  AWARE of the satisfactory results \r\n                                              obtained by the international \r\n                                              insurance card scheme which has \r\n                                              been in force for many years in \r\n                                              Europe, and of the institution of \r\n                                              a similar scheme by the Arab \r\n                                              countries;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              DECIDE to establish, by this \r\n                                              Protocol, an ECOWAS BROWN CARD \r\n                                              covering motor vehicle liability \r\n                                              when the vehicle insured is \r\n                                              passing through the territories of \r\n                                              the parties to this Protocol such \r\n                                              cover providing at least the same \r\n                                              guarantees as those required by \r\n                                              the laws in force in territory of \r\n                                              each of the parties.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ARTICLE 1</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              STRUCTURE OF THE SCHEME</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. The Liability insurance scheme \r\n                                              established by this Protocol shall \r\n                                              have, as its legal, technical and \r\n                                              financial basis, the guarantees \r\n                                              which are afforded to motorists \r\n                                              proceeding to an ECOWAS Member \r\n                                              State by taking out an insurance \r\n                                              policy on the usual terms with an \r\n                                              insurer authorised to undertake \r\n                                              this type of business in the \r\n                                              country which is the point of \r\n                                              departure for the journey.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. The scheme shall be based \r\n                                              materially on an ECOWAS BROWN CARD \r\n                                              whose form, as well as the \r\n                                              guarantees it affords, are defined \r\n                                              in the provisions of Article 4 of \r\n                                              this Protocol.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. The ECOWAS BROWN CARD shall be \r\n                                              issued by a National Bureau \r\n                                              established by each party to this \r\n                                              Protocol in accordance with the \r\n                                              provisions of Article 5 of this \r\n                                              Protocol.&nbsp; The card shall be \r\n                                              issued to motorists through the \r\n                                              insurers with whom they have taken \r\n                                              out a liability insurance policy \r\n                                              valid when driving in their own \r\n                                              country.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Each National Bureau shall \r\n                                              settle, on behalf of its member \r\n                                              insurers, claims arising from \r\n                                              accidents caused abroad by holders \r\n                                              of the cards it has issued, and \r\n                                              shall also handle claims arising \r\n                                              from accidents caused in its \r\n                                              country by holders of cards issued \r\n                                              by the National Bureaux of other \r\n                                              parties to this Protocol.&nbsp; It may \r\n                                              also take over the settlement of \r\n                                              claims under cover of a joint \r\n                                              deposit, the ECOWAS BROWN CARD \r\n                                              constituting proof of this \r\n                                              deposit.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              5. The legal, administrative and \r\n                                              financial operation of the scheme \r\n                                              established by this Protocol shall \r\n                                              be co-ordinated and supervised by \r\n                                              a council of Bureaux of which all \r\n                                              the National Bureaux of the \r\n                                              parties to this Protocol shall be \r\n                                              members in accordance with the \r\n                                              provisions of Article 6 of this \r\n                                              Protocol.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ARTICLE 2</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              PARTICIPANTS IN THE SCHEME</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Parties to this Protocol shall \r\n                                              participate in the Scheme as \r\n                                              principal participants.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Insurers, irrespective of their \r\n                                              legal or financial structure, \r\n                                              which are authorised by the \r\n                                              competent&nbsp; authorities of their \r\n                                              countries of activity to undertake \r\n                                              insurance operations against \r\n                                              liability risks in respect of \r\n                                              motor vehicle accidents, shall \r\n                                              participate in the scheme as \r\n                                              subsidiary participants.&nbsp; The \r\n                                              participation of such insurers in \r\n                                              the present scheme shall be \r\n                                              subject to their membership in the \r\n                                              National Bureaux of their \r\n                                              countries of activity.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ARTICLE 3</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              RESPONSIBILITY OF THE PARTICIPANTS</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. The responsibilities of a party \r\n                                              to this Protocol shall be:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) To recognise the ECOWAS BROWN \r\n                                              CARD and to enact laws and \r\n                                              regulations for the establishment \r\n                                              of the card scheme, and \r\n                                              particularly for the creation of \r\n                                              its National Bureau;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) To ensure that its National \r\n                                              Bureau is established and \r\n                                              functions in accordance with the \r\n                                              provisions of this Agreement, and \r\n                                              that it joins the Council of \r\n                                              Bureaux and complies with the \r\n                                              decisions of the Council;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) To guarantee the solvency of \r\n                                              its National Bureau;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) To deposit at its National \r\n                                              Bank or a designated Commercial \r\n                                              Bank a letter of credit in the \r\n                                              amount equivalent to 174,000 UA to \r\n                                              guarantee the performance by its \r\n                                              National Bureau of the obligations \r\n                                              under Article 5.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) Drawing may be made under the \r\n                                              West African Clearing Account to \r\n                                              discharge any obligations under \r\n                                              this scheme.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. The responsibilities of a \r\n                                              subsidiary participant shall be:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) To issue to its policy holders \r\n                                              ECOWAS BROWN CARDS guaranteeing \r\n                                              such policy holders adequate cover \r\n                                              against the motor vehicle third \r\n                                              party risks they incur in the \r\n                                              countries which they visit;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) To undertake, by way of \r\n                                              reimbursement to the National \r\n                                              Bureau, payment of compensation \r\n                                              for damages and any accessory or \r\n                                              related expenses;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) To contribute to the operating \r\n                                              of the National Bureau and, \r\n                                              through the Bureau, to the \r\n                                              operating expenses of the Council \r\n                                              of Bureaux.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ARTICLE 4</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              THE ECOWAS BROWN CARD</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. An ECOWAS BROWN CARD is hereby \r\n                                              established.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. This card shall be of a \r\n                                              strictly uniform type to be \r\n                                              determined by decision of the \r\n                                              Council of Bureaux, which alone \r\n                                              may alter the format, \r\n                                              typographical layout, colour and \r\n                                              content of the card.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. The card shall include the \r\n                                              following particulars: the name \r\n                                              and address of the National Bureau \r\n                                              which has issued it, particulars \r\n                                              of&nbsp; the insurer insuring the motor \r\n                                              vehicles, the identity of the \r\n                                              policy holders, identification of \r\n                                              the vehicle, period of validity of \r\n                                              the card, its individual serial \r\n                                              number, a list of countries in \r\n                                              which it is valid, and the name \r\n                                              and address in each of those \r\n                                              countries, of the National Bureau \r\n                                              which the policy holder shall \r\n                                              notify in the event of an \r\n                                              accident. The card shall be signed \r\n                                              by the insurer and by the policy \r\n                                              holder.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              4. The guarantee provided by the \r\n                                              ECOWAS BROWN CARD shall cover the \r\n                                              liability incurred by the holder \r\n                                              of the card in accordance with the \r\n                                              laws of such member country which \r\n                                              he visits.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Notwithstanding the terms of \r\n                                              the insurance policy under which \r\n                                              it is issued, the card shall \r\n                                              provide all the guarantees \r\n                                              required by the laws or \r\n                                              regulations governing compulsory \r\n                                              motor vehicle insurance in the \r\n                                              country in which the accident \r\n                                              occurred.&nbsp; Such guarantees shall \r\n                                              be subject to the conditions and \r\n                                              limitations contained in the \r\n                                              insurance policy, if the said \r\n                                              conditions and limitations are \r\n                                              permitted by the laws or \r\n                                              regulations of the party to&nbsp; this \r\n                                              Protocol in which the accident has \r\n                                              occurred.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              6. The ECOWAS BROWN CARD shall be \r\n                                              recognised as a valid certificate \r\n                                              of insurance in the territories of \r\n                                              the parties to this Protocol in \r\n                                              which the production of such a \r\n                                              certificate is required, either \r\n                                              within the national territory or \r\n                                              at its frontiers, as a condition \r\n                                              for the circulation of motor \r\n                                              vehicles.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              7. For a party in whose territory \r\n                                              insurance is not compulsory by \r\n                                              law, the guarantee provided by the \r\n                                              ECOWAS BROWN CARD shall correspond \r\n                                              to the third party liability on \r\n                                              the motorist in accordance with \r\n                                              the laws and regulations in force \r\n                                              in the country where the accident \r\n                                              occurred, as interpreted and \r\n                                              applied by the local judicial or \r\n                                              administrative authorities.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              8. During the period of its \r\n                                              validity, the ECOWAS BROWN CARD \r\n                                              should constitute proof of the \r\n                                              existence of an insurance policy. \r\n                                              It will be effective only in the \r\n                                              event that the original cover is \r\n                                              in force.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ARTICLE 5</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              THE NATIONAL BUREAUX</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. The status of each National \r\n                                              Bureau shall be defined by the \r\n                                              legal provisions in force, for \r\n                                              this category of establishment, in \r\n                                              the territory of a party to this \r\n                                              Protocol.&nbsp; Its method of operation \r\n                                              shall be determined by the legal \r\n                                              instrument by which it is created.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. In accordance with paragraph 2 \r\n                                              of Article 2, each National Bureau \r\n                                              shall be composed of insurers \r\n                                              authorised by the local \r\n                                              supervisory authorities for \r\n                                              insurance against motor vehicle \r\n                                              liability risks. The insurer shall \r\n                                              apply for administration to the \r\n                                              National Bureau and shall provide \r\n                                              the Bureau with any guarantees it&nbsp; \r\n                                              may require.&nbsp; In a country where \r\n                                              one single State-owned insurance \r\n                                              company has the monopoly of all \r\n                                              insurance operations, the \r\n                                              Government of that party to this \r\n                                              Protocol may designate that \r\n                                              company to act as the National \r\n                                              Bureau of that country.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. The National Bureau shall be \r\n                                              financed by the contributions of \r\n                                              members. The amount and method of \r\n                                              payment of contributions shall be \r\n                                              determined at the time of \r\n                                              admission to membership.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              4. The members shall undertake to \r\n                                              place at the disposal of the \r\n                                              National Bureau as advances, at \r\n                                              its request, the sum necessary for \r\n                                              its operation.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              5. The dissolution of a National \r\n                                              Bureau shall be at the initiative \r\n                                              of the Government of the Party to \r\n                                              this Protocol which shall take the \r\n                                              necessary decision, stating the \r\n                                              conditions and modalities of the \r\n                                              dissolution. The notification of \r\n                                              this decision shall be made to the \r\n                                              Council of Bureau at least six \r\n                                              months before the dissolution. The \r\n                                              National Bureau shall act either \r\n                                              as an agency handling commitments \r\n                                              under ECOWAS BROWN CARDS issued by \r\n                                              other National Bureaux.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              A. The National Bureau, as an \r\n                                              issuing agency:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) shall arrange for the printing \r\n                                              of the cards and shall allot to \r\n                                              each of them a serial number in a \r\n                                              single series; it shall issue the \r\n                                              cards to insurers who are members \r\n                                              of the Bureau and who request \r\n                                              them. The said insurers shall keep \r\n                                              a record enabling them to identify \r\n                                              card-holders and the particulars \r\n                                              shown on their cards; the insurers \r\n                                              shall undertake not to issue cards \r\n                                              to persons other than their own \r\n                                              policy-holders who have taken out \r\n                                              a policy against motor vehicle \r\n                                              liability risks;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) shall give to each of the \r\n                                              National Bureau of other \r\n                                              signatories to this Protocol a \r\n                                              general mandate authorising them \r\n                                              to receive statements and claims \r\n                                              concerning accidents caused in the \r\n                                              territory of such other parties by \r\n                                              the holders of the cards it has \r\n                                              issued, to proceed with the \r\n                                              investigation of such accidents \r\n                                              and to pay compensation on \r\n                                              request, supported by the usual \r\n                                              documents of proof.&nbsp; It shall \r\n                                              reimburse the National Bureau \r\n                                              which has paid compensation as \r\n                                              follows:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              the total amount paid by way of \r\n                                              damages, expense, and \r\n                                              disbursements or, where the \r\n                                              settlement is made by amicable \r\n                                              agreement, the amount agreed in \r\n                                              the settlement including the \r\n                                              agreed expenses. Fines shall on no \r\n                                              account be reimbursed; </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) the expenses actually \r\n                                              incurred in the investigation and \r\n                                              settlement of the claim;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) a handling fee calculated as \r\n                                              a percentage of the amount of \r\n                                              damages and legal costs or \r\n                                              expenses agreed upon in a \r\n                                              settlement by amicable agreement. \r\n                                              This percentage shall be \r\n                                              determined in advance and for all \r\n                                              cases by the Council of Bureaux;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) shall make reimbursement as \r\n                                              calculated on the above-mentioned \r\n                                              basis, including the minimum \r\n                                              handling fee, even if the claim \r\n                                              has been settled without any \r\n                                              payment being made to an injured \r\n                                              third party.&nbsp; Reimbursement shall \r\n                                              be made to the requesting National \r\n                                              Bureau; in the currency of its \r\n                                              country and free of any exchange \r\n                                              of transfer charges;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) shall pay interest on the \r\n                                              amount involved at the rate of 8 \r\n                                              per cent calculated from the date \r\n                                              the claim is made up to the day it \r\n                                              is paid, if after a period of \r\n                                              three months from the day the \r\n                                              request for reimbursement is made \r\n                                              the settlement has not been \r\n                                              received.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              B. The National Bureau, as a \r\n                                              handling agency:</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) shall, as soon as it is \r\n                                              informed of an accident caused in \r\n                                              a country which is a party to this \r\n                                              protocol by the holder of an \r\n                                              ECOWAS BROWN CARD issued by the \r\n                                              National Bureau of another Party \r\n                                              to this Protocol, act in the best \r\n                                              interest of the Bureau on \r\n                                              receiving a claim for damages, it \r\n                                              shall undertake necessary \r\n                                              verification concerning the \r\n                                              circumstances of the accident and, \r\n                                              on the basis of these \r\n                                              verifications, it shall advise the \r\n                                              issuing Bureau and take any \r\n                                              administrative or non-judicial \r\n                                              action which it deems necessary.&nbsp; \r\n                                              At the judicial level, the Bureau, \r\n                                              in its capacity as a handling \r\n                                              agency, shall be entitled to take \r\n                                              any steps to institute or contest \r\n                                              an action.&nbsp; In the case of claims \r\n                                              for damages below a certain amount \r\n                                              established by agreement with each \r\n                                              of the other issuing Bureaux the \r\n                                              Bureau may agree to a settlement \r\n                                              out of court.&nbsp; In the case of \r\n                                              claims for damages exceeding the \r\n                                              amount so established, the Bureau \r\n                                              shall obtain the prior consent of \r\n                                              the issuing Bureau before agreeing \r\n                                              to any settlement;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) shall not knowingly entrust or \r\n                                              relinquish the handling of a claim \r\n                                              to an insurer or to any person who \r\n                                              may have a financial interest in \r\n                                              the accident which has given rise \r\n                                              to the claim;</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) shall be entitled, in a case \r\n                                              where the&nbsp; compensation payable is \r\n                                              in excess of 8,696 UA, to require \r\n                                              the issuing Bureau to instruct a \r\n                                              bank or other financial \r\n                                              establishment to place immediately \r\n                                              at its disposal, at its registered \r\n                                              office, a sum corresponding to the \r\n                                              estimated amount of the \r\n                                              compensation.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ARTICLE 6</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              THE COUNCIL OF BUREAU</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. The Council of Bureaux \r\n                                              (hereinafter referred to as &quot;the \r\n                                              Council&quot;) is hereby established.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. The Council shall consist of \r\n                                              one full fledged representative \r\n                                              and one alternate representative \r\n                                              selected from each National \r\n                                              Bureau. It shall appoint on \r\n                                              rotatory basis its Chairman and \r\n                                              Vice-chairman from among the \r\n                                              representatives in alphabetical \r\n                                              order and for a period of one \r\n                                              year. In the absence of both the \r\n                                              Chairman and Vice-chairman the \r\n                                              members present shall elect one \r\n                                              representative to preside over the \r\n                                              meeting.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. The Council shall hold its \r\n                                              first meeting not later than two \r\n                                              months after the entry into force \r\n                                              of this Protocol at the Executive \r\n                                              Secretariat of ECOWAS which shall \r\n                                              be the Temporary Headquarters of \r\n                                              the Council until such a time the \r\n                                              Council may decide on its \r\n                                              Headquarters.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              4. The Council shall meet at least \r\n                                              once a year at a place and on a \r\n                                              date which it shall determine.&nbsp; On \r\n                                              the initiative of its Chairman or \r\n                                              at the request of at least one \r\n                                              third of its members, a meeting of \r\n                                              the Council may be summoned by \r\n                                              invitation to members at least 30 \r\n                                              days before such a meeting.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              5. The Council shall itself \r\n                                              establish the agenda for its \r\n                                              meetings, and only items included \r\n                                              in the agenda shall be discussed.&nbsp; \r\n                                              Items proposed in writing to the \r\n                                              Chairman by at least a quarter of \r\n                                              the members not less than ten days \r\n                                              before the meeting shall be \r\n                                              included in the agenda.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              6. Each member of the Council \r\n                                              shall have one vote.&nbsp; With the \r\n                                              exception of decisions under \r\n                                              paragraph 12 of Article 6, \r\n                                              decisions of the Council shall be \r\n                                              by a simple majority vote; \r\n                                              decisions shall require the \r\n                                              presence of the representatives of \r\n                                              at least half the members.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              7. The Council shall appoint the \r\n                                              Chairman who shall hold office for \r\n                                              one year and co-ordinate the \r\n                                              activities of the Council.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              8. The Council shall establish its \r\n                                              annual budget and shall fix the \r\n                                              annual contributions to be paid by \r\n                                              members which shall be an equal \r\n                                              amount as among the members.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              9. The Council shall have a \r\n                                              general function of orientation, \r\n                                              co-ordination and supervision over \r\n                                              the whole of the ECOWAS Insurance \r\n                                              Scheme established by this \r\n                                              Protocol.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              10. The Council shall determine \r\n                                              the form and content of the ECOWAS \r\n                                              BROWN CARD.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              11. The Council shall co-ordinate \r\n                                              the operation of the National \r\n                                              Bureaux for this purpose, it shall \r\n                                              prepare a standard inter-Bureaux \r\n                                              contract which shall be signed by \r\n                                              all Bureaux and which the council \r\n                                              alone shall be entitled to amend. \r\n                                              This contract shall in particular \r\n                                              determine the maximum amount for \r\n                                              the delegation of owners of \r\n                                              settlement by one National Bureau \r\n                                              to another, and the minimum \r\n                                              handling fee payable for each case \r\n                                              handled by them.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              12. Any dispute between two or \r\n                                              more National Bureaux as to the \r\n                                              interpretation on application of \r\n                                              this Protocol shall be referred to \r\n                                              Council.&nbsp; The Council shall decide \r\n                                              the dispute on absolute majority.&nbsp; \r\n                                              The decision pronounced shall be \r\n                                              final and binding on the parties \r\n                                              to the dispute. The decision shall \r\n                                              be notified to all the National \r\n                                              Bureaux and the Council shall see \r\n                                              to its execution.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              13. The Council shall on its own \r\n                                              initiative or on the initiative of \r\n                                              any Government Party to this \r\n                                              Protocol consider and, if it deems \r\n                                              it advisable, propose changes in \r\n                                              the laws or regulations of the \r\n                                              parties to this Protocol with a \r\n                                              view to improving the functioning \r\n                                              of the ECOWAS BROWN CARD scheme, \r\n                                              or to harmonising the systems of \r\n                                              compensation for damages \r\n                                              occasioned by road traffic \r\n                                              accidents, or to improving \r\n                                              accident prevention.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ARTICLE 7</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              WITHDRAWALS AND EXCLUSION</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. A Party to this Protocol may \r\n                                              withdraw from it any time after \r\n                                              the expiration of a period of one \r\n                                              year from the date on which this \r\n                                              Protocol has entered into force by \r\n                                              means of notification in writing \r\n                                              addressed to the Executive \r\n                                              Secretariat of ECOWAS.&nbsp; The \r\n                                              withdrawal shall take effect \r\n                                              twelve (12) months after the date \r\n                                              of receipt of the notification by \r\n                                              the Executive Secretariat, during \r\n                                              which period the withdrawing Party \r\n                                              shall remain liable for its \r\n                                              financial obligation under this \r\n                                              Protocol.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Any insurer member ceasing for any \r\n                                              reason to be a member of the \r\n                                              National Bureau shall remain bound \r\n                                              by the undertakings assumed by the \r\n                                              Bureau during the period of its \r\n                                              membership.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. If any Party is in breach of \r\n                                              its obligations under this \r\n                                              Protocol and such breach \r\n                                              substantially impairs the \r\n                                              operation of this Agreement the \r\n                                              Heads of States and Government may \r\n                                              by a resolution exclude such a \r\n                                              Party from this Protocol.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              3. The Council of Bureau shall \r\n                                              determine any settlement of \r\n                                              accounts with a withdrawing or \r\n                                              excluded Party. A withdrawing or \r\n                                              excluded Party shall not be \r\n                                              discharged from its obligations \r\n                                              until the extinction&nbsp; of all its \r\n                                              existing liabilities.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ARTICLE 8</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              REVISION AND AMENDMENT</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Any Party to this Protocol may \r\n                                              submit proposals for amendment or \r\n                                              revision of this Protocol.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Any such proposal shall be \r\n                                              submitted to the Executive \r\n                                              Secretariat of ECOWAS which shall \r\n                                              communicate them to other Member \r\n                                              States not later than thirty days \r\n                                              after receipt of such proposals. \r\n                                              &nbsp;Amendments or revisions shall be \r\n                                              considered by the Heads of State \r\n                                              and Government after Parties have \r\n                                              given one month''s notice thereof.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ARTICLE 9</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTRY INTO FORCE</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              1. The present Protocol shall \r\n                                              enter into force provisionally \r\n                                              upon signature by Heads of State \r\n                                              and Government of Member States \r\n                                              and definitely upon ratification \r\n                                              by at least seven (7) signatory \r\n                                              states in accordance with the \r\n                                              constitutional procedure \r\n                                              applicable to each Member State.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              2. This Protocol and all the \r\n                                              instruments of ratification shall \r\n                                              be deposited with the Executive \r\n                                              Secretariat which shall transmit \r\n                                              certified true copies of this \r\n                                              Protocol to all Member States \r\n                                              informing them of dates on which \r\n                                              the Instruments of Ratification \r\n                                              have been deposited. This Protocol \r\n                                              shall be registered with the \r\n                                              Organisation of African Unity, the \r\n                                              United Nations Organisation and \r\n                                              such Organisations as the Heads of \r\n                                              State and Government of ECOWAS \r\n                                              shall determine.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              May this 9th day of January, 1986.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              FLT.-LT. JERRY JOHN RAWLINGS</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Chairman of the Provisional \r\n                                              National Defence Council</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Gazette Notification: 28th \r\n                                              February, 1986.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              NARCOTIC DRUGS (CONTROL, \r\n                                              ENFORCEMENT AND SANCTIONS) LAW, \r\n                                              1990 (PNDCL 236)</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              The purpose of this Law is to \r\n                                              bring under one enactment offences \r\n                                              relating to illicit dealing in \r\n                                              narcotic drugs and to further put \r\n                                              in place provisions that will \r\n                                              prevent illicit narcotic drug \r\n                                              dealers benefiting from their \r\n                                              crimes.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              In view of the rising incidence of \r\n                                              narcotic drug abuse in the country \r\n                                              and the threatening dimensions \r\n                                              that illicit narcotic drug dealing \r\n                                              has taken internationally, it has \r\n                                              become necessary to revise the \r\n                                              existing laws on narcotic drugs by \r\n                                              clearly spelling out the offences \r\n                                              and providing realistic and \r\n                                              deterring punishments in respect \r\n                                              of them.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Furthermore, Ghana as a signatory \r\n                                              to the United Nations Convention \r\n                                              on Narcotic Drugs and Psychotropic \r\n                                              Substances is obliged to enact \r\n                                              national laws to implement the \r\n                                              provisions of the Convention.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              To this end, provision is made in \r\n                                              this Law for the pursuit, seizure \r\n                                              and forfeiture of equipment used \r\n                                              in the commission of narcotic drug \r\n                                              offences and of properties and \r\n                                              proceeds acquired or derived from \r\n                                              narcotic drug offences or illicit \r\n                                              narcotic drug dealings.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              In furtherance of international \r\n                                              co-operation and mutual assistance \r\n                                              among member countries parties to \r\n                                              the Convention, provision is made \r\n                                              in this Law for assistance, on \r\n                                              request, to foreign countries to \r\n                                              enable them pursue and seize in \r\n                                              Ghana, through due process of law, \r\n                                              properties acquired or derived \r\n                                              from illicit narcotic drug \r\n                                              activities.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              The following are the essential \r\n                                              elements of the Law.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              PART I&#8212;Section 1-6</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under this Part, importation, \r\n                                              exportation, possession, \r\n                                              cultivation, manufacture, supply, \r\n                                              use and administration of any \r\n                                              narcotic drug without lawful \r\n                                              authority is prohibited.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 7 a court or \r\n                                              Tribunal that convicts any person \r\n                                              has discretion not to impose the \r\n                                              minimum sentence where the \r\n                                              circumstances of the case demand.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8 (1) repeats the \r\n                                              provision in the current law where \r\n                                              if an accused person with two \r\n                                              previous convictions for specified \r\n                                              narcotic drug offences is again \r\n                                              convicted for such an offence he \r\n                                              shall be liable to imprisonment \r\n                                              for life.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Subsection (2) of section 8 \r\n                                              enables District Magistrates and \r\n                                              District Tribunals to try offences \r\n                                              under Part I but since most of the \r\n                                              stipulated minimum sentences are \r\n                                              beyond their jurisdiction, \r\n                                              convicts must be sent to the \r\n                                              appropriate higher Courts or \r\n                                              Tribunals for sentence.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 9 (1) the meaning of \r\n                                              narcotic drugs is defined and \r\n                                              section 9(2) provides for \r\n                                              amendment of the Schedules by the \r\n                                              Secretary.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              PART II</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              This Part deals with activities in \r\n                                              relation to properties which \r\n                                              constitute offences.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 10 makes any dealing \r\n                                              directly or indirectly in relation \r\n                                              to any property whether in Ghana \r\n                                              or outside Ghana with the \r\n                                              intention of managing, promoting, \r\n                                              establishing or carrying on any \r\n                                              activity which is an offence under \r\n                                              Part I an offence; and a person \r\n                                              with intention to assist or \r\n                                              facilitate such a crime also \r\n                                              commits an offence.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 11 makes possession of \r\n                                              property or proceeds from any \r\n                                              property known to have been \r\n                                              obtained from activities which \r\n                                              constitute a narcotic drug offence \r\n                                              in Ghana, an offence, wherever the \r\n                                              offence was committed.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 12 prohibits the \r\n                                              laundering of proceeds from \r\n                                              narcotic drug offences wherever \r\n                                              committed.&nbsp;&nbsp; Where any person is \r\n                                              convicted of a narcotic drug \r\n                                              offence under this Law, the \r\n                                              equipment or property, the subject \r\n                                              matter of the offence, shall be \r\n                                              forfeited to the State under \r\n                                              section 13 (1).&nbsp; However, section \r\n                                              13 (2) exempts carriers from \r\n                                              liability where the offence was \r\n                                              committed by someone other than \r\n                                              the owner of the carrier and it is \r\n                                              proved to the court that the use \r\n                                              of the carrier for the offence was \r\n                                              without the owner&#8217;s knowledge or \r\n                                              consent.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 14, once, there is \r\n                                              proof that a narcotic drug offence \r\n                                              has been committed, any equipment \r\n                                              or property used for the \r\n                                              commission of the offence shall be \r\n                                              forfeited notwithstanding that no \r\n                                              person has been convicted of the \r\n                                              offence . . . </span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              PART III</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              This Part deals with the pursuit \r\n                                              and forfeiture of illegal \r\n                                              properties.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 16 the \r\n                                              Attorney-General, may, where he \r\n                                              has reason to believe that a \r\n                                              person has or is holding on behalf \r\n                                              of another person property \r\n                                              suspected to be illegal property \r\n                                              under this Law, make an ex parte \r\n                                              application to a court for the \r\n                                              forfeiture of the property \r\n                                              specified in the application from \r\n                                              the person named therein.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 15 is specified \r\n                                              persons, who can be proceeded \r\n                                              against by the Attorney-General, \r\n                                              referred to as &#8220;liable persons&#8221;, \r\n                                              these are persons who have been \r\n                                              convicted of narcotic drug \r\n                                              offences, either in Ghana or of \r\n                                              similar offences abroad; persons \r\n                                              knowingly holding or concealing \r\n                                              illegal properties; persons to \r\n                                              whom such properties have been \r\n                                              passed, unless they hold them as \r\n                                              purchasers in good faith for \r\n                                              valuable consideration.&nbsp; Where a \r\n                                              person who can be proceeded \r\n                                              against under section 15 dies, his \r\n                                              personal representatives or where \r\n                                              there are no personal \r\n                                              representatives any beneficiaries \r\n                                              may be pursued.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 17, a court may on \r\n                                              hearing the Attorney-General on an \r\n                                              application under section 16, \r\n                                              cause a notice to be issued to the \r\n                                              liable person named in the \r\n                                              application to show cause why the \r\n                                              properties specified by the \r\n                                              Attorney-General in the \r\n                                              application should not be \r\n                                              forfeited, and the Court shall \r\n                                              rule after hearing the parties, \r\n                                              and make such order as it deems \r\n                                              just.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 18, the Court has \r\n                                              power to order forfeiture where \r\n                                              the person named as liable fails \r\n                                              to appear.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 19, the Court may \r\n                                              where it is satisfied that illegal \r\n                                              property has been sold to a \r\n                                              purchaser in good faith or that \r\n                                              the property cannot be traced or \r\n                                              is otherwise irrecoverable, order, \r\n                                              among others, that an amount equal \r\n                                              to the full value of the illegal \r\n                                              property shall be paid.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Failure to pay attracts \r\n                                              imprisonment under section 19 (3), \r\n                                              and where the liable persons dies \r\n                                              before or after the Court order, \r\n                                              the representative of his estate \r\n                                              or any beneficiary can be pursued.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 20 (1), all \r\n                                              contracts and dealings effected by \r\n                                              any person against whom notice has \r\n                                              been issued under Part III in \r\n                                              respect of the illegal property \r\n                                              are null and void.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 21, proceedings do \r\n                                              not abate upon the death of the \r\n                                              liable person, and any proceedings \r\n                                              pending are to be continued \r\n                                              against his personal \r\n                                              representatives or beneficiaries.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 22 (1) only the High \r\n                                              Court, National or Regional Public \r\n                                              Tribunals have original \r\n                                              jurisdiction under Part III of the \r\n                                              Law.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              PART IV</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              This Part deals with arrest, \r\n                                              investigation and seizure.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 23, a police officer \r\n                                              has power to arrest without \r\n                                              warrant any person whom he \r\n                                              reasonably suspects to have \r\n                                              committed or to be committing an \r\n                                              offence under this Law.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 24 deals with powers of \r\n                                              entry, search and seizure on \r\n                                              premises suspected to be used for \r\n                                              offences under the Law and section \r\n                                              25 deals with body searches of \r\n                                              suspects which can include both \r\n                                              external and internal body \r\n                                              searches, the latter of which must \r\n                                              be conducted by a medical officer. \r\n                                              Females are only to be searched by \r\n                                              other females; obstruction of a \r\n                                              person inspecting or searching is \r\n                                              an offence under section 26.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 27 empowers a magistrate \r\n                                              or District Tribunal to grant, on \r\n                                              an application by a police \r\n                                              officer, a right to intercept, \r\n                                              detain, open and search any \r\n                                              communication or postal article \r\n                                              which the magistrate or District \r\n                                              Tribunal considers likely to \r\n                                              contain relevant information or \r\n                                              substance for prosecution under \r\n                                              the Law.&nbsp; This application can \r\n                                              also extend to a request to the \r\n                                              magistrate or District Tribunal \r\n                                              for authorisation to intercept \r\n                                              transmitted messages and to listen \r\n                                              to any conversation by \r\n                                              telecommunication.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 28 gives the \r\n                                              Attorney-General special powers to \r\n                                              authorise any police officer, by a \r\n                                              written order, to investigate, \r\n                                              inspect and take copies of any \r\n                                              documents held by a bank or \r\n                                              financial institution among \r\n                                              others, for purposes relating to \r\n                                              an investigation into a narcotic \r\n                                              drug offence under this Law or \r\n                                              under a corresponding foreign law.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 29, the \r\n                                              Attorney-General has further \r\n                                              powers for the purposes of any \r\n                                              investigation into proceedings \r\n                                              relating to a narcotic drug \r\n                                              offence suspected to have been \r\n                                              committed under this Law or under \r\n                                              any corresponding foreign law, or \r\n                                              for purposes of Part III of this \r\n                                              Law, to require, by written \r\n                                              notice, any person whom the \r\n                                              Attorney-General has reason to \r\n                                              believe has information that would \r\n                                              assist in any such investigation, \r\n                                              to furnish him in writing a sworn \r\n                                              statement, identifying his \r\n                                              properties both inside and outside \r\n                                              Ghana, identifying properties sent \r\n                                              outside the country by him within \r\n                                              a specified period, the estimated \r\n                                              value and whether the property is \r\n                                              held by some other person on his \r\n                                              behalf and setting out all his \r\n                                              sources of income, earnings or \r\n                                              assents.&nbsp; Under section 30 the \r\n                                              Attorney-General also has power in \r\n                                              like manner to request any public \r\n                                              officer to furnish any document in \r\n                                              his possession.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under sections 31 to 34, where the \r\n                                              Attorney-General intends to make \r\n                                              an application against any person \r\n                                              to show cause why certain \r\n                                              specified properties should not be \r\n                                              forfeited, or where he intends to \r\n                                              institute court proceedings \r\n                                              against any person for a narcotic \r\n                                              drug related offence or where \r\n                                              proceedings have already been \r\n                                              instituted and pending, he may by \r\n                                              order require any person named in \r\n                                              the order to disclose the \r\n                                              whereabouts of all properties held \r\n                                              by him, prevent him from dealing, \r\n                                              expending or disposing of any \r\n                                              property the subject matter of the \r\n                                              proceedings, not to remove the \r\n                                              properties or not to leave Ghana \r\n                                              without prior written approval of \r\n                                              the Attorney-General.&nbsp; This order \r\n                                              may extend to any person holding \r\n                                              property for or on behalf of the \r\n                                              person named in the order and the \r\n                                              order may require such latter \r\n                                              person to also make such \r\n                                              disclosure and prohibit such \r\n                                              latter person from disposing of \r\n                                              any specified property without the \r\n                                              written approval of the \r\n                                              Attorney-General.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under subsection (7) of section \r\n                                              31, failure to comply constitutes \r\n                                              an offence.&nbsp;&nbsp; The method of \r\n                                              seizure of movable and immovable \r\n                                              property suspected to be illegal \r\n                                              for the purposes of this law is \r\n                                              dealt with under sections 35 and \r\n                                              36.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 37, all unauthorised \r\n                                              dealings with regard to seized \r\n                                              property after the seizure are \r\n                                              void.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Sections 39 and 40 provide for the \r\n                                              release of property seized under \r\n                                              the Law where there is no \r\n                                              prosecution or further action in \r\n                                              respect of the property and no \r\n                                              claim within a specified period \r\n                                              from the date of the seizure.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              PART V</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              This Part deals with vesting of \r\n                                              properties forfeited under the Law \r\n                                              in the State.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              PART VI</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 42 deals with co-operation \r\n                                              and assistance to foreign \r\n                                              authorities who request for \r\n                                              assistance in relation to drug \r\n                                              related offences in the foreign \r\n                                              country and enjoins the Ghanaian \r\n                                              authorities to render assistance.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 44 indicates how the \r\n                                              Ghanaian authority should assist \r\n                                              with service of processes or \r\n                                              documents from abroad.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 45 deals with transmission \r\n                                              of copies of statements or records \r\n                                              or results of investigations in \r\n                                              Ghana to the requesting foreign \r\n                                              authority.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 46 makes it clear that the \r\n                                              Ghanaian authority may authorise \r\n                                              any police officer to examine any \r\n                                              person specified in a request from \r\n                                              a foreign authority in respect of \r\n                                              a drug related offence.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 47, the examination \r\n                                              of a person suspected of a drug \r\n                                              related offence and specified by a \r\n                                              foreign authority as being so \r\n                                              suspected may, on an application \r\n                                              by the Attorney-General or the \r\n                                              Ghanaian authority to a magistrate \r\n                                              or District Tribunal, be ordered \r\n                                              by the magistrate or the Chairman \r\n                                              of the District Tribunal who shall \r\n                                              carry out the examination.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 48 allows the Ghanaian \r\n                                              authority to authorise search of \r\n                                              any person specified by a foreign \r\n                                              authority in a request and a \r\n                                              police officer so authorised shall \r\n                                              search the premises and may under \r\n                                              section 49 seize any property \r\n                                              requested by the foreign authority \r\n                                              as being property liable for \r\n                                              forfeiture under the law of the \r\n                                              foreign country or that the \r\n                                              property is required as evidence \r\n                                              in a drug related offence.&nbsp; The \r\n                                              section sets out the modalities \r\n                                              for transmission of any property \r\n                                              seized and the return of the \r\n                                              property where it is found not to \r\n                                              be illegal property.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Under section 50, on a request \r\n                                              from a foreign authority the \r\n                                              Ghanaian authority may intercept \r\n                                              communications for the purpose of \r\n                                              rendering assistance to the \r\n                                              foreign authority in relation to \r\n                                              any drug related matter.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 52 deals with the transfer \r\n                                              of a person in prison in Ghana to \r\n                                              a foreign country at the deals \r\n                                              with the transfer of a person in \r\n                                              prison in Ghana to a foreign \r\n                                              country at the request of a \r\n                                              foreign authority as a witness in \r\n                                              a prosecution in that country.&nbsp; \r\n                                              Any such transfer must be \r\n                                              authorised by the Secretary and \r\n                                              section 53 deals with arrangements \r\n                                              that may be entered into between \r\n                                              the foreign authority and the \r\n                                              Government of Ghana with regard to \r\n                                              payment.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              PART VII</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 55 sets up a Narcotics \r\n                                              Control Board under the control \r\n                                              and supervision of the Ministry of \r\n                                              the Interior.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 56 deals with punishment \r\n                                              for attempt and conspiracies for \r\n                                              offences under the Law.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 57 deals with offences by \r\n                                              bodies of persons.&nbsp; Under section \r\n                                              59 the powers of the police are \r\n                                              clearly indicated to be in \r\n                                              addition to their powers under any \r\n                                              other law.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 60 imposes a penalty not \r\n                                              exceeding ¢500,000.00 or \r\n                                              imprisonment for a term not \r\n                                              exceeding three years or both for \r\n                                              any offence under the Law for \r\n                                              which no specific penalty has been \r\n                                              imposed and provides in subsection \r\n                                              (2) for analyst reports.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 61 deals with the powers \r\n                                              of the Secretary to make \r\n                                              regulations and sections 62 and 63 \r\n                                              deal with interpretation and \r\n                                              repeals respectively.</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              amended by</span></p>\r\n                                              <p class="MsoNormal">\r\n                                              <span style="font-family: Arial">\r\n                                              CONTRACTS ACT, 1960 (ACT 25)1</span></p>\r\n                                              <p class="MsoNormal"></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="76" height="50" bgcolor="#003366">&nbsp;</td>\r\n<td width="777" height="50"><p align="center"></table>\r\n            </td>\r\n        </tr>\r\n', 'First', 'Yes', '');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(72, '  NATIONAL INVESTMENT BANK ACT, 1963 \n                                              (ACT 163)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1369" height="64">\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL INVESTMENT BANK ACT, 1963 \r\n                                              (ACT 163)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              As amended</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART I&#8212;ESTABLISHMENT OF BANK</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Establishment</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Establishment of Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Offices of the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Objects and Functions</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Objects of Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Functions of Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART II&#8212;CAPITAL AND RESERVE</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5.&nbsp; Authorised capital.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6.&nbsp; Payment of dividends.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              7.&nbsp; Limitation of liability of \r\n                                              shareholders.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8.&nbsp; General reserve fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              9.&nbsp; Borrowing powers.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              10. Guarantees and loans repayable \r\n                                              by Government.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART III&#8212;ADMINISTRATION</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Board</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              11. Board of directors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              12. Qualifications for appointment \r\n                                              as director.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              13. Term of office.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              14. Functions of Board.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              15. Meetings of Board.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              15A. Previous proceedings of board \r\n                                              valid notwithstanding any defects, \r\n                                              etc.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Managing Director</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              16. Managing Director.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART IV&#8212;ACCOUNTS AND AUDIT</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              17. Balance sheet.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              18. Appointment of auditor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              19. Duties and powers of auditor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART V&#8212;MISCELLANEOUS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              20. Relations with the Government.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              21. Relations with other Banks.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              22. Liquidation of Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              23. Service of documents.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              24. Commencement of business.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              25. Preliminary acts and expenses.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              26. Income Tax Ordinance, 1943.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              27.&nbsp; Companies Ordinance (Cap. \r\n                                              193).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              28.&nbsp; Regulations.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              29.&nbsp; Bye-laws.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              30.&nbsp; Interpretation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              THE HUNDRED AND SIXTY-THIRD</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center"></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL INVESTMENT BANK ACT, 1963</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to provide for the \r\n                                              establishment of a national \r\n                                              investment bank and other purposes \r\n                                              connected therewith.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 22nd March, 1963</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the President and \r\n                                              the National Assembly in this \r\n                                              present Parliament assembled as \r\n                                              follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART I&#8212;ESTABLISHMENT OF BANK</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Establishment</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Establishment of Bank.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) There shall be established a \r\n                                              body corporate to be known as the \r\n                                              National Investment Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Bank shall have perpetual \r\n                                              succession and a common seal and \r\n                                              may sue and be sued in its \r\n                                              corporate name.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Bank may, for and in \r\n                                              connection with its functions \r\n                                              under this Act, purchase, hold, \r\n                                              manage and dispose of any property \r\n                                              and may enter into such contracts \r\n                                              and other transactions as may be \r\n                                              expedient.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The application of the seal of \r\n                                              the Bank on any document shall be \r\n                                              authenticated by the signature of \r\n                                              the Managing Director and two \r\n                                              other directors of the Bank; and \r\n                                              in the absence of the Managing \r\n                                              Director the person appointed for \r\n                                              the time being under the \r\n                                              provisions of subsection (2) of \r\n                                              section 16 of this Act shall sign \r\n                                              on his behalf.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) The signatures of the Managing \r\n                                              Director and the other two \r\n                                              directors shall be independent of \r\n                                              the signing by any other person \r\n                                              who may sign any such document as \r\n                                              a witness.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Offices of the Bank.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The head office of the Bank \r\n                                              shall be at Accra.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Bank may open branches and \r\n                                              appoint agents in or out of Ghana \r\n                                              in accordance with decisions of \r\n                                              the Board in that behalf.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              Objects and Functions</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Objects of Bank.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The objects of the Bank shall \r\n                                              be to carry on the business of \r\n                                              assisting industrial, commercial, \r\n                                              agricultural and other enterprises \r\n                                              in general by,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) assisting in the \r\n                                              establishment, expansion and \r\n                                              modernisation of such enterprises;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) encouraging and facilitating \r\n                                              the participation of internal and \r\n                                              external capital in such \r\n                                              enterprises;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) counselling and encouraging \r\n                                              small Ghanaian business concerns; \r\n                                              and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) seeking to bring together \r\n                                              investment opportunities, internal \r\n                                              and external capital, and \r\n                                              experienced management;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and subject to the provisions of \r\n                                              this Act, to do all such things as \r\n                                              are incidental or conducive to the \r\n                                              attainment of the objects of the \r\n                                              Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Bank may operate in all \r\n                                              sectors of the national economy \r\n                                              including the public, the \r\n                                              co-operative and the private \r\n                                              sectors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) For the purposes of its \r\n                                              operations in the public sector, \r\n                                              the Bank may receive on special \r\n                                              deposit,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) moneys allocated by the \r\n                                              National Assembly for development \r\n                                              purposes or other allocations; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the proceeds of any internal \r\n                                              or external loan designated \r\n                                              specifically for enterprises in \r\n                                              the public sector;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and the Bank shall disburse the \r\n                                              same for the granting of loans on \r\n                                              applications sponsored by the \r\n                                              Government to industrial or other \r\n                                              enterprises.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Interest on any special \r\n                                              deposit received under the \r\n                                              immediately preceding subsection \r\n                                              shall be paid at a rate to be \r\n                                              agreed upon in consultation with \r\n                                              the Minister.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Any loans granted by the Bank \r\n                                              out of moneys received on any \r\n                                              special deposit under subsection \r\n                                              (3) of this section shall be \r\n                                              granted at the Bank''s lending rate \r\n                                              of interest and on the Bank''s own \r\n                                              responsibility:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that where the Bank is \r\n                                              for any reasonable cause unable to \r\n                                              take upon itself sole \r\n                                              responsibility for the repayment \r\n                                              of any such loan, the loan may be \r\n                                              facilitated by the Government \r\n                                              taking upon itself partial or \r\n                                              total responsibility towards the \r\n                                              Bank for any loss which may be \r\n                                              incurred by the Bank as a result \r\n                                              of the granting of such loan and \r\n                                              the extent of the Government''s \r\n                                              responsibility in any such case \r\n                                              shall be determined by the Board.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) The auditors of the Bank may \r\n                                              in their discretion direct that \r\n                                              any loan granted under subsection \r\n                                              (5) of this section on the partial \r\n                                              or total responsibility of the \r\n                                              Government be shown separately in \r\n                                              the Bank''s balance sheet from \r\n                                              other loans for which the Bank has \r\n                                              sole responsibility.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) Where Government \r\n                                              responsibility is only partial the \r\n                                              portion for which the Bank bears \r\n                                              sole responsibility shall be \r\n                                              included in the Bank''s liabilities \r\n                                              and assets; and it shall be the \r\n                                              duty of the auditors to include an \r\n                                              appropriate note to this effect in \r\n                                              the body of the balance sheet.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (8) For the purposes of its \r\n                                              operations in the co-operative and \r\n                                              private sectors the Bank may use,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) its general funds;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) funds borrowed generally on \r\n                                              the Bank''s own account from both \r\n                                              internal and external sources; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) any funds allocated by \r\n                                              Government for employment in such \r\n                                              sectors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (9) Any business or enterprise in \r\n                                              which Government holds not more \r\n                                              than forty per centum of the \r\n                                              ordinary share capital and does \r\n                                              not exercise effective control of \r\n                                              the management shall, for the \r\n                                              purposes of sub-section (8) of \r\n                                              this section, be deemed to be \r\n                                              engaged in the private sector of \r\n                                              the national economy.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (10) The Bank''s annual accounts \r\n                                              shall be drawn up in such a manner \r\n                                              as to show its operations under \r\n                                              subsection (8) of this section \r\n                                              separately from its operations \r\n                                              under subsection (3) of this \r\n                                              section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Functions of Bank.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) For the purposes of this Act \r\n                                              the Bank may&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) provide finance in the form of \r\n                                              long-term or medium-term loans \r\n                                              with or without security, or by \r\n                                              purchasing or subscribing for \r\n                                              shares or other securities, or by \r\n                                              acquiring any other interest;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) guarantee or become liable for \r\n                                              the payment of money, or for the \r\n                                              performance of any obligation, and \r\n                                              generally to transact all kinds of \r\n                                              guarantee business;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) transact all kinds of trust \r\n                                              and agency business;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) hold funds with any banks, \r\n                                              correspondents or agents whether \r\n                                              within or outside Ghana and to \r\n                                              furnish the Bank of Ghana with \r\n                                              such periodical reports as may be \r\n                                              necessary of the amount of funds \r\n                                              held abroad under this paragraph;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) furnish managerial, technical \r\n                                              and administrative advice and \r\n                                              assist in obtaining managerial, \r\n                                              technical, and administrative \r\n                                              services to industrial, \r\n                                              agricultural and commercial \r\n                                              enterprises;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (f) invest and deal with the \r\n                                              moneys of the Bank not immediately \r\n                                              required in such securities and in \r\n                                              such manner as may from time to \r\n                                              time be determined by the Board;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (g) acquire by way of purchase, \r\n                                              lease or otherwise any property \r\n                                              and sell, exchange, surrender, \r\n                                              lease, mortgage, charge, convert, \r\n                                              turn to account or otherwise \r\n                                              dispose of any such property;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (h) accept, before the date on \r\n                                              which it is due, any payment in \r\n                                              respect of a loan granted by the \r\n                                              Bank;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              issue bonds, which shall be deemed \r\n                                              to be trustee securities, with a \r\n                                              maturity date of not less than \r\n                                              three years;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (j) draw, issue, accept or \r\n                                              endorse, discount and re-discount \r\n                                              bills of exchange, promissory \r\n                                              notes for the purposes of the \r\n                                              business of the Bank;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (k) underwrite new issues of \r\n                                              stocks, bonds, debentures and \r\n                                              other securities;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (l) give any guarantee or \r\n                                              indemnity to, and enter into any \r\n                                              arrangements with, the Government, \r\n                                              any local authority or any body \r\n                                              corporate or other person, in \r\n                                              order to obtain any rights, \r\n                                              concessions and privileges that \r\n                                              may seem to the Bank to be \r\n                                              conducive to the attainment of any \r\n                                              of the objects of the Bank;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (m)&nbsp; make appropriate provision \r\n                                              for the welfare of employees or \r\n                                              former employees of the Bank and \r\n                                              of their dependants;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (n) undertake research, studies, \r\n                                              investigations and experiments in \r\n                                              regard to the economic and \r\n                                              technical feasibility of \r\n                                              industrial, agricultural, \r\n                                              commercial and other projects or \r\n                                              enterprises;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (o) do all or any of the above \r\n                                              acts as principals, agents, \r\n                                              contractors, trustees or otherwise \r\n                                              and either by or through trustees, \r\n                                              agents, sub-contractors or \r\n                                              otherwise, and either alone or in \r\n                                              partnership or in conjunction with \r\n                                              any other body and to contract for \r\n                                              the carrying on of any operation \r\n                                              connected with the Bank''s business \r\n                                              by any other body.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Bank is further authorised \r\n                                              to perform the following \r\n                                              functions:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) receive deposits from and keep \r\n                                              cash accounts for companies, \r\n                                              corporations and other persons \r\n                                              (legal or natural) who have taken \r\n                                              or have agreed to take development \r\n                                              loans or facilities from the Bank;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) grant overdraft, with or \r\n                                              without security, to such extent \r\n                                              as the Bank considers proper;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) draw, accept, discount, buy \r\n                                              and sell bills of exchange and \r\n                                              other negotiable securities;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) make, issue and circulate bank \r\n                                              drafts and letters of credit to \r\n                                              order or otherwise than to the \r\n                                              bearer on demand;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) draw bills of exchange and \r\n                                              grant letters of credit payable \r\n                                              outside Ghana;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (f) buy and sell telegraphic \r\n                                              transfers whether payable in Ghana \r\n                                              or elsewhere;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (g) buy bills of exchange payable \r\n                                              outside Ghana at any usance not \r\n                                              exceeding six months;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (h) deal with all such matters and \r\n                                              do all such things as may be \r\n                                              incidental or subsidiary to the \r\n                                              functions specified in the \r\n                                              preceding paragraphs of this \r\n                                              section. [As Substituted by the \r\n                                              National Investment Bank Act 1963 \r\n                                              (Amendment) Decree, 1975 (NRCD \r\n                                              316) s. 1].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART II&#8212;CAPITAL AND RESERVE</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Authorised Capital.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The share capital of the Bank \r\n                                              shall be eighty million cedis \r\n                                              divided into shares of no par \r\n                                              value of which seventy-five per \r\n                                              centum shall be taken up by the \r\n                                              Government and the remaining \r\n                                              twenty-five per centum shall be \r\n                                              issued to the public at such time, \r\n                                              in such amounts and in such manner \r\n                                              as the Board may determine. [As \r\n                                              Substituted by the National \r\n                                              Investment Bank (Amendment) Law, \r\n                                              1985 (PNDCL 106) s. 1 (a)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Minister shall, on the \r\n                                              establishment of the Bank pay up \r\n                                              thirty-three one-third per centum \r\n                                              of the nominal value of the shares \r\n                                              taken up by the Government and the \r\n                                              remaining sixty-six two-thirds per \r\n                                              centum shall remain uncalled for, \r\n                                              for twelve calendar months from \r\n                                              the date of the commencement of \r\n                                              operations by the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Subject to the provisions of \r\n                                              the immediately preceding \r\n                                              subsection, further calls may be \r\n                                              made by the Bank, at intervals of \r\n                                              not less than twelve calendar \r\n                                              months, in such amounts and in \r\n                                              such manner as the Board may \r\n                                              determine.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Shares issued to the public \r\n                                              shall carry the right to dividend \r\n                                              at a minimum rate of three per \r\n                                              centum per annum.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) The Board may from time to \r\n                                              time, with the prior approval of \r\n                                              the Minister, increase the share \r\n                                              capital of the Bank and may divide \r\n                                              any unissued capital, original or \r\n                                              increased, into different classes, \r\n                                              with or without any preference, \r\n                                              priority or privileges, or subject \r\n                                              to any postponement of rights, or \r\n                                              to any conditions or restrictions, \r\n                                              and of such nominal value as the \r\n                                              Board may think fit.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Payment of Dividends.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No dividend shall be paid in \r\n                                              respect of the Bank''s first year \r\n                                              of operations.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Bank shall not declare nor \r\n                                              pay any dividends in excess of \r\n                                              five per centum on shares issued \r\n                                              to the Government and the public \r\n                                              at any time when the amount of \r\n                                              moneys in the general reserve fund \r\n                                              is less in amount than one-half of \r\n                                              the share capital of the Bank. [As \r\n                                              Substituted by the National \r\n                                              Investment Bank (Amendment) Law, \r\n                                              1985 (PNDCL 106) s. 1 (b)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 7&#8212;Limitation of Liability \r\n                                              of Shareholders.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The liability of any holder of \r\n                                              shares in the Bank shall be \r\n                                              limited to the amount, if any, \r\n                                              unpaid on the shares held by such \r\n                                              holder.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              General Reserve Fund</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8&#8212;General Reserve Fund.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) There shall be established by \r\n                                              the Bank a general reserve fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) At the end of each financial \r\n                                              year, after allowing from the \r\n                                              expenses of operation, and after \r\n                                              provision has been made for bad \r\n                                              and doubtful debts, depreciation \r\n                                              in assets, contributions to staff \r\n                                              and superannuation funds and other \r\n                                              contingencies, and for any other \r\n                                              purpose to which the profits of \r\n                                              the Bank may properly be applied, \r\n                                              there shall be transferred to the \r\n                                              general reserve fund:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) such part of the general \r\n                                              profits as the Board considers \r\n                                              appropriate, if the amount of \r\n                                              moneys in the general reserve fund \r\n                                              is less than the authorised share \r\n                                              capital of the Bank; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) one quarter of the net \r\n                                              profits, if the amount of moneys \r\n                                              in the general reserve fund is not \r\n                                              less than the amount of the \r\n                                              authorised share capital of the \r\n                                              Bank; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and any moneys thereafter \r\n                                              remaining after the payment of \r\n                                              dividends declared by the Bank \r\n                                              shall be paid into the \r\n                                              Consolidated Fund. [As Subtituted \r\n                                              by the National Investment Bank \r\n                                              Act, 1963 (Amendment) Decree, 1978 \r\n                                              (SMCD 152) s. 3].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 9&#8212;Borrowing Powers.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Subject to the provisions of \r\n                                              this section the Bank may borrow, \r\n                                              raise or guarantee any sum of \r\n                                              money from any source whether \r\n                                              within or without Ghana, upon such \r\n                                              terms and conditions as it may \r\n                                              deem fit; and for the purpose of \r\n                                              securing the same and interest \r\n                                              thereon or as collateral security \r\n                                              for any debt, liability or \r\n                                              obligation of the Bank or of any \r\n                                              third party or for any other \r\n                                              purpose create, issue, make and \r\n                                              give any bonds, perpetual or \r\n                                              redeemable debentures, or \r\n                                              debenture stock or any mortgage or \r\n                                              charge on the undertaking or the \r\n                                              whole or any part of the property, \r\n                                              rights and assets, present or \r\n                                              future of the Bank, including the \r\n                                              uncalled capital of the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The total amount of moneys \r\n                                              borrowed, raised or guaranteed and \r\n                                              owing or outstanding under this \r\n                                              section shall not at any time \r\n                                              exceed in the aggregate ten times \r\n                                              the total amount of the paid up \r\n                                              share capital and reserve funds of \r\n                                              the Bank:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that the Secretary \r\n                                              responsible for Finance and \r\n                                              Economic Planning may, in \r\n                                              consultation with the Bank of \r\n                                              Ghana, by legislative&nbsp; instrument \r\n                                              vary the ratio of the total amount \r\n                                              of moneys borrowed, raised or \r\n                                              guaranteed and owing or \r\n                                              outstanding to the paid up shares \r\n                                              and reserve funds of the Bank \r\n                                              prescribed in this subsection. [As \r\n                                              Substituted by the National \r\n                                              Investment Bank (Amendment) Law, \r\n                                              1985 (PNDCL 106) s. 1 (d)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) For the purposes of this \r\n                                              section,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) any moneys received by the \r\n                                              Bank on special deposit under the \r\n                                              provisions of subsection (3) of \r\n                                              section 3 of this Act shall not be \r\n                                              counted in the total amount \r\n                                              borrowed by the Bank;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the amount of moneys owing or \r\n                                              outstanding in respect of any \r\n                                              guarantee shall be deemed to be \r\n                                              the maximum amount of the \r\n                                              principal sum contingently payable \r\n                                              under such guarantee and the \r\n                                              amount of any moneys borrowed or \r\n                                              proposed to be borrowed or of \r\n                                              guarantees given or proposed to be \r\n                                              given which are repayable or, as \r\n                                              the case may be, payable in a \r\n                                              currency other than the Ghana cedi \r\n                                              shall be converted into the cedi \r\n                                              at the official par value of the \r\n                                              cedi established with the \r\n                                              International Monetary Fund. [As \r\n                                              Amended by the National Investment \r\n                                              Bank Act, 1963 (Amendment) Decree, \r\n                                              1967 (NLCD 121) s. 3]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 10&#8212;Guarantees and Loans \r\n                                              Repayable by Government.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The President may in writing, \r\n                                              in the name and on behalf of the \r\n                                              Republic on such terms and \r\n                                              conditions as the President may \r\n                                              determine,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) guarantee, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) agree to repay </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              loans raised by the Bank from any \r\n                                              international financial \r\n                                              organisation or from any foreign \r\n                                              government institution, or any \r\n                                              foreign private banking \r\n                                              institution.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where the President in the \r\n                                              name and on behalf of the Republic \r\n                                              agrees to repay a loan under \r\n                                              paragraph (b) of the preceding \r\n                                              subsection provision shall be made \r\n                                              by the bank for the repayment of \r\n                                              any such loan to the President.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Loans guaranteed, or agreed to \r\n                                              be repaid, under the preceding \r\n                                              subsections may be denominated in \r\n                                              foreign currency.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) All moneys payable by the \r\n                                              Minister under any guarantee or \r\n                                              agreement are hereby charged on \r\n                                              the Consolidated Fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Any moneys payable to the \r\n                                              President under subsection (2) of \r\n                                              this section shall be paid into \r\n                                              the Consolidated Fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) Subject to the provisions of \r\n                                              subsection (7) of this section any \r\n                                              moneys payable by the Bank whether \r\n                                              to the Government or the lender in \r\n                                              respect of principal, interest and \r\n                                              other charges on any loan to the \r\n                                              Bank from any international \r\n                                              financial organisation or any \r\n                                              foreign government institution or \r\n                                              from any foreign private source, \r\n                                              or by the President under a \r\n                                              guarantee or agreement to repay \r\n                                              given under subsection (1) of this \r\n                                              section shall, notwithstanding the \r\n                                              provisions of any other enactment, \r\n                                              be paid,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) without deduction for, and \r\n                                              free from any taxes, duties or \r\n                                              fees imposed by or under any \r\n                                              enactment for the time being in \r\n                                              force;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) free from all restrictions \r\n                                              imposed by or under any enactment \r\n                                              for the time being in force.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) The provisions of the \r\n                                              immediately preceding subsection \r\n                                              shall not apply to any taxes, \r\n                                              duties, fees or restrictions on \r\n                                              payments under any bond or \r\n                                              promissory note to the Government \r\n                                              or, as the case may be, the said \r\n                                              international organisation or the \r\n                                              said foreign government \r\n                                              institution or the said foreign \r\n                                              private source when such bond or \r\n                                              promissory note is beneficially \r\n                                              owned by any person resident in \r\n                                              Ghana.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (8) For the purposes of subsection \r\n                                              (7) of this section the question \r\n                                              whether any person is or is not \r\n                                              resident in Ghana shall be \r\n                                              determined in accordance with the \r\n                                              provisions of section 83 of the \r\n                                              Income Tax Decree, 1966 (NLCD 78). \r\n                                              [As Substituted by National \r\n                                              Investment Bank Act, 1963 \r\n                                              (Amendment) Decree, 1975 (NRCD \r\n                                              316) s. 3].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART III&#8212;ADMINISTRATION</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              The Board</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 11&#8212;Board of Directors.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The governing body of the Bank \r\n                                              shall be a Board of Directors.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Board shall consist of&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the Managing Director who \r\n                                              shall be the Chairman;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the Deputy Managing Director \r\n                                              appointed under section 16 of this \r\n                                              Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the official head of the \r\n                                              Ministry responsible for Finance \r\n                                              or his representative being a \r\n                                              public officer not below the rank \r\n                                              of Principal Assistant Secretary;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) the official head of the \r\n                                              Ministry responsible for \r\n                                              Industries or his representative \r\n                                              being a public officer not below \r\n                                              the rank of Principal Assistant \r\n                                              Secretary;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) four directors appointed by \r\n                                              the National Redemption Council of \r\n                                              whom at least two shall be \r\n                                              representatives of the \r\n                                              shareholders of the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The directors to be appointed \r\n                                              under paragraph (e) of subsection \r\n                                              (2) of this section shall be \r\n                                              persons of experience in financial \r\n                                              affairs, not being persons \r\n                                              employed by the Government.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The appointment of directors \r\n                                              required by paragraph (e) of \r\n                                              subsection (2) of this section to \r\n                                              be representatives of the \r\n                                              shareholders of the Bank shall be \r\n                                              made in consultation with, and \r\n                                              from among the shareholders (other \r\n                                              than the Government) who hold \r\n                                              shares of a nominal value of not \r\n                                              less than ¢100,000.00 in the \r\n                                              capital of the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) A majority of all the \r\n                                              directors of the Bank shall be \r\n                                              persons who are citizens of \r\n                                              Ghana.&quot; [As Substituted by the \r\n                                              National Investment Bank Act, 1963 \r\n                                              (Amendment) Decree, 1975 (NRCD \r\n                                              316) s. 4 and further Amended by \r\n                                              National Investment Bank Act 1963 \r\n                                              (Amendment) Decree, 1978 (SMCD 152 \r\n                                              s. 4)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 12&#8212;Qualifications for \r\n                                              Appointment as Director.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No person shall be qualified \r\n                                              to be appointed a director of the \r\n                                              Bank who,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) is a Member of Parliament;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) having been declared an \r\n                                              insolvent or a bankrupt under any \r\n                                              law in force in Ghana or in any \r\n                                              other country, is an undischarged \r\n                                              insolvent or bankrupt; [Amended by \r\n                                              National Investment Bank Act 1963 \r\n                                              (Amendment) Decree, 1975 (NRCD \r\n                                              316) s.5].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A director of the Bank shall \r\n                                              cease to hold office if,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) he becomes a person of unsound \r\n                                              mind or incapable of carrying out \r\n                                              his duties;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) he is declared an insolvent or \r\n                                              a bankrupt under any law in force \r\n                                              in Ghana or in any other country;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) he suspends payment or \r\n                                              compounds with his creditors;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) he is convicted of a felony or \r\n                                              any offence involving fraud or \r\n                                              dishonesty;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) he is guilty of serious \r\n                                              misconduct in relation to his \r\n                                              duties;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (f) in the case of a person \r\n                                              possessed of professional \r\n                                              qualifications, he is disqualified \r\n                                              or suspended, otherwise than at \r\n                                              his own request, from practising \r\n                                              his profession in Ghana or in any \r\n                                              other country by the order of any \r\n                                              competent authority made in \r\n                                              respect of him personally.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 13&#8212;Term of Office.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) On the first day of March each \r\n                                              year the director appointed under \r\n                                              paragraph (e) of subsection (2) of \r\n                                              section 11 of this Act who has \r\n                                              held office for the longest period \r\n                                              since his last appointment shall \r\n                                              retire.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) As between directors appointed \r\n                                              on the same day the director to \r\n                                              retire shall, unless they \r\n                                              otherwise agree, be decided by \r\n                                              lot.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A director appointed under \r\n                                              paragraph (e) of subsection (2) of \r\n                                              section 11 of this Act may, by \r\n                                              writing under his hand addressed \r\n                                              to the Commissioner responsible \r\n                                              for Finance resign his office. [As \r\n                                              Substituted by the National \r\n                                              Investment Bank Act, 1963 \r\n                                              (Amendment) Decree, 1975 (NRCD \r\n                                              316) s. 6].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) If the office of a director \r\n                                              becomes vacant otherwise than by \r\n                                              effluxion of time or in the \r\n                                              opinion of the Minister a director \r\n                                              is incapacitated by absence from \r\n                                              Ghana, illness or any other \r\n                                              sufficient cause from performing \r\n                                              the duties of his office, the \r\n                                              Minister may appoint another \r\n                                              person to hold office in his \r\n                                              place.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) A person appointed to act in \r\n                                              the place of a director under the \r\n                                              provisions of subsection (4) of \r\n                                              this section shall cease to hold \r\n                                              office on the date when the person \r\n                                              in whose place he holds office \r\n                                              would have ceased to hold office \r\n                                              in accordance with the provisions \r\n                                              of this Act, or when the Minister \r\n                                              is satisfied that the incapacity \r\n                                              of the person in whose place he \r\n                                              holds office has terminated, \r\n                                              whichever is the earlier event.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) All directors shall be \r\n                                              eligible for re-appointment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 14&#8212;Functions of Board.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) It shall be the duty of the \r\n                                              Board to ensure that every \r\n                                              application shall be dealt with \r\n                                              and considered strictly on its \r\n                                              financial and economic merits \r\n                                              irrespective of all other \r\n                                              considerations, and in general to \r\n                                              ensure that,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the Bank shall perform all its \r\n                                              functions and conduct all its \r\n                                              affairs in accordance with sound \r\n                                              business, financial and investment \r\n                                              standards and practice;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the Bank shall not seek, in \r\n                                              any enterprise financed by it a \r\n                                              controlling interest or any other \r\n                                              such interest as would give it \r\n                                              primary responsibility for the \r\n                                              management of such enterprise, but \r\n                                              the Bank shall reserve to itself \r\n                                              the right to ensure that the \r\n                                              enterprises financed by it are \r\n                                              properly and efficiently operated;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the Bank shall take all such \r\n                                              measures as may be necessary to \r\n                                              ensure that any financial \r\n                                              assistance rendered by it to any \r\n                                              business or enterprise is utilised \r\n                                              for the purpose for which such \r\n                                              financial assistance is given;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) the Bank shall employ the \r\n                                              funds at its disposal with due \r\n                                              regard to the diversification of \r\n                                              their employment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The rates at which the Bank \r\n                                              shall charge interest, fees, \r\n                                              commissions and other charges \r\n                                              shall be determined and reviewed \r\n                                              from time to time by the Board.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) In determining the rate of \r\n                                              interest to be charged by the Bank \r\n                                              on its loans the Board shall take \r\n                                              into account, in addition to any \r\n                                              other consideration, the rate of \r\n                                              interest paid by the Bank on \r\n                                              borrowed funds and the need to \r\n                                              maintain the Bank at all times in \r\n                                              a sound financial condition.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The Bank shall not make an \r\n                                              investment in or otherwise have \r\n                                              financial transaction with any \r\n                                              enterprise in which a director of \r\n                                              the Bank is a partner, director or \r\n                                              shareholder, or is in any other \r\n                                              way directly or indirectly \r\n                                              interested, unless the director \r\n                                              shall,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) prior to the voting have \r\n                                              disclosed any such interest,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) have refrained from \r\n                                              participating in the discussion of \r\n                                              the matter in issue and if so \r\n                                              required by the chairman withdrawn \r\n                                              from the meeting of the Board \r\n                                              during such discussion, and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the transaction is unanimously \r\n                                              approved by the other directors of \r\n                                              the Bank present at the Board \r\n                                              meeting.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 15&#8212;Meeting of Board.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The chairman of the Board \r\n                                              shall summon meetings of the Board \r\n                                              for the despatch of the Bank''s \r\n                                              business as often as may be \r\n                                              required but not less frequently \r\n                                              than once in every month.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The quorum at any meeting of \r\n                                              the Board shall be four and, \r\n                                              unless otherwise provided, \r\n                                              decisions shall be adopted by a \r\n                                              simple majority of the votes of \r\n                                              members present.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The chairman shall be entitled \r\n                                              to vote at any such meeting and in \r\n                                              the case of an equality of votes \r\n                                              shall have a casting vote. [As \r\n                                              Substituted by the National \r\n                                              Investment Bank Act, 1963 \r\n                                              (Amendment) Decree, 1968 (NLCD \r\n                                              236) s. 4].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 15A&#8212;Previous Proceedings \r\n                                              of Board Valid Notwithstanding any \r\n                                              Defects, etc.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              No proceeding at any meeting of \r\n                                              the Board during the period \r\n                                              commencing on the 16th of August, \r\n                                              1965 and ending on the 1st day of \r\n                                              August, 1966 shall be deemed to be \r\n                                              invalid by reason of any defect in \r\n                                              the appointment of any member of \r\n                                              the Board or by reason of the fact \r\n                                              that any person who was not \r\n                                              entitled to attend or vote at, any \r\n                                              such meeting attended or voted at \r\n                                              such a meeting. [Inserted and to \r\n                                              be Cited as the National \r\n                                              Investment Act, 1963 (Amendment) \r\n                                              Decree, 1967 (NLCD 121), s. 7].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              The Managing Director</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 16&#8212;Managing Director.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) There shall be a Managing \r\n                                              Director who shall be a person of \r\n                                              recognised financial experience \r\n                                              appointed by the National \r\n                                              Redemption Council for a period \r\n                                              not exceeding five years on such \r\n                                              terms as the National Redemption \r\n                                              Council may determine, and shall \r\n                                              on the expiration of the initial \r\n                                              term of five years, be eligible \r\n                                              for reappointment for further \r\n                                              periods not exceeding five years \r\n                                              on each subsequent re-appointment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) There shall be a Deputy \r\n                                              Managing Director who shall be \r\n                                              appointed by the National \r\n                                              Redemption Council from the \r\n                                              management staff of the Bank upon \r\n                                              the recommendation of the Board \r\n                                              and on such terms as the Board may \r\n                                              determine.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Subject to the provisions of \r\n                                              this Act and to the general \r\n                                              control of the Board on matters of \r\n                                              policy, the Managing Director \r\n                                              shall be charged with the \r\n                                              direction of the business of the \r\n                                              Bank, and of its administration \r\n                                              and organisation and with the \r\n                                              employment, control and dismissal \r\n                                              of all employees of the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The Deputy Managing Director \r\n                                              shall, subject to the provisions \r\n                                              of this Act,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) be charged with the \r\n                                              performance of the functions of \r\n                                              the Managing Director when the \r\n                                              Managing Director is absent from \r\n                                              Ghana or is otherwise \r\n                                              incapacitated from performing \r\n                                              those functions; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) otherwise assist the Managing \r\n                                              Director in the discharge of the \r\n                                              said functions as the Managing \r\n                                              Director may delegate to him. [As \r\n                                              Substituted by the National \r\n                                              Investment Bank Act, 1963 \r\n                                              (Amendment) Decree, 1975 (NRCD \r\n                                              316) s. 7].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART IV&#8212;ACCOUNTS AND AUDIT</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 17&#8212;Balance Sheet.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Board shall cause proper \r\n                                              accounts and other records in \r\n                                              relation thereto to be kept; and \r\n                                              the books of account of the Bank \r\n                                              shall be balanced on the \r\n                                              thirty-first day of December of \r\n                                              each year, and shall be audited by \r\n                                              the auditor of the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The annual statement of \r\n                                              accounts as audited shall be \r\n                                              signed by the chairman, two \r\n                                              directors and the secretary of the \r\n                                              Bank, and shall be sent to the \r\n                                              Minister not later than the first \r\n                                              day of March each year.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The annual statement of \r\n                                              accounts shall, as soon as may be \r\n                                              practicable, be laid by the \r\n                                              Minister before the National \r\n                                              Assembly and shall be published in \r\n                                              the Gazette.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The annual statement of \r\n                                              accounts shall give a true and \r\n                                              fair view of the profit or loss of \r\n                                              the Bank for the period to which \r\n                                              it relates.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) For the purposes of this \r\n                                              section, the period from the \r\n                                              commencement of this Act to the \r\n                                              thirty-first day of December, 1963 \r\n                                              shall be deemed to be a financial \r\n                                              year.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) The Bank shall,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) exhibit throughout the year in \r\n                                              a conspicuous position in every \r\n                                              office or branch of the Bank in \r\n                                              Ghana a copy of its last audited \r\n                                              balance sheet;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) on or about the date of the \r\n                                              presentation of such balance sheet \r\n                                              to the shareholders in general \r\n                                              meeting cause a copy thereof to be \r\n                                              published in a daily newspaper \r\n                                              circulating in Ghana;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) not later than seven days \r\n                                              prior to the date of the general \r\n                                              meeting send a copy thereof to \r\n                                              each shareholder entitled to \r\n                                              attend such meeting.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 18&#8212;Appointment of Auditor.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) An auditor shall be elected \r\n                                              and his remuneration fixed at the \r\n                                              annual general meeting of \r\n                                              shareholders of the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Subject as aforesaid the Board \r\n                                              shall, prior to the first annual \r\n                                              general meeting appoint an auditor \r\n                                              and fix his remuneration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) An auditor elected or \r\n                                              appointed under this Act may be a \r\n                                              shareholder, but no director or \r\n                                              employee of the Bank shall be \r\n                                              eligible to be elected or \r\n                                              appointed as auditor during his \r\n                                              continuance in office.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) If any casual vacancy occurs \r\n                                              in the office of auditor the \r\n                                              vacancy shall be filled by the \r\n                                              Board.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) An auditor shall be eligible \r\n                                              for re-election.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) Without prejudice to the \r\n                                              foregoing provisions of this \r\n                                              section the Minister may at any \r\n                                              time, in his absolute discretion \r\n                                              request the Auditor-General or \r\n                                              such auditors as the Minister may \r\n                                              appoint, to examine and report on \r\n                                              the accounts of the Bank; and the \r\n                                              Auditor-General or such auditors \r\n                                              shall do so accordingly, and the \r\n                                              Bank shall provide all necessary \r\n                                              and proper facilities therefor.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 19&#8212;Duties and Powers of \r\n                                              Auditor.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In the discharge of his \r\n                                              functions under this Act, the \r\n                                              auditor of the Bank shall have \r\n                                              access at all reasonable times to \r\n                                              the books, accounts and other \r\n                                              documents of the Bank and may at \r\n                                              the expense of the Bank if \r\n                                              appointed by the Bank and at the \r\n                                              expense of the Government if \r\n                                              appointed by the Minister, employ \r\n                                              accountants or other persons to \r\n                                              assist him in investigating the \r\n                                              accounts and may, in relation to \r\n                                              such accounts, examine any \r\n                                              director or any employee of the \r\n                                              Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The auditor shall make a \r\n                                              report to the shareholders or to \r\n                                              the Minister, as the case may be, \r\n                                              upon the annual statement of \r\n                                              accounts and in every such report \r\n                                              he shall state whether, in his \r\n                                              opinion, the balance-sheet is a \r\n                                              full and fair balance-sheet \r\n                                              containing the necessary \r\n                                              particulars and properly drawn up \r\n                                              so as to exhibit a true and fair \r\n                                              view of the state of the Bank''s \r\n                                              affairs, regard being had to the \r\n                                              provisions of subsections (6) and \r\n                                              (10) of section 3 of this Act, \r\n                                              and, where he has called for any \r\n                                              explanation or information from \r\n                                              the Board, whether it has been \r\n                                              given and whether it is \r\n                                              satisfactory.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Any such report made to the \r\n                                              shareholders shall be read \r\n                                              together with the report of the \r\n                                              Board at the annual general \r\n                                              meeting.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The auditor appointed by the \r\n                                              Board or elected at an annual \r\n                                              general meeting shall be supplied \r\n                                              by the Bank with all notices and \r\n                                              other communications relating to \r\n                                              any general meeting which any \r\n                                              shareholder of the Bank is \r\n                                              entitled to receive and shall be \r\n                                              entitled to attend any such \r\n                                              meeting and to be heard thereat on \r\n                                              any part of the business of the \r\n                                              meeting which concerns him as \r\n                                              auditor but shall not be entitled \r\n                                              to vote on any such matter before \r\n                                              the meeting.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART V&#8212;MISCELLANEOUS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 20&#8212;Relations with the \r\n                                              Government.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Bank may act generally as \r\n                                              agent for the Government or for a \r\n                                              Government corporation where it \r\n                                              can do so appropriately and \r\n                                              consistently with this Act and \r\n                                              with its functions as an \r\n                                              investment bank and an agency for \r\n                                              economic development.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 21&#8212;Relations with other \r\n                                              Banks.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Bank may keep accounts \r\n                                              with any bank in Ghana or in any \r\n                                              other country and may receive from \r\n                                              any such bank overdrafts, loans or \r\n                                              any other financial accommodation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Bank may, subject to the \r\n                                              provisions of this Act, seek the \r\n                                              co-operation of, and co-operate \r\n                                              with, other banks in Ghana \r\n                                              whenever necessary.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Bank may appoint one or \r\n                                              more other banks within Ghana or \r\n                                              in any other country, or any \r\n                                              branches of the same to act as the \r\n                                              Bank''s agent for the furtherance \r\n                                              of the Bank''s business.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) [Repealed by National \r\n                                              Investment Bank Act, 1963 \r\n                                              (Amendment) Decree, 1975 (NRCD \r\n                                              316) s, 9]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 22&#8212;Liquidation of Bank.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Bank shall not be placed in \r\n                                              liquidation except pursuant to an \r\n                                              Act passed in that behalf and then \r\n                                              only in such manner as the Act \r\n                                              shall direct.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 23&#8212;Service of Documents.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any document may be served on the \r\n                                              Bank by leaving it at or sending \r\n                                              it by registered post to the head \r\n                                              office of the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 24&#8212;Commencement of \r\n                                              Business.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Bank shall commence business \r\n                                              under this Act on such day as the \r\n                                              Minister may, by legislative \r\n                                              instrument with the prior approval \r\n                                              of the President, appoint.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 25&#8212;Preliminary Acts and \r\n                                              Expenses.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any act done and preliminary \r\n                                              expenses sanctioned by the \r\n                                              Minister in connection with the \r\n                                              formation of the Bank shall have \r\n                                              the same effect and validity as if \r\n                                              such acts had been validly done \r\n                                              and such expenses validly incurred \r\n                                              by the Board; and the Board may \r\n                                              continue any such act or thing \r\n                                              commenced under any such sanction \r\n                                              but remaining unfinished at the \r\n                                              date of the coming into operation \r\n                                              of this Act as if such act or \r\n                                              thing had been initiated and \r\n                                              carried through by the Board.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 26&#8212;Income Tax Ordinance, \r\n                                              1943.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              [Repealed by the National \r\n                                              Investment Bank (Amendment) Law, \r\n                                              1985 (PNDCL 106), s. 1(d)]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 27&#8212;Companies Ordinance \r\n                                              (Cap. 193).</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The provisions of the Companies \r\n                                              Ordinance (Cap. 193) or any \r\n                                              statutory modification or \r\n                                              re-enactment thereof shall not \r\n                                              apply to the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 28&#8212;Regulations.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Minister may, after \r\n                                              consultation with the Board, by \r\n                                              legislative instrument, make \r\n                                              Regulations for the better \r\n                                              carrying into effect of the \r\n                                              provisions of this Act, and in \r\n                                              particular for such matters as, \r\n                                              were the Bank a company registered \r\n                                              under the Companies Ordinance \r\n                                              (Cap.193) or any statutory \r\n                                              modification or re-enactment \r\n                                              thereof, would be dealt with in \r\n                                              the articles of association.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 29&#8212;Bye-Laws.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Board may, with the prior \r\n                                              approval of the Minister, make \r\n                                              bye-laws consistent with this Act \r\n                                              regulating its functions under \r\n                                              this Act including the following, \r\n                                              namely,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the operating policy, rules \r\n                                              and procedures, and the conduct of \r\n                                              the general business of the Bank;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the books and accounts to be \r\n                                              kept at the head office and \r\n                                              branches of the Bank;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the remuneration of the \r\n                                              directors;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) the conduct and defence of \r\n                                              legal proceedings and the manner \r\n                                              of signing pleadings; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) the constitution and \r\n                                              management of a provident fund for \r\n                                              the employees of the Bank.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 30&#8212;Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In this Act unless the context \r\n                                              otherwise requires,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Bank&quot; means the National \r\n                                              Investment Bank established by \r\n                                              section 1 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Board&quot; means the Board of \r\n                                              directors of the Bank established \r\n                                              under section 11 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;financial year&quot; means the period \r\n                                              of twelve months ending on the \r\n                                              thirty-first day of December of \r\n                                              each year;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Managing Director&quot; means the \r\n                                              Managing Director appointed under \r\n                                              section 16 of this Act or as the \r\n                                              case may be the Deputy Managing \r\n                                              Director appointed under the said \r\n                                              section; [As Substituted by the \r\n                                              National Investment Bank Act, 1963 \r\n                                              (Amendment) Decree, 1975 (NRCD \r\n                                              316) s. 8].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Minister&quot; means the Secretary \r\n                                              responsible for Finance and \r\n                                              Economic Planning; [Modified by \r\n                                              the National Investment Bank \r\n                                              (Amendment) Law, 1985 (PNDCL 106) \r\n                                              s. 2].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;property&quot; means movable or \r\n                                              immovable property;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;public sector&quot; includes \r\n                                              State-owned enterprises and joint \r\n                                              State and foreign private \r\n                                              enterprises.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              amended by</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL INVESTMENT BANK ACT, 1963 \r\n                                              (AMENDMENT) DECREE, 1967 (NLCD \r\n                                              121)1.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL INVESTMENT BANK ACT, 1963 \r\n                                              (AMENDMENT) DECREE, 1968 (NLCD \r\n                                              236)2.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL INVESTMENT BANK ACT, 1963 \r\n                                              (AMENDMENT) DECREE, 1975 (NRCD \r\n                                              316)3.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL INVESTMENT BANK ACT, 1963 \r\n                                              (AMENDMENT) DECREE, 1978 (SMCD \r\n                                              152)4.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL INVESTMENT BANK \r\n                                              (AMENDMENT) LAW, 1985 (PNDCL \r\n                                              106)5.</span></p>\r\n                                              <p></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="76" height="50" bgcolor="#003366"></table></td>\r\n        </tr>\r\n', 'First', 'Yes', 'ACT 163');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(73, 'NATIONAL WEEKLY LOTTO ACT, 1961 \n                                              (ACT 94)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1358" height="64">\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL WEEKLY LOTTO ACT, 1961 \r\n                                              (ACT 94).</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              As amended </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Power to conduct Lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1A. District Weekly Lotto. </span>\r\n                                              </p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Prohibition.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Clandestine lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Foreign lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Punishment for subsequent \r\n                                              offences.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6. Seizure and forfeiture of \r\n                                              registers, etc., relating to \r\n                                              offences.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6A. Action to be Brought within \r\n                                              three Months.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              7. Financial provisions.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8. Deficits to be met from the \r\n                                              Consolidated Fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8A. Payment of Security Deposit by \r\n                                              Weekly Lotto Operators.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8B. Tax Liabilities.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8C. Records and Account of \r\n                                              District Weekly Lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8D. Returns.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              9. Accounts and audit.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              10. Possession of forged lotto \r\n                                              tickets, coupons or other \r\n                                              documents.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              11. Regulations.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              12. Interpretation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              THE NINETY-FOURTH</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-size: 12.0pt; font-family: Times New Roman"><!--[if gte vml 1]><v:shapetype id="_x0000_t75"\r\n coordsize="21600,21600" o:spt="75" o:preferrelative="t" path="m@4@5l@4@11@9@11@9@5xe"\r\n filled="f" stroked="f">\r\n <v:stroke joinstyle="miter"/>\r\n <v:formulas>\r\n  <v:f eqn="if lineDrawn pixelLineWidth 0"/>\r\n  <v:f eqn="sum @0 1 0"/>\r\n  <v:f eqn="sum 0 0 @1"/>\r\n  <v:f eqn="prod @2 1 2"/>\r\n  <v:f eqn="prod @3 21600 pixelWidth"/>\r\n  <v:f eqn="prod @3 21600 pixelHeight"/>\r\n  <v:f eqn="sum @0 0 1"/>\r\n  <v:f eqn="prod @6 1 2"/>\r\n  <v:f eqn="prod @7 21600 pixelWidth"/>\r\n  <v:f eqn="sum @8 21600 0"/>\r\n  <v:f eqn="prod @7 21600 pixelHeight"/>\r\n  <v:f eqn="sum @10 21600 0"/>\r\n </v:formulas>\r\n <v:path o:extrusionok="f" gradientshapeok="t" o:connecttype="rect"/>\r\n <o:lock v:ext="edit" aspectratio="t"/>\r\n</v:shapetype><v:shape id="_x0000_s1025" type="#_x0000_t75" alt="" style=''width:78.75pt;\r\n height:66.75pt''>\r\n <v:imagedata src="NATIONAL%20WEEKLY%20LOTTO%20ACT,%201961%20(ACT%2094)._files/image001.jpg"\r\n  o:href="file:///C:\\Documents%20and%20Settings\\Administrator\\Desktop\\glf\\all\\ACTS%20&amp;%20LAW\\1%20REP\\coatofarms_small.jpg"/>\r\n</v:shape><![endif]--><![if !vml]></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE NATIONAL WEEKLY LOTTO ACT, \r\n                                              1961</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to authorise the Minister \r\n                                              of Finance to conduct a National \r\n                                              Weekly Lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT:&nbsp; 22nd November, \r\n                                              1961</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the President and \r\n                                              the National Assembly in this \r\n                                              present Parliament assembled as \r\n                                              follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Power to Conduct Lotto.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              With a view to the raising of \r\n                                              revenue it shall be lawful&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) for the Secretary to conduct a \r\n                                              National Weekly Lotto; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) for any District Assembly to \r\n                                              authorise any individual or any \r\n                                              unincorporated association of \r\n                                              individuals by a licence issued \r\n                                              under this Act to operate a \r\n                                              District Weekly Lotto.[As \r\n                                              substituted by the National Weekly \r\n                                              Lotto (Amendment) Law, 1989 (PNDCL \r\n                                              223), s.(a)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1A&#8212;District Weekly Lotto.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The operation of any form of \r\n                                              lotto other than a lotto operated \r\n                                              by the Department of National \r\n                                              Lotteries shall be known as a \r\n                                              District Weekly Lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Every District Assembly shall \r\n                                              have the power to issue a licence \r\n                                              to any individual or any \r\n                                              unincorporated association of \r\n                                              individuals hereafter in this Law \r\n                                              referred to as &quot;an operator&quot; to \r\n                                              operate a District Weekly Lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) An application for a licence \r\n                                              to operate a District Weekly Lotto \r\n                                              shall be made to the District \r\n                                              Assembly of the area where the \r\n                                              applicant intends to operate and \r\n                                              in accordance with the provisions \r\n                                              of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) No licence for the operation \r\n                                              of a District Weekly Lotto shall \r\n                                              be issued to any person unless \r\n                                              such person is of the age of \r\n                                              eighteen years and is a citizen of \r\n                                              Ghana.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) There shall be paid in respect \r\n                                              of every licence issued under this \r\n                                              Act such annual fee as may be \r\n                                              determined by bye-laws made by the \r\n                                              District Assemblies.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) Every District Assembly shall \r\n                                              be responsible for the control and \r\n                                              supervision of any District Weekly \r\n                                              Lotto operated in its area of \r\n                                              administration.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) A licence issued under this \r\n                                              Act to an operator shall be \r\n                                              revoked where the operator&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) is convicted of an offence \r\n                                              under this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) is unable to maintain the \r\n                                              security deposit payable under \r\n                                              section 8A of this Act or \r\n                                              contravenes any of the provisions \r\n                                              of this Act.[As inserted by the \r\n                                              National Weekly Lotto (Amendment) \r\n                                              Law, 1989 (PNDCL 223), s.(b)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Prohibition.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Any lotto, otherwise than a \r\n                                              Lotto promoted and conducted under \r\n                                              the provisions of this Act, shall \r\n                                              be unlawful.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any person who contravenes the \r\n                                              provisions of the preceding \r\n                                              subsection commits an offence and \r\n                                              shall be liable on summary \r\n                                              conviction to a fine not exceeding \r\n                                              one hundred thousand cedis or to \r\n                                              imprisonment for a term not \r\n                                              exceeding two years or to both \r\n                                              such fine and imprisonment.[As \r\n                                              amended by the National Weekly \r\n                                              Lotto (Amendment) Law, 1989 (PNDCL \r\n                                              223), s.(c)(i), (ii) ].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Clandestine Lotto.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A clandestine lotto, by \r\n                                              whatever name called and in \r\n                                              whatever manner and under whatever \r\n                                              denomination it may be conducted, \r\n                                              is prohibited.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any person undertaking a \r\n                                              clandestine lotto or collecting \r\n                                              stakes therein and any person \r\n                                              aiding or abetting the same in any \r\n                                              way commits an offence and shall \r\n                                              be liable on summary conviction to \r\n                                              a fine of not less than twenty \r\n                                              thousand cedis and not exceeding \r\n                                              one hundred thousand cedis or to \r\n                                              imprisonment for a term of not \r\n                                              less than six months and not \r\n                                              exceeding two years.[As amended by \r\n                                              the National Weekly Lotto \r\n                                              (Amendment) Law, 1989 (PNDCL 223), \r\n                                              s.(d)(i), (ii)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Any person laying stakes in a \r\n                                              clandestine lotto not being an \r\n                                              accessory commits an offence and \r\n                                              shall be liable on summary \r\n                                              conviction, to a fine of not less \r\n                                              than five pounds and not exceeding \r\n                                              twenty pounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Foreign Lotto.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Any person who imports, sells, \r\n                                              distributes, or acquires for the \r\n                                              purpose of sale any foreign lotto \r\n                                              ticket commits an offence and \r\n                                              shall be liable on summary \r\n                                              conviction to a fine not exceeding \r\n                                              fifty thousand cedis or to \r\n                                              imprisonment for a term not \r\n                                              exceeding six months.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any person who acquires, for \r\n                                              the purpose of gambling, any \r\n                                              foreign lotto tickets commits an \r\n                                              offence and shall be liable on \r\n                                              summary conviction to a fine of \r\n                                              not less than two thousand cedis \r\n                                              and not exceeding ten thousand \r\n                                              cedis.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Any person who publishes in \r\n                                              any manner whatsoever or by \r\n                                              whatever means causes any other \r\n                                              person to publish in any manner \r\n                                              whatsoever any foreign lotto \r\n                                              prospectus, advertisement or \r\n                                              drawing, or brings to the \r\n                                              knowledge of any person the places \r\n                                              where subscriptions thereto may be \r\n                                              made commits an offence and shall \r\n                                              be liable on summary conviction to \r\n                                              a fine of not less than five \r\n                                              thousand cedis and not exceeding \r\n                                              ten thousand cedis.[As amended by \r\n                                              the National Weekly Lotto \r\n                                              (Amendment) Law, 1989 (PNDCL 223), \r\n                                              s.(e)(i), (ii)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Punishment for \r\n                                              Subsequent Offences.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Where a person is convicted of a \r\n                                              second or any subsequent offence \r\n                                              against the provisions of this Act \r\n                                              or of regulations made thereunder, \r\n                                              he shall be liable to a fine not \r\n                                              exceeding five hundred thousand \r\n                                              cedis or to imprisonment for a \r\n                                              term not exceeding one year or to \r\n                                              both such fine and \r\n                                              imprisonment.[As amended by the \r\n                                              National Weekly Lotto (Amendment) \r\n                                              Law, 1989 (PNDCL 223), s.(f)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Seizure and Forfeiture \r\n                                              of Registers, Etc., Relating to \r\n                                              Offence.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              All registers, instruments of \r\n                                              gaming, tickets, bills, cards, \r\n                                              money, whether it represents the \r\n                                              pool or the stakes or the prize \r\n                                              won, the movable or immovable \r\n                                              things provided as prizes, and \r\n                                              every other thing relating to an \r\n                                              offence committed under the \r\n                                              provisions of this Act, or which \r\n                                              has served or was intended to \r\n                                              serve for the commission of the \r\n                                              offence, shall be seized and \r\n                                              confiscated and shall be disposed \r\n                                              of in such manner as a District \r\n                                              Magistrate, on application being \r\n                                              made to him, may order.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6A&#8212;Action to be Brought \r\n                                              within three Months.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Notwithstanding the provisions of \r\n                                              the Limitation Decree, 1972 (NRCD \r\n                                              54), which provides, inter alia, \r\n                                              that an action founded on simple \r\n                                              contract shall be barred after six \r\n                                              years, where a person wishes to \r\n                                              bring an action to dispute the \r\n                                              decision of the Director not to \r\n                                              pay a lotto winning, such action \r\n                                              shall be commenced within three \r\n                                              months after the date of the \r\n                                              notice of the annulment of the \r\n                                              lotto winning. [As inserted by \r\n                                              National Weekly Lotto (Amendment) \r\n                                              Decree, 1976 NRCD 351) s. 1].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 7&#8212;Financial Provisions.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) There shall be an account to \r\n                                              be known as the Lotto Account.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) There shall be paid into the \r\n                                              Lotto Account the proceeds of the \r\n                                              sale of tickets, coupons or other \r\n                                              documents to be used in the \r\n                                              conduct of any Lotto by the \r\n                                              Commissioner, any fines imposed by \r\n                                              the Director on Lotto Receivers \r\n                                              and any forfeiture as may be \r\n                                              expedient in accordance with the \r\n                                              provisions of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) There shall be paid out of the \r\n                                              Lotto Account the money for the \r\n                                              prizes in each Lotto and payments \r\n                                              duly made to those who are engaged \r\n                                              in the sale of tickets, coupons or \r\n                                              other documents used in the \r\n                                              conduct of the Lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) At the end of each quarter any \r\n                                              balance in the Lotto Account shall \r\n                                              be paid into the Consolidated \r\n                                              Fund. [As substituted by National \r\n                                              Weekly Lotto (Amendment) Decree, \r\n                                              1977 (SMCD 83) s. 1 (a) ].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8&#8212;Deficits to be Met from \r\n                                              the Consolidated Fund.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              If the amount standing to the \r\n                                              credit of the Lotto Account at any \r\n                                              time is less than the amount \r\n                                              required to meet the money for \r\n                                              prizes or other payments to be \r\n                                              made out of the Account under the \r\n                                              last foregoing section, the amount \r\n                                              of money so required shall be \r\n                                              charged on the Consolidated Fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8A&#8212;Payment of Security \r\n                                              Deposit by Weekly Lotto Operators.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No District Assembly shall \r\n                                              license any applicant to operate a \r\n                                              District Weekly Lotto under this \r\n                                              Act unless such applicant pays to \r\n                                              the District Assembly and \r\n                                              maintains at all times while he \r\n                                              carries on such operation a \r\n                                              security deposit of such an amount \r\n                                              as the District Assembly shall \r\n                                              determine.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The security deposit shall be \r\n                                              the asset of the operator but \r\n                                              shall be available to the operator \r\n                                              only&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) where he cannot in the opinion \r\n                                              of the District Assembly, \r\n                                              reasonably meet his liabilities \r\n                                              for the payment of prize monies \r\n                                              arising from any weekly lotto from \r\n                                              his available resources and the \r\n                                              winnings remain unpaid for more \r\n                                              than fifteen days from the date of \r\n                                              presentation for payment; or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) where he ceases to operate the \r\n                                              District Weekly Lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Any withdrawal made out of the \r\n                                              security deposit under subsection \r\n                                              (1) (a) shall be replaced by the \r\n                                              operator within thirty days from \r\n                                              the date of the withdrawal.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8B&#8212;Tax Liabilities.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) An operator of a District \r\n                                              Weekly Lotto shall pay such \r\n                                              quarterly sum as may be determined \r\n                                              by the Commissioner of Internal \r\n                                              Revenue, to the Internal Revenue \r\n                                              office within the area of his \r\n                                              operation in the District.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The Commissioner of Internal \r\n                                              Revenue shall issue a receipt to \r\n                                              the operator upon the payment of \r\n                                              any sum determined under \r\n                                              subsection (1) of this section and \r\n                                              shall, in computing the tax \r\n                                              liability of the operator for any \r\n                                              quarter or year of assessment, \r\n                                              credit such operator with any \r\n                                              payment made under subsection (1) \r\n                                              of this section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Commissioner of Internal \r\n                                              Revenue shall at the end of every \r\n                                              six months pay 75% of the taxes \r\n                                              collected from operators to the \r\n                                              Secretary for Local Government who \r\n                                              shall be responsible for \r\n                                              allocating such monies to the \r\n                                              District Assemblies on a formula \r\n                                              approved by the Council.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8C&#8212;Records and Account of \r\n                                              District Weekly Lotto.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A licensed operator shall keep \r\n                                              and records of&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) coupons approved for his use \r\n                                              in the operation of the lotto;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) a register of sales of \r\n                                              coupons; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) a register of his officials or \r\n                                              agents.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any record kept under \r\n                                              subsection (1) of this section \r\n                                              shall be available for inspection \r\n                                              by any authorised officer of the \r\n                                              District Assembly.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8D&#8212;Returns.&nbsp;&nbsp; </span></b>\r\n                                              </p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Every operator shall submit to \r\n                                              the District Assembly quarterly \r\n                                              returns on coupons collected and \r\n                                              sold within his area of operation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) For the purposes of compiling \r\n                                              statistics on lotto in Ghana every \r\n                                              District Assembly shall at the end \r\n                                              of every year commencing from 31st \r\n                                              December, 1989 submit returns on \r\n                                              the operation of the lotto within \r\n                                              its administrative area to the \r\n                                              Director of National Lotteries.[As \r\n                                              inserted by the National Weekly \r\n                                              Lotto (Amendment) Law, 1989 (PNDCL \r\n                                              223), s.(g)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 9&#8212;Accounts and Audit.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Minister shall for every \r\n                                              Lotto keep an account of all \r\n                                              receipts and outgoings in a form \r\n                                              approved by the Auditor-General.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Within six months from the end \r\n                                              of any year in which the Lotto \r\n                                              draws have been held the \r\n                                              Auditor-General shall present to \r\n                                              the National Assembly a copy of \r\n                                              the account kept under this \r\n                                              section as respects such Lotto \r\n                                              draws and audited by the \r\n                                              Auditor-General, and a report \r\n                                              concerning the Lotto draws, and \r\n                                              shall state in the report whether \r\n                                              he is satisfied that all \r\n                                              practicable steps have been taken \r\n                                              for the prevention of fraud in \r\n                                              connection with the Lotto.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Minister shall keep a \r\n                                              separate record of any payments \r\n                                              made out of the Consolidated Fund \r\n                                              under the last foregoing section \r\n                                              to meet a deficit and of any \r\n                                              subsequent payments made under \r\n                                              section 7 of this Act out of the \r\n                                              Lotto Account into the \r\n                                              Consolidated Fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The accounts certified by the \r\n                                              Auditor-General shall include \r\n                                              payments made to meet deficits \r\n                                              whether or not the total of such \r\n                                              deficits is greater than the \r\n                                              amounts subsequently paid into the \r\n                                              Consolidated Fund.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 10&#8212;Possession of Forged \r\n                                              Lotto Tickets, Coupons or other \r\n                                              Documents.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any person who without lawful \r\n                                              excuse, the proof of which shall \r\n                                              be on him, has in his possession \r\n                                              any forged ticket, coupon or other \r\n                                              document for any Lotto draw under \r\n                                              this Act shall be guilty of an \r\n                                              offence and liable on summary \r\n                                              conviction to imprisonment for a \r\n                                              term not exceeding two years. [As \r\n                                              Substituted by National Weekly \r\n                                              Lotto (Amendment) Decree, 1977 (SMCD \r\n                                              83) s. 1 (b) ].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 11&#8212;Regulations.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Secretary in consultation with \r\n                                              the Secretary for Local Government \r\n                                              may by legislative instrument, \r\n                                              make Regulations for:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the administration of the \r\n                                              Lotto;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) the number of Lotto offices \r\n                                              authorised to receive stakes; [As \r\n                                              amended by the National Weekly \r\n                                              Lotto (Amendment) Law, 1989 (PNDCL \r\n                                              223), s.(h) (i)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) the day, the hour and the \r\n                                              method of conducting the Lotto and \r\n                                              its periodical drawings as well as \r\n                                              the persons who shall be present \r\n                                              at a draw of the Lotto;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) the stakes that may be laid on \r\n                                              the result of the draw;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (e) the amount of the prizes to be \r\n                                              distributed and the conditions \r\n                                              under which prizes may be paid;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (f) the manner and the conditions \r\n                                              in or under which stakes may be \r\n                                              accepted;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (g) the day and the hour when \r\n                                              stakes shall no longer be accepted \r\n                                              and when counterfoils and carbon \r\n                                              copies of tickets, coupons or \r\n                                              other documents used in the \r\n                                              conduct of the Lotto shall be \r\n                                              deposited;[As Substituted by \r\n                                              National Weekly Lotto (Amendment) \r\n                                              Decree, 1977 (SMCD 83) s. 1 (c) ].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (h) the number, the duties and \r\n                                              obligations of the receivers of \r\n                                              the stakes, and the percentage, or \r\n                                              other remuneration which they may \r\n                                              be allowed;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              the appointment of a Commission to \r\n                                              conduct the draws;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (j) the appointment of a Board to \r\n                                              verify the winning tickets, \r\n                                              coupons or other documents used in \r\n                                              the conduct of the Lotto with the \r\n                                              respective counterfoils and carbon \r\n                                              copies of such tickets, coupons or \r\n                                              other documents, to be present at \r\n                                              all the draws and to carry out \r\n                                              such other duties as may be \r\n                                              prescribed by the Regulations;[As \r\n                                              Substituted by National Weekly \r\n                                              Lotto (Amendment) Decree, 1977 (SMCD \r\n                                              83) s. 1 (c)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (k) the method of collection and \r\n                                              disposal of subscriptions;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (l) the form of any tickets or \r\n                                              other documents to be used in the \r\n                                              conduct of the Lotto;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (m) the value of the prizes to be \r\n                                              distributed;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (n) the time within which, and the \r\n                                              method by which, prizes may be \r\n                                              claimed;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (o) the determination of any \r\n                                              dispute as to the person entitled \r\n                                              to any prize or money providing \r\n                                              that in the event of a dispute as \r\n                                              to a prize remaining unsettled for \r\n                                              a prescribed period the prize may \r\n                                              be forfeited;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (p) the issue and sale of tickets, \r\n                                              coupons or other documents to be \r\n                                              used in the conduct of the Lotto; \r\n                                              [As Substituted by National Weekly \r\n                                              Lotto (Amendment) Decree, 1977 (SMCD \r\n                                              83) s. 1 (c)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (q) the forfeiture of unclaimed \r\n                                              prizes after a prescribed period;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (r) the licensing of operators of \r\n                                              District Weekly Lotto.[As \r\n                                              substituted by the National Weekly \r\n                                              Lotto (Amendment) Law, 1989 (PNDCL \r\n                                              223), s.(h)(ii)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (s) the fees payable by operators;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (t) the effective implementation \r\n                                              of the provision of this Act. [As \r\n                                              inserted by the National Weekly \r\n                                              Lotto (Amendment) Law, 1989 (PNDCL \r\n                                              223), s.(h)(iii)].</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 12&#8212;Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In this Act unless the context \r\n                                              otherwise requires&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;clandestine lotto&quot; means a lotto \r\n                                              conducted, otherwise than under \r\n                                              the provision of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;lotto&quot; means the National Weekly \r\n                                              Lotto promoted under this Act or \r\n                                              the District Weekly Lotto operated \r\n                                              by a licensed operator;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;operator&quot; means any individual or \r\n                                              unincorporated association of \r\n                                              individuals licensed by a District \r\n                                              Assembly under this Act to operate \r\n                                              a District Weekly Lotto;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Secretary&quot; means the Secretary \r\n                                              responsible for National \r\n                                              Revenue.[As inserted by the \r\n                                              National Weekly Lotto (Amendment) \r\n                                              Law, 1989 (PNDCL 223), s.(i)]</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              amended by&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL WEEKLY LOTTO (AMENDMENT) \r\n                                              DECREE 1975 (NRCD 351)1.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL WEEKLY LOTTO (AMENDMENT) \r\n                                              DECREE 1977 (SMCD 83)2.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NATIONAL WEEKLY LOTTO (AMENDMENT) \r\n                                              LAW, 1989 (PNDCL 223).3</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify"></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="71" height="50" bgcolor="#003366">&nbsp;</td>\r\n        </tr>\r\n', 'First', 'Yes', 'ACT 94');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(74, 'NOTARIES PUBLIC ACT, 1960 (ACT 26)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1334" height="64">\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              NOTARIES PUBLIC ACT, 1960 (ACT 26)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1.&nbsp; Appointment</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2.&nbsp; Oath to be taken on \r\n                                              appointment</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3.&nbsp; The Roll of Notaries Public</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4.&nbsp; Notaries to be officers of \r\n                                              Court</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5.&nbsp; Penalty for unqualified \r\n                                              persons acting</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6.&nbsp; Notary to refuse to act in \r\n                                              certain cases, subject to appeal \r\n                                              to Court</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              7.&nbsp; Duty in case of refusal</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8.&nbsp; Penalty for misfeasance</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              9.&nbsp; Fees</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              10. Diplomatic and consular \r\n                                              representatives abroad</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              11. District Magistrates to have \r\n                                              powers of notaries public</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              12. Definitions</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              13. Repeal</span></p>\r\n                                              <p class="MsoNormal" style="text-align:justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span><span style="font-family:Arial"></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">&nbsp;</p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ACT</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              OF THE PARLIAMENT OF THE REPUBLIC \r\n                                              OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              NOTARIES PUBLIC ACT, 1960</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to consolidate the law \r\n                                              relating to notaries public.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 22nd December, \r\n                                              1960.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the President and \r\n                                              the National Assembly in this \r\n                                              present Parliament assembly as \r\n                                              follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Appointment.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Chief Justice may appoint to \r\n                                              be a notary public any person whom \r\n                                              he considers fit and proper to \r\n                                              discharge the duties assigned to \r\n                                              that office by law or by the \r\n                                              practice of commerce.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Oath to be taken on \r\n                                              Appointment.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Every person so appointed shall \r\n                                              before entering upon the duties of \r\n                                              his office be sworn before the \r\n                                              Chief Justice or before a Judge of \r\n                                              the Supreme Court or High Court \r\n                                              well and faithfully to discharge \r\n                                              the duties of the office and shall \r\n                                              pay the stamp duty prescribed by \r\n                                              law.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;The Roll of Notaries \r\n                                              Public.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Roll of the Supreme Court \r\n                                              in which the names of notaries \r\n                                              public are enrolled shall be known \r\n                                              as the Roll of Notaries Public and \r\n                                              shall be kept&nbsp; by the Judicial \r\n                                              Secretary.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Upon complying with section 2 \r\n                                              of this Act, a person appointed to \r\n                                              be a notary public shall be \r\n                                              enrolled and shall be granted a \r\n                                              certificate of enrolment under the \r\n                                              seal of the Court.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A person whose name is not \r\n                                              enrolled shall not be entitled to \r\n                                              perform the functions of a notary \r\n                                              public, except as otherwise \r\n                                              provided by this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Notaries to be Officers \r\n                                              of Court.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Every notary public shall be an \r\n                                              officer of the Courts, and the \r\n                                              Supreme Court may for reasonable \r\n                                              cause suspend any notary from \r\n                                              practising during any specified \r\n                                              period, or order his name to be \r\n                                              struck off the Roll, and any Judge \r\n                                              of the Supreme Court or High Court \r\n                                              may suspend any notary \r\n                                              temporarily, pending a reference \r\n                                              to and confirmation or \r\n                                              disallowance of the suspension by \r\n                                              the Supreme Court.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Penalty for Unqualified \r\n                                              Persons Acting.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any person who purports to act in \r\n                                              the capacity of notary public, \r\n                                              other than a person authorised so \r\n                                              to do by this Act, is guilty of an \r\n                                              offence and is liable to a fine \r\n                                              not exceeding fifty pounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Notary to Refuse to Act \r\n                                              in Certain Cases, Subject to, \r\n                                              Appeal to Court.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In all cases where the \r\n                                              circumstances appear to the notary \r\n                                              suspicious and not warranting the \r\n                                              notarial act demanded, the notary \r\n                                              shall refuse to act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any person who considers \r\n                                              himself aggrieved by the refusal \r\n                                              may apply to the High Court for an \r\n                                              order calling upon the notary to \r\n                                              act in the execution of his \r\n                                              office. Before applying for the \r\n                                              order the aggrieved person shall \r\n                                              cause reasonable notice of the \r\n                                              application to be given to the \r\n                                              notary refusing to act and to such \r\n                                              person, if any, in the State as \r\n                                              may be interested in the subject \r\n                                              of the notarial act demanded.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 7&#8212;Duty in Case of Refusal.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Whenever a notary refuses to act \r\n                                              as aforesaid he shall mark upon \r\n                                              the document in respect of which \r\n                                              the notarial act is demanded his \r\n                                              refusal, together with his \r\n                                              signature and the date of the \r\n                                              refusal.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8&#8212;Penalty for Misfeasance.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Any notary public or other person \r\n                                              who wilfully certifies or \r\n                                              propounds any false statement or \r\n                                              document, or who fraudulently and \r\n                                              with intent to deceive, conceals, \r\n                                              witholds, or perverts any fact or \r\n                                              document pertinent to the subject \r\n                                              of a notarial act is guilty of a \r\n                                              misdemeanour.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 9&#8212;Fees.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The fees for discharging the \r\n                                              duties of a notary public may be \r\n                                              prescribed by the Minister by \r\n                                              executive instrument.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any fees received by a public \r\n                                              officer for the discharge of \r\n                                              notarial duties shall form part of \r\n                                              the public revenues and shall be \r\n                                              paid by the officer into the \r\n                                              Accountant-General''s Department.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Until fees are prescribed the \r\n                                              fees payable immediately before \r\n                                              the passing of this Act shall \r\n                                              continue to be payable.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 10&#8212;Diplomatic and Consular \r\n                                              Representatives Abroad.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Every ambassador, minister, \r\n                                              diplomatic agent and consular \r\n                                              officer of Ghana in any foreign \r\n                                              country may do any notarial act \r\n                                              which any notary public may do \r\n                                              within the State and every oath, \r\n                                              affidavit, and notarial act made \r\n                                              or done by or before such a person \r\n                                              is as effectual as if made or done \r\n                                              by or before any lawful authority \r\n                                              in the State.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 11&#8212;District Magistrates to \r\n                                              have Powers of Notaries Public.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              All District Magistrates shall \r\n                                              have and may exercise the \r\n                                              functions of a notary public; \r\n                                              provided that in any town in which \r\n                                              a notary public is available, the \r\n                                              functions exercisable by \r\n                                              Magistrates shall be limited to \r\n                                              the following matters, namely, the \r\n                                              certification of acts of honour, \r\n                                              the authentication of instruments, \r\n                                              the certification of copies of \r\n                                              instruments and the attestation of \r\n                                              instruments.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 12&#8212;Definitions.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              In this Act&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;enrolled&quot; means enrolled in the \r\n                                              Roll of Notaries Public;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;the Minister&quot; means the Minister \r\n                                              to whom functions under this Act \r\n                                              are for the time being assigned by \r\n                                              the President.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 13&#8212;Repeal.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Notaries Public Ordinance \r\n                                              (Cap. 7) is repealed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></td>\r\n                </tr>\r\n              </tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="76" height="50" bgcolor="#003366">&nbsp;</td>\r\n<td width="777" height="50"><p align="center"></table>\r\n            </td>\r\n        </tr>\r\n', 'First', 'Yes', 'ACT 26'),
(75, 'OFFICIAL PUBLICATIONS ACT, 1959 \n                                              (NO. 85 OF 59)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1369" height="64">\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b><span style="font-family: Arial">OFFICIAL PUBLICATIONS ACT, 1959 \r\n                                              (NO. 85 OF 59)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Short title.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Substitute for Gazette \r\n                                              publication.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Evidence.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Amendment of Section 13 of \r\n                                              Statutory Instruments Act, 1959.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Assented to in Her Majesty''s Name \r\n                                              and on Her Majesty''s behalf this \r\n                                              22nd day of December, 1959. No. 52 \r\n                                              of 1959.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              LISTOWEL</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Governor-General.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              </p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to amend the law relating \r\n                                              to official publications and to \r\n                                              amend Section 13 of the Statutory \r\n                                              Instruments Act, 1959.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Date of Commencement: 24th \r\n                                              December, 1959.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              BE IT ENACTED by the Queen''s Most \r\n                                              Excellent Majesty, by and with the \r\n                                              advice and consent of the National \r\n                                              Assembly of Ghana in this present \r\n                                              Parliament assembled, and by the \r\n                                              authority of the same as follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Short Title.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              This Act may be cited as the \r\n                                              Official Publications Act, 1959.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Substitute for Gazette \r\n                                              Publication</span></b><span style="font-family: Arial">.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The publication by the \r\n                                              Government Printer of any Act, \r\n                                              instrument, notice or other \r\n                                              document otherwise than in the \r\n                                              Gazette shall, if notice of the \r\n                                              publication thereof is given in \r\n                                              the Gazette, have the like effect \r\n                                              for the purposes of any Act \r\n                                              requiring publication in the \r\n                                              Gazette or otherwise referring to \r\n                                              such publication as if the \r\n                                              document had been published in the \r\n                                              Gazette on the date on which \r\n                                              notice of the publication was \r\n                                              given therein:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that this subsection \r\n                                              shall not apply to the publication \r\n                                              of Bills.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Except where expressly \r\n                                              disapplied by an Act passed after \r\n                                              the commencement of this Act, \r\n                                              subsection (1) shall have effect \r\n                                              as well for the purposes of an Act \r\n                                              so passed as for the purposes of \r\n                                              an exiting Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Evidence.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) A copy of any document \r\n                                              purporting to have been printed by \r\n                                              the Government Printer shall be \r\n                                              prima facie evidence of the due \r\n                                              making and tenor of that document \r\n                                              and, if the document purports to \r\n                                              have been published, of the \r\n                                              publication thereof.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              No.29 of 1957.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Section 15 of the \r\n                                              Interpretation Act, 1957 (which \r\n                                              makes provision as to evidence in \r\n                                              relation to official publications) \r\n                                              is hereby repealed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Amendment of s. 13 of \r\n                                              Statutory Instruments Act, 1959. \r\n                                              No. 52 of 1959.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Subsection (1) of Section 13 of \r\n                                              the Statutory Instruments Act, \r\n                                              1959 (which makes provision as to \r\n                                              the commencement of statutory \r\n                                              instruments) is hereby amended, \r\n                                              with effect from the commencement \r\n                                              of that Act,&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) by the insertion, at the \r\n                                              beginning of paragraph (a), of the \r\n                                              words &quot;in the case of a \r\n                                              legislative instrument made after \r\n                                              the coming into operation of \r\n                                              Section 4 of this Act,&quot;; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) by the substitution for \r\n                                              paragraph (b) of the following&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;(b) in any other case, on the \r\n                                              date on which the instrument is \r\n                                              made:&quot;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              This printed impression has been \r\n                                              carefully compared by me with the \r\n                                              Bill which has passed the National \r\n                                              Assembly, and found by me to be a \r\n                                              true and correctly printed copy of \r\n                                              the said Bill.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              K. B. AYENSU</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Clerk of the National Assembly.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p></td>\r\n                </tr>\r\n              <td height="2"></tbody>\r\n            </table>\r\n          </td>\r\n        </tr>\r\n<tr>\r\n  <td width="76" height="50" bgcolor="#003366">&nbsp;</td>\r\n        </tr>\r\n', 'First', 'Yes', '');
INSERT INTO `actsofghana` (`id`, `title`, `content`, `republic`, `isshow`, `actname`) VALUES
(76, 'OIL IN NAVIGABLE WATERS ACT, 1964 \n                                              (ACT 235)', '<table>\r\n<tr>\r\n                                            <td vAlign="top" align="left" width="1331" height="64">\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              OIL IN NAVIGABLE WATERS ACT, 1964 \r\n                                              (ACT 235)</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ARRANGEMENT OF SECTIONS</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. Discharge of certain oils into \r\n                                              prohibited sea areas.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              2. Designation of prohibited sea \r\n                                              areas.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              3. Discharge of oil into Ghanaian \r\n                                              waters.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              4. Special defences under sections \r\n                                              1 and 3.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              5. Equipment in ships to prevent \r\n                                              oil pollution.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              6. Penalties for offences under \r\n                                              sections 1, 3, and 5.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              7. Maintaining records of matters \r\n                                              relating to oil.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              8. Maintaining records of transfer \r\n                                              of oil to or from vessels.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              9. Particulars to be specified in \r\n                                              records.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              10. Offences under sections 7, 8 \r\n                                              and 9.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              11. Facilities in ports for \r\n                                              disposal of oil residues.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              12. Restrictions on transfer of \r\n                                              oil at night.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              13. Duty to report discharges of \r\n                                              oil into waters of ports.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              14. Powers of inspection.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              15. Prosecutions.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              16. Enforcement and application of \r\n                                              fines.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              17. General provisions as to \r\n                                              application of Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              18. Power of Minister to grant \r\n                                              exemptions.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              19. Application of Act to \r\n                                              Government ships.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              20. Enforcement of Conventions \r\n                                              relating to oil pollution.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              21. Interpretation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              22. Revocation.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              SCHEDULES</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              First Schedule&#8212;Prohibited zones</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Second Schedule</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Part I&#8212;Accidental and other \r\n                                              exceptional discharges or escapes \r\n                                              of oil</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Part II&#8212;Date of entry</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Part III</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">&nbsp;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              THE TWO HUNDRED AND THIRTY-FIFTH</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">&nbsp;</p>\r\n                                              <p class="MsoNormal" style="text-align: center"></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              ACT OF THE PARLIAMENT OF THE \r\n                                              REPUBLIC OF GHANA</span></p>\r\n                                              <p class="MsoNormal" style="text-align: center">\r\n                                              <span style="font-family: Arial">\r\n                                              ENTITLED</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              THE OIL IN NAVIGABLE WATERS ACT, \r\n                                              1964</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AN ACT to enable effect to be \r\n                                              given to the International \r\n                                              Convention for the Prevention of \r\n                                              Pollution of the Sea by Oil, 1954, \r\n                                              and otherwise to make new \r\n                                              provision for preventing the \r\n                                              pollution of the sea and of \r\n                                              navigable waters by oil.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              DATE OF ASSENT: 6th April, 1964</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              WHEREAS the Government of Ghana \r\n                                              deposited a document of acceptance \r\n                                              with the Inter-Governmental \r\n                                              Maritime Consultative Organisation \r\n                                              in London on 17th May, 1962, for a \r\n                                              Convention entitled &quot;The \r\n                                              International Convention for the \r\n                                              Prevention of the Pollution of the \r\n                                              Sea by Oil, 1954&quot; (in this Act \r\n                                              referred to as &quot;the Convention of \r\n                                              1954&quot;):</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              AND WHEREAS it is expedient to \r\n                                              enable effect to be given to that \r\n                                              Convention and otherwise to make \r\n                                              new provision for preventing the \r\n                                              pollution of navigable waters by \r\n                                              oil:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              NOW THEREFORE BE IT ENACTED by the \r\n                                              President and the National \r\n                                              Assembly in this present \r\n                                              Parliament assembled as follows:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 1&#8212;Discharge of Certain \r\n                                              Oils into Prohibited Sea Areas.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If any oil to which this \r\n                                              section applies is discharged from \r\n                                              any ship registered in Ghana into \r\n                                              a part of the sea which is a \r\n                                              prohibited sea area, or if any \r\n                                              mixture containing not less than \r\n                                              one hundred parts of oil to which \r\n                                              this section applies in a million \r\n                                              parts of the mixture is discharged \r\n                                              from such a ship into such a part \r\n                                              of the sea, the owner or master of \r\n                                              the ship shall, subject to the \r\n                                              provisions of this Act, be guilty \r\n                                              of an offence under this section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) This section applies to crude \r\n                                              oil, fuel oil, heavy diesel oil \r\n                                              and lubricating oil and shall also \r\n                                              apply to any other description of \r\n                                              oil which may be prescribed by the \r\n                                              Minister, having regard to the \r\n                                              provisions of any subsequent \r\n                                              Convention in so far as it relates \r\n                                              to the prevention of pollution of \r\n                                              the sea by oil, or having regard \r\n                                              to the persistent character of oil \r\n                                              of that description and the \r\n                                              likelihood that it would cause \r\n                                              pollution if discharged from a \r\n                                              ship into a prohibited sea area.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Regulations made under this \r\n                                              section by the Minister may make \r\n                                              exceptions from the operation of \r\n                                              subsection (1) of this section, \r\n                                              either absolutely or subject to \r\n                                              any prescribed conditions, and \r\n                                              either generally or as respects \r\n                                              particular classes of ships, or in \r\n                                              relation to particular \r\n                                              descriptions of oil or mixtures \r\n                                              containing oil or to the discharge \r\n                                              of oil or mixtures in prescribed \r\n                                              circumstances, or in relation to \r\n                                              particular areas of the sea.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) This section shall not apply \r\n                                              to the discharge from the bilges \r\n                                              of a ship of an oily mixture \r\n                                              containing no other oil than \r\n                                              lubricating oil which has drained \r\n                                              or leaked from machinery spaces.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) In this Act &quot;subsequent \r\n                                              Convention&quot; means any Convention \r\n                                              subsequent to the Convention of \r\n                                              1954, being a Convention accepted \r\n                                              by the Government of Ghana.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 2&#8212;Designation of \r\n                                              Prohibited Sea Areas.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) For the purposes of this Act \r\n                                              the areas of the sea designated by \r\n                                              or in accordance with this section \r\n                                              shall be prohibited sea areas.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Subject to the following \r\n                                              provisions of this section the \r\n                                              areas specified in the First \r\n                                              Schedule to this Act shall be \r\n                                              prohibited sea areas.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The Minister, if he considers \r\n                                              it necessary to do so for the \r\n                                              purpose of protecting the coast \r\n                                              and territorial waters of Ghana \r\n                                              from pollution by oil, may by \r\n                                              legislative instrument, designate \r\n                                              any area of the sea, outside the \r\n                                              territorial waters of Ghana and \r\n                                              outside the areas specified in the \r\n                                              First Schedule to this Act, as a \r\n                                              prohibited sea area.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) For the purpose of giving \r\n                                              effect to any variation of the \r\n                                              prohibited zones referred to in \r\n                                              the Convention of 1954, in \r\n                                              accordance with the provisions of \r\n                                              that Convention or of any \r\n                                              subsequent Convention, the \r\n                                              Minister may by legislative \r\n                                              instrument vary any of the areas \r\n                                              specified in the First Schedule to \r\n                                              this Act, or declare that any area \r\n                                              specified in that Schedule shall \r\n                                              cease to be included therein, or \r\n                                              designate as a prohibited area any \r\n                                              area of the sea, outside the \r\n                                              Territorial waters of Ghana, which \r\n                                              apart from the instrument is not a \r\n                                              prohibited sea area.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 3&#8212;Discharge of Oil into \r\n                                              Ghanaian Waters.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If any oil or mixture \r\n                                              containing oil is discharged into \r\n                                              waters to which this section \r\n                                              applies from any vessel, or from \r\n                                              any place on land, or from any \r\n                                              apparatus used for transferring \r\n                                              oil from or to any vessel (whether \r\n                                              to or from a place on land or to \r\n                                              or from another vessel), then \r\n                                              subject to the provisions of this \r\n                                              Act&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) if the discharge is from a \r\n                                              vessel, the owner or master of the \r\n                                              vessel, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) if the discharge is from a \r\n                                              place on land, the occupier of \r\n                                              that place, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) if the discharge is from \r\n                                              apparatus used for transferring \r\n                                              oil from or to a vessel, the \r\n                                              person in charge of the apparatus,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              shall be guilty of an offence \r\n                                              under this section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) This section applies to the \r\n                                              following waters, that is to say&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) the whole of the sea within \r\n                                              the seaward limits of the \r\n                                              territorial waters of Ghana, and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) all other waters (including \r\n                                              inland waters) which are within \r\n                                              those limits and are navigable by \r\n                                              sea-going ships.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) A port Authority may appoint a \r\n                                              place within his jurisdiction \r\n                                              where the ballast water of vessels \r\n                                              in which a cargo of \r\n                                              petroleum-spirit has been carried \r\n                                              may be discharged into the waters \r\n                                              of the port at such times, and \r\n                                              subject to such conditions, as the \r\n                                              Authority may determine; and, \r\n                                              where a place is so appointed, the \r\n                                              discharge of ballast water from \r\n                                              such a vessel shall not constitute \r\n                                              an offence under this section, if \r\n                                              the ballast water is discharged at \r\n                                              that place, and at a time and in \r\n                                              accordance with the conditions so \r\n                                              determined, and the ballast water \r\n                                              contains no oil other than \r\n                                              petroleum-spirit.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) In this Act &quot;place on land&quot; \r\n                                              includes anything resting on the \r\n                                              bed or shore of the sea, or of any \r\n                                              other waters to which this section \r\n                                              applies, and also includes \r\n                                              anything afloat (other than a \r\n                                              vessel) if it is anchored or \r\n                                              attached to the bed or shore of \r\n                                              the sea or of any such waters; and \r\n                                              &quot;occupier&quot; in relation to any such \r\n                                              thing as is mentioned in the \r\n                                              preceding provisions of this \r\n                                              subsection, if it has no occupier, \r\n                                              means the owner thereof, and, in \r\n                                              relation to a railway wagon or \r\n                                              road vehicle, means the person in \r\n                                              charge of the wagon or vehicle and \r\n                                              not the occupier of the land on \r\n                                              which the wagon or vehicle stands.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 4&#8212;Special Defences under \r\n                                              Sections 1 and 3.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where a person is charged with \r\n                                              an offence under section 1 of this \r\n                                              Act, or is charged with an offence \r\n                                              under the last preceding section \r\n                                              as the owner or master of a \r\n                                              vessel, it shall be a defence to \r\n                                              prove that the oil or mixture in \r\n                                              question was discharged for the \r\n                                              purpose of securing the safety of \r\n                                              any vessel, or of preventing \r\n                                              damage to any vessel or cargo, or \r\n                                              of saving life:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that a defence under this \r\n                                              subsection shall not have effect \r\n                                              if the court is satisfied that the \r\n                                              discharge of the oil or mixture \r\n                                              was not necessary for the purpose \r\n                                              alleged in the defence or was not \r\n                                              a reasonable step to take in the \r\n                                              circumstances.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where a person is charged as \r\n                                              mentioned in the preceding \r\n                                              subsection it shall also be a \r\n                                              defence to prove&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) that the oil or mixture \r\n                                              escaped in consequence of damage \r\n                                              to the vessel, and that as soon as \r\n                                              practicable after the damage \r\n                                              occurred all reasonable steps were \r\n                                              taken for preventing, or (if it \r\n                                              could not be prevented) for \r\n                                              stopping or reducing, the escape \r\n                                              of the oil or mixture, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) that the oil or mixture \r\n                                              escaped by reason of leakage, that \r\n                                              the leakage was not due to any \r\n                                              want of reasonable care, and that \r\n                                              as soon as practicable after the \r\n                                              escape was discovered all \r\n                                              reasonable steps were taken for \r\n                                              stopping or reducing it.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Where a person is charged with \r\n                                              an offence under the last \r\n                                              preceding section as the occupier \r\n                                              of a place on land, or as the \r\n                                              person in charge of any apparatus, \r\n                                              from which oil or a mixture \r\n                                              containing oil is alleged to have \r\n                                              escaped, it shall be a defence to \r\n                                              prove that the escape of the oil \r\n                                              or mixture was not due to any want \r\n                                              of reasonable care, and that as \r\n                                              soon as practicable after the \r\n                                              escape was discovered all \r\n                                              reasonable steps were taken for \r\n                                              stopping or reducing it.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Without prejudice to the last \r\n                                              preceding subsection, it shall be \r\n                                              a defence for the occupier of a \r\n                                              place on land, who is charged with \r\n                                              an offence under the last \r\n                                              preceding section, to prove that \r\n                                              the discharge was caused by the \r\n                                              act of a person who was in that \r\n                                              place without the permission \r\n                                              (express or implied) of the \r\n                                              occupier.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Where a person is charged with \r\n                                              an offence under the last \r\n                                              preceding section in respect of \r\n                                              the discharge of a mixture \r\n                                              containing oil from a place on \r\n                                              land, it shall (without prejudice \r\n                                              to any other defence under this \r\n                                              section) be a defence to prove&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) that the oil was contained in \r\n                                              an effluent produced by operations \r\n                                              for the refining of oil;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) that it was not reasonably \r\n                                              practicable to dispose of the \r\n                                              effluent otherwise than by \r\n                                              discharging it into waters to \r\n                                              which the last preceding section \r\n                                              applies; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) that all reasonably \r\n                                              practicable steps had been taken \r\n                                              for eliminating oil from the \r\n                                              effluent:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that a defence under this \r\n                                              subsection shall not have effect \r\n                                              if it is proved that, at a time to \r\n                                              which the charge relates, the \r\n                                              surface of the waters into which \r\n                                              the mixture was discharged from \r\n                                              the place in question, or land \r\n                                              adjacent to those waters, was \r\n                                              fouled by oil, unless the court is \r\n                                              satisfied that the fouling was not \r\n                                              caused, or contributed to, by oil \r\n                                              contained in any effluent \r\n                                              discharge at or before that time \r\n                                              from that place.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) Where any oil or mixture \r\n                                              containing oil is discharged in \r\n                                              consequence of the exercise of any \r\n                                              power conferred by sections 243 \r\n                                              and 244 of the Merchant Shipping \r\n                                              Act, 1963 (Act 183) (which relate \r\n                                              to the removal of wrecks), and \r\n                                              apart from this subsection the \r\n                                              authority exercising the power, or \r\n                                              a person employed by or acting on \r\n                                              behalf of the authority, would be \r\n                                              guilty of an offence under section \r\n                                              1 of this Act, or under the last \r\n                                              preceding section, in respect of \r\n                                              that discharge the authority or \r\n                                              person shall not be convicted of \r\n                                              that offence unless it is shown \r\n                                              that they or he failed to take \r\n                                              such steps (if any) as were \r\n                                              reasonable in the circumstances \r\n                                              for preventing, stopping or \r\n                                              reducing the discharge.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 5&#8212;Equipment in Ships to \r\n                                              Prevent Oil Pollution.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) All ships registered in Ghana \r\n                                              which use oil as fuel for either \r\n                                              engines or boilers shall be so \r\n                                              fitted as to prevent oil fuel from \r\n                                              leaking or draining into bilges \r\n                                              unless effective means are \r\n                                              provided to ensure that the oil in \r\n                                              the bilges is not discharged in \r\n                                              contravention of this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) For the purpose of preventing \r\n                                              or reducing discharges of oil and \r\n                                              mixtures containing oil into the \r\n                                              sea, the Minister may, by \r\n                                              legislative instrument, make \r\n                                              regulations requiring ships \r\n                                              registered in Ghana to be fitted \r\n                                              with such equipment, and to comply \r\n                                              with such requirements, as may be \r\n                                              prescribed.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Without prejudice to the \r\n                                              generality of the preceding \r\n                                              subsection, where any regulations \r\n                                              made thereunder require ships to \r\n                                              be fitted with equipment of a \r\n                                              prescribed description, the \r\n                                              regulations may provide that \r\n                                              equipment of that description \r\n                                              shall not be installed in a ship \r\n                                              to which the regulations apply \r\n                                              unless it is of a type approved by \r\n                                              the Minister.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 6&#8212;Penalties for Offences \r\n                                              under Sections 1, 3 and 5.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">A \r\n                                              person guilty of an offence under \r\n                                              section 1 or section 3, or under \r\n                                              the last preceding section, shall, \r\n                                              on conviction on indictment, or on \r\n                                              summary conviction, be liable to a \r\n                                              fine:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that an offence shall not \r\n                                              by virtue of this section be \r\n                                              punishable on summary conviction \r\n                                              by a fine exceeding one thousand \r\n                                              pounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 7&#8212;Maintaining Records of \r\n                                              Matters Relating to Oil.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The master of every ship \r\n                                              registered in Ghana (not being a \r\n                                              tanker) of 80 tons gross tonnage \r\n                                              or over which uses fuel oil shall \r\n                                              maintain a record&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) of any occasion on which oil \r\n                                              or a mixture containing oil is \r\n                                              discharged from his ship for the \r\n                                              purpose of securing the safety of \r\n                                              any vessel or of preventing damage \r\n                                              to any vessel or cargo;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) of any occasion on which oil \r\n                                              or a mixture containing oil is \r\n                                              found to be escaping, or to have \r\n                                              escaped, from any such ship in \r\n                                              consequence of damage to the ship, \r\n                                              or by reason of leakage;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) of the carrying out, on board \r\n                                              or in connection with any such \r\n                                              ship, of operations relating to &#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              the ballasting of oil tanks \r\n                                              (whether cargo or bunker fuel \r\n                                              tanks) and the discharge of \r\n                                              ballast from, and cleaning of, \r\n                                              such tanks, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) the separation of oil from \r\n                                              water, or from other substances in \r\n                                              any mixture containing oil, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) the disposal of any oil or \r\n                                              water, or any other substance, \r\n                                              arising from operations relating \r\n                                              to any of the matters specified in \r\n                                              the preceding sub-paragraphs, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) the disposal of any other oil \r\n                                              residues.&nbsp; </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The records required to be \r\n                                              maintained of the matters \r\n                                              specified in paragraphs (a) and \r\n                                              (b) of subsection (1) of this \r\n                                              section shall be in the form set \r\n                                              out in Part I of the Second \r\n                                              Schedule to this Act, and those to \r\n                                              be maintained of the matters \r\n                                              specified in paragraph (c) of \r\n                                              subsection (1) of this section, in \r\n                                              the form set out in Part III of \r\n                                              that Schedule.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) The master of every ship being \r\n                                              a tanker registered in Ghana shall \r\n                                              maintain a record in the form set \r\n                                              out in Part I of the Second \r\n                                              Schedule to this Act of the \r\n                                              matters specified in paragraphs \r\n                                              (a) and (b) of subsection (1) of \r\n                                              this section and in the form set \r\n                                              out in Part II of the Second \r\n                                              Schedule of the matters specified \r\n                                              in paragraph (c) of that \r\n                                              subsection.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The records required to be \r\n                                              maintained in accordance with this \r\n                                              section shall be retained in the \r\n                                              ship for a period of two years \r\n                                              after the last entry has been made \r\n                                              and shall be kept readily \r\n                                              available for inspection at all \r\n                                              reasonable times.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 8&#8212;Maintaining Records of \r\n                                              Transfer of Oil to or from \r\n                                              Vessels.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The master of every vessel, \r\n                                              whether registered or not, and of \r\n                                              whatever nationality, which is \r\n                                              capable of carrying in bulk, \r\n                                              whether for cargo or for bunker \r\n                                              purposes, more than five tons of \r\n                                              oil in any one space or container, \r\n                                              shall maintain a record of the \r\n                                              particulars specified in section 9 \r\n                                              hereof relating to the transfer of \r\n                                              oil to and from the vessel while \r\n                                              it is within the seaward limits of \r\n                                              the territorial waters of Ghana.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) In the case of the transfer of \r\n                                              oil to a barge the record shall be \r\n                                              kept by the person supplying the \r\n                                              oil and in the case of the \r\n                                              transfer of oil from the barge the \r\n                                              record shall be kept by the person \r\n                                              to whom the oil is delivered.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 9&#8212;Particulars to be \r\n                                              Specified in Records.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The record required to be \r\n                                              maintained by the last preceding \r\n                                              section shall show clearly the \r\n                                              following particulars&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              the name and port of registry (if \r\n                                              any) of the vessel or barge;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) the date and time of \r\n                                              transfer;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (iii) the place of transfer;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (iv) the amount and description of \r\n                                              oil transferred; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (v) from what vessel, barge or \r\n                                              place on land, and to what vessel, \r\n                                              barge or place, the oil was \r\n                                              transferred.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) The record of each operation \r\n                                              shall be separately signed and \r\n                                              dated by the master or such other \r\n                                              person as is referred to in \r\n                                              subsection (2) of the last \r\n                                              preceding section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) If the record is kept in the \r\n                                              Official Log of a vessel it shall \r\n                                              not be necessary separately to \r\n                                              state the name and port of \r\n                                              registry (if any) of the vessel.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 10&#8212;Offences under Sections \r\n                                              7, 8 and 9.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If any person fails to comply \r\n                                              with any requirements imposed by \r\n                                              or under section 7, section 8 or \r\n                                              section 9 he shall be liable on \r\n                                              summary conviction to a fine not \r\n                                              exceeding five hundred pounds; and \r\n                                              if any person makes an entry in \r\n                                              any records kept under section 7 \r\n                                              or section 8 which is to his \r\n                                              knowledge false or misleading in \r\n                                              any material particular, he shall \r\n                                              be liable on summary conviction to \r\n                                              a fine not exceeding five hundred \r\n                                              pounds, or to imprisonment for a \r\n                                              term not exceeding six months, or \r\n                                              to both.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) In any proceedings under this \r\n                                              Act&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) any records kept in pursuance \r\n                                              of this Act shall be admissible as \r\n                                              evidence of the facts stated in \r\n                                              those records;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) any copy of an entry in such \r\n                                              records, which is certified by the \r\n                                              person by whom the records are \r\n                                              required to be kept to be a true \r\n                                              copy of the entry, shall be \r\n                                              admissible as evidence of the \r\n                                              facts stated in the entry;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) any document purporting to be \r\n                                              a record kept in pursuance of this \r\n                                              Act, or purporting to be such a \r\n                                              certified copy as is mentioned in \r\n                                              the last preceding paragraph, \r\n                                              shall, unless the contrary is \r\n                                              proved, be presumed to be such a \r\n                                              record or such a certified copy, \r\n                                              as the case may be.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 11&#8212;Facilities in Ports for \r\n                                              Disposal of Oil Residues.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In respect of every port in \r\n                                              Ghana, the powers of the Authority \r\n                                              shall include a power to provide \r\n                                              facilities for enabling vessels \r\n                                              using the port to discharge or \r\n                                              deposit oil residues (in this Act \r\n                                              referred to as &quot;oil reception \r\n                                              facilities&quot;).</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Any power of an Authority to \r\n                                              provide oil reception facilities \r\n                                              shall include power to join with \r\n                                              any other person in providing \r\n                                              them, and references in this \r\n                                              section to the provision of oil \r\n                                              reception facilities by an \r\n                                              Authority shall be construed \r\n                                              accordingly; and any such power \r\n                                              shall include power to arrange for \r\n                                              the provision of such facilities \r\n                                              by any other person.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) An Authority providing oil \r\n                                              reception facilities, or a person \r\n                                              providing such facilities by \r\n                                              arrangement with an Authority may \r\n                                              make reasonable charges for the \r\n                                              use of the facilities, and may \r\n                                              impose reasonable conditions in \r\n                                              respect of the use thereof.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Subject to the following \r\n                                              provisions of this section, any \r\n                                              oil reception facilities provided \r\n                                              by, or by arrangement with, an \r\n                                              Authority shall be open to all \r\n                                              vessels using the port on payment \r\n                                              of any charges, and subject to \r\n                                              compliance with any conditions, \r\n                                              imposed in accordance with the \r\n                                              last preceding subsection.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) Where in the case of any port \r\n                                              in Ghana it appears to the \r\n                                              Minister, after consultation with \r\n                                              the Authority and with any \r\n                                              organisation appearing to him to \r\n                                              be representative of owners of \r\n                                              ships registered in Ghana&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) where the port has oil \r\n                                              reception facilities, that those \r\n                                              facilities are inadequate, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) where the port has no such \r\n                                              facilities, that the port has need \r\n                                              of such facilities,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              the Minister may, with the prior \r\n                                              approval of the President, direct \r\n                                              the Authority to provide, or \r\n                                              arrange for the provision of, such \r\n                                              oil reception facilities as may be \r\n                                              specified in the directions.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (6) Notwithstanding the provisions \r\n                                              of subsection (4) of this section, \r\n                                              an Authority providing oil \r\n                                              reception facilities or a person \r\n                                              providing such facilities by \r\n                                              arrangement with such Authority, \r\n                                              shall not be obliged to make those \r\n                                              facilities available for use by \r\n                                              tankers, except at oil loading \r\n                                              terminals; and the requirements of \r\n                                              tankers shall be assessed \r\n                                              accordingly by the Minister in \r\n                                              exercising his powers under the \r\n                                              last preceding subsection.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (7) Nothing in this section shall \r\n                                              be construed as requiring an \r\n                                              Authority to allow untreated \r\n                                              ballast water or tank washings \r\n                                              (that is to say, ballast water or \r\n                                              tank washings which contain oil \r\n                                              and have not been subjected to an \r\n                                              effective process for separating \r\n                                              the oil from the water) to be \r\n                                              discharged into any oil reception \r\n                                              facilities provided by, or by \r\n                                              arrangement with, the Authority; \r\n                                              and the Minister shall exercise \r\n                                              his powers under subsection (5) of \r\n                                              this section accordingly.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (8) As respects any port in Ghana \r\n                                              subsections (1), (2) and (5) of \r\n                                              this section shall have effect in \r\n                                              relation to arrangements for \r\n                                              disposing of oil residues \r\n                                              discharged or deposited by vessels \r\n                                              using the port''s oil reception \r\n                                              facilities, and to the making of \r\n                                              such arrangements, as those \r\n                                              subsections have effect in \r\n                                              relation to oil reception \r\n                                              facilities and the provision of \r\n                                              such facilities.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 12&#8212;Restrictions on \r\n                                              Transfer of Oil at Night.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) No oil shall be transferred \r\n                                              between sunset and sunrise to or \r\n                                              from a vessel in any port in Ghana \r\n                                              unless the requisite notice has \r\n                                              been given in accordance with this \r\n                                              section:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that this subsection \r\n                                              shall not apply to the transfer of \r\n                                              oil for the purposes of saving \r\n                                              life or property.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) For the purposes of this \r\n                                              section a general notice may be \r\n                                              given to the harbour master of a \r\n                                              port, that transfers of oil \r\n                                              between sunset and sunrise will be \r\n                                              frequently carried out at a place \r\n                                              in the port within a period \r\n                                              specified in the notice; and if \r\n                                              such a notice is given it shall be \r\n                                              the requisite notice for the \r\n                                              purposes of this section as \r\n                                              regards transfers of oil at that \r\n                                              place within the period specified \r\n                                              in the notice:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that the period specified \r\n                                              in such a notice shall not extend \r\n                                              beyond the end of the period of \r\n                                              twelve months beginning with the \r\n                                              date on which the notice is given.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Subject to the last preceding \r\n                                              subsection, the requisite notice \r\n                                              for the purposes of this section \r\n                                              shall be a notice given to the \r\n                                              harbour master not less than three \r\n                                              hours nor more than ninety-six \r\n                                              hours before the transfer of oil \r\n                                              begins.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) In the case of a port which \r\n                                              has no harbour master, references \r\n                                              in the two last preceding \r\n                                              subsections to the harbour master \r\n                                              shall be construed as references \r\n                                              to the port Authority.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) If any oil is transferred to \r\n                                              or from a vessel in contravention \r\n                                              of this section, the master of the \r\n                                              vessel, and, if the oil is \r\n                                              transferred from or to a place on \r\n                                              land, the occupier of that place, \r\n                                              shall be liable on summary \r\n                                              conviction to a fine not exceeding \r\n                                              one hundred pounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 13&#8212;Duty to Report \r\n                                              Discharges of Oil into Waters of \r\n                                              Ports.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) If any oil or mixture \r\n                                              containing oil&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) is discharged from a vessel \r\n                                              into the waters of a port in Ghana \r\n                                              for the purposes of securing the \r\n                                              safety of the vessel or of \r\n                                              preventing damage to the vessel or \r\n                                              her cargo, or of saving life, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) is found to be escaping, or to \r\n                                              have escaped, into any such waters \r\n                                              from a vessel in consequence of \r\n                                              damage to the vessel or by reason \r\n                                              of leakage, or</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) is found to be escaping or to \r\n                                              have escaped into any such waters \r\n                                              from a place on land,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              the owner or master of the vessel \r\n                                              or the occupier of the place on \r\n                                              land, as the case may be, shall \r\n                                              forthwith report the occurrence to \r\n                                              the harbour master (or if there is \r\n                                              no harbour master, to the port \r\n                                              Authority) stating in the case of \r\n                                              a report by the owner or master of \r\n                                              a vessel, whether it falls within \r\n                                              paragraph (a) or paragraph (b) of \r\n                                              this subsection, and if he fails \r\n                                              to do so, shall be guilty of an \r\n                                              offence under this section.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) A person guilty of an offence \r\n                                              under this section shall be liable \r\n                                              on summary conviction to a fine \r\n                                              not exceeding two hundred pounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 14&#8212;Powers of Inspection.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The Minister may appoint any \r\n                                              person as an inspector to report \r\n                                              to him&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) whether the prohibitions, \r\n                                              restrictions and obligations \r\n                                              imposed by virtue of this Act \r\n                                              (including prohibitions so imposed \r\n                                              by the creation of offences under \r\n                                              this Act) have been complied with;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) what measures (other than \r\n                                              measures made obligatory by \r\n                                              regulations under section 5 of \r\n                                              this Act) have been taken to \r\n                                              prevent the escape of oil and \r\n                                              mixtures containing oil;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) whether the oil reception \r\n                                              facilities provided in ports are \r\n                                              adequate;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              and any such inspector may be so \r\n                                              appointed to report either in a \r\n                                              particular case or in a class of \r\n                                              cases specified in his \r\n                                              appointment.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Every surveyor of ships shall \r\n                                              be taken to be a person appointed \r\n                                              generally under the preceding \r\n                                              subsection to report to the \r\n                                              Minister in every kind of case \r\n                                              falling within that subsection.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3)&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; (a) Sections 314 and 316 \r\n                                              of the Merchant Shipping Act, 1963 \r\n                                              (Act 183) (which </span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              relate to the powers of surveyors) \r\n                                              shall apply to persons appointed \r\n                                              under subsection (1) of this \r\n                                              section as they apply to the \r\n                                              surveyors referred to in those \r\n                                              sections as if a reference to that \r\n                                              Act were a reference to this Act \r\n                                              and included a reference to any \r\n                                              regulations made under this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) Any power of a surveyor under \r\n                                              the said section 314 as so applied \r\n                                              to require the production of any \r\n                                              records required to be kept in \r\n                                              accordance with section 7 and 8 of \r\n                                              this Act shall include power to \r\n                                              copy an entry in those records and \r\n                                              require the person by whom the \r\n                                              records are kept to certify the \r\n                                              copy as a true copy of the entry.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Without prejudice to any \r\n                                              powers exercisable by virtue of \r\n                                              the preceding provisions of this \r\n                                              section, in the case of a vessel \r\n                                              which is for the time being in a \r\n                                              port in Ghana the harbour master, \r\n                                              and any other person appointed by \r\n                                              the Minister under this subsection \r\n                                              (either generally or in relation \r\n                                              to a particular vessel), shall \r\n                                              have power&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) to go on board and inspect the \r\n                                              vessel or any part thereof or any \r\n                                              of the machinery, boats, equipment \r\n                                              or articles on board the vessel, \r\n                                              for the purpose of ascertaining \r\n                                              the circumstances relating to an \r\n                                              alleged discharge of oil or a \r\n                                              mixture containing oil from the \r\n                                              vessel into the waters of the \r\n                                              port;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) to require the production of \r\n                                              any records which by virtue of \r\n                                              sections 7 and 8 of this Act are \r\n                                              required to be kept in respect of \r\n                                              that vessel;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) to copy an entry in any such \r\n                                              records, and require the person by \r\n                                              whom the records are to be kept to \r\n                                              certify the copy as a true copy of \r\n                                              the entry:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that a person exercising \r\n                                              any powers conferred by this \r\n                                              subsection shall not unnecessarily \r\n                                              detain or delay the vessel from \r\n                                              proceeding on any voyage.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (5) If any person fails to comply \r\n                                              with any requirement duly made in \r\n                                              pursuance of paragraph (b) or \r\n                                              paragraph (c) of the last \r\n                                              preceding subsection, he shall be \r\n                                              liable on summary conviction to a \r\n                                              fine not exceeding ten pounds, and \r\n                                              if any person wilfully obstructs a \r\n                                              person acting in the exercise of \r\n                                              any power conferred by virtue of \r\n                                              this section, he shall be liable \r\n                                              on summary conviction to a fine \r\n                                              not exceeding one hundred pounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 15&#8212;Prosecutions.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In respect of any of the \r\n                                              following offences, that is to \r\n                                              say&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) any offence under section 3 of \r\n                                              this Act which is alleged to have \r\n                                              been committed by the discharge of \r\n                                              oil, or a mixture containing oil, \r\n                                              into the waters of a port in \r\n                                              Ghana;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) any offence under section 8 of \r\n                                              this Act relating to the keeping \r\n                                              of records of the transfer of oil \r\n                                              within such port;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) any offence in relation to \r\n                                              such a port under section 12 or \r\n                                              section 13 of this Act; and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (d) any offence under the last \r\n                                              preceding section in respect of \r\n                                              failure to comply with a \r\n                                              requirement of a harbour master, \r\n                                              or in respect of obstruction of a \r\n                                              harbour master, acting in the \r\n                                              exercise of any power conferred by \r\n                                              virtue of that section,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              no proceedings shall be brought \r\n                                              except by or with the consent of \r\n                                              the Attorney-General, or by the \r\n                                              port Authority concerned:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that the Minister, or a \r\n                                              person authorised by any general \r\n                                              or special directions of the \r\n                                              Minister, may bring proceedings \r\n                                              for any such offence as is \r\n                                              mentioned in paragraph (a) of this \r\n                                              subsection.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) In respect of any other \r\n                                              offence alleged to have been \r\n                                              committed under this Act, no \r\n                                              proceedings shall be brought \r\n                                              except by or with the consent of \r\n                                              the Attorney-General, or by the \r\n                                              Minister or a person authorised by \r\n                                              any general or special directions \r\n                                              of the Minister.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) Where, immediately before the \r\n                                              date which (apart from this \r\n                                              subsection) would be the date of \r\n                                              expiry of the time for bringing \r\n                                              proceedings in a court of summary \r\n                                              jurisdiction in respect of an \r\n                                              offence alleged to have been \r\n                                              committed under this Act, the \r\n                                              person to be charged is outside \r\n                                              Ghana, the time for bringing the \r\n                                              proceedings shall be extended \r\n                                              until the end of the period of two \r\n                                              months beginning with the date on \r\n                                              which he next enters Ghana.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) Proceedings for any offence \r\n                                              under this Act may (without \r\n                                              prejudice to any jurisdiction \r\n                                              exercisable apart from this \r\n                                              subsection) be taken against a \r\n                                              person at any place at which he is \r\n                                              for the time being.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 16&#8212;Enforcement and \r\n                                              Application of Fines.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Where a fine imposed by a \r\n                                              court in proceedings against the \r\n                                              owner or master of a vessel for an \r\n                                              offence under this Act is not paid \r\n                                              at the time ordered by the Court, \r\n                                              the court shall, in addition to \r\n                                              any other powers for enforcing \r\n                                              payment, have power to direct the \r\n                                              amount remaining unpaid to be \r\n                                              levied by distress or ponding and \r\n                                              sale of the vessel, her tackle, \r\n                                              furniture and apparel.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Where a person is convicted of \r\n                                              an offence under section 1 or \r\n                                              section 3 of this Act, and the \r\n                                              court imposes a fine in respect of \r\n                                              the offence, then if it appears to \r\n                                              the court that any person has \r\n                                              incurred, or will incur, expenses \r\n                                              in removing any pollution, or \r\n                                              making good any damage, which is \r\n                                              attributable to the offence, the \r\n                                              court may order the whole or part \r\n                                              of the fine to be paid to that \r\n                                              person for or towards defraying \r\n                                              those expenses.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 17&#8212;General Provisions as \r\n                                              to Application of Act.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The provisions of this Act, except \r\n                                              provisions which are expressed to \r\n                                              apply only to ships registered in \r\n                                              Ghana, shall (subject to any \r\n                                              exemptions expressly conferred by \r\n                                              or under this Act) apply to all \r\n                                              vessels, whether registered or \r\n                                              not, and of whatever nationality.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 18&#8212;Power of Minister to \r\n                                              Grant Exemptions.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              The Minister may exempt any \r\n                                              vessels or classes of vessels from \r\n                                              any of the provisions of this Act \r\n                                              or of any regulations made \r\n                                              thereunder, either absolutely or \r\n                                              subject to such conditions as he \r\n                                              thinks fit.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 19&#8212;Application of Act to \r\n                                              Government Ships.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) The provisions of this Act do \r\n                                              not apply to ships of the Ghana \r\n                                              Navy, nor to ships for the time \r\n                                              being used as Naval Auxiliaries.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Subject to the preceding \r\n                                              subsection&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) provisions of this Act which \r\n                                              are expressed to apply only to \r\n                                              ships registered in Ghana apply to \r\n                                              Government ships so registered and \r\n                                              to Government ships not so \r\n                                              registered, as they apply to other \r\n                                              ships which are registered in \r\n                                              Ghana;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) provisions of this Act which \r\n                                              are expressed to apply to ships \r\n                                              generally apply to Government \r\n                                              ships as they apply to other \r\n                                              ships.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 20&#8212;Enforcement of \r\n                                              Conventions Relating to Oil \r\n                                              Pollution.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) Without prejudice to any \r\n                                              powers exercisable by surveyors of \r\n                                              ships whether by virtue of this \r\n                                              Act or otherwise, every surveyor \r\n                                              of ships is hereby empowered to go \r\n                                              on board any ship to which the \r\n                                              Convention of 1954 applies, while \r\n                                              the ship is within a port in \r\n                                              Ghana, and to require production \r\n                                              of any records required to be kept \r\n                                              in accordance with that \r\n                                              Convention, and to copy any entry \r\n                                              in those records and require the \r\n                                              master of the ship to certify the \r\n                                              copy as a true copy of the entry.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) For the purposes of this \r\n                                              section, in any proceedings under \r\n                                              this Act&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) any records kept in pursuance \r\n                                              of the Convention of 1954 shall be \r\n                                              admissible as evidence of the \r\n                                              facts stated in those records;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) any copy of any entry in such \r\n                                              records, which is certified by the \r\n                                              master of the ship to be a true \r\n                                              copy of the entry, shall be \r\n                                              admissible as evidence of the \r\n                                              facts stated in the entry;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) any document purporting to be \r\n                                              records kept in pursuance of the \r\n                                              Convention of 1954, or purporting \r\n                                              to be such a certified copy as is \r\n                                              mentioned in the last preceding \r\n                                              paragraph, shall, unless the \r\n                                              contrary is proved, be presumed to \r\n                                              be such records or such a \r\n                                              certified copy, as the case may \r\n                                              be.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (3) If any person fails to comply \r\n                                              with any requirement of this \r\n                                              section, he shall be liable on \r\n                                              summary conviction to a fine not \r\n                                              exceeding ten pounds; and if any \r\n                                              person wilfully obstructs a \r\n                                              surveyor acting in the exercise of \r\n                                              a power conferred under this \r\n                                              section, he shall be liable on \r\n                                              summary conviction to a fine not \r\n                                              exceeding one hundred pounds.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (4) The preceding provisions of \r\n                                              this section shall apply to any \r\n                                              subsequent Convention, in so far \r\n                                              as it relates to the prevention of \r\n                                              pollution of the sea by oil, as \r\n                                              those provisions apply to the \r\n                                              Convention of 1954.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 21&#8212;Interpretation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (1) In this Act the following \r\n                                              expressions have the meanings \r\n                                              hereby assigned to them \r\n                                              respectively, that is to say&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;Authority&quot; in relation to a port \r\n                                              means an Authority constituted \r\n                                              under section 3 of the Ports Act, \r\n                                              1962 (Act 115);</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;barge&quot; includes a lighter or any \r\n                                              similar vessel;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;discharged&quot; in relation to oil or \r\n                                              an oily mixture means any \r\n                                              discharge or escape however \r\n                                              caused;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;harbour master&quot; includes any \r\n                                              person appointed by an Authority \r\n                                              for the purpose of enforcing the \r\n                                              provisions of this Act in relation \r\n                                              to the harbour;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;heavy diesel oil&quot; means marine \r\n                                              diesel oil, other than those \r\n                                              distillates of which more than \r\n                                              half the volume distils at a \r\n                                              temperature not exceeding 340º \r\n                                              Centigrade when tested by the \r\n                                              A.S.T.M. (American Society for \r\n                                              Testing Materials) Standard Method \r\n                                              D.86/59;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;mile&quot; means nautical mile, that \r\n                                              is to say, a distance of six \r\n                                              thousand and eighty feet;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;the Minister&quot; means the Minister \r\n                                              responsible for shipping;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;oil&quot; means oil of any description \r\n                                              and includes spirit produced from \r\n                                              oil of any description, and also \r\n                                              includes coal tar, and any power \r\n                                              conferred by any provision of this \r\n                                              Act to prescribe descriptions of \r\n                                              oil for the purposes of that \r\n                                              provision shall be construed \r\n                                              accordingly;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;oil reception facilities&quot; has the \r\n                                              meaning assigned to it by section \r\n                                              11 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;oil residues&quot; means any waste \r\n                                              material consisting of, or arising \r\n                                              from, oil or a mixture containing \r\n                                              oil;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;outside the territorial waters in \r\n                                              Ghana&quot; means outside the seaward \r\n                                              limits of those waters;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;place on land&quot; has the meaning \r\n                                              assigned to it by section 3 of \r\n                                              this Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;port&quot; has the meaning assigned to \r\n                                              it by the Ports Act, 1962 (Act \r\n                                              115);</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;prescribed&quot; means prescribed by \r\n                                              regulations made by legislative \r\n                                              instrument under this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;sea&quot; includes any estuary or arm \r\n                                              of the sea;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              ''''subsequent convention&quot; has the \r\n                                              meaning assigned to it by section \r\n                                              1 of this Act;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;territorial waters&quot; in relation \r\n                                              to Ghana has the meaning assigned \r\n                                              to it by the Territorial Waters \r\n                                              and Continental Shelf Act, 1963 \r\n                                              (Act 175); and</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              &quot;transfer&quot; in relation to oil \r\n                                              means transfer in bulk.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              (2) Subject to the preceding \r\n                                              subsection expressions used in \r\n                                              this Act and in the Merchant \r\n                                              Shipping Act, 1963, have the same \r\n                                              meanings in this Act as in that \r\n                                              Act.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <b>\r\n                                              <span style="font-family: Arial">\r\n                                              Section 22&#8212;Revocation.</span></b></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Regulation No. 6 of 1931 entitled \r\n                                              &quot;Harbours (Discharge of Oil \r\n                                              Prohibition) Regulations is hereby \r\n                                              revoked.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              FIRST SCHEDULE</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PROHIBITED ZONES</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              1. The prohibited zones shall be \r\n                                              all sea areas within 50 miles from \r\n                                              land and outside the territorial \r\n                                              waters of Ghana with the following \r\n                                              exceptions:&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (a) The North Sea Zone. This zone \r\n                                              shall extend for a distance of 100 \r\n                                              miles from the coasts of the \r\n                                              following countries:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Belgium,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Denmark,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              the Federal Republic of Germany,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              the Netherlands,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              the United Kingdom of Great \r\n                                              Britain and Northern Ireland,</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              but not beyond the point where the \r\n                                              limit for a 100-mile zone off the \r\n                                              west coast of Jutland intersects \r\n                                              the limit of the 50-mile zone off \r\n                                              the coast of Norway.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (b) The Atlantic Zone. This zone \r\n                                              shall comprise the sea area&#8212;</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">(i) \r\n                                              within a line drawn from a point \r\n                                              on the Greenwich meridian 100 \r\n                                              miles in a north-north-easterly \r\n                                              direction from the Shetland \r\n                                              Islands; thence northwards along \r\n                                              the Greenwich meridian to latitude \r\n                                              64º north; thence westwards along \r\n                                              the 64th parallel to longitude 10º \r\n                                              west; thence to latitude 60º \r\n                                              north, longitude 14º west; thence \r\n                                              to latitude 54º 30'' north, \r\n                                              longitude 30º west; thence to \r\n                                              latitude 44º 20'' north, longitude \r\n                                              30º west; thence to latitude 48º \r\n                                              north, longitude 14º west; thence \r\n                                              eastward along the 48th parallel \r\n                                              to a point of intersection with \r\n                                              the 50-mile zone off the coast of \r\n                                              France:</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; text-indent: 36.0pt; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              Provided that in relation to \r\n                                              voyages which do not extend \r\n                                              seawards beyond the Atlantic Zone \r\n                                              as defined above, and which are to \r\n                                              ports not provided with adequate \r\n                                              facilities for the reception of \r\n                                              oily residue, the Atlantic Zone \r\n                                              shall be deemed to terminate at a \r\n                                              distance of 100 miles from land.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 72.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (ii) The sea area within 100 miles \r\n                                              from land on the Atlantic coast of \r\n                                              Canada.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify; margin-left: 36.0pt">\r\n                                              <span style="font-family: Arial">\r\n                                              (c) The Australian Zone shall \r\n                                              extend for a distance of 150 miles \r\n                                              from the nearest land along the \r\n                                              coasts of Australia, except off \r\n                                              the north and west coasts of the \r\n                                              Australian mainland between the \r\n                                              point opposite Thursday Island and \r\n                                              the point on the west coast at 20º \r\n                                              south latitude.</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <i>\r\n                                              <span style="font-family: Arial">\r\n                                              SECOND SCHEDULE</span></i></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              Section 7</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                              PART I</span></p>\r\n                                              <p class="MsoNormal" style="text-align: justify">\r\n                                              <span style="font-family: Arial">\r\n                                     