Digby v General Accident, Fire and Life Assurance Corporation Ltd The claimant was the chauffeur employed by the owner of a car. In a collision, the owner was injured, and, in proceedings in respect of that accident, she recovered damages against the chauffeur. The chauffeur thereupon claimed that he was entitled to be indemnified against the sum awarded as damages by the respondent insurance company under a policy issued by them to the owner.