GHANA COMMERCIAL BANK VRS ERNESTINA COLD STORES LIMITED 2.ERNESTINA The first defendant company a customer of plaintiff bank for more than ten years applied for and was granted an overdraft facility of Gh¢30,000 and a medium term loan of Gh¢40,000 on 4th July 2007 to complete the construct of a cold store and also purchase a generator to service the cold store owned by 1st defendant at Mankessim in the Central region.