INSERT INTO `legislativeinstrument` (`id`, `title`, `Content`, `subjectmatter`, `isshow`, `liname`) VALUES
(109, 'ASSETS AND BANK ACCOUNTS (SCHEDULE) (AMENDMENT) INSTRUMENT, 1978 (LI 1141).', ' <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              IN exercise of the powers \r\n                                              conferred on the Supreme Military \r\n                                              Council by section 12 of the \r\n                                              Assets and Bank Accounts Decree, \r\n                                              1972 (N.R.C.D. 8), this Instrument \r\n                                              is made this 18th day of May, \r\n                                              1978.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Schedule to N.R.C.D. 8 \r\n                                              Amended.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              The Schedule to the Assets and \r\n                                              Bank Accounts Decree, 1972 (N.R.C.D. \r\n                                              8) as amended is hereby further \r\n                                              amended by the addition of the \r\n                                              following:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;G. E. A. and Associates Limited</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              G. E. A. Packaging Limited</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              G. E. A. Chemicals Limited</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Larweh Trading Enterprise</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Gavoh Farms Limited</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Faith Works Limited</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Messrs. Exportaco</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              George Emmanuel Amuah</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Vashi Chataram Khubchandani</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Poonam Vashi Khubchandani</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Dorothy Henrietta Amuah</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Rajah Chataram Khubchandani</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Neena Rajah Khubchandani</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Joseph Larweh Agbo and Wife.&#8221;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              GENERAL I. K. ACHEAMPONG</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Chairman of the Supreme Military \r\n                                              Council</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Date of Gazette Notification: 26th \r\n                                              May, 1978.</span>', 'ASSETS AND BANK ACCOUNTS', 'Yes', ''),
(110, 'ASSETS AND BANK  ACCOUNTS (SCHEDULE) (AMENDMENT) (NO. 17) INSTRUMENT, 1975 (LI 1058).', '     <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              IN exercise of the powers \r\n                                              conferred on the Supreme Military \r\n                                              Council by section 12 of the \r\n                                              Assets and Bank Accounts Decree, \r\n                                              1972 (N.R.C.D. 8) this Instrument \r\n                                              is made this 10th day of November, \r\n                                              1975.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Schedule to N.R.C.D. 8 \r\n                                              Amended.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              The Schedule to the Assets and \r\n                                              Bank Accounts Decree, 1972 (N.R.C.D. \r\n                                              8) as amended is hereby further \r\n                                              amended by the addition of the \r\n                                              following:&#8212;</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">&quot;Alhaji \r\n                                              Hamza and his wife;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Awudu Saana Abduramani and his \r\n                                              wife;&quot;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              COLONEL I. K. ACHEAMPONG</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Chairman of the Supreme Military \r\n                                              Council</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette Notification: 14th \r\n                                              November, 1975.</span></p>\r\n', 'ASSETS AND BANK ACCOUNTS', 'Yes', '');
INSERT INTO `legislativeinstrument` (`id`, `title`, `Content`, `subjectmatter`, `isshow`, `liname`) VALUES
(111, 'BANKING REGULATIONS, 1973 (LI 830).', ' <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              IN exercise of the powers \r\n                                              conferred on the Commissioner \r\n                                              responsible for Finance by section \r\n                                              40 of the Banking Act, 1970 (Act \r\n                                              339), after consultation with the \r\n                                              Bank of Ghana these Regulations \r\n                                              are made this 12th day of July, \r\n                                              1973.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 1&#8212;Advances to Firms \r\n                                              Bank&#8217;s Directors have Interest.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No bank shall grant to any \r\n                                              firm or company in which any of \r\n                                              the directors of that bank is \r\n                                              interested as a partner, a \r\n                                              guarantor or is one of the \r\n                                              principal shareholders any \r\n                                              unsecured loan or unsecured credit \r\n                                              facility in excess of, in the \r\n                                              aggregate and outstanding at any \r\n                                              one time, twenty per centum of the \r\n                                              annual turnover of such firm or \r\n                                              company for the previous year.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (2) For the purposes of \r\n                                              sub-regulation (1) of this \r\n                                              regulation &#8220;principal shareholder&#8221; \r\n                                              means a person owning not less \r\n                                              than thirty per centum of the \r\n                                              capital of the firm or company \r\n                                              concerned.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 2&#8212;Advances to Bank&#8217;s \r\n                                              Directors.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              No bank shall grant in any one \r\n                                              year to any of the directors of \r\n                                              such bank any unsecured advances \r\n                                              or unsecured credit facilities \r\n                                              exceeding the annual fees payable \r\n                                              to that director by the bank.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 3&#8212;Commercial, \r\n                                              Agricultural, Etc., Activities of \r\n                                              Banks.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              The provisions of subsection (1) \r\n                                              of section 12 of the Act shall not \r\n                                              apply where a bank with the \r\n                                              approval in writing of the Bank of \r\n                                              Ghana engages in commercial, \r\n                                              agricultural or industrial \r\n                                              undertaking as a model, for \r\n                                              experiment, research or \r\n                                              educational purposes.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 4&#8212;Disposition of Bank&#8217;s \r\n                                              Interest.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Where a bank lawfully acquires any \r\n                                              interest in satisfaction of a debt \r\n                                              due to it under subsection (3) of \r\n                                              section 12 of the Act but fails to \r\n                                              dispose of such interest within \r\n                                              one year after the acquisition of \r\n                                              that interest it shall apply in \r\n                                              writing to the Bank of Ghana \r\n                                              stating&#8212;</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the nature and value of the \r\n                                              said interest;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the reasons why the said \r\n                                              interest was not disposed of \r\n                                              within the prescribed period;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (c) a reasonable period within \r\n                                              which the said interest may be \r\n                                              disposed of.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 5&#8212;Banks to Submit \r\n                                              Returns.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Every bank shall submit to the \r\n                                              Bank of Ghana&#8212;</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) not later than twenty-one days \r\n                                              after the end of the last day of \r\n                                              every month a statement in Form \r\n                                              BEX-5 set out in Part I of the \r\n                                              Schedule to these Regulations \r\n                                              showing the bank''s assets and \r\n                                              liabilities as at the close of \r\n                                              business on such last day; and\r\n                                              </span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) not later than twenty-one days \r\n                                              after the end of the last day of \r\n                                              every month a statement in Form \r\n                                              BEX-6 set out in Part II of the \r\n                                              Schedule to these Regulations \r\n                                              showing an analysis of loans, \r\n                                              advances and overdrafts granted by \r\n                                              that bank during every such month \r\n                                              and for the six-month period \r\n                                              ending respectively in June and \r\n                                              December.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Regulation 6&#8212;Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              In these Regulations&#8212;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;Act&#8221; means the Banking Act, 1970 \r\n                                              (Act 339);</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;bank&#8221; has the meaning assigned to \r\n                                              it by section 47 of the Act.</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              SCHEDULE</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              PART I</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              Form BEX-5</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              BANK OF GHANA</span></p>\r\n\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              BANK EXAMINATION DEPARTMENT</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              MONTHLY STATEMENT OF ASSETS AND \r\n                                              LIABILITIES OF BANKING \r\n                                              INSTITUTIONS OPERATING IN GHANA AT \r\n                                              THE CLOSE OF BUSINESS \r\n                                              ON..............................................</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              SECTION I&#8212;GENERAL PARTICULARS</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Name of Bank \r\n                                              ........&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;........................&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              2. Number of Branches in Ghana as \r\n                                              at the close of business on \r\n                                              ...........................</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Details</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Eastern Region including \r\n                                              Accra&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Central Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Western Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) Volta Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ....&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Ashanti Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Brong-Ahafo Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vii) Northern Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (viii) Upper Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Branches, the returns of which \r\n                                              are not included in this statement</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;........&#8230;..</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..&#8230;........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..&#8230;&#8230;&#8230;........</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..&#8230;........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..&#8230;&#8230;&#8230;........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..&#8230;........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..&#8230;&#8230;........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              STATEMENT OF ASSETS</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              1. CASH AND BALANCES DUE FROM \r\n                                              BANKS&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) CASH ON HAND. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Ghana Currency Notes and \r\n                                              Coin&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Foreign Currency Notes and \r\n                                              Coin&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp; \r\n                                              &#8230;&#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (b) BALANCES WITH BANK OF GHANA&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Sight Balances . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Reserve Balances&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Special Deposits&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp; &#8230;&#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) BALANCES WITH OTHER \r\n                                              BANKS&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Resident Banks. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Non-Resident Banks&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;. \r\n                                              .&nbsp;&nbsp; &#8230;&#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;..</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (d) BALANCES INCLUDING CHEQUES, \r\n                                              REMITTANCES, ETC. IN TRANSIT&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Resident Banks. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Non-Resident Banks&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              ...&#8230;&#8230;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. BILLS DISCOUNTED (Short-Term \r\n                                              Investments)&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Ghana Government Bills:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) Ghana Government Treasury \r\n                                              Bills . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (b) Ghana Government Promissory \r\n                                              Note&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Foreign Government Treasury \r\n                                              Bills&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;..</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              OTHER BILLS</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Domestic </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) Cocoa Bills. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (b)&nbsp; Other Bills. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Foreign&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;..</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;..</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. OVERDRAFTS, LOANS AND ADVANCES \r\n                                              ON CURRENT ACCOUNTS&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Resident Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (ii) Non-Resident \r\n                                              Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              4. OTHER LOANS AND ADVANCES&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Resident Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Non-Resident \r\n                                              Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp; &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              5. SECURITIES&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Ghana Government \r\n                                              Stocks/Bonds&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Other Stocks/Bonds issued in \r\n                                              Ghana&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Foreign Securities&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp; &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              6. INVESTMENTS&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              In Ghana Enterprises&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (ii) In Enterprises abroad&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp; \r\n                                              &#8230;&#8230;..&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              7. FIXED ASSETS AND OTHER REAL \r\n                                              ESTATES&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Bank Premises&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Premises for Staff and Staff \r\n                                              amenities. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Other property acquired by \r\n                                              legal rights&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) Furniture, fixtures and \r\n                                              equipment&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Motor vehicles&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              8. OTHER ASSETS (State details in&nbsp; \r\n                                              Annex 1)</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Including Staff Pensions Funds \r\n                                              income accounts but excluding \r\n                                              cover for Contingent Liabilities</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Others &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;..&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              TOTAL ASSETS&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ____________</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ____________&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              DEPRECIATION AND PROVISIONS FOR \r\n                                              BAD AND DOUBTFUL DEBTS </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              A. TOTAL DEPRECIATION ON ASSETS</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Bank premises</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Staff premises</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Other properties</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (iv) Furniture, fixtures and \r\n                                              equipment</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Motor vehicles</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              B. PROVISIONS FOR BAD AND DOUBTFUL \r\n                                              DEBTS&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              LIABILITIES</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. AUTHORISED CAPITAL. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. PAID-UP CAPITAL&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. RESERVE FUNDS&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              General Reserve&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Profit and Loss \r\n                                              Account&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Other Reserves . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              4. BALANCES INCLUDING CHEQUES, \r\n                                              REMITTANCES, ETC. IN TRANSIT. \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Other Banks in Ghana&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Banks abroad&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&#8230;...&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;... </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              5. BORROWINGS&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              From Bank of Ghana&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Local Banks&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Non-Resident Banks&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&#8230;.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;..&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              6. DEPOSITS&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Deposits of Banks: </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Other Banks in Ghana&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Banks abroad&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Deposits of Non-Banking \r\n                                              Institutions, the Public and \r\n                                              Government&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&#8230;... &#8230;&#8230;... </span>\r\n\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Demand Deposits&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Resident Accounts:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Individuals, Partnerships and \r\n                                              Companies&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Government Departments&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (iii)&nbsp; Government \r\n                                              Institutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (iv) State Corporations&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (v) Other Demand Deposits&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Non-Resident \r\n                                              Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&#8230;.&nbsp;&nbsp; </span>\r\n\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Time Deposits&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Resident Accounts:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Individuals, Partnerships and \r\n                                              Companies</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Government Departments&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) Government Institutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (v) State Corporations&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Other Time Deposits&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (vii) Non-Resident Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&#8230;... </span>\r\n                                              </p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;...</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;..</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Savings Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Resident Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Individuals, Partnerships and \r\n                                              Companies&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Government Departments&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) Government Institutions&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Other Savings Accounts. \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (vi) Non-Resident Accounts. \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&#8230;.&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;..&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              7. MARGINS AGAINST CONTINGENT&nbsp; \r\n                                              LIABILITIES&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              of which&#8212;(i) Resident \r\n                                              Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Non-Resident Accounts&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ...........&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n                                              </p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              8. OTHER LIABILITIES excluding \r\n                                              CONTINGENT&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              LIABILITIES (State details in \r\n                                              Annex II)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              of which&#8212;(a) Interest Due on&nbsp; \r\n                                              Deposits&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              . .</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (b) Tax Payments, Staff Pension \r\n                                              Funds&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;... </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              TOTAL&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&nbsp;&nbsp;&nbsp;&nbsp; &#8230; \r\n                                              ________________________</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ________________________&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              STATEMENT OF CONTINGENT \r\n                                              LIABILITIES</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Liability on Acceptances&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. .&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Liability on Confirmed Documentary \r\n                                              Credits&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . . &#8230;&#8230;&#8230;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n                                              </p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Liability on Guarantees, \r\n                                              Endorsements and other \r\n                                              Obligations&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              BANK OF GHANA</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              BANK EXAMINATION DEPARTMENT</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ANNEX I</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ANALYSIS OF OTHER ASSETS</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              BANK OF GHANA</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              BANK EXAMINATION DEPARTMENT</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ANNEX II</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              ANALYSIS OF OTHER LIABILITIES</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              PART II</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Form BEX-6</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              BANK OF GHANA</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              BANK EXAMINATION DEPARTMENT</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              MONTHLY ANALYSIS OF OVERDRAFTS, \r\n                                              LOANS AND ADVANCES OF BANKING \r\n                                              INSTITUTIONS OPERATING IN GHANA AT \r\n                                              THE CLOSE OF BUSINESS \r\n                                              ON&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;...</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Name of Bank \r\n                                              .................................................&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;....&#8230;............</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Number of Branches in Ghana as \r\n                                              at the close of business on \r\n                                              ..................................&#8230;&#8230;&#8230;.....</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Details:</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Eastern Region including \r\n                                              Accra&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              .&#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Central Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;...........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Western Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Volta Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Ashanti Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Brong-Ahafo Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vii) Northern Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (viii) Upper Region&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Branches, the returns of which \r\n                                              are not included in this Statement \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;..&nbsp;&nbsp;&nbsp;&nbsp; &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &#8230;&#8230;&#8230;&#8230;&#8230;..........</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              BANK OF GHANA</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              BEX-6</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              BANK EXAMINATION DEPARTMENT</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              NAME OF \r\n                                              BANK...........................................................&#8230;&#8230;&#8230;&#8230;&#8230;.......................................................</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              MONTHLY ANALYSIS OF OVERDRAFTS, \r\n                                              LOANS AND ADVANCES OF BANKING \r\n                                              INSTITUTIONS OPERATING IN GHANA AT \r\n                                              THE CLOSE OF BUSINESS \r\n                                              ON.......................&#8230;&#8230;&#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              RESIDENT CURRENT ACCOUNTS ONLY</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sector </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Public </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Co-operative PRIVATE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Total&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sole Proprietor&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Limited \r\n                                              Liability Company&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Customer by type of&nbsp; \r\n                                              Industry&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of Customes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              AGRICULTURAL,&nbsp; FORESTRY AND \r\n                                              FISHING</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Cocoa Production</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (ii) Livestock breeding</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Poultry farming</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) Other agriculture</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Forestry</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Logging</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (vii) Fishing</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              MINING AND QUARRYING</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Bauxite</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) \r\n                                              Diamonds&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              TOTAL \r\n                                              C/F&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sector </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Public </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Co-operative PRIVATE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n                                              </p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Total&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sole Proprietor&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Limited \r\n                                              Liability Company&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Customer by type of&nbsp; \r\n                                              Industry&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of </span>\r\n\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. \r\n                                              of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Total B/F</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii)&nbsp; Gold</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) Manganese </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Quarrying</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Other mining activity</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              MANUFACTURING</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i)&nbsp; \r\n                                              Food, drink and tobacco</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (ii) Textile</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Sawmilling and&nbsp; Wood \r\n                                              Processing</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) Chemicals and fertilisers</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Iron and steel</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Boat/Ship building and \r\n                                              repairs</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(vii)Manufacturing \r\n                                              of motor vehicle</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (viii) Other unclassified</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              CONSTRUCTION</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Construction and \r\n                                              Works&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              TOTAL \r\n                                              C/F&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sector </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Public </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Co-operative PRIVATE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Total&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sole Proprietor&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Limited \r\n                                              Liability Company&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Customer by type of&nbsp; \r\n                                              Industry&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Total B/F</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              CONSTRUCTION&#8212;Contd.</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Building Construction</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ELECTRICITY, GAS AND WATER</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Electric, light and power</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Gas manufacture and \r\n                                              distribution</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Water Supply</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              COMMERCE</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Import trade:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) Motor vehicle import and \r\n                                              distribution.</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (b) Machinery and heavy equipment</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) Other Import Items</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Export trade:</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) Cocoa exports</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) Timber exports</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (c) Other export \r\n                                              items&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              TOTAL \r\n                                              C/F&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sector </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Public </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Co-operative PRIVATE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Total&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sole Proprietor&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Limited \r\n                                              Liability Company&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Customer by type of&nbsp; \r\n                                              Industry&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Total B/F</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Cocoa marketing</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (iv) Timber marketing</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Diamond marketing</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Other financial institutions:</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) Hire purchase companies</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) Insurance companies and \r\n                                              corporations</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (c) Building societies and \r\n                                              corporations</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vii) Other unclassified</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              TRANSPORT, STORAGE AND \r\n                                              COMMUNICATION</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Railway transport</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Road transport</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Ocean and other water \r\n                                              transport</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) Air \r\n                                              transport&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              TOTAL \r\n                                              C/F&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sector </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Public </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Co-operative PRIVATE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n                                              </p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Total&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sole Proprietor&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Limited \r\n                                              Liability Company&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Customer by type of&nbsp; \r\n                                              Industry&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No. of Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Amount&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No. of \r\n                                              Customers&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Total B/F</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) Storage and Warehousing</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (vi) Communication</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              SERVICE</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              Business services</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) Recreation services</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) Personal Services</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) Other&nbsp; services including \r\n                                              Government services</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              MISCELLANEOUS&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Grand \r\n                                              Total&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Signature&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;..</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Bank&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Date&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;&#8230;.</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              COLONEL I. K. ACHEAMPONG</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Chairman of the National \r\n                                              Redemption Council and \r\n                                              Commissioner Responsible for \r\n                                              Finance</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette Notification: 20th \r\n                                              July, 1973.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              CHIEFTAINCY (PROCEEDINGS AND \r\n                                              FUNCTIONS) (TRADITIONAL COUNCILS) \r\n                                              REGULATIONS, 1973 (LI 827).</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              WHEREAS by section 28 (2) of the \r\n                                              Chieftaincy Act, 1971 (Act 370), \r\n                                              the jurisdiction conferred on \r\n                                              Traditional Councils by section 15 \r\n                                              of the said Act is required to be \r\n                                              exercised by a Judicial Committee:\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              AND WHEREAS the said section 28 \r\n                                              (2) provides that the provisions \r\n                                              of the said Act relating to the \r\n                                              proceedings and functions of a \r\n                                              judicial committee of a Regional \r\n                                              House of Chiefs should apply to \r\n                                              the proceedings and functions of&nbsp; \r\n                                              a judicial committee of a \r\n                                              Traditional Council with such \r\n                                              modifications as may be prescribed \r\n                                              by the Commissioner by regulations \r\n                                              made under section 62 of the said \r\n                                              Act:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              AND WHEREAS the Commissioner is \r\n                                              satisfied that the appearance of \r\n                                              Counsel before judicial committees \r\n                                              of Traditional Councils is for the \r\n                                              time being inexpedient:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              NOW THEREFORE in exercise of the \r\n                                              powers conferred on the \r\n                                              Commissioner responsible for \r\n                                              Chieftaincy matters by section 62 \r\n                                              of the Chieftaincy Act, 1971 (Act \r\n                                              370) this Regulation is made this \r\n                                              27th day of&nbsp; June, 1973.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 1&#8212;Section 24 (4) of Act \r\n                                              370 modified in its Application to \r\n                                              Judicial Committees of Traditional \r\n                                              Councils.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Subsection (4) of section 24 of \r\n                                              the Chieftaincy Act, 1971 (Act \r\n                                              370) shall, in its application to \r\n                                              judicial committees of Traditional \r\n                                              Councils be deemed to have been \r\n                                              modified so as to read as \r\n                                              follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &#8220;Any party to proceedings before a \r\n                                              judicial committee of a \r\n                                              Traditional Council or any person \r\n                                              required or entitled to appear \r\n                                              before such a committee shall \r\n                                              appear in person and not by \r\n                                              Counsel.&#8221;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 180.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              COLONEL I. K. ACHEAMPONG</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 180.0pt">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Chairman of the National \r\n                                              Redemption Council</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette Notification: 29th \r\n                                              June, 1973.</span></p>', 'BANKING REGULATIONS', 'Yes', '');
INSERT INTO `legislativeinstrument` (`id`, `title`, `Content`, `subjectmatter`, `isshow`, `liname`) VALUES
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5.4pt;\r\n	mso-para-margin-top:0in;\r\n	mso-para-margin-right:0in;\r\n	mso-para-margin-bottom:10.0pt;\r\n	mso-para-margin-left:0in;\r\n	line-height:115%;\r\n	mso-pagination:widow-orphan;\r\n	font-size:11.0pt;\r\n	font-family:"Calibri","sans-serif";\r\n	mso-ascii-font-family:Calibri;\r\n	mso-ascii-theme-font:minor-latin;\r\n	mso-fareast-font-family:"Times New Roman";\r\n	mso-fareast-theme-font:minor-fareast;\r\n	mso-hansi-font-family:Calibri;\r\n	mso-hansi-theme-font:minor-latin;}\r\n</style>\r\n<![endif]-->\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">ARRANGEMENT OF REGULATIONS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">PART I- LICENCES FOR SCHEDULED\r\nJOURNEYS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">1. Application of Part I<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">2. Application for licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">3. Objections and representations<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">4. Provisional Licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">5. Grant of Licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">6. Publication of decision<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">7. Conditions of licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">8. Conveyance of mails<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">PART II- LICENCES FOR NON-SCHEDULED\r\nJOURNEYS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">9. Application of Part&nbsp; II<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">10. Application for licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">11. Provisional licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">12. Grant of licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">PART III- TOURISTS OR GROUP CHARTER\r\nSERVICES<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">13. Application for licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">PART IV - <span style="">&nbsp;</span>GENERAL PROVISIONS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">14. Tariffs<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">15. Duties of holder of licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">16. Revocation or suspension of\r\nlicence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">17. Surrender of licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">18. Transfer of licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">19. Variation of licence<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">20. No fees to be refundable<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">21. Interpretation.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">SCHEDULES<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">IN exercise of the powers conferred\r\non the Supreme Military Council by sections 11 and 12 of the Civil Aviation\r\nAct, 1958 (No. 37), these Regulations are made this 7th day of June, 1976.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">PART\r\nI- LICENCES FOR SCHEDULED JOURNEYS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 1- Application of Part I.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">This Part shall not apply to the\r\ncarriage of passengers, mail or&nbsp; freight by air for hire or reward on\r\njourneys other than scheduled journeys.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 2- Application for\r\nLicence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) Any holder of an air operator''s\r\ncertificate granted under regulation 4 of the Civil Aviation Regulations, 1970\r\n(L.I. 674) may apply to the Licensing Authority in the form contained in the\r\nFirst Schedule for a licence to use aircraft in Ghana for the carriage of&nbsp;\r\npassengers, mail or freight for hire or reward upon scheduled journeys.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) Six copies of the application\r\nshall be submitted accompanied by a fee of ¢200.00.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(3) For the purpose of determining\r\nthe application the applicant shall give to the Licensing Authority such\r\nfurther information as the Licensing Authority may reasonably require.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 3- Objections and\r\nRepresentations.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) The Licensing Authority shall\r\npublish in the Gazette the following particulars of any application for a\r\nlicence under this Part: - <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a) applicant''s\r\nname and address;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) applicant''s\r\nbusiness name;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(c) the\r\nproposed routes;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(d) the\r\nproposed times and frequency of the service;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(e) the\r\nproposed date of commencement of the service;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(f) the period\r\nfor which the licence is required.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) Any person who objects to the\r\napplication or who wishes to make any representation in respect of it shall\r\nwithin 21 days after the publication of the particulars send his objection or\r\nrepresentation in writing signed by him to the Licensing Authority and serve a\r\ncopy on the applicant for the licence.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(3) Every objection or\r\nrepresentation shall specify the application to which it relates and shall\r\nstate concisely the grounds on which it is made.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(4) Upon receipt of an objection or\r\nrepresentation under sub-regulation (2) of this regulation, the applicant may\r\nwithin seven days send his reply thereto to the Licensing Authority and to the\r\nperson making the objection or representation.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(5) The Licensing Authority shall\r\nnot proceed to determine the application until at least 28 days have expired\r\nafter the publication of the application in the Gazette.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(6) Where the Licensing Authority\r\nthinks fit, it may appoint any person to enquire into any objections or\r\nrepresentations made under this regulation, and such person shall in writing\r\nreport his findings to the Licensing Authority.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(7) Both the applicant and the\r\nperson making the objection or representation shall be entitled to appear and\r\nbe heard at any enquiry referred to in sub-regulation (6) of this regulation.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 4- Provisional Licence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) The Licensing Authority may,\r\npending consideration of an application for a licence, grant to the applicant a\r\nprovisional licence to use in Ghana for the carriage of passengers, mail or\r\nfreight for hire or reward such aircraft, on such scheduled journeys, and\r\nsubject to such conditions, as may be specified in the provisional licence.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) A provisional licence shall be\r\nvalid until the application is approved or refused by the Licensing Authority.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(3) A provisional licence may if the\r\nLicensing Authority thinks fit be limited to the carriage of passengers or to\r\nthe carriage of freight.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 5- Grant of Licence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) The Licensing Authority may,\r\nsubject to the requirements of any enactment for the time being in force, grant\r\nto any applicant a licence to use in Ghana for the carriage of passengers, mail\r\nor freight for hire or reward such aircraft, on such scheduled journeys, and\r\nsubject to such conditions, as may be specified in the licence.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) Upon the grant of a licence\r\nunder this regulation the person to whom it is granted shall pay to the\r\nLicensing Authority, on or before the day on which the licence is expressed to\r\ntake effect, a fee of ¢150.00 in respect of each year or part of a year of the\r\nperiod for which the licence is expressed to remain in force.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(3) A licence granted under this\r\nregulation shall be valid for such period not exceeding five years commencing\r\nfrom the date of issue of the licence as the Licensing Authority may specify in\r\nthe licence:<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Provided that if on the expiration\r\nof the said period of validity of the licence the holder has applied to the\r\nLicensing Authority for the renewal of the Licence the licence shall remain\r\nvalid until such time as the Licensing Authority renews the licence or\r\notherwise decides.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 6- Publication of\r\nDecision.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">The Licensing Authority shall\r\npublish in the Gazette in the manner prescribed in the Second Schedule its\r\ndecision in respect of the granting, suspension or revocation of any licence\r\nunder this Part.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 7- Conditions of Licence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) It shall be a condition of every\r\nlicence that the holder of&nbsp; the licence and any person having a financial\r\ninterest in the business of the holder of the licence shall refrain from\r\nstipulating that any other person shall: - <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a) refuse\r\nbooking facilities to any other holder of a licence; or<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) afford such\r\nfacilities to such other holder only on terms less favourable to that holder\r\nthan the terms which are enjoyed by the first-mentioned holder.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) Any licence may if the licensing\r\nAuthority thinks fit be limited to the carriage of passengers or to the\r\ncarriage of freight.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(3) The conditions which may be\r\nattached to any licence shall include:- <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a) conditions\r\nrelating to the giving, by the holder of the licence, to the licensing\r\nAuthority of information in respect of any air services provided under the\r\nlicence and relating to the time within which such particulars shall be given;\r\nand<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) conditions\r\nas to the fares, freight or other charges to be charged by the holder of the\r\nlicence in respect of air services provided thereunder.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 8- Conveyance of Mails.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) The Director General of Posts\r\nand Telecommunications may require the holder of a licence to perform such\r\nreasonable services for the conveyance of mails on such flights as he may\r\nspecify.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) The remuneration for such\r\nservices shall be determined by agreement between the Director General of Posts\r\nand Telecommunications and the holder:<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Provided that any dispute arising in\r\nconnection with such remuneration shall be settled by arbitration in accordance\r\nwith the provisions of the Arbitration Act, 1961 (Act 38).<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">PART\r\nII- LICENCES FOR NON-SCHEDULED JOURNEYS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 9- Application of Part\r\nII.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) This Part shall not apply - <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a) to the\r\ncarriage of passengers, mail or freight by air for hire or reward on scheduled\r\njourneys; or<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) to aircraft\r\noperators registered in foreign countries which exempt aircraft operators\r\nregistered in Ghana from similar conditions under this Part.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) Foreign aircraft operators\r\nexempted under paragraph (1) (b) of this regulation must obtain prior\r\npermission for each non-scheduled flight or series of flights, except for\r\ntourists or group charter services, and an application containing the\r\nparticulars in the Third Schedule shall be submitted not less than fourteen\r\ndays before a flight begins.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 10- Application for\r\nLicence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) Any holder of an air operator''s\r\ncertificate granted under regulation 4 of the Civil Aviation Regulations, 1970\r\n(L.I. 674) may apply to the Licensing Authority in the form contained in the\r\nThird Schedule for a licence to provide air services other than services\r\nreferred to in regulation 2 (1).<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) The application shall be\r\nsubmitted not less than fourteen days before the proposed date of commencement\r\nof the licence applied for:<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Provided that in special\r\ncircumstances the Licensing Authority may accept an application submitted\r\nwithin a lesser period.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(3) Six copies of the application\r\nshall be submitted accompanied by a fee of ¢100.00.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(4) For the purpose of determining\r\nthe application the applicant shall give to the Licensing Authority such\r\nfurther information as the Licensing Authority may reasonably require.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 11- Provisional Licence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) The Licensing Authority may,\r\npending consideration of&nbsp; an application for a licence, grant to the\r\napplicant a provisional licence to provide such air services (other than\r\nservices referred to in regulation 2 (1)) and subject to such conditions, as\r\nmay be specified in the provisional licence.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) A provisional licence shall be\r\nvalid until the application is approved or refused by the Licensing Authority.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 12- Grant of Licence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) The Licensing Authority may, subject\r\nto the requirements of any enactment for the time being in force, grant to any\r\napplicant a licence to use in Ghana such aircraft for the provision of such air\r\nservices (other than services referred to in regulation 2 (1)), for such period\r\nand on such conditions as may be specified in the licence.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) Upon the grant of a licence\r\nunder this regulation the person to whom it is granted shall pay to the\r\nLicensing Authority, on or before the day on which the licence is expressed to\r\ntake effect, a fee of ¢75.00 in respect of each year or part of a year of the\r\nperiod for which the licence is expressed to remain in force.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">PART\r\nIII- TOURISTS OR GROUP CHARTER SERVICES<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 13- Application for\r\nLicence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) An application for permission or\r\na licence to operate &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\nflights on behalf of tourists or closed groups shall contain the particulars\r\nset out in the Third Schedule, and shall comply with the regulations or\r\nconditions of the Ghana Tourist Control Board or any enactment for the time\r\nbeing in force.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) Particulars regarding such\r\nregulations or conditions may be obtained from the Executive Director, Ghana\r\nTourist Control Board, P.O. Box 3106, Accra, Ghana.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(3) An application under this\r\nregulation shall be submitted not less than twenty working days in advance in\r\nthe case of flights exceeding 2,000 miles and not less than ten working days in\r\nadvance in the case of flights not exceeding 2,000 miles.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">PART\r\nIV- GENERAL PROVISIONS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 14- Tariffs.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">It shall be the duty of an aircraft\r\noperator granted permission or a licence under these Regulations to file with\r\nthe licensing Authority, and seek confirmation of all tariffs to be charged.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 15- Duties of Holder of\r\nLicence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">It shall be the duty of the holder\r\nof a licence granted under these Regulations:- <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a) at all\r\ntimes during the currency of his licence to comply with the requirements of\r\nevery enactment for the time being in force relating to air navigation or air\r\ntransport;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) to give to\r\nthe Director of Civil Aviation such information as the Director may from time\r\nto time require.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 16- Revocation or\r\nSuspension of Licence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) Subject to the provisions of\r\nthis regulation, the Licensing Authority may revoke or suspend any licence\r\ngranted under these Regulations if - <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a)&nbsp; the\r\nholder of the licence has, since the licence was granted, been convicted of an\r\noffence under section 10 (1) of the Civil Aviation Act, 1958; or<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) where the\r\nholder of the licence is a body corporate, any officer of that body corporate\r\nhas, since the licence was granted, been convicted, in his capacity as such\r\nofficer, of an offence under section 10 (1) of the Civil Aviation Act, 1958; or<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(c) any\r\ncondition subject to which the licence was granted has not been complied with.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) If the Licensing Authority\r\nproposes to revoke or suspend any licence for non-compliance with a condition\r\nof the licence - <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a) the\r\nLicensing Authority shall first give written notice to the holder of the\r\nlicence specifying the condition which it is alleged has not been complied\r\nwith; and the occasions on which it was not complied with;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) the\r\nLicensing Authority shall not revoke or suspend the licence until after the\r\nexpiration of 28 days from the date of such notice;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(c) the\r\nLicensing Authority shall not in any event revoke or suspend the licence unless\r\nit is satisfied, after holding an enquiry if the holder of the licence within 7\r\ndays after the date of the aforesaid notice by written notice requires the\r\nLicensing Authority to hold such enquiry, that, by reason of the number of\r\noccasions on which such conditions or any of them have not been complied with\r\nor the circumstance that any non-compliance with any such condition was wilful,\r\nthe licence ought to be revoked or suspended.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(3) Any holder of a licence who has\r\ngiven written notice requiring the Licensing Authority to hold an enquiry\r\nreferred to in sub-regulation (2) (c) of this regulation shall have the right\r\nto appear and be heard at that enquiry and also to submit any written\r\nobjections he may wish to make to the proposed revocation or suspension.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 17- Surrender of Licence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(1) A licence may at any time be\r\nsurrendered by the holder to the Licensing Authority for cancellation.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(2) If, during the currency of a\r\nLicence, the holder applies to the Licensing Authority for a new licence in\r\nsubstitution for the current licence, he shall, if the new licence is granted,\r\nsurrender the current licence for cancellation on the date from which the new\r\nlicence is expressed to take effect.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 18- Transfer of Licence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">No licence granted under these\r\nRegulations shall be transferred&nbsp; by the holder to any other person;\r\nexcept that in the event of the death, incapacity, bankruptcy or insolvency of\r\nthe holder, the Licensing Authority may transfer such licence to any person who\r\nis lawfully appointed to manage the business of such holder, if such person\r\napplies in writing to the Licensing Authority and satisfies the Licensing\r\nAuthority of his ability to operate the business.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 19- Variation of Licence.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">The conditions of a licence granted\r\nunder these Regulations may at any time be varied by agreement between the\r\nholder of the licence and the Licensing Authority.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 20- No Fees to be\r\nRefundable.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">No refund of any fee paid under\r\nthese Regulations shall be made in respect of any refusal to grant a licence,\r\nor of any suspension, surrender or revocation of a licence granted under these\r\nRegulations.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Regulation 21- Interpretation.</span></b><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">In these Regulations- <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">"air service" means any\r\nservice performed by aircraft for hire or reward;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">"Licensing Authority"\r\nmeans the Ghana Air Transport Licensing Authority established under section 9\r\nof the Civil Aviation Act, 1958;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">"Scheduled journey" means\r\none of a series of journeys which are undertaken between the same two places\r\nand which together amount to a systematic service in such manner that the\r\nbenefits thereof are available to members of the public from time to time.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">SCHEDULES<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">FIRST\r\nSCHEDULE<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(Regulation\r\n2)<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">APPLICATION\r\nFOR LICENCE FOR SCHEDULED JOURNEYS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">1. &nbsp;Applicant''s name and\r\naddress .......................................................................….…<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Nationality of applicant\r\n..............................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">2. Applicant''s Business name and\r\naddress ...................................………………….....<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">…………………………………………………………………………….......…………….<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">3. Names, Addresses and Nationality\r\nof persons by whom business is substantially and effectively controlled\r\n....................................…………........………………………<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">………………………………………………………………………………………<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">4. Applicant''s financial resources\r\n………………………………................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">5. Particulars of any insurance\r\npolicy held or proposed by the applicant to cover third party risks in respect\r\nof the proposed service .............................……………………....<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">………………….............................…………………………………………………………........………………………....…….<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">6. The type of service - <span style="">&nbsp;</span>whether to carry passengers or goods or both\r\n…………….....<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">……………….............................…………………………………………………………........……………………………........<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">7. Number and type of aircraft to be\r\nused on the service ………………….......…….......<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">……………………………………………………………………………............................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">8. Times and frequency of the\r\nservice ……………..........................………………........<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">……………………................................................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">9. Proposed routes with intermediate\r\nstops for the purpose of loading or landing passengers or goods\r\n……...…….……….............................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">……………………………………………………………………………………………..<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">10. Maximum fares or tariffs to be\r\ncharged in respect of any journey or part of a journey for which separate fares\r\nare charged .................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">................................................................................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">11. Date of commencement of service\r\n...............................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">................................................................................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">12. Particulars of other services\r\noperated by applicant .......................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">................................................................................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">13. Particulars of working\r\narrangements with other companies ..........................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">................................................................................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;............................................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(Signature of applicant or\r\npersonauthorised to sign on his behalf)<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">..................19................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">SECOND\r\nSCHEDULE<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(Regulation\r\n6)<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">PUBLICATION\r\nOF DECISIONS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Particulars of the decisions of the\r\nLicensing Authority- <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a) on\r\napplications for licences, and<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) to revoke\r\nor suspend a licence,<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">shall be\r\npublished by notice in the Gazette and such notices shall contain the following\r\nparticulars:- <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; text-indent: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(i)\r\nApplication- <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 1.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a) Name and\r\naddress of applicant.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 1.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) A reference\r\nto the Gazette in which notice of the application was published.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 1.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(c) Such\r\nparticulars as will enable the application to be identified.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 1.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(d) An\r\nindication whether the licence is granted as applied for, granted with\r\nmodifications (the modifications to&nbsp; be stated) or refused.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 0.5in; text-indent: 0.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(ii)\r\nRevocation or suspension- <o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 1.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(a) Name and\r\naddress of applicant.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 1.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(b) Such\r\ninformation as will enable the licence to be identified including places\r\nbetween which passengers or&nbsp; goods are to be carried.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 1.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(c) Places at\r\nwhich intermediate landings are to be made for the purpose of loading or\r\nlanding passengers or goods.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 1.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(d) Date from\r\nwhich revocation or suspension takes effect and, in the case of suspension, the\r\nperiod of suspension.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 1.5in; line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(e) The grounds\r\non which the licence is revoked or suspended.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">THIRD\r\nSCHEDULE<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(Regulations\r\n10 and 13)<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">APPLICATION\r\nFOR LICENCE FOR NON-SCHEDULED JOURNEYS<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">1. Name of operator\r\n..............................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">2. Type of aircraft and registration\r\nmarks .................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">3. Date and time of arrival at, and\r\ndeparture from, the airport or airports concerned\r\n......................................................................................................................................................................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">4. Place or places of embarkation\r\nand disembarkation of passengers and/or freight……..................................................……………………………………………………………………………………….....................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">5. Purpose of flight\r\n....................................................................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">6. (i) Number of passengers\r\n…….....................…......................................................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;&nbsp;&nbsp; (ii) Nature and\r\namount of freight…….........………………………….................<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">7. Name, address and business of\r\ncharterer ................................................……<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">……………………………………………………………………………………….......<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">……….........…................................................…………………....……<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">(Signature of applicant or\r\npersonauthorised to sign on this behalf)<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">…………………….19……<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="line-height: normal;"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">&nbsp;<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 3in; text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">GENERAL I.K. ACHEAMPONG<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="margin-left: 3in; text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Chairman of the Supreme Military Council<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal" style="text-align: center; line-height: normal;" align="center"><span style="font-size: 8pt; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;">Date\r\nof Gazette Notification: 25th June, 1976.<o:p></o:p></span></p>\r\n\r\n<p class="MsoNormal"><span style="font-size: 8pt; line-height: 115%; font-family: &quot;Arial&quot;,&quot;sans-serif&quot;;"><o:p>&nbsp;</o:p></span></p>\r\n\r\n', 'CIVIL AVIATION', 'Yes', '');
INSERT INTO `legislativeinstrument` (`id`, `title`, `Content`, `subjectmatter`, `isshow`, `liname`) VALUES
(113, 'CONCESSIONS (AMENDMENT) REGULATIONS, 1975 (LI 1047).', ' <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              IN exercise of the powers \r\n                                              conferred on the Commissioner by \r\n                                              section 14 of the Concessions Act, \r\n                                              1962 (Act 124), these Regulations \r\n                                              are made this 25th day of August, \r\n                                              1975.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 1&#8212;L.I. 288 Amended.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              The Concessions Regulations, 1962 \r\n                                              (L.I. 228) are hereby amended by \r\n                                              the substitution for the Second \r\n                                              Schedule thereto of the following \r\n                                              new Schedule:</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;SECOND SCHEDULE</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              FEES</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp; ¢&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For an application for consent to \r\n                                              an assignment or sub-demise </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp; of rights in or to land and in \r\n                                              or to minerals&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp; 105.00.</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              For consent to such an assignment \r\n                                              or sub-demise . .&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp; \r\n                                              300.00&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              For an application for consent to \r\n                                              an assignment or sub-demise </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp; of rights in or to land and \r\n                                              in or to timber (other than \r\n                                              referred </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp; to&nbsp; in paragraph (e) of \r\n                                              subsection (2) of section 4 of the \r\n                                              Ordinance)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . &nbsp;&nbsp;52.50</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For a consent to such an \r\n                                              assignment or sub-demise&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              150.00&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For an application for consent to \r\n                                              a mortgage of rights in or to land\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp; and in or to minerals or in or \r\n                                              to timber (other than referred to \r\n                                              in </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp; paragraph (e) of subsection \r\n                                              (2) of section 4 of the Ordinance) \r\n                                              . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp; 10.50</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For a consent to such a mortgage . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . . 40.00&nbsp;\r\n\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For an application for consent to \r\n                                              an assignment, sub-demise or\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp; mortgage of rights in or to \r\n                                              land and in or to rubber or other\r\n                                              </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              products of the soil in or growing \r\n                                              on the land&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp; . . &nbsp; &nbsp;&nbsp;5.20&nbsp;\r\n\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For consent to such an assignment, \r\n                                              sub-demise or mortgage&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 15.00&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              For consent to an assignment or \r\n                                              sub-demise of a residential \r\n                                              holding&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10.00 </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For consent to a mortgage of a \r\n                                              residential holding&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10.00&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For consent to an assignment or \r\n                                              sub-demise&nbsp; of the whole of an\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp; industrial or commercial \r\n                                              holding&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . \r\n                                              .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;. .&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 150.00&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For consent to a mortgage of an \r\n                                              industrial or commercial \r\n                                              holding&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; . .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 50.00&nbsp;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              For consent to sublet part of \r\n                                              industrial or commercial premises. \r\n                                              .&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;. .&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 10.00&#8221;\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 2&#8212;Revocation.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              The Concessions (Amendment) \r\n                                              Regulations, 1963 (L.I. 272) are \r\n                                              hereby revoked.</span></p>\r\n\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">&nbsp;</span></b></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 3&#8212;Commencement.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              These Regulations shall be deemed \r\n                                              to have been into force on the \r\n                                              23rd day of August, 1974.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 108.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              MAJOR-GEN. D. C. K. AMENU</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 108.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Commissioner Responsible for Lands \r\n                                              and Mineral Resources</span></p>\r\n\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 108.0pt">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette Notification: 17th \r\n                                              October, 1975.</span></p>', 'CONCESSIONS', 'Yes', ''),
(114, 'COURT OF APPEAL (AMENDMENT) RULES, 1975, (LI 1002).', ' <span style="font-family: Arial">\r\n                                              IN exercise of the powers \r\n                                              conferred on the Rules of Court \r\n                                              Committee by section 75 of the \r\n                                              Courts Act, 1971 (Act 372) these \r\n                                              Rules are made this 4th day of \r\n                                              February, 1975.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Rule 1&#8212;Title of L.I. 218 Replaced.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              For the title to the Supreme Court \r\n                                              Rules, 1962 (L. I. 218) there is \r\n                                              hereby substituted the&nbsp; following \r\n                                              title:&#8212;</span></p>\r\n\r\n                                              <p class="MsoNormal" style="text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Court of Appeal Rules, 1962&quot;.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Rule 2&#8212;Rule 27 of L.I. 218 \r\n                                              Replaced.</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              The Court of Appeal Rules, 1962 as \r\n                                              amended are hereby further amended \r\n                                              by the substitution for rule 27 \r\n                                              thereof of the following new \r\n                                              rule:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;27. Effect of Appeal.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) An appeal shall not operate as \r\n                                              a stay of execution of proceedings \r\n                                              under the judgment or decision \r\n                                              appealed from except where the \r\n                                              Court below or the Court otherwise \r\n                                              orders&#8212;</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) in the case of the Court \r\n                                              below, upon application made \r\n                                              orally or by motion on notice to \r\n                                              it, and</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) in the case of the Court, upon \r\n                                              application made to it by motion \r\n                                              on notice, and except as aforesaid \r\n                                              no intermediate act or proceeding \r\n                                              shall be invalidated.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (2) During any period while any \r\n                                              application is pending for \r\n                                              determination under sub-rule (1) \r\n                                              of this rule any proceedings for \r\n                                              execution of the judgment or \r\n                                              decision to which the application \r\n                                              relates shall be stayed.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) There shall, in any case, be a \r\n                                              stay of proceedings for execution \r\n                                              of the judgment or decision \r\n                                              appealed from&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) for a period of seven days \r\n                                              immediately following the giving \r\n                                              of such judgment or decision; and</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) for a period of seven days \r\n                                              immediately following the \r\n                                              determination by the Court below \r\n                                              of any application under sub-rule \r\n                                              (1) (a) of this rule where the \r\n                                              application was refused by the \r\n                                              Court below.&quot;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              S.AZU CRABBE</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Chairman</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              F. K. APALOO</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Member</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              E. N. MOORE</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Member</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              G. KORANTENG-ADDOW</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Member</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              AZZU MATE KOLE</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Member</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              JAMES MERCER</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Member</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              SIMON K. K. SOTOMEY</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Member</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              JOE REINDORF</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Member</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              ESI COBBINA</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Member</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              JOHN QUASHIE-IDUN</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Member</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              S. S. OKUNOR</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Secretary</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette Notification: 7th \r\n                                              February, 1975.</span></p>', 'COURT OF APPEAL RULES', 'Yes', ''),
(115, 'COURT OF APPEAL (AMENDMENT) RULES, 1977 (LI 1128)', '<p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              In exercise of the powers \r\n                                              conferred on the Rules of Court \r\n                                              Committee by section 75 of the \r\n                                              Courts Act, 1971 (Act 372) these \r\n                                              Rules are made this 21st day of \r\n                                              September, 1977.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Rule 1&#8212;Delivery of Judgments.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              The Court of Appeal Rules, 1962 (L.I. \r\n                                              218) as amended are hereby further \r\n                                              amended by the insertion \r\n                                              immediately after rule 32 thereof \r\n                                              of the following new rule:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              32A. Time Limit for Delivery of \r\n                                              Judgement.</span></b></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) At the close of a case before \r\n                                              it the Court shall fix a date, \r\n                                              which shall be not later than \r\n                                              eight weeks after the close of \r\n                                              that case, for the delivery of \r\n                                              judgment therein.</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) It shall be the duty of the \r\n                                              Court to deliver judgment as soon \r\n                                              as possible after the close of \r\n                                              each case before it, and in any \r\n                                              event not later than eight weeks \r\n                                              after the close of any such case.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) For the purposes of this rule \r\n                                              a case shall be deemed to be \r\n                                              closed when the arguments have \r\n                                              been concluded.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (4) The times of the vacations in \r\n                                              any year shall not be reckoned in \r\n                                              the computation of the period of \r\n                                              eight weeks referred to in this \r\n                                              rule.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Where for any reason judgment \r\n                                              has not been delivered within the \r\n                                              period of eight weeks referred to \r\n                                              in this rule, the Court shall \r\n                                              forthwith inform the Chief Justice \r\n                                              in writing of that fact and shall \r\n                                              state the reasons for the delay in \r\n                                              so delivering judgment and the \r\n                                              date upon which it is proposed to \r\n                                              deliver judgment.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) Where judgement has not been \r\n                                              delivered within the period of \r\n                                              eight weeks referred to in this \r\n                                              rule, any party to the proceedings \r\n                                              may in writing notify the Chief \r\n                                              Justice of that fact and request \r\n                                              that a date be fixed for the \r\n                                              delivery of judgment.</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) Upon receiving a notification \r\n                                              from the Court or a party under \r\n                                              paragraph (5) or (6) the Chief \r\n                                              Justice may fix a date for the \r\n                                              delivery of judgment by the Court \r\n                                              and notify the Court accordingly, \r\n                                              and it shall be the duty of such \r\n                                              Court to ensure that judgment is \r\n                                              delivered upon the date so fixed \r\n                                              by the Chief Justice.&#8221;</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Rule 2&#8212;Pending Judgments to be \r\n                                              Delivered before 31st December \r\n                                              1977.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Notwithstanding rule 32A of the \r\n                                              Court of Appeal Rules, 1962 as \r\n                                              inserted by paragraph 1 of these \r\n                                              Rules all judgments pending on the \r\n                                              commencement of these Rules must \r\n                                              be delivered not later than 31st \r\n                                              December, 1977.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Mr. Justice F. K. Apaloo, Chief&nbsp; \r\n                                              Justice&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Chairman</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Mr. Justice G. S. Lassey&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp; \r\n                                              Member</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Dr. G. Koranteng-Addow, \r\n                                              Attorney-General&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Member</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Mr. Justice J. S. A. Anterkyi&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;Member</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Nene Azu Mate Kole&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;Member</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              J. K. F. Adadevoh&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Member</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              C. B. K. Zwennes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Member</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              F. T. C. Amorin&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;Member</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              E. D. Kom&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Member</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              E. F. Short&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Member</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              J. A. Wutoh&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp; \r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              ..&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;Secretary.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette notification: 30th \r\n                                              September, 1977.</span>', 'COURT OF APPEAL', 'Yes', '');
INSERT INTO `legislativeinstrument` (`id`, `title`, `Content`, `subjectmatter`, `isshow`, `liname`) VALUES
(116, 'CURRENCY REGULATIONS, 1974 (LI 984).', '                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              IN exercise of the powers \r\n                                              conferred on the Commissioner \r\n                                              responsible for Finance by \r\n                                              sections 23 and 26 of the Currency \r\n                                              Act, 1964 (Act 242) these \r\n                                              Regulations are made this 4th day \r\n                                              of October, 1974.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 1&#8212;Importation of Ghana \r\n                                              Currency Notes.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Any traveller may import, on \r\n                                              his person or in the baggage which \r\n                                              belongs to and accompanies him, \r\n                                              Ghana currency notes of a total \r\n                                              value not exceeding ¢20.00 if the \r\n                                              amount is declared and endorsement \r\n                                              made in passport or special Bank \r\n                                              of Ghana Form held by the \r\n                                              traveller at the time of \r\n                                              disembarkation in Ghana.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) No person shall import Ghana \r\n                                              currency notes of a total value \r\n                                              exceeding ¢20.00.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 2&#8212;Exportation of Ghana \r\n                                              Currency Notes.</span></b></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Any traveller may export, on \r\n                                              his person or in the baggage which \r\n                                              belongs to and accompanies him, \r\n                                              Ghana currency notes of a&nbsp; total \r\n                                              value not exceeding ¢20.00 if the \r\n                                              amount is declared and endorsement \r\n                                              made in the passport or special \r\n                                              Bank of Ghana Form held by the \r\n                                              traveller at the time of \r\n                                              embarkation in Ghana.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) No person shall export Ghana \r\n                                              currency notes of a total value \r\n                                              exceeding ¢20.00 unless the Bank \r\n                                              of Ghana has consented to their \r\n                                              export.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 3 &#8212; Importation of \r\n                                              C.F.A Francs.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              C.F.A. francs may be imported into \r\n                                              Ghana provided that the person who \r\n                                              imports them declares them at the \r\n                                              port of disembarkation and \r\n                                              exchanges them for Ghana currency \r\n                                              notes only through the Bank of \r\n                                              Ghana or an authorised dealer.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Regulation 4 &#8212; Exportation of \r\n                                              Currency Notes.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Any traveller may export, on \r\n                                              his person or in the baggage which \r\n                                              belongs to and accompanies him, \r\n                                              external currency notes of a total \r\n                                              value not exceeding ¢100.00, and \r\n                                              of a value not exceeding ¢20.00 in \r\n                                              the case of any one currency:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that a traveller who is \r\n                                              not a Ghana resident may export, \r\n                                              on his person or in the baggage \r\n                                              which belongs to and accompanies \r\n                                              him, external currency notes or \r\n                                              external currency drafts which \r\n                                              were previously imported by him.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) For the purposes of this \r\n                                              regulation</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the value of external currency \r\n                                              notes shall be calculated at the \r\n                                              rate at which they could be sold \r\n                                              by an authorised dealer at the \r\n                                              time in question;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (b) &quot;traveller&quot; shall not include \r\n                                              a person employed on any ship, \r\n                                              aircraft or vehicle leaving Ghana.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 5 &#8212; Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              In these Regulations, &quot;currency&quot;, \r\n                                              &quot;external currency&quot;, and &quot;external \r\n                                              currency draft&quot; have the meanings \r\n                                              respectively assigned to them by \r\n                                              section 37 of the Exchange Control \r\n                                              Act, 1961 (Act 71).</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 6 &#8212; Revocation.</span></b></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              The following instruments are \r\n                                              hereby revoked:&#8212;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Currency (Prohibition of \r\n                                              Exportation of Notes) Instrument, \r\n                                              1964 (L.I. 374).</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Currency (Conditions of \r\n                                              Importation and Exportation of \r\n                                              Currency Notes) Instrument, 1965 (L.I. \r\n                                              486).</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              COLONEL I.K. ACHEAMPONG</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Commissioner Responsible for \r\n                                              Finance</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette Notification: 11th \r\n                                              October, 1974.</span></p>', 'CURRENCY', 'Yes', '');
INSERT INTO `legislativeinstrument` (`id`, `title`, `Content`, `subjectmatter`, `isshow`, `liname`) VALUES
(227, 'CUSTOMS AND EXCISE (BEER BREWING) REGULATIONS, 1976 (LI 1061).', '                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              IN exercise of the powers \r\n                                              conferred on the Commissioner \r\n                                              responsible for Finance by section \r\n                                              270 of the Customs and Excise \r\n                                              Decree, 1972 (N.R.C.D. 114), these \r\n                                              Regulations are made this 30th day \r\n                                              of December, 1975.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 1—Beer not to contain \r\n                                              more than Ten Per Centum of \r\n                                              Alcohol.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (1) No beer shall be brewed \r\n                                              containing more than ten per \r\n                                              centum of pure alcohol by volume.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any person who contravenes \r\n                                              paragraph (1) of this regulation \r\n                                              shall for every such contravention \r\n                                              incur a penalty of ¢200.00 and in \r\n                                              addition the vessels in which the \r\n                                              beer was brewed shall be \r\n                                              forfeited.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 2—Mode of Ascertaining \r\n                                              Gravity and Quantity.</span></b></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">A \r\n                                              saccharometer and tables of \r\n                                              contents approved by the \r\n                                              Comptroller shall be used to \r\n                                              ascertain the quantity by relation \r\n                                              to gravity of all worts and \r\n                                              quantity and the gravity so \r\n                                              ascertained shall be deemed to be \r\n                                              the true quantity and gravity of \r\n                                              such worts. </span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 3—Mode of Ascertaining \r\n                                              Original Gravity after \r\n                                              Fermentation has Commenced</span></b><span style="font-family: Arial">.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              When fermentation has commenced in \r\n                                              any worts so that the original \r\n                                              gravity cannot be ascertained by \r\n                                              the saccharometer, such gravity \r\n                                              will be determined in the \r\n                                              following manner:—</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A sample is to be taken from \r\n                                              any part of such worts and a \r\n                                              definite quantity thereof, by \r\n                                              measure, at the temperature of \r\n                                              sixteen degrees celsius, shall be \r\n                                              cleared from sediment by \r\n                                              filtration and then distilled.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The distillate and residue \r\n                                              shall each be made up with \r\n                                              distilled water to the original \r\n                                              measure of the quantity of worts \r\n                                              before distillation, and the \r\n                                              gravity of each referred to water \r\n                                              as one thousand degrees shall be \r\n                                              ascertained.</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The number of degrees by which \r\n                                              the gravity of the distillate is \r\n                                              less than gravity of distilled \r\n                                              water shall be deemed the spirit \r\n                                              indication of the distillate.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The degrees of gravity \r\n                                              corresponding to such spirit \r\n                                              indication in Table I in the \r\n                                              Schedule to these Regulations \r\n                                              added to the gravity of the \r\n                                              residue shall, subject to \r\n                                              paragraph (5) of this regulation, \r\n                                              be deemed to be the original \r\n                                              gravity of the worts.</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (5) Where the acidity of the worts \r\n                                              is greater than one-tenth per \r\n                                              centum, calculated as acetic acid, \r\n                                              an additive correction to the \r\n                                              spirit indication in respect of \r\n                                              such excess over and above such \r\n                                              one-tenth per centum calculated \r\n                                              according to Table II in the \r\n                                              Schedule to these Regulations \r\n                                              shall be made to the spirit \r\n                                              indication as calculated in \r\n                                              accordance with paragraph (4) of \r\n                                              this regulation.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 4—Marking of Vessels \r\n                                              and Rooms, etc.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Every brewer shall cause every \r\n                                              mash tun, underback, wort \r\n                                              receiver, copper, heating tank, \r\n                                              cooler, collecting or fermenting \r\n                                              vessel or other brewing vessel \r\n                                              used or intended to be used by him \r\n                                              in his business to be \r\n                                              conspicuously and legibly painted \r\n                                              or inscribed, in some conspicuous \r\n                                              part and keep every such vessel so \r\n                                              painted or inscribed with the name \r\n                                              of such vessel according to the \r\n                                              purpose for which it is intended; \r\n                                              and on the outside of the door of \r\n                                              every room and place wherein any \r\n                                              part of his business is to be \r\n                                              carried on there shall be \r\n                                              conspicuously and legibly kept \r\n                                              painted or inscribed the name of \r\n                                              such room or place, according to \r\n                                              the purpose for which it is \r\n                                              intended.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where more than one vessel, \r\n                                              room or place is used for the same \r\n                                              purpose, all such vessels, rooms \r\n                                              and places shall be marked by \r\n                                              progressive numbers in addition to \r\n                                              the names.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) All mash tuns, underbacks, \r\n                                              wort receivers, coppers, heating \r\n                                              tanks, coolers, collecting and \r\n                                              fermenting vessels and other \r\n                                              brewing vessels shall be so placed \r\n                                              and fixed as to admit at all times \r\n                                              of the contents being accurately \r\n                                              ascertained by gauge or measure.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (4) For each contravention of any \r\n                                              of the provisions of this \r\n                                              regulation the brewer shall incur \r\n                                              a penalty of ¢200.00.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 5—Allocation of Room as \r\n                                              a Sugar Store and Keeping of Sugar \r\n                                              Accounts.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Every brewer who requires to \r\n                                              use any description of sugar in \r\n                                              the brewing of beer shall, before \r\n                                              he begins to store or use it, \r\n                                              allocate and mark a room on his \r\n                                              premises (hereafter referred as \r\n                                              the &quot;sugar store&quot;) for the purpose \r\n                                              of storing such sugar.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) No brewer shall receive on the \r\n                                              premises in which a sugar store \r\n                                              has been allocated any sugar \r\n                                              unless it is accompanied by an \r\n                                              invoice from the supplier thereof \r\n                                              showing the marks on each package \r\n                                              and the particulars of the \r\n                                              description and the weight or \r\n                                              quantity of the contents.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) All sugar received on such \r\n                                              premises shall be immediately \r\n                                              deposited in the sugar store and \r\n                                              shall not be removed from it \r\n                                              except for the purpose of being \r\n                                              used in brewing in accordance with \r\n                                              an entry in the brewing book.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (4) Accounts may be taken, as the \r\n                                              Comptroller may direct, of every \r\n                                              description of sugar received by a \r\n                                              brewer as aforesaid, and any \r\n                                              brewer to whom the Comptroller \r\n                                              gives notice in writing that such \r\n                                              accounts will be taken shall \r\n                                              deliver to the proper officer the \r\n                                              particulars of all sugar of each \r\n                                              and every description on such \r\n                                              premises and every invoice \r\n                                              relating thereto; and such brewer \r\n                                              shall thereafter and until further \r\n                                              notice deliver to the proper \r\n                                              officer all invoices relating to \r\n                                              sugar of every description \r\n                                              subsequently received on such \r\n                                              premises.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) An officer, when required to \r\n                                              do so by the Comptroller, shall \r\n                                              keep an account of sugar of each \r\n                                              and every description received by \r\n                                              the brewer as aforesaid, and shall \r\n                                              debit the brewer with the \r\n                                              quantities specified in the \r\n                                              invoices delivered to him, and \r\n                                              credit the brewer with the \r\n                                              quantities recorded in the brewing \r\n                                              book as having been used in \r\n                                              brewing.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) If, on taking account of the \r\n                                              stock at any time, the quantity of \r\n                                              any description of sugar on such \r\n                                              premises of the brewer exceeds the \r\n                                              quantity of that description which \r\n                                              ought according to the account \r\n                                              kept by the officer, to be on such \r\n                                              premises, the excess shall be \r\n                                              forfeited; and if the quantity be \r\n                                              less than two per centum than the \r\n                                              quantity which ought, according to \r\n                                              the account kept by the officer, \r\n                                              to be on the entered premises, the \r\n                                              deficiency above such two per \r\n                                              centum shall be deemed to have \r\n                                              been used in the brewing of beer \r\n                                              without due entry in the brewing \r\n                                              book, and duty shall be charged in \r\n                                              respect thereof as if the \r\n                                              deficiency had been so used.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) If any brewer has any sugar on \r\n                                              such premises elsewhere than in \r\n                                              the sugar store, mash tun, or \r\n                                              other vessel entered for \r\n                                              dissolving sugar or in the course \r\n                                              of removal thereto, or uses any \r\n                                              device to prevent the proper \r\n                                              officer from taking a true account \r\n                                              of all sugar on such premises, or \r\n                                              in any manner contravenes any \r\n                                              provision of this regulation he \r\n                                              shall incur for each such \r\n                                              contravention a penalty of ¢200.00 \r\n                                              and any sugar with regard to which \r\n                                              there has been such contravention \r\n                                              shall be forfeited.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 6—Brewing Book and \r\n                                              Provisions to be Observed in \r\n                                              Relation Thereto.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (1) A brewing book in a form \r\n                                              approved by the Comptroller shall \r\n                                              be delivered by the proper officer \r\n                                              to the brewer.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The brewer shall—</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) keep, at all times, available \r\n                                              for the inspection of any officer \r\n                                              the brewing book in each of the \r\n                                              premises for which he holds a \r\n                                              licence to brew beer and shall \r\n                                              permit such officer at any time to \r\n                                              inspect it and take copies of any \r\n                                              entries therein;</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) enter separately in the \r\n                                              brewing book in the appropriate \r\n                                              columns the quantity of malt, corn \r\n                                              or other unmalted grains and sugar \r\n                                              which he intends to use in his \r\n                                              next brewing, and also the day and \r\n                                              hour when such next brewing is \r\n                                              intended to take place;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) make such entry, so far as \r\n                                              respects the day and hour of \r\n                                              brewing, at least twenty-four \r\n                                              hours before he begins to mash any \r\n                                              malt, corn or other unmalted \r\n                                              grains or dissolve any sugar, and, \r\n                                              so far as respects the quantity of \r\n                                              malt, corn or other unmalted \r\n                                              grains and sugar, two hours at \r\n                                              least before the hour entered for \r\n                                              brewing;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (d) two hours at least before the \r\n                                              hour entered for brewing, enter in \r\n                                              the brewing book the time when all \r\n                                              the worts will be drawn off the \r\n                                              grains in the mash tun and the \r\n                                              time when the worts will be \r\n                                              removed from the worts receiver to \r\n                                              the fermenting vessels;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) within two hours of the worts \r\n                                              being collected in the fermenting \r\n                                              vessels, enter in the book the \r\n                                              particulars of the quantity and \r\n                                              gravity of the worts produced from \r\n                                              each brewing, and also the \r\n                                              description and number of the \r\n                                              fermenting vessel or vessels into \r\n                                              which the worts have been conveyed \r\n                                              or should the process of brewing \r\n                                              adopted be such that it is \r\n                                              inconvenient to take account of \r\n                                              the quantity of worts in any \r\n                                              fermenting vessels, then the \r\n                                              brewer shall, at least two hours \r\n                                              before the worts are removed from \r\n                                              the worts receiver to the \r\n                                              fermenting vessel or, vessels, \r\n                                              enter in the brewing book the \r\n                                              particulars of the quantity and \r\n                                              gravity of the worts produced from \r\n                                              each brewing, and also the \r\n                                              description and number of the \r\n                                              fermenting vessel or vessels into \r\n                                              which such worts shall be \r\n                                              conveyed;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (f) when fermentation has \r\n                                              commenced in any worts before he \r\n                                              has entered the quantity and \r\n                                              gravity thereof in the brewing \r\n                                              book, enter the true original \r\n                                              gravity of such worts before \r\n                                              fermentation;</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (g) at the time of making any \r\n                                              entry, insert the date and hour \r\n                                              when such entry is made;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (h) except with the permission of \r\n                                              the proper officer make no \r\n                                              cancellation, obliteration or \r\n                                              alteration of any entry in the \r\n                                              brewing book and shall not make \r\n                                              therein any entry which is untrue \r\n                                              in any particular; and</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              if so required by the Comptroller, \r\n                                              send notice in writing to the \r\n                                              proper officer forty-eight hours \r\n                                              before a brewing or dissolving is \r\n                                              to take place.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Notwithstanding anything in \r\n                                              this regulation contained, the \r\n                                              brewer shall enter in the brewing \r\n                                              book such further particulars as \r\n                                              the Comptroller may require by \r\n                                              directions issued in accordance \r\n                                              with section 234 of the Customs \r\n                                              and Excise Decree, 1972 (N.R.C.D. \r\n                                              114).</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 7—Provisions as to \r\n                                              Operations in Course of Brewing.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (1) All grains in a mash tun must \r\n                                              be kept untouched for the space of \r\n                                              one hour after the time entered in \r\n                                              the brewing book as the time when \r\n                                              the worts will be drawn off, \r\n                                              unless, in the meantime, the \r\n                                              proper officer has attended and \r\n                                              taken an account of such grains.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) All worts shall be removed \r\n                                              successively, and the customary \r\n                                              order of brewing, from the mash \r\n                                              tun to the underback and thence to \r\n                                              the coppers, coolers, coolers and \r\n                                              collecting and fermenting vessels \r\n                                              and shall not be removed from the \r\n                                              last-mentioned vessels until after \r\n                                              the expiration of twenty-four \r\n                                              hours from the time at which the \r\n                                              whole of such worts have been \r\n                                              collected in such vessels, unless \r\n                                              in the meantime the proper officer \r\n                                              has attended and taken an account \r\n                                              of such worts.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) When worts have commenced \r\n                                              running into a collecting or \r\n                                              fermenting vessel, the whole of \r\n                                              the produce of that brewing shall \r\n                                              be collected within twelve hours.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) For each contravention of any \r\n                                              of the provisions of this \r\n                                              regulation the brewer shall incur \r\n                                              a penalty of ¢200.00.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 8—Provisions as to the \r\n                                              Separation, Mixing and Transfer of \r\n                                              Brewings.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (1) Every brewer shall keep the \r\n                                              total produce of a brewing or \r\n                                              dissolving separate from the \r\n                                              produce of any other brewing for \r\n                                              the space of twenty-four hours \r\n                                              unless an account of the \r\n                                              first-mentioned brewing is sooner \r\n                                              taken by the proper officer.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A brewer shall not mix the \r\n                                              produce of one or dissolving with \r\n                                              that of any other brewing or \r\n                                              dissolving unless he has given \r\n                                              twelve hours previous notice in \r\n                                              writing to the proper officer, and \r\n                                              he shall specify in writing the \r\n                                              quantity and gravity of the worts \r\n                                              when mixed:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that a brewer having weak \r\n                                              worts of an original gravity not \r\n                                              exceeding one thousand and \r\n                                              twenty-five degrees, may, if he \r\n                                              thinks fit, reserve them for \r\n                                              mixing with the worts of his next \r\n                                              brewing, but in such case he shall \r\n                                              keep all such weak worts in the \r\n                                              coppers, heating tanks or other \r\n                                              vessels entered for the purpose.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (3)&nbsp; Whether or not fermentation \r\n                                              has ceased a brewer shall not \r\n                                              transfer a brewing from one \r\n                                              fermenting vessel to another \r\n                                              fermenting vessel unless he has \r\n                                              given twelve hours previous notice \r\n                                              in writing to the proper officer.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) For each contravention of any \r\n                                              of the provisions of this \r\n                                              regulation the brewer shall incur \r\n                                              a penalty of ¢200.00. </span></p>\r\n                                              <p class="MsoNormal"><b>\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 9—Penalty for \r\n                                              Misdescribing Substances as Beer.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If any person for the purpose \r\n                                              of selling any substance, \r\n                                              describes the substance (whether \r\n                                              in any notice or advertisement, or \r\n                                              on any label, or in any other \r\n                                              manner whatsoever) by any name or \r\n                                              words which is, or are calculated \r\n                                              to indicate that the substance is, \r\n                                              or is a substitute for, or bears \r\n                                              any resemblance to beer, or sells, \r\n                                              offers for sale or has in his \r\n                                              possession for the purpose of \r\n                                              sale, any substance so described, \r\n                                              that person shall be guilty of an \r\n                                              offence unless he proves that \r\n                                              either the customs duty or the \r\n                                              excise duty chargeable on beer has \r\n                                              been paid in respect of the whole \r\n                                              of the substance.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) For the purposes of this \r\n                                              regulation the name &quot;ginger beer&quot; \r\n                                              or a reference to pito or any \r\n                                              other similar locally brewed \r\n                                              liquor by the name by which such \r\n                                              beer has been generally known \r\n                                              shall not in itself be taken to be \r\n                                              calculated to give any such \r\n                                              indication as is mentioned in \r\n                                              paragraph (1) of this regulation.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Any person who contravenes any \r\n                                              of the provisions of this \r\n                                              regulation shall for each \r\n                                              contravention incur a penalty of \r\n                                              ¢200.00 and any articles by means \r\n                                              of, or in relation to which the \r\n                                              contravention has been committed \r\n                                              shall be forfeited.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 10—Prohibition Against \r\n                                              Adulteration of Beer by Brewer.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">A \r\n                                              brewer shall not adulterate worts \r\n                                              or beer or add any matter or thing \r\n                                              thereto (except finings for the \r\n                                              purpose of clarification or other \r\n                                              matter or thing sanctioned by the \r\n                                              Comptroller) before it is \r\n                                              delivered for consumption and any \r\n                                              worts or beer found adulterated or \r\n                                              mixed with any matter or thing \r\n                                              (except as aforesaid) in the \r\n                                              possession of a brewer shall be \r\n                                              forfeited and the brewer shall \r\n                                              incur a penalty of ¢200.00.</span></p>\r\n\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 11—Prohibited \r\n                                              Substances.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The use or possession by a \r\n                                              brewer of any of the following \r\n                                              substances is prohibited:—</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (a) glucose and invert sugar \r\n                                              containing arsenic;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) saccharin, sucramine, sugarol \r\n                                              and the compounds of saccharin, \r\n                                              sucramine and sugarol;</span></p>\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) other substances being \r\n                                              chemical or artificial products \r\n                                              which furnish the chemical tests \r\n                                              of saccharin; and</span></p>\r\n\r\n                                              <p class="MsoNormal" style="margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) any other substance prescribed \r\n                                              by the Commissioner as being a \r\n                                              prohibited substance within the \r\n                                              meaning of this regulation.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) For each contravention of \r\n                                              paragraph (1) of this regulation \r\n                                              the brewer shall incur a penalty \r\n                                              of ¢200.00 and any substance \r\n                                              referred to in that paragraph \r\n                                              found in the possession of any \r\n                                              brewer and any worts or beer in \r\n                                              which any of the said substances \r\n                                              are used shall be forfeited.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Regulation 12—Penalty for \r\n                                              Concealing Worts or Beer or Adding \r\n                                              Thereto After Duty Charged or \r\n                                              Account Taken.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              If any brewer conceals any worts \r\n                                              or beer so as to prevent any \r\n                                              officer from taking an account \r\n                                              thereof, or mixes any sugar with \r\n                                              any worts or beer so as to \r\n                                              increase the quantity or gravity \r\n                                              thereof after an account of such \r\n                                              worts or beer has been taken by an \r\n                                              officer or the duty has been \r\n                                              charged thereon, or has in his \r\n                                              possession any worts or beer \r\n                                              containing more than ten per \r\n                                              centum of pure alcohol by volume \r\n                                              he shall incur a penalty of \r\n                                              ¢200.00 for every such offence and \r\n                                              the worts or beer in respect of \r\n                                              which the offence has been \r\n                                              committed together with the vessel \r\n                                              containing them shall be \r\n                                              forfeited.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 13—Discretionary \r\n                                              Powers.</span></b></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Notwithstanding anything contained \r\n                                              in these Regulations the \r\n                                              Comptroller may by writing under \r\n                                              his hand permit such deviation \r\n                                              from the customary operations in \r\n                                              the course of brewing and the \r\n                                              keeping of the brewing book as he \r\n                                              may consider necessary and subject \r\n                                              to such conditions as he may \r\n                                              consider necessary and subject to \r\n                                              such conditions as he may direct \r\n                                              to meet the exigencies of any case \r\n                                              in which these Regulations may not \r\n                                              be conveniently applicable; and \r\n                                              any contravention of any such \r\n                                              condition shall be deemed to be a \r\n                                              breach of these Regulations and \r\n                                              any offender shall incur a penalty \r\n                                              of ¢200.00 for each contravention, \r\n                                              and in addition any articles by \r\n                                              means of, or in relation to which, \r\n                                              the contravention has been \r\n                                              committed shall be forfeited.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 14—Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              In these Regulations, unless the \r\n                                              context otherwise requires—</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;beer&quot; includes ale, stout and any \r\n                                              other description of beer, and any \r\n                                              liquor made or sold as a \r\n                                              description of beer or as a \r\n                                              substitute for beer, and which on \r\n                                              analysis of a sample thereof at \r\n                                              any time is found to contain more \r\n                                              than one per centum of pure \r\n                                              alcohol by volume, but does not \r\n                                              include pito and other similar \r\n                                              locally brewed liquors;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;brewer&quot; means a brewer of beer;</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;brewing&quot; includes dissolving;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;brewing book&quot; means the brewing \r\n                                              book to be kept in accordance with \r\n                                              regulation 6;</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;dissolving&quot; means a dissolving of \r\n                                              materials for making colouring or \r\n                                              priming solution;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;gravity&quot; means the gravity as \r\n                                              recorded in the brewing book by \r\n                                              the brewer, or as ascertained by \r\n                                              the officer, whichever is the \r\n                                              higher;</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;original gravity&quot;, in respect to \r\n                                              worts, means the gravity of such \r\n                                              worts before fermentation has \r\n                                              commenced;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;proper officer&quot; means any officer \r\n                                              whose right or duty it may be to \r\n                                              exact the performance of or to \r\n                                              perform the act referred to;</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;sugar&quot; means any saccharine \r\n                                              substance, extract or syrup and \r\n                                              includes any materials capable of \r\n                                              being used in brewing except malt, \r\n                                              maize or other unmalted corn;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that rice, rice grits, \r\n                                              flaked rice, maize grits, flaked \r\n                                              maize and other similar \r\n                                              preparations are not to be deemed \r\n                                              malt, maize or unmalted corn, but \r\n                                              are to be considered materials \r\n                                              capable of being used in brewing \r\n                                              within the meaning of the \r\n                                              definition of the word &quot;sugar&quot;;</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&quot;wort&quot; \r\n                                              means the liquid obtained by \r\n                                              dissolving sugar molasses in water \r\n                                              or by extracting the soluble \r\n                                              portion of malt or corn in the \r\n                                              process of brewing, but includes \r\n                                              any priming and colouring \r\n                                              solution.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 15—Revocation.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              The Excise (Beer) Regulations, \r\n                                              1953 (LN 430) are hereby revoked.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              SCHEDULE</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n\r\n                                              <span style="font-size: 8.0pt; font-family: Arial">\r\n                                              TABLE I</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-size: 8.0pt; font-family: Arial">\r\n                                              DEGREES OF GRAVITY CORRESPONDING \r\n                                              TO DEGREES OF SPIRIT INDICATION</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 8.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 8.0pt; font-family: Arial">\r\n                                              Spirit Indication&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              0.0&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.1&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              0.2&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.3&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              0.4&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.5&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              0.6&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.7&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              0.8&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; 0.9&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 8.0pt; font-family: Arial">\r\n                                              0</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              COLONEL I.K. ACHEAMPONG</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Commissioner Responsible for \r\n                                              Finance</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette Notification: 23rd \r\n                                              January, 1976.</span></p>', 'CUSTOMS AND EXCISE', 'Yes', '');
INSERT INTO `legislativeinstrument` (`id`, `title`, `Content`, `subjectmatter`, `isshow`, `liname`) VALUES
(118, 'CUSTOMS AND EXCISE (TOBACCO) REGULATIONS, 1976 (LI 1074).', ' <p class="MsoNormal">  <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF REGULATIONS</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Marking of factories and \r\n                                              warehouses</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Recording and storage of \r\n                                              materials received</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Recording materials taken out</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              4. Transfer of manufactured \r\n                                              tobacco to Products Store</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Recording of manufactured \r\n                                              tobacco delivered from factory</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              6. Warehouse keeper to record \r\n                                              receipts</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              7. Warehouse keeper to record \r\n                                              deliveries</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              8. Particulars to be recorded</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              9. &quot;Nil&quot; entries</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              10. Balancing of stock books</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              11. Removal bond</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              12. Current books</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              13. Comptroller''s discretion</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              14. Interpretation</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              15. Revocation.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              SCHEDULE</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              IN exercise of the powers \r\n                                              conferred on the Commissioner \r\n                                              responsible for Finance by section \r\n                                              270 of the Customs and Excise \r\n                                              Decree, 1972 (N.R.C.D. 114), these \r\n                                              Regulations are made this 11th day \r\n                                              of May, 1976.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 1&#8212;Marking of Factories \r\n                                              and Warehouses.</span></b></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Every factory and warehouse to \r\n                                              which these Regulations apply \r\n                                              shall be marked conspicuously on \r\n                                              the outside to the satisfaction of \r\n                                              the Comptroller with the words \r\n                                              &quot;Excise Factory&quot; or &quot;Excise \r\n                                              Warehouse&quot; followed by the \r\n                                              official number of the factory or \r\n                                              warehouse allotted by the \r\n                                              Comptroller.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Regulation 2&#8212;Recording and Storage \r\n                                              of Materials Received.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Within two hours after leaf \r\n                                              tobacco or any other materials are \r\n                                              received at a factory the licensee \r\n                                              shall record the particulars of \r\n                                              them in a Tobacco Leaf Stock book \r\n                                              or an Other Materials Stock Book.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) All such tobacco and other \r\n                                              materials shall immediately on \r\n                                              receipt at the factory be taken to \r\n                                              and placed in a separate room or \r\n                                              enclosure legibly and \r\n                                              conspicuously marked with the \r\n                                              words &quot;Materials Store,&quot; and shall \r\n                                              remain there until taken out for \r\n                                              use as hereinafter prescribed or \r\n                                              otherwise disposed of in a manner \r\n                                              previously approved in writing by \r\n                                              the Comptroller.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) No other goods shall be put \r\n                                              into or kept in the Materials \r\n                                              Store at any time except in \r\n                                              accordance with the written \r\n                                              permission of the Comptroller.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 3&#8212;Recording Materials \r\n                                              Taken Out.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Not later than 4.30 p.m. on \r\n                                              any day during which any materials \r\n                                              are taken out of the Materials \r\n                                              Store for use in the manufacture \r\n                                              of cigarettes or other \r\n                                              manufactured tobacco, the licensee \r\n                                              shall record in the Tobacco Leaf \r\n                                              Stock Book or Other Materials \r\n                                              Stock Book, particulars of the \r\n                                              quantities so taken out and the \r\n                                              cigarettes or other manufactured \r\n                                              tobacco into which they have been \r\n                                              converted during that day.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The licensee shall state in \r\n                                              the &quot;Remarks&quot; column the weight of \r\n                                              materials withdrawn from the \r\n                                              Materials Store but not converted \r\n                                              into finished products on that \r\n                                              particular day.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 4&#8212;Transfer of \r\n                                              Manufactured Tobacco to Products \r\n                                              Store.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Not later than 4.30 p.m. on \r\n                                              any day during which any \r\n                                              cigarettes or other manufactured \r\n                                              tobacco have been manufactured the \r\n                                              licensee shall transfer them to a \r\n                                              separate room or enclosure legibly \r\n                                              and conspicuously marked with the \r\n                                              words &quot;Products Store.&quot;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              (2) The licensee shall at the same \r\n                                              time record particulars of all \r\n                                              goods so transferred in a \r\n                                              Cigarettes and Other Manufactured \r\n                                              Tobacco Stock Book.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) All such cigarettes and other \r\n                                              manufactured tobacco shall \r\n                                              thereafter remain in the Products \r\n                                              Store until delivered from the \r\n                                              factory in accordance with \r\n                                              regulation 5 or otherwise in \r\n                                              accordance with the permission of \r\n                                              the Comptroller.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 5&#8212;Recording of \r\n                                              Manufactured Tobacco Delivered \r\n                                              from Factory.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Not later than 4 p.m. on any day \r\n                                              during which any cigarettes or \r\n                                              other manufactured tobacco are \r\n                                              delivered from the factory the \r\n                                              licensee shall record particulars \r\n                                              of such deliveries in the \r\n                                              Cigarettes and Other Manufactured \r\n                                              Tobacco Stock Book.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 6&#8212;Warehouse Keeper to \r\n                                              Record Receipts.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Within two hours after the receipt \r\n                                              of any cigarettes or other \r\n                                              manufactured tobacco in a \r\n                                              warehouse, the warehouse keeper \r\n                                              shall record such receipts in a \r\n                                              Warehouse Stock Book.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 7&#8212;Warehouse Keeper to \r\n                                              Record Deliveries.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Not later than 4.30 p.m. on any \r\n                                              day during which any cigarettes or \r\n                                              other manufactured tobacco are \r\n                                              delivered from a warehouse, the \r\n                                              warehouse keeper shall record such \r\n                                              deliveries in the Warehouse Stock \r\n                                              Book.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 8&#8212;Particulars to be \r\n                                              Recorded.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Entries in the Tobacco Leaf \r\n                                              Stock Book, the Other Materials \r\n                                              Stock Book, the Cigarettes and \r\n                                              Other Manufactured Tobacco Stock \r\n                                              Book and the Warehouse Stock Book \r\n                                              shall be made in accordance with, \r\n                                              and shall give the particulars \r\n                                              called for by, the headings of \r\n                                              such books set out in Forms 1, 2, \r\n                                              3 and 4 respectively in the \r\n                                              Schedule hereto, together with \r\n                                              such other particulars as the \r\n                                              Comptroller may from time to time \r\n                                              require.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) In particular, but without \r\n                                              derogating from the generality of \r\n                                              paragraph (1) of this regulation, \r\n                                              the respective percentages of \r\n                                              locally grown and imported leaf \r\n                                              tobacco used in the manufacture of \r\n                                              cigarettes or other manufactured \r\n                                              tobacco shall be set out in the \r\n                                              &quot;Remarks&quot; columns of the \r\n                                              Cigarettes and Other Manufactured \r\n                                              Tobacco Stock Book and the \r\n                                              Warehouse Stock Book and where \r\n                                              more than one brand of cigarette \r\n                                              or other manufactured tobacco is \r\n                                              manufactured separate particulars \r\n                                              shall be kept in such books in \r\n                                              respect of each brand.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 9&#8212;&quot;Nil&quot; Entries.</span></b></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Except on Sundays and public \r\n                                              holidays throughout which a \r\n                                              factory remains closed in \r\n                                              accordance with the prior \r\n                                              permission of the Comptroller, \r\n                                              &quot;nil&quot; entries shall be made in the \r\n                                              books referred to in regulations 2 \r\n                                              and 4 wherever such an entry is \r\n                                              applicable by reason of no leaf \r\n                                              tobacco or other materials having \r\n                                              been received or used or no \r\n                                              cigarettes or other manufactured \r\n                                              tobacco having been made or \r\n                                              transferred to the Products Store \r\n                                              or delivered from the factory for \r\n                                              any purpose.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 10&#8212;Balancing of Stock \r\n                                              Books.</span></b></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              The books referred to in \r\n                                              regulation 8 (1) shall be balanced \r\n                                              in a manner approved by the \r\n                                              Comptroller on the last day of \r\n                                              each month during which the \r\n                                              factory or warehouse is at any \r\n                                              time open and as soon as possible \r\n                                              thereafter, and in any case not \r\n                                              later than the fifteenth day of \r\n                                              the month next following or such \r\n                                              further time as the Comptroller \r\n                                              may allow, copies of all entries \r\n                                              made in the books during that \r\n                                              month, certified as correct by the \r\n                                              licensee or warehouse keeper \r\n                                              responsible for keeping such \r\n                                              books, shall be sent to the \r\n                                              Comptroller together with all due \r\n                                              but unpaid excise duty.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 11&#8212;Removal Bond.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              Before any cigarettes or other \r\n                                              manufactured tobacco may be \r\n                                              removed from a factory to a \r\n                                              warehouse the licensee shall enter \r\n                                              into such bond as the Comptroller \r\n                                              may require.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 12&#8212;Current Books.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Where any book is required to be \r\n                                              kept under these Regulations in \r\n                                              respect of occurrences at a \r\n                                              factory or warehouse only one such \r\n                                              book of the type required shall be \r\n                                              kept in current use in any one \r\n                                              factory or warehouse.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 13&#8212;Comptroller''s \r\n                                              Discretion.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Notwithstanding anything \r\n                                              contained in these Regulations the \r\n                                              Comptroller may by writing under \r\n                                              his hand allow any person to \r\n                                              manufacture cigarettes and to pay \r\n                                              the excise duty due thereon in \r\n                                              such form and manner as he may \r\n                                              direct to meet the exigencies of \r\n                                              any case to which these \r\n                                              Regulations may not be \r\n                                              conveniently applicable.</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any person who contravenes a \r\n                                              direction given under this \r\n                                              regulation shall be deemed to have \r\n                                              committed a breach of these \r\n                                              Regulations and shall incur a \r\n                                              penalty of ¢200.00 for every such \r\n                                              contravention, and in addition any \r\n                                              articles by means of which, or in \r\n                                              relation to which, the \r\n                                              contravention has been committed \r\n                                              shall be forfeited.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 14&#8212;Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">\r\n                                              In these Regulations&#8212;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Comptroller&quot; means the \r\n                                              Comptroller of Customs and Excise;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &quot;factory&quot; means premises licensed \r\n                                              under section 226 of the Customs \r\n                                              and Excise Decree, 1972 (N.R.C.D. \r\n                                              114) for the manufacture of \r\n                                              cigarettes;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;licensee&quot; means a person holding \r\n                                              a valid licence to manufacture \r\n                                              cigarettes issued under the \r\n                                              Customs and Excise Decree, 1972;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &quot;materials&quot; includes all goods \r\n                                              capable of being used in the \r\n                                              manufacture of cigarettes or other \r\n                                              manufactured tobacco;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;other manufactured tobacco&quot; means \r\n                                              leaf tobacco prepared for smoking \r\n                                              or use in any way other than as \r\n                                              cigarettes and includes cigars and \r\n                                              snuff;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              &quot;warehouse&quot; means a warehouse used \r\n                                              for the storage of cigarettes \r\n                                              manufactured in Ghana.</span></p>\r\n                                              <p class="MsoNormal"><b>\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation 15&#8212;Revocation.</span></b></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              The Excise (Cigarettes) \r\n                                              Regulations, 1953 (LN 431) are \r\n                                              hereby revoked.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              SCHEDULE</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n\r\n                                              Form 1</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              TOBACCO LEAF STOCK BOOK</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n\r\n                                              RECEIPTS INTO MATERIALS \r\n                                              STORES&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; DELIVERIES FROM \r\n                                              MATERIALS STORE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; MANUFACTURED \r\n                                              PRODUCTS REMOVED TO PRODUCTS \r\n                                              STORE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Folio No. of Cigarettes and O/M \r\n                                              Tobacco Stock Book </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Remarks&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Date&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ghana \r\n                                              leaf kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Imported leaf&nbsp;&nbsp; \r\n                                              kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp; Total \r\n                                              kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; From whom \r\n                                              received&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Date&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Ghana leaf&nbsp; \r\n                                              kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Imported leaf kg.&nbsp;\r\n\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Total&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Cigarettes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Other Manu- factured \r\n                                              tobacco&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n\r\n                                              Total kg. </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Wastage kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Form 2</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              OTHER MATERIALS STOCK BOOK</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              RECEIPTS INTO MATERIALS \r\n                                              STORE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; DELIVERIES FROM \r\n                                              MATERIALS STORE&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Date&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Description of \r\n                                              Goods&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Quantity \r\n                                              kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; From whom \r\n                                              received&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Date&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Remarks&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n\r\n                                              Form 3</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              CIGARETTES AND OTHER MANUFACTURED \r\n                                              TOBACCO STOCK BOOK</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Date&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; RECEIPTS&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              DELIVERIES&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Remarks&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Cigarettes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; O/M \r\n                                              Tobacco&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; FOR CONSUMPTION IN \r\n                                              GHANA&nbsp;&nbsp;&nbsp;&nbsp; FOR REMOVAL TO A \r\n                                              WAREHOUSE OR FOR EXPORT OR USE AS \r\n                                              SHIPS'' STORES&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Certificate No. and Date&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Cigarettes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; O/M Tobacco \r\n                                              kg.&nbsp; Certificate No. and Date&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Cigarettes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; O/M Tobacco \r\n                                              kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Export entry No. and \r\n                                              date in the case of export or use \r\n                                              as ships'' stores&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Form 4</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              WAREHOUSE STOCK BOOK</span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              &nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 9.0pt; font-family: Arial">\r\n                                              Certificate No. and Date&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              RECEIPTS&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              DELIVERIES&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Remarks&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 10.0pt; font-family: Arial">\r\n                                              Cigarettes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; O/M Tobacco&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              FOR CONSUMPTION IN \r\n                                              GHANA&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; FOR REMOVAL TO A \r\n                                              WAREHOUSE OR FOR EXPORT OR USE AS \r\n                                              SHIPS'' STORES&nbsp;&nbsp; </span></p>\r\n\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 10.0pt; font-family: Arial">\r\n                                              No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              Certificate No. and Date&nbsp; \r\n                                              Cigarettes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; O/M Tobacco \r\n                                              kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Certificate No. and \r\n                                              Date&nbsp; Cigarettes&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; O/M \r\n                                              Tobacco kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; Export entry \r\n                                              No. and date in the case of export \r\n                                              or use as ships'' stores&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;\r\n\r\n                                              </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-size: 10.0pt; font-family: Arial">\r\n                                              No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; No.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; \r\n                                              kg.&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; </span></p>\r\n                                              <p class="MsoNormal">\r\n\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              GENERAL I. K. ACHEAMPONG</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center; margin-left: 216.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Commissioner Responsible for \r\n                                              Finance</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" align="center" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette Notification: 28th \r\n                                              May, 1976.</span></p>', 'CUSTOMS AND EXCISE', 'Yes', '');

