<a href="findrulings.php?searchval=QUAYE&judgementtype=Presiding Judge"  class=judge>QUAYE, J.A.</a>:-  In the cause that is still pending final determination in the trial High Court (Fast Track) the plaintiff/respondents, who are a corporate body, established under the laws of Ghana to engage in the banking business, commenced the action by writ of summons on 5th April 2005, for the recovery of ¢18,033.477,450.14 which they alleged was the outstanding unpaid amount including interest on a 120 days deferred letter of credit facility of US$1,000,000.00 they granted the 1st Defendant/appellant on 27th February 1998.  The facility was valid for 24 months, with a condition for review at six months intervals.  