REUBEN DELOR OF KETA VRS NORLI FOLI OF KETA  The dispute arose out of a contract of loan; a creditor (Delor) lent money to a debtor (Foli) who undertook in the contract to repay by monthly instalments, secured the loan with his lorry, and gave his creditor the right, in default of payment, to seize the lorry for the debt.