<p>The Armed Forces (Civilian Employees) Regulations, 1977 L.I. 

1114 (A.F.) are amended as follows by insertion after article 315. 02 to 315.99 of the 

following:<br /><br />CHAPTER 316<br /><br />COMPENSATION FOR DEATH, INJURY OR DISEASE 

ATIRIBUTABLE TO SERVICE WITH THE ARMED FORCES (CIVILIAN EMPLOYEES)<br /><br />316.01 

Interpretation<br /><br />In this Chapter, unless the context otherwise requires,<br /><br 

/>"Dependant Child" means unmarried child under the age of 18 or a person in a training 

institution;<br /><br />"Dependant parent" means a parent who had been depending upon the 

deceased for at least one half of his or her financial support at the time of the deceased's 

death;<br /><br />"Civilian employee" in a case of a deceased employee includes his/her 

personal representative;<br /><br />"Minister" means the Minister of Defence.<br /><br />316.02 

Condition of award<br /><br />(1) Compensation shall be payable where the Minister accepts that 

injury or disease resulting in disablement or death is attributable to, or has been aggravated 

by, service with the Armed Forces.<br /><br />(2) No compensation shall be paid to a civilian 

employee or his estate where the death, injury or disease has been caused by,<br /><br />       

  (a)     his wilful misconduct; or<br /><br />         (b)     his wilful intent to bring 

about the death, injury or disease.<br /><br />(3) Without prejudice to the generality of this 

article, death, injury or disease of a civilian employee shall be deemed to be attributable to 

service with the Armed Forces in the absence of any wilful misconduct or wilful intent when<br 

/><br />         (a)     the death, injury or disease resulted as a natural consequence of 

performing<br /><br />official functions as an employee of the Armed Forces;<br /><br />-       

    (b)     the death, injury or disease resulted from an accident sustained by a civilian<br 

/><br />employee at his place of work if his presence there was connected with his official 

functions as an employee of the Armed Forces;<br /><br />          (c)     the death, injury or 

disease resulted from an accident sustained by a civilian<br /><br />employee whilst serving as 

an employee of the Armed Forces and immedi­ately before the accident such civilian employee was 

en route to or from his residence to a place where his presence was required for the 

performance of official functions as an employee of the Armed Forces;<br /><br />          (d)  

   the death, injury or disease was directly due to the presence of the civilian<br /><br 

/>employee in an area involving special hazards to the health or security of the civilian 

employee as a result of such hazards, and his presence there was required for the performance 

of his official functions as an employee of the Armed Forces;<br /><br />          (e)     the 

death, injury or disease occurred as a direct result of travelling by<br /><br />means of 

transportation furnished by or at the expense or direction of the Armed Forces in connection 

with the performance of official functions.<br /><br />(4) For the purposes of providing 

compensation for death, injury or disease, a student nurse or a candidate in training under the 

sponsorship of the Armed Forces for employ­ment by the Armed Forces shall be deemed to be a 

civilian employee.<br /><br />(5) The death, injury or disease resulting from an accident 

sustained by any person en route to or from his residence to a place where his presence is 

required as part of an em­ployment process shall be deemed to be attributable to service with 

the Armed Forces as if he had been employed immediately before the accident.<br /><br />(6) The 

compensation payable under these Regulations shall be in full satisfaction of any claim to 

which any civilian employee or his estate may be entitled under any law or Regulations except 

that no compensation under these Regulations shall prevent the sub­sequent payment of any award 

of death gratuity, and other benefits prescribed for the Civilian Employees of the Armed Forces 

under the terms and conditions of employment.<br /><br />(7) Notwithstanding any provisions on 

retirement pay, a civilian employee who suf­fers a permanent total incapacitation or a 

disability specified to be 100 percent under the Tables to Article 316. 07 or 316. 08 shall be 

retired on full pay provided the incapacity or disability is attributable to, or aggravated by, 

service with the Armed Forces.<br /><br />316.03 Claims against third parties<br /><br />(1) If 

a death, injury or disease for which compensation may be payable is caused in circumstances 

which create a legal liability on a third person or organisation to pay dam­ages therefor to a 

civilian employee, the Minister may, conditional to granting such com­pensation, require the 

civilian employee to assign to the Minister any right of action to enforce such a liability, or 

participate with the Minister in prosecuting such action.<br /><br /> (2) The civilian employee 

shall furnish the Minister with such data and evidence as may be available to him for 

prosecuting such action and render the Minister any assis­tance which may be required for 

prosecuting such action. He shall not settle any claim or action against such third person or 

organisation without the consent of the Minister, but the Minister shall be entitled to settle 

or require the employee to settle any claim or action against such third person upon such terms 

as seem reasonable to the Minister.<br /><br />(3) If a civilian employee either on his own or 

jointly with the Minister settles any claim against such claims, the proceeds derived therefrom 

shall be used,<br /><br />         (a)      to defray the cost of the suit or settlement, 

including reasonable fees; and<br /><br />         (b)     to reimburse the Minister for any 

compensation including expenses of<br /><br />medical and funeral services provided by the 

Minister with respect to the death, injury or disease, and<br /><br />the balance shall be paid 

over to the estate of the civilian employee and the Ministry's liability shall to that extent 

be reduced.<br /><br />316.04 Non-assignability<br /><br />(1) A civilian employee who may be 

entitled to compensation under these regulations may not assign his rights to another 

person.<br /><br />316. 05 Compensation for death<br /><br />(1) In the event of death of a 

civilian employee which is attributable to service with the Armed Forces, the Minister shall be 

responsible for<br /><br />          (a)     the preparation of the remains and all reasonable 

funeral expenses;<br /><br />         (b)      transportation expenses where transport is not 

provided; and<br /><br />         (c)      all reasonable medical, hospital and directly 

related expenses incurred by<br /><br />the civilian employee or his personal 

representative.<br /><br />316.06 Survivor's benefits<br /><br />(1) In the event of the death 

of a civil ian employee which is attributable to service with the Armed forces, the amount of 

compensation shall be a sum equal to sixty month's earnings.<br /><br />(2) Where the deceased 

made a nomination the compensation payable shall be con­sidered as forming part of his death 

benefits.<br /><br />316.07 Compensation for injury<br /><br />(1) Where permanent total is the 

result of from an injury the amount of compensation shall be a sum equal to ninety-six month's 

earnings.<br /><br /> (2) Where it is accepted that an injury of a civilian employee resulting 

in disability is attributable to, or has been aggravated by service with the Armed Forces, the 

Minister shall provide the civilian employee with the necessary medical service or pay all 

reason­able medical, hospital and directly related expenses incurred by him.<br /><br />(3) In 

the case of injury resulting in permanent total disability the amount of compen­sation shall 

be<br /><br />          (a)     in the case of an injury specified in the Table under this 

Article, a percent-<br /><br />age of the compensation which would have been payable in the 

case of permanent total disability specified therein as being the percentage of the loss of 

earning ability caused by that injury;<br /><br />          (b)     in the case of an injury 

not specified in the Table under this Article, compensation which would have been payable in 

the case of permanent total disabil­ity and proportionate to the loss of earning ability caused 

by the injury.<br /><br />(4) Where more injuries than one are caused by the same accident, the 

amount of compensation payable under the provisions of this Article shall be aggregated, but 

not so in any case as to exceed the amount which would have been payable if permanent total 

disability had resulted from the injuries.<br /><br />TABLE TO ARTICLE 316.07<br /><br 

/>Injury<br /><br />1.Loss of two limbs ................................................... 

.<br /><br />2.Loss of both hands or of all fingers and thumbs . .<br /><br />3.Loss of both 

feet .................................................... .<br /><br />4.Total loss of sight 

................................................... .<br /><br />5.Total paralysis 

........................................................ .<br /><br />6.Injuries resulting in 

being permanently bed-ridden         .<br /><br />7.Any other injury causing permanent total 

disablement   .<br /><br />8.Loss of arm at shoulder ........................................ 

.<br /><br />9.Loss of arm between elbow and shoulder .......... .<br /><br />10.Loss of arm at 

elbow ........................................... .<br /><br />11.Loss of arm between wrist and 

elbow ............... .<br /><br />12.Loss of arm at wrist 

............................................. .<br /><br />13.Loss of four fingers and thumb of 

one hand ..... .<br /><br />14.Loss of four fingers of one hand ........................ .<br 

/><br />15.Loss of thumb-both phalanges .......................... .<br /><br />16.Loss of 

thumb one phalanx ................................ .<br /><br />17.Loss of index finger-three 

phalanges ................ .<br /><br />18.Loss of index finger-two phalanges 

.................. .<br /><br />19.Loss of index finger-one phalanges .................. .<br 

/><br />Percentage of Injury<br /><br /> <br /><br />Disability<br /><br />100 100 100 100 100 

100 100<br /><br />80 70 70 70 70 50 50 35 10 15 10<br /><br />20.Loss of middle tinger-three 

phalanges ............. .<br /><br />21.Loss of middle finger-two phalanges ............... 

.<br /><br />22.Loss of middle finger-one phalanx .................... .<br /><br />23.Loss of 

ring finger-three phalanges .................. .<br /><br />24.Loss of ring finger-two 

phalanges ..................... .<br /><br />25.Loss of ring finger-one phalanges 

.................... .<br /><br />26.Loss of little finger-three phalanges .................. 

.<br /><br />27.Loss of little tinger-two phalanges ..................... .<br /><br />28.Loss 

of little finger-one phalanx ......................... .<br /><br />29.Loss of metacarpals-

first second (additional) . .<br /><br />30.Loss of metacarpals-third, fourth or fifth 

(additional)    .<br /><br />31.Loss of leg-at or above knee ............................. .<br 

/><br />32.Loss of leg-below knee ...................................... .<br /><br />33.Loss 

of foot .......................................................... .<br /><br />34.Loss of 

toes-all on one foot ................................ .<br /><br />35.Loss of toe-great, both 

phalanges .................... .<br /><br />36.Loss of toe-great, one phalanx 

.......................... .<br /><br />37.Loss of toe other than great 

............................... .<br /><br />38.Loss of sight of one eye 

..................................... .<br /><br />39.Loss of hearing one ear 

..................................... .<br /><br />40.Loss of remaining eye by one-eyed workman 

. .<br /><br />41.Total loss of hearing ............................................ .<br /><br 

/>42.Loss of remaining leg by one-legged workman .<br /><br />43.Loss of remaining arm by one-

armed workman           .<br /><br />44.Loss of mental capacity 

...................................... .<br /><br />45.Loss of upper or lower central incisor 

............... .<br /><br />46.Loss of upper or lower lateral incisor ................ .<br 

/><br />47.Loss of upper or lower canine ............................ .<br /><br />48.      

Loss of anyone posterior tooth, that is to say premolar or molar.<br /><br />49.Fracture of 

upper or lower jaw ............................ .<br /><br />Percentage of Disability<br /><br 

/>10 6 4 6 5 3 5 4 3 4 3<br /><br />75 60 40 20 10<br /><br />3 2 40 15 100<br /><br />100 100 

100 100<br /><br />3 2 2 1<br /><br />25<br /><br />316.08. Compensation for disfiguring 

injury<br /><br />(1) If personal injury of the description specified in any entry in column 1 

of the Ta­ble to this Article by accident attributable to military service is caused to a 

civilian em­ployee, the Minister of Defence shall pay as compensation an amount for such injury 

determined by the Minister not exceeding such percentage of the compensation payable in case of 

permanent total disability as specified in the corresponding entry in column II of the 

Table.<br /><br /> (2) The compensation payable under paragraph (1) of this article shall be 

irrespective of whether or not any compensation is payable under any other provision of this 

regulation; so however that any mutilation in respect of which compensation is provided under 

the Table under Article 313.12 shall not rank as disfigurement under the Table to this 

Article.<br /><br />(3) Where more injuries than one are caused by the same accident, the 

amount of compensation payable under this article shall be aggregated, but not so in any case 

as to exceed the amount which would have been payable if permanent total disability had re­

sulted from the injuries.<br /><br /> (1) Mutilation or amputation of one ear         .<br 

/><br />(2)<br /><br />15<br /><br />(3) (4) (5) (6)<br /><br />Deformity of the hand through 

the loss all the three Phalanges of a finger<br /><br />                                        

   and the metacarpals of the hand          .<br /><br />                                       

     Mutilation or amputation of nose          .<br /><br />                              

Conspicuous deformity of face generally          .<br /><br />Conspicuous deformity of external 

appearance generally, other than face<br /><br />                                               

                                                   Functional loss of genital organs   .<br 

/><br />20 30 50 40 85<br /><br />316.09 Occupational disease<br /><br />(1) The Minister may, 

by instructions published for the guidance of civilian employees extend the provisions of this 

chapter to disablement or death certified as caused by any dis­ease specified in the 

instructions, and compensation shall, subject to the provisions of this article be payable as 

if any disease so specified, if the disease is due to the performance of duty and contracted 

within a period of twelve months previous to the date of the civilian employee's disablement, 

were a personal injury attributable to military service.<br /><br />(2) The Minister may 

specify in any instructions made under this Article that any dis­ease shall, unless otherwise 

certified by a medical board or unless the Minister can prove to the contrary, be deemed to 

arise in the course of duty if the officer or man who con­tracts any such disease was within a 

period of twelve months previous to the date of dis­ablement by such disease engaged in the 

process or processes specified in the instructions in relation to that disease.<br /><br />(3) 

No compensation shall be payable under the provisions of this Article in respect of disablement 

or death of a civilian employee if the disablement begins or the death happens as the case may 

be more than twelve months after the civilian employee has ceased to be a civilian employee of 

the Armed Forces, but if the incubation period of the disease is more than twelve months, such 

a period shall be taken into account, except where the death of a civilian employee has been 

preceded by any period of disablement due to the disease causing the death in respect of which 

the Minister is liable under this regulation.<br /><br />316. 10 International claims<br /><br 

/>(1) Where death, injury or disease for which compensation may be payable occurs while a 

civilian employee is in the service of or on secondment to, an international body or 

organisation the Minister may claim from such a body or organisation compensation based on the 

rates applicable to the permanent employees of the body or organisation.<br /><br /> (3) The 

Board may be consulted by the Minister on any matter connected with the implementation and 

administration of the regulations.<br /><br />(4) For the purpose of advising the Minister on 

the eligibility or entitlement of a claimant, the Board may require a claimant, or other 

persons claiming on his behalf or a medical officer involved in the claim to appear before the 

Board or to produce such documentary or medical evidence as the Board may require in support of 

the claim.<br /><br />(5) Failure to provide any evidence required by the Board or refusal to 

appear before the Board when required may bar payment of compensation.<br /><br />(6) The 

Advisory Board may make arrangements for a Medical Board to be consulted on the medical aspects 

of a claim.<br /><br />(7) A claim for compensation shall be submitted in the form prescribed 

under the table below to the Commanding Officer or Head of Department of the affected civilian 

employee who shall forward it to the General Headquarters of the Armed Forces.<br /><br />TABLE 

TO ARTICLE 316.12 PART I<br /><br />APPLICATION FOR COMPENSATION FOR INJURY OR DISEASE 

ATfRlBUTABLE TO SERVICE WITH THE ARMED FORCES<br /><br />1.    I hereby apply for compensation 

for (injury/disease, death) under the terms of Chapter 316 of Armed Forces Regulations 

(Civilian Employees).<br /><br />2.No: .................. Status: ...................... Name: 

....................................... .<br /><br />      

.............................................................. .. Unit: 

.....................................   .<br /><br />3.    I assign my right to enforce this 

claim against the tort feasor to the Minister of Defence and no other person shall have the 

right to pursue this claim.<br /><br />4.    1 understand and agree to offer any assistance 

which may be requested by the Minister of De­fence for the pursuance of this claim and I shall 

have no right of indemnity or damages against the Minister or any officer or man for any loss 

or damage which I may suffer as a consequence of any negligence or breach of contract in or 

arising out of the enforcement of this claim.<br /><br />5.Give brief facts of case (attach 

documentary proof) ......................... .<br /><br />          Date: 

................................... .<br /><br />Signature of Applicant<br /><br /> (2) The 

amount of compensation payable by the Minister to a civilian employee or his beneficiary shall 

be based on his local earnings in Ghana.<br /><br />316. 11 Reporting of death, injury or 

disease<br /><br />(1) Death, injury or disease which appears to be attributable to service 

with the Armed Forces shall be reported as soon as practicable to the General Headquarters of 

the Armed Forces and to the Military Hospital or the Local Medical Reception Station.<br /><br 

/>(2) In addition, in the case of all fatal and other serious accidents, the Commanding Officer 

or Head of Department of the victim shall convene a Board of Inquiry to investi­gate and report 

upon the accident giving in particular,<br /><br />         (a)      the date, time and place 

of the accident;<br /><br />        (b)      the name of all persons present;<br /><br />       

  (c)      the details of actual duties being performed at the time of the accident;<br /><br 

/>        (d)      the statement of witnesses;<br /><br />         (e)      the most complete 

and obtainable medical report or information;<br /><br />         (j)      the names of all 

persons injured distinguishing between civilian employees<br /><br />and other personnel;<br 

/><br />         (g)     the report of any pending proceedings or actual findings of a Civil 

Court,<br /><br />the report of the board and the comments of the Commanding Officer or Head of 

De­partment shall be forwarded to the Advisory Board on Compensation Claims through the General 

Headquarters of the Armed Forces.<br /><br />316. 12 Advisory Board on compensation claims<br 

/><br />(1) There shall be established an advisory board on compensation claims which shall be 

composed of the following:<br /><br />         (a)     the Director-General of Personnel 

Administration as Chairman;<br /><br />         (b)      the Director of Legal Services;<br 

/><br />         (c)      the Director of Medical Services;<br /><br />         (d)      the 

Defence Financial Controller;<br /><br />         (e)      the Director of Civilian 

Establishment; and<br /><br />          (j)     , the Assistant Director of Legal Services-

Member/Secretary.<br /><br />(2) The Board shall make recommendations through the Chief of 

Defence Staff to the Minister concerning claims for compensation under these Regulations.<br 

/><br />PART VI COMMENTS/COMMENDATION BY DLS/DMR<br /><br />                                    

          Date:    .<br /><br />Signature of DLSIDMR<br /><br />PART VII 

COMMENTS/RECOMMENDATION BY CDS<br /><br 

/>.............................................................................................

...................................................<br /><br />                                 

             Date:    .<br /><br />Signature of CDS<br /><br />PART VIII<br /><br />APPROVAL BY 

MINISTER OF DEFENCE<br /><br 

/>.............................................................................................

...................................................<br /><br />                                 

             Date:    .<br /><br />Signature of Minister of Defence<br /><br />[Date of Gazette 

notification: 12th  May, 2000]<br /><br />Entry into force: 18th May, 2000]<br /><br />HEAD OF 

DEPARTMENT/CO'S COMMENTS<br /><br />                                              Date:     

.<br /><br />Signature of Head of Dept/CO<br /><br />PART II DIRECTOR-GENERAL/FORMATION 

COMMANDER'S COMMENTS<br /><br />                                              Date:    .<br 

/><br />Signature of DOlFmm Comd<br /><br />PART III<br /><br />SERVICE COMMANDER'S 

COMMENTS<br /><br />                                              Date:    .<br /><br 

/>Signature of Svc Comd<br /><br />PART IV<br /><br />RECOMMENDA nON/COMMENTS BY DMS<br /><br 

/>                                              Date:    .<br /><br />Signature of DMS<br /><br 

/>PART V COMMENTS/RECOMMENDATIONS BY DFC<br /><br />                                            

  Date:     .<br /><br />Signature of DFC </p>