Gowers and Others v Lloyds & National Provincial Foreign Bank Ltd G, a retired officer in the colonial customs service and in receipt of a pension, from 1916 to 1926 collected his pension from the defendant bank, with which he had an account, coming to the bank in person. In 1926 G changed his place of residence and thereafter collected his pension by post through the defendant bank by means of receipt forms sent direct to him by the plaintiffs.