Commissioner \r\n                                              is authorised to do under \r\n                                              subsections (1) and (2) of this \r\n                                              section; and any thing done by a \r\n                                              person so authorised shall for the \r\n                                              purposes of this Act, be deemed to \r\n                                              be as effective as if it had been \r\n                                              done by the said Commissioner \r\n                                              personally.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(4) Any \r\n                                              reference in this Act to the Fund \r\n                                              Agreement shall, unless the \r\n                                              contrary intention appears be \r\n                                              deemed to include a reference to \r\n                                              the amendments referred to in \r\n                                              subsection (1) of this section.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(5) Without \r\n                                              prejudice to the general effect of \r\n                                              subsection (3) of this section the \r\n                                              following provisions shall have \r\n                                              effect:&#8212;</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(a) all sums \r\n                                              falling to be paid at any time by \r\n                                              the Government of Ghana under any \r\n                                              provision of the Fund Agreement as \r\n                                              a result of the said amendments or \r\n                                              as a result of the operations of \r\n                                              the Special Drawing Account shall \r\n                                              be deemed to be charged on the \r\n                                              Consolidated Fund,</font></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt" align="justify">\r\n                                              <font face="Arial">(b) the \r\n                                              provisions of subsection (1) of \r\n                                              section 4 of this Act relating to \r\n                                              the raising of loans in respect of \r\n                                              sums required to be paid out of \r\n                                              the Consolidated Fund under that \r\n                                              subsection shall apply in relation \r\n                                              to the sums referred to in \r\n                                              paragraph (a) of this subsection \r\n                                              as it applies in relation to the \r\n                                              sums referred to in the said \r\n                                              subsection (1) of section 4 of \r\n                                              this Act.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(6) The Issue \r\n                                              Department of the&nbsp; Bank of Ghana \r\n                                              shall have power to acquire and \r\n                                              hold without limitation as part of \r\n                                              the assets of that department \r\n                                              special drawing rights issued by \r\n                                              the Fund and acquired by the \r\n                                              Government of Ghana whether \r\n                                              directly from the Fund itself or \r\n                                              otherwise in pursuance of the Fund \r\n                                              Agreement (as modified by the said \r\n                                              amendments) and accordingly \r\n                                              section 15 of the Bank of Ghana \r\n                                              Act, 1963 (Act 182) is hereby \r\n                                              amended by the insertion \r\n                                              immediately after paragraph (a) of \r\n                                              subsection (2) of that section of \r\n                                              the following new paragraph:&#8212; [As \r\n                                              Inserted by the Internationl Bank, \r\n                                              Fund and Finance Corporation \r\n                                              (Amendment) 1969 (NLCD 359) s. 1].\r\n                                              </font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial"><b>Section \r\n                                              5&#8212;Status and Immunities of the \r\n                                              Fund, the Bank and the Finance \r\n                                              Corporation.</b></font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(1) The Fund, \r\n                                              the Bank and the Finance \r\n                                              Corporation shall each be a body \r\n                                              corporate with perpetual \r\n                                              succession and each may, subject \r\n                                              to the provisions of sub-section \r\n                                              (2) of this section, sue and be \r\n                                              sued in its respective corporate \r\n                                              name and may enter into contracts \r\n                                              and, for and in connection with \r\n                                              the purposes of the Fund \r\n                                              Agreement, the Bank Agreement or \r\n                                              the Finance Corporation Agreement \r\n                                              respectively, may acquire and \r\n                                              dispose of real and personal \r\n                                              property.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(2) The \r\n                                              Governor-General may by Order make \r\n                                              such provision as may be \r\n                                              reasonably necessary for carrying \r\n                                              into effect any of the provisions \r\n                                              of the Fund Agreement, the Bank \r\n                                              Agreement or the Finance \r\n                                              Corporation Agreement relating to \r\n                                              the status, immunities and \r\n                                              privileges of the Fund, the Bank \r\n                                              and the Finance Corporation and \r\n                                              their respective governors, \r\n                                              executive directors, directors, \r\n                                              alternates, officers and \r\n                                              employees, or any of the \r\n                                              provisions of the Fund Agreement \r\n                                              as to the unenforceability of \r\n                                              exchange contracts.</font></p>\r\n                                              <p class="MsoNormal" align="justify">&nbsp;</p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">Cap. 268.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">(3) Nothing in \r\n                                              this Act shall be construed as \r\n                                              limiting the power of the \r\n                                              Governor-General under section 2 \r\n                                              of the Diplomatic Privileges \r\n                                              Ordinance to declare the Fund, the \r\n                                              Bank or the Finance Corporation to \r\n                                              be such an organization as is \r\n                                              mentioned in that section, or any \r\n                                              power of the Governor-General \r\n                                              under that or any other law to \r\n                                              confer any immunities or \r\n                                              privileges on the Fund or the \r\n                                              Bank, or on any other persons \r\n                                              connected with them.</font></p>\r\n                                              <p class="MsoNormal" align="justify">\r\n                                              <font face="Arial">This printed \r\n                                              impression has been carefully \r\n                                              compared by me with the Bill which \r\n                                              has passed the National Assembly, \r\n                                              and found by me to be a true and \r\n                                              correctly printed copy of the said \r\n                                              Bill.</font></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: justify; margin-left: 252.0pt">\r\n                                              <font face="Arial">K. B. AYENSU</font></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: justify; margin-left: 252.0pt">\r\n                                              <font face="Arial"><i>Clerk of the \r\n                                              National Assembly.</i></font></p>\r\n                                              <p class="MsoNormal">&nbsp;</p>\r\n                                              <p class="MsoNormal">&nbsp;</p>\r\n                                              <p class="MsoNormal">&nbsp;</p>\r\n&nbsp;</td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n        <tr>\r\n          <td width="49" height="50" bgcolor="#003366">&nbsp;</td>\r\n          <td width="782" height="50">\r\n            <p align="center">\r\n              </table>\r\n            </td>\r\n        </tr>\r\n', 'First', 'Yes', 'ACT 17');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(55, 'INTERNATIONAL DEVELOPMENT ASSOCIATION ACT, 1960 (ACT 11)', '<table>\r\n <tr>\r\n                                            <td vAlign="top" align="left" width="1362" height="64">\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              INTERNATIONAL DEVELOPMENT \r\n                                              ASSOCIATION ACT, 1960 (ACT 11)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Authority to sign Agreement.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Payments to Association.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Personality of Association.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Interpretation</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              THE ELEVENTH</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              ACT</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              OF THE PARLIAMENT OF THE REPUBLIC \r\n                                              OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE INTERNATIONAL DEVELOPMENT \r\n                                              ASSOCIATION ACT, 1960</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to enable the Republic of \r\n                                              Ghana to be a member of the \r\n                                              International Development \r\n                                              Association.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 8th December, 1960</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              WHEREAS by a resolution adopted by \r\n                                              the Board of Governors of the \r\n                                              International Bank for \r\n                                              Reconstruction and Development and \r\n                                              in pursuance of that resolution \r\n                                              the Executive Directors of the \r\n                                              International Bank for \r\n                                              Reconstruction and Development \r\n                                              formulated certain Articles of \r\n                                              Agreement for the establishment \r\n                                              and operation of an international \r\n                                              body to be called the \r\n                                              International Development \r\n                                              Corporation:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AND WHEREAS on the twenty-sixth \r\n                                              day of January, in the year \r\n                                              nineteen hundred and sixty the \r\n                                              Articles of Agreement were \r\n                                              approved by the Executive \r\n                                              Directors of the International \r\n                                              Bank for Reconstruction and \r\n                                              Development, for submission to \r\n                                              member Governments of the \r\n                                              International Bank for \r\n                                              Reconstruction and Development \r\n                                              that is to say Articles of \r\n                                              Agreement for the establishment \r\n                                              and operation of an international \r\n                                              body&nbsp; to be called the \r\n                                              International Development \r\n                                              Association and this body was duly \r\n                                              set up in accordance with the said \r\n                                              Articles:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AND WHEREAS copies of the text of \r\n                                              the said Agreement have been laid \r\n                                              before Parliament:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AND WHEREAS it is expedient that \r\n                                              the Government of the Republic of \r\n                                              Ghana should be a member of this \r\n                                              International body, and adhere to \r\n                                              the said Agreement:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AND WHEREAS in pursuance of the \r\n                                              said Agreement the Executive \r\n                                              Directors of the International \r\n                                              Bank for Reconstruction and \r\n                                              Development have prescribed the \r\n                                              terms and conditions on which the \r\n                                              Government of the Republic of \r\n                                              Ghana may become a member thereof \r\n                                              and on which the said Agreement \r\n                                              relating thereto may be signed on \r\n                                              behalf of the Government of the \r\n                                              Republic of Ghana:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NOW, THEREFORE, BE IT ENACTED by \r\n                                              the President and the National \r\n                                              Assembly in this present \r\n                                              Parliament assembled as follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Authority to Sign \r\n                                              Agreement</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Minister is hereby authorised \r\n                                              on behalf of the Government of the \r\n                                              Republic of Ghana to sign the \r\n                                              Agreement, and to deposit with the \r\n                                              Bank, instruments of acceptance of \r\n                                              the Agreement and of the terms and \r\n                                              conditions prescribed thereunder \r\n                                              relating to the admission of the \r\n                                              Government of the Republic of \r\n                                              Ghana to membership; or by \r\n                                              instrument under his hand to \r\n                                              empower such person as may be \r\n                                              named in that instrument to sign \r\n                                              the Agreement and to deposit the \r\n                                              said instrument of acceptance as \r\n                                              above set out.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Payments to Association.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The following sums are hereby \r\n                                              charged on the Development Fund, \r\n                                              that is to say&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the subscription payable to \r\n                                              the Association under paragraph \r\n                                              (a) of section 2 of Article II of \r\n                                              the Agreement;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) any sums payable to the \r\n                                              Association under Article III of \r\n                                              the Agreement;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) any amounts or charges \r\n                                              required to be paid to the \r\n                                              Association incidentally to the \r\n                                              Government''s membership therein, \r\n                                              or operations or transactions \r\n                                              therewith;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) any sums required to be paid \r\n                                              under paragraph (i) of subsection \r\n                                              (c) of section 4 of Article VII of \r\n                                              the Agreement;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and for the purpose of providing \r\n                                              any sums to be paid out of the \r\n                                              Development Fund as aforesaid \r\n                                              money may if required from time to \r\n                                              time be borrowed in the manner \r\n                                              provided in the Treasury Bills \r\n                                              Ordinance (Cap. 207) or in the \r\n                                              Local Loans Ordinance (No. 12 of \r\n                                              1953) (but without prejudice to \r\n                                              any other method of raising the \r\n                                              money) without any authorization \r\n                                              of the National Assembly other \r\n                                              than this section and any moneys \r\n                                              so borrowed shall be paid into the \r\n                                              Development Fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Minister may, if he thinks \r\n                                              fit so to do, create and issue to \r\n                                              the Association, in such form as \r\n                                              he thinks fit, any such \r\n                                              non-interest-bearing and \r\n                                              non-negotiable notes or similar \r\n                                              obligations as are provided for by \r\n                                              subsection (e) of section 2 of \r\n                                              Article II of the Agreement (which \r\n                                              section relates to the acceptance \r\n                                              by the Association of notes or \r\n                                              similar obligations in place of \r\n                                              currency), and the sums payable \r\n                                              under any such notes or similar \r\n                                              obligations so created and issued \r\n                                              shall be charged on the \r\n                                              Development Fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Any sums received by the \r\n                                              Government of the Republic of \r\n                                              Ghana from the Association shall \r\n                                              be paid into the Development Fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Personality of \r\n                                              Association</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Association shall be a \r\n                                              body corporate with perpetual \r\n                                              succession and may, subject to the \r\n                                              provisions of subsection (2) of \r\n                                              this section, sue and be sued in \r\n                                              its corporate name and may enter \r\n                                              into contracts and, for and in \r\n                                              connection with the purposes of \r\n                                              the Agreement, may acquire and \r\n                                              dispose of real and personal \r\n                                              property.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The President may, by \r\n                                              executive instrument, make such \r\n                                              provision as may be reasonably \r\n                                              necessary for carrying into effect \r\n                                              any of the provisions of the \r\n                                              Agreement, relating to the status, \r\n                                              immunities and privileges of the \r\n                                              Association and of the Governors, \r\n                                              Executive Directors, Alternates, \r\n                                              officers and employees.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Nothing in this Act shall be \r\n                                              construed as limiting the power of \r\n                                              the President under section 2 of \r\n                                              the Diplomatic Privileges \r\n                                              Ordinance (Cap. 268) to declare \r\n                                              the Association to be such an \r\n                                              organisation as is mentioned in \r\n                                              that section or any power of the \r\n                                              President under that or any other \r\n                                              enactment to confer any immunities \r\n                                              or privileges on the Association, \r\n                                              or on any other persons connected \r\n                                              with it.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Interpretion</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In this Act, unless the \r\n                                              context otherwise requires:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Agreement&quot; means the Articles of \r\n                                              Agreement hereinbefore referred to \r\n                                              for the establishment and \r\n                                              operation of an international body \r\n                                              to be called the International \r\n                                              Development Association;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Association&quot; means the \r\n                                              International Development \r\n                                              Association;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Bank&quot; means the International \r\n                                              Bank for Reconstruction and \r\n                                              Development;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Minister&quot; means the Minister \r\n                                              responsible for Finance.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">&nbsp;</p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n        <tr>\r\n          <td width="76" height="50" bgcolor="#003366">&nbsp;</td>\r\n          <td width="777" height="50">\r\n            <p align="center">\r\n              </table>\r\n            </td>\r\n        </tr>\r\n', 'First', 'Yes', 'ACT 11');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(56, 'INTERPRETATION ACT, 1960 (CA 4)', '<table> \r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1354" height="64">\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              INTERPRETATION ACT, 1960 (CA 4)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              As amended by</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Application.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Operation of Enactments</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Long title and preamble.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Punctuation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Headings and marginal notes.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Descriptive words.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6. Amended, substituted and \r\n                                              applied enactments.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6A. Authorisation of Reprinting.\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6B. Validation of Certain Provious \r\n                                              Reprints.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              7. Textual insertion not affected \r\n                                              by repeal of amending enactment.\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8. Effect of repeal, revocation or \r\n                                              cesser.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              9. Effect of substituting \r\n                                              enactment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Construction of Powers and Duties</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              10. Statutory powers and duties.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              11. Power to grant licences, \r\n                                              authorisations and permits.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              12. Appointments to office.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Procedure and Practice</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              13. Service of documents.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              14. Rules of Court.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              15. Administration of oath.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              16. Deviation in forms.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Common Law and Customary Law</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              17. The common law.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              18. Customary law.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Interpretation of Enactments</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              19. Use of text-books and other \r\n                                              publications in construction of \r\n                                              enactments.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              20. Republic: when bound.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              21. Construction of statutory \r\n                                              instrument.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              22. Time.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              23. Reckoning of periods of time \r\n                                              by the calendar: month and year.\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              24. Distance.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              25. Age.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              26. Gender and number.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              27. &quot;Shall&quot; and &quot;may&quot;.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              28. Corresponding parts of speech.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              29. Reference to series of \r\n                                              provisions.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              30. Names commonly used.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              31. Country.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              32. Interpretation of particular \r\n                                              terms.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              32A. Extension of 1981-82 \r\n                                              Financial Year</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              33. Commencement of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              34. Repeals.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;AN ACT</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              </p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              OF THE CONSTITUENT ASSEMBLY OF \r\n                                              GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE INTERPRETATION ACT, 1960</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to provide for the \r\n                                              interpretation of the Constitution \r\n                                              and other enactments.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF PASSING: 29th June, 1960</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              WHEREAS by section 2 of the \r\n                                              Constituent Assembly and \r\n                                              Plebiscite Act, 1960 (No. 1) this \r\n                                              Constituent Assembly is authorised \r\n                                              to enact such provisions for or in \r\n                                              connection with the establishment \r\n                                              of a new Constitution as it thinks \r\n                                              fit:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AND WHEREAS it is expedient to \r\n                                              enact the provisions hereinafter \r\n                                              appearing in consequence of the \r\n                                              enactment of the Constitution:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NOW THEREFORE BE IT ENACTED by the \r\n                                              Constituent Assembly as follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Application.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Each provision of this Act applies \r\n                                              to every enactment being&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the Constitution, an Act \r\n                                              (including this Act) of the \r\n                                              Constituent Assembly or of the \r\n                                              Parliament of the Republic of \r\n                                              Ghana.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) a legislative measure \r\n                                              continued in force by the \r\n                                              Constitution, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) an instrument made (directly \r\n                                              or indirectly) under any such \r\n                                              enactment,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              except insofar as the contrary \r\n                                              intention appears in the \r\n                                              enactment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Operation of Enactments</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Long Title and Preamble.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The long title and the preamble \r\n                                              form part of an Act intended to \r\n                                              assist in explaining the purport \r\n                                              and object of the Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Punctuation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Punctuation forms part of an \r\n                                              enactment and may be used as an \r\n                                              aid to its construction.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Headings and Marginal \r\n                                              Notes.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              An arrangement of sections or of \r\n                                              similar divisions of an enactment \r\n                                              placed at the front of an \r\n                                              enactment, an arrangement of \r\n                                              sections or of similar divisions \r\n                                              of an enactment placed at the \r\n                                              front of an enactment, titles \r\n                                              placed at the head or beginning of \r\n                                              any subdivision of an enactment \r\n                                              and notes and references placed at \r\n                                              the side of any provision are \r\n                                              intended for convenience of \r\n                                              reference only and do not form \r\n                                              part of the enactment.[As amended \r\n                                              by the Interpretation (Amendment) \r\n                                              Act, 1961 (Act 92) s.1]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Descriptive Words.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Words in an enactment descriptive \r\n                                              of another enactment are intended \r\n                                              for convenience of reference only \r\n                                              and shall not be used as an aid to \r\n                                              the construction of the enactment \r\n                                              to which they refer.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Amended, Substituted and \r\n                                              Applied Enactments.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">A \r\n                                              reference in an enactment to any \r\n                                              enactment shall be construed as a \r\n                                              reference to it as for the time \r\n                                              being amended by any provision, \r\n                                              including a provision contained in \r\n                                              the enactment in which the \r\n                                              reference is made or in a later \r\n                                              enactment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where an enactment is repealed or \r\n                                              revoked and another enactment is \r\n                                              substituted, by way of amendment, \r\n                                              revision or consolidation, a \r\n                                              reference to the repealed or \r\n                                              revoked enactment shall be \r\n                                              construed as a reference to the \r\n                                              substituted enactment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where an enactment applies another \r\n                                              enactment, whether with or without \r\n                                              modification, and the applied \r\n                                              enactment is subsequently repealed \r\n                                              or revoked it shall continue to \r\n                                              apply according to the terms of \r\n                                              the enactment which applies it, \r\n                                              notwithstanding the repeal or \r\n                                              revocation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6A&#8212;Authorisation of \r\n                                              Reprinting.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where any enactment is \r\n                                              amended, the Minister responsible \r\n                                              for Justice may authorise the \r\n                                              reprinting of such enactment as so \r\n                                              amended.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where any enactment is \r\n                                              reprinted under the authority \r\n                                              granted under subsection (1) of \r\n                                              this section, every copy of the \r\n                                              enactment as so reprinted shall be \r\n                                              deemed to be the authentic and \r\n                                              correct copy of the enactment on \r\n                                              the date of the reprinting if,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the date of such reprinting is \r\n                                              printed on the copy; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the copy purports to be \r\n                                              printed by the Government \r\n                                              Printer.[As Inserted by the \r\n                                              Interpretation (Amendment) (No.2) \r\n                                              Act, 1962 (Act 145), s.1]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6B&#8212;Validation of Certain \r\n                                              Previous Reprints.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Every copy of an enactment which \r\n                                              was amended, and thereafter \r\n                                              reprinted by the Government \r\n                                              Printer or under his authority, \r\n                                              between the first day of July, \r\n                                              1960 and the date of the \r\n                                              commencement of this Act shall be \r\n                                              deemed to be the true and \r\n                                              authentic copy of such enactment, \r\n                                              notwithstanding that the \r\n                                              provisions of section 6A of the \r\n                                              principal Act (inserted by section \r\n                                              1 of this Act) were not complied \r\n                                              with[ Inserted and to be cited as \r\n                                              the Interpretation (Amendment) \r\n                                              (No.2) Act, 1962 (Act 145), s.2].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 7&#8212;Textual Insertion not \r\n                                              Affected by Repeal of Amending \r\n                                              Enactment.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The repeal or revocation of an \r\n                                              enactment which provides for a \r\n                                              textual insertion in another \r\n                                              enactment shall not affect the \r\n                                              insertion and the text of the \r\n                                              altered enactment shall continue \r\n                                              to stand as altered, \r\n                                              notwithstanding the repeal or \r\n                                              revocation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8&#8212;Effect of Repeal, \r\n                                              Revocation or Cesser.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The repeal or revocation of an \r\n                                              enactment shall not&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) revive anything not in force \r\n                                              or existing at the time when the \r\n                                              repeal or revocation takes effect; \r\n                                              or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) affect the previous operation \r\n                                              of the enactment or anything duly \r\n                                              done or suffered thereunder; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) affect any right, privilege, \r\n                                              obligation or liability acquired, \r\n                                              accrued or incurred thereunder; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) affect any penalty, forfeiture \r\n                                              or punishment incurred in respect \r\n                                              of any offence committed \r\n                                              thereunder; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) affect any investigation, \r\n                                              legal proceeding or remedy in \r\n                                              respect of any such right, \r\n                                              privilege, obligation, liability, \r\n                                              penalty, forfeiture or punishment,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and any such investigation, legal \r\n                                              proceeding or remedy may be \r\n                                              instituted, continued or enforced, \r\n                                              and any such penalty, forfeiture \r\n                                              or punishment may be imposed, as \r\n                                              if the enactment had not been \r\n                                              repealed or revoked.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) When an enactment expires, \r\n                                              lapses or otherwise ceases to have \r\n                                              effect this section shall apply as \r\n                                              if the enactment had then been \r\n                                              repealed or revoked.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 9&#8212;Effect of Substituting \r\n                                              Enactment.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where an enactment is repealed or \r\n                                              revoked and another enactment is \r\n                                              substituted, by way of amendment, \r\n                                              revision or consolidation&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) all authorities and persons \r\n                                              established or acting under the \r\n                                              repealed or revoked enactment \r\n                                              shall continue to be established, \r\n                                              or to be entitled to act, under \r\n                                              the substituted enactment; [As \r\n                                              amended by the Interpretation \r\n                                              (Amendment) Act, 1961, (Act 92), \r\n                                              s.2]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) every bond and security given \r\n                                              by a person appointed under the \r\n                                              repealed or revoked enactment \r\n                                              shall remain in force and all \r\n                                              books, papers and things used \r\n                                              under it shall continue to be used \r\n                                              so far as consistent with the \r\n                                              substituted enactment; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) all proceedings taken under \r\n                                              the repealed or revoked enactment \r\n                                              shall be prosecuted and continued \r\n                                              under and in conformity with the \r\n                                              substituted enactment, so far as \r\n                                              consistently may be.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Construction of&nbsp; Powers and Duties</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 10&#8212;Statutory Powers and \r\n                                              Duties.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where an enactment confers a \r\n                                              power or imposes a duty the power \r\n                                              may be exercised and the duty \r\n                                              shall be performed from time to \r\n                                              time as occasion requires.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where an enactment confers a \r\n                                              power, or imposes a duty, to do \r\n                                              any act or thing all such powers \r\n                                              shall be deemed to be also given \r\n                                              as are reasonably necessary to \r\n                                              enable that act or thing to be \r\n                                              done or are incidental to the \r\n                                              doing thereof. [As amended by the \r\n                                              Interpretation (Amendment) Act, \r\n                                              1961, (Act 92) s.3]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 11&#8212;Power to Grant \r\n                                              Licences, Authorisations and \r\n                                              Permits.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where an enactment confers power \r\n                                              to grant a licence, authorisation \r\n                                              or permit, the power includes \r\n                                              power to revoke, suspend or amend \r\n                                              the licence, authorisation or \r\n                                              permit.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 12&#8212;Appointments to Office.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where an enactment confers a \r\n                                              power to appoint a person to an \r\n                                              office, whether for a specified \r\n                                              period or not, the power includes&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) power to remove or suspend \r\n                                              him;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) power, exercisable in the \r\n                                              manner and subject to the \r\n                                              limitations and conditions \r\n                                              applicable to the power to \r\n                                              appoint&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              to reappoint or reinstate him;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) to appoint a person to act in \r\n                                              his stead either generally or in \r\n                                              regard to specified functions, \r\n                                              during such time as the authority \r\n                                              in whom the power of appointment \r\n                                              to the office is vested considers \r\n                                              expedient.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A reference in an enactment to \r\n                                              the holder of an office shall be \r\n                                              construed as including a reference \r\n                                              to a person for the time being \r\n                                              appointed to act in his stead, \r\n                                              either, as the case may require, \r\n                                              as respects the functions of the \r\n                                              office generally or the functions \r\n                                              in regard to which he is \r\n                                              appointed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Procedure and Practice</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 13&#8212;Service of Documents.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where an enactment authorises \r\n                                              or requires a document to be \r\n                                              served on any person without \r\n                                              directing it to be served in a \r\n                                              particular manner the service of \r\n                                              the document may be effected \r\n                                              either&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) by personal service, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) by post in accordance with \r\n                                              subsection (2) of this section, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) by leaving it for him with \r\n                                              some person apparently over the \r\n                                              age of sixteen at his usual or \r\n                                              last known place of abode or \r\n                                              business, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) in the case of a corporate \r\n                                              body or an unincorporated body of \r\n                                              persons, by delivering it to the \r\n                                              secretary or clerk of the body at \r\n                                              the registered or principal office \r\n                                              of the body or serving it by post \r\n                                              in accordance with subsection (2) \r\n                                              of this section on the secretary \r\n                                              or clerk at his office, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) if it is not practicable after \r\n                                              reasonable inquiry to ascertain \r\n                                              the name or address of an owner or \r\n                                              occupier of, or person having a \r\n                                              particular estate or interest in, \r\n                                              premises on whom the document \r\n                                              should be served, by addressing \r\n                                              the document to him by the \r\n                                              description &quot; owner &quot; or \r\n                                              &#8220;occupier&quot; of, or by the \r\n                                              description of the particular \r\n                                              estate or interest in, the \r\n                                              premises (naming them) to which \r\n                                              the document relates, and by \r\n                                              delivering it to some person \r\n                                              apparently over the age of sixteen \r\n                                              on the premises or, if there is no \r\n                                              person on the premises to whom it \r\n                                              can be delivered, by affixing it, \r\n                                              or a copy of it, to some \r\n                                              conspicuous part of the premises.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where an enactment authorises \r\n                                              or requires a document to be \r\n                                              served by post, whether the word \r\n                                              &quot;serve&quot; or some other word is \r\n                                              used, service may be effected by \r\n                                              prepaying, registering and posting \r\n                                              an envelope containing the \r\n                                              document, addressed to the person \r\n                                              on whom the document is to be \r\n                                              served at his last known postal \r\n                                              address; and, unless the contrary \r\n                                              is proved, the document shall be \r\n                                              deemed to have been served at the \r\n                                              time at which the envelope would \r\n                                              have been delivered in the \r\n                                              ordinary course of post.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 14&#8212;Rules of Court.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where an enactment confers \r\n                                              jurisdiction on a court or other \r\n                                              tribunal or varies its \r\n                                              jurisdiction, the authority having \r\n                                              for the time being power to make \r\n                                              rules regulating the practice and \r\n                                              procedure of that court or \r\n                                              tribunal may make such rules as \r\n                                              appear to the authority to be \r\n                                              necessary or expedient for \r\n                                              regulating the practice and \r\n                                              procedure of the court or tribunal \r\n                                              in the exercise of the \r\n                                              jurisdiction.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 15&#8212;Administration of Oath.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where by an enactment power is \r\n                                              conferred to require&nbsp; evidence to \r\n                                              be given on oath otherwise than in \r\n                                              a court the power includes power \r\n                                              to administer the oath. or take an \r\n                                              affidavit or statutory \r\n                                              declaration.[As substituted by the \r\n                                              Interpretation (Amendment) Act, \r\n                                              1961 (Act 92), s.4]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 16&#8212;Deviation in Forms.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where a form is prescribed or \r\n                                              specified by an enactment, \r\n                                              deviations from the form not \r\n                                              materially affecting the substance \r\n                                              or calculated to mislead shall not \r\n                                              invalidate the form used.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              The Common Law and Customary Law</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 17&#8212;The Common Law.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The common law, as comprised \r\n                                              in the laws of Ghana, consists, in \r\n                                              addition to the rules of law \r\n                                              generally known as the common law, \r\n                                              of the rules generally known as \r\n                                              the doctrines of equity and of \r\n                                              rules of customary law included in \r\n                                              the common law under any enactment \r\n                                              providing for the assimilation of \r\n                                              such rules of customary law as are \r\n                                              suitable for general application.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) In the case of inconsistency, \r\n                                              an assimilated rule shall prevail \r\n                                              over any other rule, and a rule of \r\n                                              equity shall prevail over any rule \r\n                                              other than an assimilated rule.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) While any of the statutes of \r\n                                              general application continue to \r\n                                              apply by virtue of the Courts Act, \r\n                                              1960 (C.A. 9), they shall be \r\n                                              treated as if they formed part of \r\n                                              the common law, as defined in \r\n                                              subsection (1), prevailing over \r\n                                              any rule thereof other than an \r\n                                              assimilated rule.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) In deciding upon the existence \r\n                                              or content of a rule of the common \r\n                                              law, as so defined, the Court may \r\n                                              have regard to any exposition of \r\n                                              that rule by a court exercising \r\n                                              jurisdiction in any country.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) A reference in an enactment to \r\n                                              the common law shall be construed \r\n                                              as a reference to it as affected \r\n                                              by any enactment for the time \r\n                                              being in force.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 18&#8212;Customary Law.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Customary law, as comprised in \r\n                                              the laws of Ghana, consists of \r\n                                              rules of law which by custom are \r\n                                              applicable to particular \r\n                                              communities in Ghana, not being \r\n                                              rules included in the common law \r\n                                              under any enactment providing for \r\n                                              the assimilation of such rules of \r\n                                              customary law as are suitable for \r\n                                              general application.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A reference in an enactment to \r\n                                              a customary law shall be construed \r\n                                              as a reference to it as affected \r\n                                              by any enactment for the time \r\n                                              being in force.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Interpretation of Enactments</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 19&#8212;Use of Text-Books and \r\n                                              Other Publications in Construction \r\n                                              of Enactments.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) For the purpose of \r\n                                              ascertaining the mischief and \r\n                                              defect which an enactment was made \r\n                                              to cure and as an aid to the \r\n                                              construction of the enactment a \r\n                                              court may have regard to any \r\n                                              text-book or other work of \r\n                                              reference, to the report of any \r\n                                              commission of inquiry into the \r\n                                              state of the law, to any \r\n                                              memorandum published by authority \r\n                                              in reference to the enactment or \r\n                                              to the Bill for the enactment and \r\n                                              to any papers laid before the \r\n                                              National Assembly in reference to \r\n                                              it, but not to the debates in the \r\n                                              Assembly.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The aids to construction \r\n                                              referred to in this section are in \r\n                                              addition to any other accepted \r\n                                              aid.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 20&#8212;Republic: When Bound.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Republic shall not be bound by \r\n                                              an enactment except by express \r\n                                              terms or by necessary implication.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 21&#8212;Construction of \r\n                                              Statutory Instrument.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">A \r\n                                              statutory instrument shall be \r\n                                              construed as one with the Act \r\n                                              under which it is made.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 22&#8212;Time.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) References in an enactment to \r\n                                              time are to Greenwich mean time.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where in an enactment a period \r\n                                              of time is expressed to begin on a \r\n                                              particular day, that day shall be \r\n                                              included in the period.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Where in an enactment a period \r\n                                              of time is expressed to be \r\n                                              reckoned from, or after, a \r\n                                              particular day, that day shall not \r\n                                              be included in the period.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Where in an enactment a period \r\n                                              of time is expressed to end on, or \r\n                                              be reckoned to a particular day, \r\n                                              that day shall be included in the \r\n                                              period.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Where the time limited by an \r\n                                              enactment for the doing of \r\n                                              anything expires on a Sunday or a \r\n                                              public holiday, the time so \r\n                                              limited shall extend to and the \r\n                                              thing may be done on the first \r\n                                              following day that is not a Sunday \r\n                                              or a public holiday.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) Subsections (2) to (5) of this \r\n                                              section apply in relation to a \r\n                                              period expressed in days whether \r\n                                              or not the number of days is \r\n                                              expressed to be clear days.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) Where in an enactment anything \r\n                                              is required to be done on a \r\n                                              particular day, then, if that day \r\n                                              happens to fall on a Sunday or \r\n                                              public holiday, the thing shall be \r\n                                              considered as duly done if it is \r\n                                              done on the first following day \r\n                                              that is not a Sunday or public \r\n                                              holiday.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 23&#8212;Reckoning of Periods of \r\n                                              Time by the Calendar: Month and \r\n                                              Year.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In an enactment &quot;month&quot; means \r\n                                              a calendar month, that is to say, \r\n                                              a month reckoned according to the \r\n                                              calendar.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) If the period indicated in the \r\n                                              enactment begins on any date other \r\n                                              than the first day of any of the \r\n                                              twelve months of the calendar it \r\n                                              is to be reckoned from the date on \r\n                                              which it is to begin to the date \r\n                                              in the next month numerically \r\n                                              corresponding, less one, or, if \r\n                                              there is no corresponding date, to \r\n                                              the last day of that month.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              For example: a month beginning on \r\n                                              15th January ends on 14th \r\n                                              February; a month beginning on \r\n                                              31st January ends on 28th February \r\n                                              (or 29th February in a leap year).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) If the indicated period is one \r\n                                              of two, three or more months, it \r\n                                              is to be reckoned from the date on \r\n                                              which it is to begin to the date \r\n                                              numerically corresponding, less \r\n                                              one, in the second, third or other \r\n                                              successive month thereafter or, if \r\n                                              there is no such corresponding \r\n                                              date, to the last day of the \r\n                                              latter month.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              For example: a period of six \r\n                                              months beginning on 15th August \r\n                                              ends on 14th February; a period of \r\n                                              six months beginning on 30th or \r\n                                              31st August ends on 28th February \r\n                                              (or 29th February in a leap year).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) In an enactment &quot;year&quot; means a \r\n                                              period of twelve months.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 24&#8212;Distance.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In the measurement of distance for \r\n                                              the purpose of an enactment, the \r\n                                              distance shall be measured in a \r\n                                              straight line on a horizontal \r\n                                              plane and may be determined by \r\n                                              reference to the most recent \r\n                                              edition of a Government survey map \r\n                                              available at the time of \r\n                                              determination unless that distance \r\n                                              is proved incorrect as to the \r\n                                              particular distance which is to be \r\n                                              determined.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 25&#8212;Age.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              For the purpose of an enactment a \r\n                                              person shall be regarded as having \r\n                                              attained a given age at the \r\n                                              beginning of the day on which the \r\n                                              anniversary of his birth occurs \r\n                                              and not on the previous day.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 26&#8212;Gender and Number.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In an enactment words \r\n                                              importing the male sex include \r\n                                              females and words importing the \r\n                                              female sex include males.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where an enactment employs the \r\n                                              term &quot;person&quot; or &#8220;party&quot;, the use \r\n                                              of a pronoun importing the \r\n                                              masculine gender shall not of \r\n                                              itself be construed as limiting \r\n                                              the term to a natural person.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) In an enactment&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) words in the singular include \r\n                                              the plural, and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) words in the plural include \r\n                                              the singular.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 27&#8212;&#8220;Shall&#8221; and &#8220;May&#8221;.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In an enactment made after the \r\n                                              passing of this Act, &quot;shall&#8221; shall \r\n                                              be construed as imperative and \r\n                                              &quot;may&quot; as permissive and \r\n                                              empowering.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 28&#8212;Corresponding Parts of \r\n                                              Speech.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where a word is defined in an \r\n                                              enactment other parts of speech \r\n                                              and grammatical variations of that \r\n                                              word have corresponding meanings.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 29&#8212;Reference to Series of \r\n                                              Provisions.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where a consecutive series of \r\n                                              provisions of an enactment is \r\n                                              described by reference to the \r\n                                              first and last in the series, the \r\n                                              description shall be read as \r\n                                              including such first and last \r\n                                              provisions.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 30&#8212;Names Commonly Used.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In an enactment a name commonly \r\n                                              applied to a country, place, \r\n                                              public department, body, \r\n                                              corporation, society, authority, \r\n                                              officer, functionary, or other \r\n                                              person or thing whatsoever means \r\n                                              that to whom or to which the name \r\n                                              is commonly applied, \r\n                                              notwithstanding that it is not the \r\n                                              formal name or that it is \r\n                                              abbreviated.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 31&#8212;Country.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">A \r\n                                              reference in an enactment to a \r\n                                              country includes reference to any \r\n                                              territory for whose international \r\n                                              relations that country is \r\n                                              responsible.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 32&#8212;Interpretation of \r\n                                              Particular Terms.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In an enactment&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;Act&#8221; or &#8220;Act of Parliament&#8221; means \r\n                                              the Constitution, an Act of&nbsp; the \r\n                                              Constituent Assembly or of \r\n                                              Parliament, or any legislative \r\n                                              measure of an authority formerly \r\n                                              exercising power to make laws for \r\n                                              the territory or any part of the \r\n                                              territory comprised in the \r\n                                              Republic but does not include a \r\n                                              statute of general application, \r\n                                              continuing to apply by virtue of \r\n                                              section 154 of the Courts Act, \r\n                                              1960 (C.A. 9);</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;act&#8221; includes an omission and \r\n                                              references to the doing of an act \r\n                                              shall be construed accordingly;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;affidavit&quot;, in the case of \r\n                                              persons allowed by law to make an \r\n                                              affirmation or declaration instead \r\n                                              of an oath, includes such \r\n                                              affirmation or declaration;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;bank holiday&quot; means a day&nbsp; which \r\n                                              is by law to be kept as a close \r\n                                              holiday in all banks;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;commencement&quot;, in reference to an \r\n                                              enactment, means the time at which \r\n                                              the enactment comes into force;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;the common law&quot; shall be \r\n                                              construed in accordance with \r\n                                              section 17 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Commonwealth country&quot; means any \r\n                                              of the members of the \r\n                                              Commonwealth, other than Ghana, \r\n                                              comprising the United Kingdom, \r\n                                              Canada, Australia, New Zealand, \r\n                                              India, Pakistan, Ceylon, the \r\n                                              Federation of Malaysia, the \r\n                                              Federation of Nigeria, the \r\n                                              Republic of Cyprus, Sierra Leone \r\n                                              and any other country for the time \r\n                                              being recognized as a member;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;consular officer&#8221; means \r\n                                              consul-general, consul, \r\n                                              vice-consul, consular agent, or \r\n                                              any person for the time being \r\n                                              authorised to discharge the duties \r\n                                              of consul-general, consul or \r\n                                              vice-consul;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;contravention&quot;, in reference to \r\n                                              an enactment, includes a failure \r\n                                              to comply with it;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;costs&quot; includes fees, charges, \r\n                                              disbursements, expenses and \r\n                                              remuneration;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;country&quot; has the meaning given to \r\n                                              it by section 31 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;court&quot; means a court of competent \r\n                                              jurisdiction;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;Crown Agents&quot; means the Crown \r\n                                              Agents for Oversea Governments and \r\n                                              Administrations for the time \r\n                                              being;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;customary law&quot; shall be construed \r\n                                              in accordance with section 18 of \r\n                                              this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;enactment&quot; means an Act or \r\n                                              statutory instrument or any \r\n                                              provision of an Act or statutory \r\n                                              instrument;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;export&quot; means to take or cause to \r\n                                              be taken out of the Republic by \r\n                                              any means whatsoever;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;financial year&#8221; means a period of \r\n                                              twelve months ending on the 31st \r\n                                              day of December.[As amended by the \r\n                                              Interpretation Act (Amendment) \r\n                                              Law, 1982 (PNDCL 12), s.1]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;functions&quot; includes powers and \r\n                                              duties; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Gazette&#8221; means an ordinary or an \r\n                                              extraordinary issue of the Ghana \r\n                                              Gazette and includes a \r\n                                              Supplement;&quot;goods &quot; means all \r\n                                              kinds of movable property;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Government&quot; includes any \r\n                                              authority by which the executive \r\n                                              power of the State is duly \r\n                                              exercised in a particular case;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Government Printer&quot; means the \r\n                                              printer authorised to print \r\n                                              enactments;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Government survey map&quot; means a \r\n                                              map made under an enactment \r\n                                              providing for the survey of land \r\n                                              on behalf of the Government;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;immovable property&quot; means land;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;import&quot; means to bring or cause \r\n                                              to be brought into the Republic by \r\n                                              any means whatsoever;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;individual&quot; means a natural \r\n                                              person and does not include a \r\n                                              corporation;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;infant&quot; means a person who has \r\n                                              not attained the age of twenty-one \r\n                                              years;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;land&quot; includes land covered by \r\n                                              water, any house, building or \r\n                                              structure whatsoever, and any \r\n                                              estate, interest or right in, to \r\n                                              or over land or water;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;local authority&quot; means a District \r\n                                              Assembly or other authority \r\n                                              established under the Local \r\n                                              Government Act, 1993 (Act 462); or \r\n                                              any other authority established in \r\n                                              accordance with that Act.[As \r\n                                              Amended by the Interpretation \r\n                                              (Amendment) Act, 1961 (Act 92) \r\n                                              s.5(a) and further amended by the \r\n                                              Local Government Act, 1993 (Act \r\n                                              462), sch. 7)] </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Local government council&quot; means a \r\n                                              District Assembly or any other \r\n                                              council established under the \r\n                                              Local Government Act, 1993 (Act \r\n                                              462.[As substituted by the Local \r\n                                              Administration Act, 1971 (Act \r\n                                              359), sch. 5 and further amended \r\n                                              by the Local Government Act, 1993 \r\n                                              (Act 462), sch. 7)]&nbsp; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;master&quot;, in reference to a ship, \r\n                                              means any person, except a pilot \r\n                                              or harbour master, having for the \r\n                                              time being control or charge of \r\n                                              the ship;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;midnight&quot;, in reference to a day, \r\n                                              means the point of time at which \r\n                                              that day ends;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;Minister&quot;, in relation to a \r\n                                              Ministry the portfolio of which is \r\n                                              held by the President, means the \r\n                                              President;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;month&quot; has the meaning given to \r\n                                              it by section 23 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;movable property&quot; means property \r\n                                              of every description, including \r\n                                              growing crops, except land;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;oath&quot;, in the case of a person \r\n                                              allowed by law to make an \r\n                                              affirmation or declaration instead \r\n                                              of an oath, includes such \r\n                                              affirmation or declaration;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;person&quot; includes a body corporate \r\n                                              (whether a corporation aggregate \r\n                                              or a corporation sole) and an \r\n                                              unincorporated body of persons as \r\n                                              well as an individual;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;public holiday&quot; means any day \r\n                                              which is by law to be observed as \r\n                                              a public holiday;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;public officer&quot; means a member of \r\n                                              any of the Public Services, \r\n                                              namely, the Civil Service, the \r\n                                              Judicial Service, the Police \r\n                                              Service, the Local Government \r\n                                              Service and such other services as \r\n                                              may, pursuant to Article 51 of the \r\n                                              Constitution, be constituted by \r\n                                              Act of Parliament as Public \r\n                                              Services of Ghana, and any other \r\n                                              person declared by any enactment \r\n                                              to be a public officer;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;registered dentist&quot; means a \r\n                                              person registered as a dentist \r\n                                              under the law for the time being \r\n                                              in force for the regulation of the \r\n                                              dental profession;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;registered medical practitioner&quot; \r\n                                              means a person registered as a \r\n                                              medical practitioner under the law \r\n                                              for the time being in force for \r\n                                              the regulation of the medical \r\n                                              profession;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;ship&quot; includes every description \r\n                                              of vessel used in navigation not \r\n                                              exclusively propelled by oars or \r\n                                              paddles;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;signature&quot; includes a mark and a \r\n                                              thumbprint;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;Southern Ghana&quot; means the area \r\n                                              comprising the Eastern Region, the \r\n                                              Western Region, the Central Region \r\n                                              and the Volta Region;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Statutory corporation&quot; means a \r\n                                              corporation established by Act of \r\n                                              Parliament or under the Statutory \r\n                                              Corporations Act, 1961 (Act \r\n                                              41).[As inserted by the \r\n                                              Interpretation (Amendment) Act, \r\n                                              1961 (Act 92), s.5(b)]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;statutory declaration&#8221; means a \r\n                                              declaration made in accordance \r\n                                              with the Statutory Declarations \r\n                                              Act, 1835;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;vessel&quot; includes floating craft \r\n                                              of every description;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;will&quot; includes a codicil;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;writing&quot; and expressions \r\n                                              referring to writing include \r\n                                              printing, lithography, \r\n                                              typewriting, photography and other \r\n                                              modes of representing or \r\n                                              reproducing words or figures in \r\n                                              visible form;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;week&quot; means the period between \r\n                                              midnight on any Saturday and \r\n                                              midnight on the next following \r\n                                              Saturday;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;week-day&quot; means a day which is \r\n                                              not Sunday.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;year&quot; has the meaning given to it \r\n                                              by section 23 of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) In an enactment continued in \r\n                                              force by the Constitution&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;Act &quot; or &quot; Act of Parliament &quot; \r\n                                              includes an Ordinance, Order in \r\n                                              Council, order, proclamation, \r\n                                              rule, regulation or bye-law;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;Ordinance &quot; includes an Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 32A&#8212;Extension of 1981-82 \r\n                                              Financial Year.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Notwithstanding anything to the \r\n                                              contrary, and for the purposes of \r\n                                              Government financial transactions \r\n                                              the period commencing on the 1st \r\n                                              day of July, 1982 and ending on \r\n                                              the 31st day of December, 1982 \r\n                                              shall be deemed to be part of the \r\n                                              1981-82 financial year.[ Inserted \r\n                                              and to be cited as the \r\n                                              Intrepretation Act (Amendment) \r\n                                              Law, 1982 (PNDCL 12),&nbsp; s.2]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 33&#8212;Commencement of&nbsp; this \r\n                                              Act.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              This Act shall come into operation \r\n                                              at the same time as the \r\n                                              Constitution.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 34&#8212;Repeals.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Each of the following is hereby \r\n                                              repealed: </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Interpretation Act, 1957 (No. \r\n                                              29).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 14 (2) of the Statutory \r\n                                              Instruments Act, 1959 (No. 52).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In paragraph 1 of the Table to \r\n                                              section 4 of the National Assembly \r\n                                              Act, 1959 (No. 78), the words &quot; \r\n                                              other than a Minister or \r\n                                              Parliamentary Secretary&#8221;.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">&nbsp;</p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n        <tr>\r\n          <td width="76" height="50" bgcolor="#003366">&nbsp;</td>\r\n          <td width="777" height="50">\r\n            <p align="center">\r\n              </table>\r\n            </td>\r\n        </tr>\r\n', 'First', 'Yes', 'CA 4');
